ICICI Pockets - Additional 10% cashback on Shopping

not received cashback for previous 2 transactions done on grofers on 13th aug…
until i get them, will not participate in current offer

@gambitrite wrote:

Are you a school kid?

Yes, he is. Check this thread for proof:
http://www.desidime.com/forums/dost-and-dimes/t...

@chingumboy wrote:

@gambitrite wrote:

Why don’t you have an account in SBI when it provides zero balance savings account? That too with your father & brother working in SBI, you don’t have an account…..
Are you a school kid?

You comment is more of childish nature. Is it obligatory that if my so and so relation is working in so and so dept, I should have an acc. there? Zero balance is for those who can’t maintain account. SBI zero bal account is deprived of so many facilities which most may not be aware of. I have one rule that says, if you can’t even keep Rs. 1000 and look for zero balance account then you don’t need banking itself. What will you do with an empty account?

I have 4 savings acc. one each with ICICI, HDFC, Axis, PNB and I can maintain them without any problem so why should I go for SBI. I sent IMPS to my friend having SBI and 4 out of 10 times it fails due to server problem at SBI. When he sends me thru SBI freedom or SBI anywhere, same thing happen. So next-gen banking and satisfaction is not there. Also I know that their IMPS is 8-8 not 24 hrs like others. So what extra benefits you have. There is restriction on Internet Banking txn and Debit card txn after which they charge and condition is maintain 25000 or above and you can do unlimited txn.

You got pissed off??!! Damn…

@Magus wrote:

@gambitrite wrote:

Are you a school kid?

Yes, he is. Check this thread for proof:
http://www.desidime.com/forums/dost-and-dimes/t...

Now i remember the thread… I think he is pissed by my comment.
If someone had asked me the same question, i would have replied “Wish i was a school kid”. As a school kid, no responsibilities, no issues, no backstabbings…. just do your homework, study, play, enjoy life & sleep.

@gambitrite wrote:
…
If someone had asked me the same question, i would have replied “Wish i was a school kid”. As a school kid, no responsibilities, no issues, no backstabbings…. just do your homework, study, play, enjoy life & sleep.

plus beautiful teachers and senior girls
CC: @rajrocks

@Tejaa wrote:

@gambitrite wrote:
…
If someone had asked me the same question, i would have replied “Wish i was a school kid”. As a school kid, no responsibilities, no issues, no backstabbings…. just do your homework, study, play, enjoy life & sleep.

plus beautiful teachers and senior girls
CC: @rajrocks

You are remembering the main priorities during school life…

@Tejaa wrote:

@gambitrite wrote:
…
If someone had asked me the same question, i would have replied “Wish i was a school kid”. As a school kid, no responsibilities, no issues, no backstabbings…. just do your homework, study, play, enjoy life & sleep.

plus beautiful teachers and senior girls
CC: @rajrocks

especially beautiful aunties

@gambitrite wrote:

@chingumboy wrote:

@gambitrite wrote:

Why don’t you have an account in SBI when it provides zero balance savings account? That too with your father & brother working in SBI, you don’t have an account…..
Are you a school kid?

You comment is more of childish nature. Is it obligatory that if my so and so relation is working in so and so dept, I should have an acc. there? Zero balance is for those who can’t maintain account. SBI zero bal account is deprived of so many facilities which most may not be aware of. I have one rule that says, if you can’t even keep Rs. 1000 and look for zero balance account then you don’t need banking itself. What will you do with an empty account?

I have 4 savings acc. one each with ICICI, HDFC, Axis, PNB and I can maintain them without any problem so why should I go for SBI. I sent IMPS to my friend having SBI and 4 out of 10 times it fails due to server problem at SBI. When he sends me thru SBI freedom or SBI anywhere, same thing happen. So next-gen banking and satisfaction is not there. Also I know that their IMPS is 8-8 not 24 hrs like others. So what extra benefits you have. There is restriction on Internet Banking txn and Debit card txn after which they charge and condition is maintain 25000 or above and you can do unlimited txn.

