Top 10 Saving Habits that can make you a Smart Shopper and help achieve your Savings Resolution in 2022

The year 2020 is on the verge of moving away while 2022 is nearby with a lot of hope and promises. We have got you the top 10 saving habits which you can inculcate in this new year to boost your savings resolution in 2022. This is particularly important for people going for online shopping as it can make you a smart shopper in terms of price pick-up, quality measurement, store knowledge, saving money, and much more.

You can follow online shopping communities like DesiDime for regular updates. These updates can be regarding trending deals, freebies, giveaways, discount coupons, and much more. Here, you can even discuss anything related to shopping so that you can make an informed decision.

Many online merchants and marketplaces have tie-ups with banks and digital wallets for online payments. These banks and wallets provide fine discounts and/or cashbacks when you pay for your orders via them. On paying via bank cards, you often get instant discounts whereas wallets like Paytm, Phone Pe, Google Pay, etc may take some time to process your reward. These bank and wallet offers can save you additional 5-10%.

You might be aware of online sales where there are huge discounts up for grabs. Some of the popular ones are Amazon Great Indian Festival Sale and Flipkart Big Billion Days Sale. These sales help you get your desired products under your budget and at great savings so make sure to get your wishlist ready before the sale starts.

Today, most of the online shopping sites have the option to apply offers and coupons. By applying them, you can get unbelievable discounts and/or cashbacks. If it's an offer then you already have the discounted price, but for a coupon or promo code, you need to apply it at checkout to avail rewards. You will find all of them on this site ranging from small merchants like Bata, FirstCry, etc to big marketplaces like Amazon, Flipkart, Myntra, etc.

It is important to use your earned cashback effectively in order to make your savings count. For instance, whenever there is a cashback offer, you don’t assume to save during that order, but while you use the cashback on your next order. For example, you ordered from Swiggy and earned Rs 50 cashback so on this order you haven’t saved anything, but on your next order when Rs 50 is used that’s when you save this amount. The reason for doing this practice is that sometimes you forget to use your cashback or the validity expires so it will help you recollect that you can save more. Moreover, I believe that this is the way cashback rewards should be encountered.

It happens like the offer is too rewarding so you forget the T&Cs part and hop-in quickly to grab the offer. This may lead to failure while availing the offer because if you don’t fulfil the offer terms then the company most likely won’t reward you. Similarly, while applying any coupon code you should check the details properly. For example, an offer says “Buy 1 Get 1 Free” may not mean that you can pick any items, but only from a limited section. There are also offers which require a minimum cart value or transaction value for redemption. Thus, go through these important details every time before achieving fine savings.

Nowadays, a single product is available at various places and that too nearby you so you have a chance to compare its price, quality, warranty terms, and much more. This will help you get the best product at the best price. For instance, you visit a retail store for a shirt and get it for Rs 2000. The next day you see the same shirt on an online store for Rs 1250. Thus, if you would have prior checked online then you would have saved around 40%. Similarly, you can compare it on different sites and then make your final decision. You can also visit DesiDime and search for your required products and get deals and coupons from various online merchants all over the internet.

Festivals are a great time to shop online for saving big. You will find various festival campaigns going on which offer products and/or services at low prices. Moreover, there are many contests and games where you can win loads of prizes such as gift vouchers, discount coupons, free OTT memberships, and much more. Festivals such as Diwali and Christmas have more reward offerings.

Many online stores have loyalty programs for their customers so that they can retain customers while the users also benefit from good discounts on board. Some of them include Amazon Prime, Flipkart Plus, Myntra Insider, PVR Privilege, and Paytm First. It is not always necessary that it will be a paid program as many offer it for free, but you need to make purchases to accumulate rewards or points.

You can set a deal alert or price drop notification for your favourite products so that you can grab them in your budget. DesiDime has this feature which you can take advantage of. You can visit the “Deal Alert” section under your profile tab to avail this awesome service.

There are many sites which offer you nice cashback on shopping via them. Thus, you save more via applied offers plus cashback earned. These sites have certain steps which you need to follow for a successful cashback tracking so make sure to do that. Moreover, you may come across sites which promise cashback, but don’t give it so beware. Besides, check the cashback rates and also whether your products are eligible for cashback or not. One of the sites which is my favourite for cashback earnings and redemption is Zingoy.

These were some of the ways to become a smart shopper. Do you know any other ones? If yes then do share with us via the comments box below.