You got pissed off??!! Damn…

Thanks.

Will i get cashback for adding money in paytm? I am new user of pocket so please help

@mitu-ag wrote:

Will i get cashback for adding money in paytm? I am new user of pocket so please help

no

@Dr.STRANGE wrote:

@mitu-ag wrote:

Will i get cashback for adding money in paytm? I am new user of pocket so please help

no

I never got this even last time

ICICI-Worst Bank in India. Don’t ever trust this Bank as Main bank account. At least some day n some time their customer feels a lot n lot for having ICICI account due to their sucking customers blood policies.

@srigem81 wrote:

ICICI-Worst Bank in India. Don’t ever trust this Bank as Main bank account. At least some day n some time their customer feels a lot n lot for having ICICI account due to their sucking customers blood policies.

had been one for 8 years, never felt like that… far better than axis and standard chartered (personal opinion)

HDFC is worst i feel…they charged me 230 bucks for depositing cash in my savings own ac frm my home branch…on asking cc i was told hdfc allows only 5 times for cash depo in a month…its hdfc rule they said…so its like if i save 500 bucks a day i cant dep everyday to by bank ac…worst worst worst

@hemal7980 wrote:

HDFC is worst i feel…they charged me 230 bucks for depositing cash in my savings own ac frm my home branch…on asking cc i was told hdfc allows only 5 times for cash depo in a month…its hdfc rule they said…so its like if i save 500 bucks a day i cant dep everyday to by bank ac…worst worst worst

Yes that is how most private banks operate to keep operating costs minimal and to make profits. You should be aware of those rules and shouldn’t be blaming them for that. Who would want to go to the bank to deposit 500 everyday? If you have so much time to go to a bank to deposit 500 everyday consider opening an account in some PSU banks and SBI should be available in most places.

@ranjithsai01 wrote:

… If you have so much time to go to a bank to deposit 500 everyday consider opening an account in some PSU banks and SBI should be available in most places.

anyone got Cashback for last 10% CB upto Rs 500 offer ??? I haven’t received till date even transaction done 11 days ago on 15-08-16.

@yureka2020 wrote:

anyone got Cashback for last 10% CB upto Rs 500 offer ??? I haven’t received till date even transaction done 11 days ago on 15-08-16.

no , pocket rply cb given after 10 working days, nt count sat, sun n holidays.

@ranjithsai01 wrote:

@hemal7980 wrote:

HDFC is worst i feel…they charged me 230 bucks for depositing cash in my savings own ac frm my home branch…on asking cc i was told hdfc allows only 5 times for cash depo in a month…its hdfc rule they said…so its like if i save 500 bucks a day i cant dep everyday to by bank ac…worst worst worst

Yes that is how most private banks operate to keep operating costs minimal and to make profits. You should be aware of those rules and shouldn’t be blaming them for that. Who would want to go to the bank to deposit 500 everyday? If you have so much time to go to a bank to deposit 500 everyday consider opening an account in some PSU banks and SBI should be available in most places.

@abcwevr762 wrote:

What abt daily wage labourers? Esp. women to prevent their hard-earned savings from being frittered away by their alcoholic husbands. JDY scheme might not have this failing I guess. SBM charges Rs 115 for every deposit below Rs 50k even in home branch.

Which daily wage labourer has an account with HDFC? Or even SBM for that matter?
SBI has branches in every street of India precisely for such people.

@abcwevr762 wrote:

@ranjithsai01 wrote:

@hemal7980 wrote:

HDFC is worst i feel…they charged me 230 bucks for depositing cash in my savings own ac frm my home branch…on asking cc i was told hdfc allows only 5 times for cash depo in a month…its hdfc rule they said…so its like if i save 500 bucks a day i cant dep everyday to by bank ac…worst worst worst

Yes that is how most private banks operate to keep operating costs minimal and to make profits. You should be aware of those rules and shouldn’t be blaming them for that. Who would want to go to the bank to deposit 500 everyday? If you have so much time to go to a bank to deposit 500 everyday consider opening an account in some PSU banks and SBI should be available in most places.

What abt daily wage labourers? Esp. women to prevent their hard-earned savings from being frittered away by their alcoholic husbands. JDY scheme might not have this failing I guess. SBM charges Rs 115 for every deposit below Rs 50k even in home branch.

Precisely for this purpose Jan Dhan yojana was started. But even they don’t have the time to go to the bank everyday to deposit their money.

@Magus wrote:

@ranjithsai01 wrote:

… If you have so much time to go to a bank to deposit 500 everyday consider opening an account in some PSU banks and SBI should be available in most places.

Even SBI charges against deposits in other branches. IOB allows free deposits anywhere.

SBI is a big time looter. I have to pay them 25 Rs for each cash deposit.

So where to activate Ticket Compliments card and how to cashout easily ????

@hemal7980 wrote:

HDFC is worst i feel…they charged me 230 bucks for depositing cash in my savings own ac frm my home branch…on asking cc i was told hdfc allows only 5 times for cash depo in a month…its hdfc rule they said…so its like if i save 500 bucks a day i cant dep everyday to by bank ac…worst worst worst

What really pissed me off is that recently they have removed cheque deposit boxes from all ATMs. Now I have to treak all the way to branch to deposit a cheque. They have also removed cash deposit facility that was there at select ATMs, which had the hardware. These banks just suddenly pull the rug from under your feet, and make life very difficult.

Still, I feel it’s better than banks like IDBI which has also pulled many rugs from under my feet and also increased charges. They don’t even have proper processes and features in netbanking, etc. And the ultimate peev is when they coolly expect you to visit branch for every other thing. These sarkari banks are still stuck in the past.

@lootboys Good find!

VU + KG + ATC

Additional details: Min transaction of 200 is required to be eligible for cashback. Transact for 2000 to get the max cashback. Valid once per user till Aug 31.

@BUTTERFLYBOY wrote:

@Magus wrote:

@ranjithsai01 wrote:

… If you have so much time to go to a bank to deposit 500 everyday consider opening an account in some PSU banks and SBI should be available in most places.

Even SBI charges against deposits in other branches. IOB allows free deposits anywhere.

SBI is a big time looter. I have to pay them 25 Rs for each cash deposit.

add 15rs per quarter for sms notifications

@karthi4052752 wrote:

@BUTTERFLYBOY wrote:

@Magus wrote:

@ranjithsai01 wrote:

… If you have so much time to go to a bank to deposit 500 everyday consider opening an account in some PSU banks and SBI should be available in most places.

Even SBI charges against deposits in other branches. IOB allows free deposits anywhere.

SBI is a big time looter. I have to pay them 25 Rs for each cash deposit.

add 15rs per quarter for sms notifications

You can unsubscribe for that sms pack by netbanking.

@BUTTERFLYBOY wrote:

@Magus wrote:

@ranjithsai01 wrote:

… If you have so much time to go to a bank to deposit 500 everyday consider opening an account in some PSU banks and SBI should be available in most places.

Even SBI charges against deposits in other branches. IOB allows free deposits anywhere.

SBI is a big time looter. I have to pay them 25 Rs for each cash deposit.

@BUTTERFLYBOY

use debit card when u cash deposit

@abhimishra wrote:

@BUTTERFLYBOY wrote:

@Magus wrote:

@ranjithsai01 wrote:

… If you have so much time to go to a bank to deposit 500 everyday consider opening an account in some PSU banks and SBI should be available in most places.

Even SBI charges against deposits in other branches. IOB allows free deposits anywhere.

SBI is a big time looter. I have to pay them 25 Rs for each cash deposit.

@BUTTERFLYBOY

use debit card when u cash deposit

Here is the main problem. Card is lying with someone else.

So can’t do any green channel banking. Apart from that the branch is also somewhere else.