My reply

The reason for cancelling your card is so many
i cant explain again and again.
in nutshell your company is stupid, so i dont want to continue this card.
pl. note that i will not pay anything.
ok. cancel the card immediately.

Finally i called on my roaming charges to them for 45 min. (on 20th Aug) ,
they have taken the fresh request for cancellation, which i objected as they have closed previous request without discussion with me.

I insisted for reference no. so that i can follow up with Banking Ombudsman too. The floor supervisor Mr. Ashok was very adamant and told Note my name, the fee will not be refunded, if u have objection for 25 % waiver given to you, i am forwarding your request for charging the 25 % again. do whatever you want to do, go wherever you want to go.

Senior Retention officer called today and requested to continue the card.

They offered 750 rewards points (eq. to Rs 200-250), which i refused and told that i will pay the fee, still i want to get rid of your stupid card. If u want me to retain the card, pl. refund 50 % of the balance (Rs 375/- + tax), then i will think about to pay the remaining 375+ tax, and will either cancel the card or continue, as i have already had bitter taste of your card.

Then they promised to Reverse 500/- + tax shortly and i have to pay only Rs 250/-+ tax for one more year, still now i just want to recover the Rs 280/- from the 5 % cash back and get rid of such a Bakwas,
Stupid, idoitic, ruthless, shit card.

^{^} Banker facing so many issues with card Imagine what would be the scenario with others

Barood Bhai , Next time send this Link along with the reply

Barood bhai its really sad to see you disappointed with the stupid services of Standard Chartered. But I think for the rest of 250 you can ask them to redeem your points, if you have not done this by now. And I don’t really think that the cashback which you earned so far is lesser than this amount. Yes one thing I don’t like about this card is that it doesn’t offer any fuel surcharge waiver & cash-back in restaurants.

I never wished to retain my HDFC card but now I will have to think again as every day paying fuel surcharge is getting costlier for me. Applied for City’s Petro card but the guy came from their side for document collection was stupid and demanding a lot of things. I asked him to get lost.

RDX wrote:

^^^ Banker facing so many issues with card Imagine what would be the scenario with others

Barood Bhai , Next time send this Link along with the reply

Issues? RDX bhai thoda sa aur explain kar do na.

*@BUTTERFLYBOY wrote:@

Issues? RDX bhai thoda sa aur explain kar do na.

Barood explained everything na …I commented on his posts

RDX wrote:

*@BUTTERFLYBOY wrote:@

Issues? RDX bhai thoda sa aur explain kar do na.

Barood explained everything na …I commented on his posts

Okay. Service issues. Yes Yes.

BUTTERFLYBOY wrote:

Okay. Service issues. Yes Yes.

Aaj kitni der jagoge bhai.. mujhe nahi lagta kisi ke hath kuch lagna hai

SC never reply until you write to BO.

I sent mail to SC to block my card and send new card. even after 2 weeks, my card is still working.

Jai Samdariya wrote:

BUTTERFLYBOY wrote:

Okay. Service issues. Yes Yes.

Aaj kitni der jagoge bhai.. mujhe nahi lagta kisi ke hath kuch lagna hai

Jai bhai dil tod dita tussi. Sari raat jagne ka koi result nahi aaya.

Barood bhai, What was your total expenditure in the last year with this Card ?
I heard Banks consider that as well before deciding on the waiver of annual fee. Please respond.

DAN wrote:

Barood bhai, What was your total expenditure in the last year with this Card ?
I heard Banks consider that as well before deciding on the waiver of annual fee. Please respond.

not much less than 1 lac, however i have recovered more than 1k in the cashback as > 20000 spent over DMART, Bigbazar, hypercity, homeshop

@B@R_0_0_D wrote:@

DAN wrote:

Barood bhai, What was your total expenditure in the last year with this Card ?
I heard Banks consider that as well before deciding on the waiver of annual fee. Please respond.

not much less than 1 lac, however i have recovered more than 1k in the cashback as > 20000 spent over DMART, Bigbazar, hypercity, homeshop

I think SCB is no longer waving off the annual charges.

DAN wrote:

@B@R_0_0_D wrote:@

DAN wrote:

Barood bhai, What was your total expenditure in the last year with this Card ?
I heard Banks consider that as well before deciding on the waiver of annual fee. Please respond.

not much less than 1 lac, however i have recovered more than 1k in the cashback as > 20000 spent over DMART, Bigbazar, hypercity, homeshop

Well If they are letting a customer like you to go away, then obviously you are right “Their Company is Stupid”. Hope some officer notices you go and calls you back giving full waiver.

I think SCB is no longer waving off the annual charges.

i have decided to continue the card as got the refund of 25+50 % , so balance rs 280/- i will recover in spending over Dmart/hypercity etc.

I will note to cancel the card after 10 months, (Card closure policy is best to activate 2 months in advance, as SC are very slow )

*@B@R_0_0_D wrote:
I will not to cancel the card after 10 months, (Card closure policy is best to activate 2 months in advance, as SC are very slow )

did not get this line bro.

DAN wrote:

*@B@R_0_0_D wrote:
I will not to cancel the card after 10 months, (Card closure policy is best to activate 2 months in advance, as SC are very slow )

did not get this line bro.

sorry ,,

I have noted to cancel the card after 10 months from now, i.e June 2014, so that they will not impose next annual fee in July 2014
when u r dealing the bastard standards, its better to deal 2 months ahead, which is there normal TAT.

Thats exactly what I have also planned, close the card before they get a chance to slap 1000rs charge.

One more change by Stanchart. Even reaching customer service also chargeable after two calls.

I was also recently charged with 900 + 113 Charges for annual subscription.
Fed up .. going to cancel the card.

smartfriend85 wrote:

I was also recently charged with 900 + 113 Charges for annual subscription.
Fed up .. going to cancel the card.

dont use from today

for your information

Another change by SC

Note: • Effective September 2013, the card replacement fees across all card variantswill be revised to 250 from 100.

prayasi wrote:

for your information

Another change by SC

Note: • Effective September 2013, the card replacement fees across all card variantswill be revised to 250 from 100.

Bhai now I feel that we have to stop using Credit Cards.

why to go for credit card when DBS debit card gives 10% cashback on all purchases( max 1000 /mnth) & 7.5% on petrol diesel( max 750 /mnth) …

rajdesidime wrote:

why to go for credit card when DBS debit card gives 10% cashback on all purchases( max 1000 /mnth) & 7.5% on petrol diesel( max 750 /mnth) …

DBS????

rajdesidime wrote:

why to go for credit card when DBS debit card gives 10% cashback on all purchases( max 1000 /mnth) & 7.5% on petrol diesel( max 750 /mnth) …

yes, you just have to maintain Average balance of Rs 5 lacs in saving account
or
cashback 7.5 % if u maintain 50000 avearage balance

@raj

that offer was for debit card only

Bhai I don’t have so much amount to put in a bank. So it means I don’t fall under this category.

No its nt 5 lacks…only 10K avg quaterly balance…

Other charges jst as any saving account..

rajdesidime wrote:

No its nt 5 lacks…only 10K avg quaterly balance…

Other charges jst as any saving account..

The offer is valid till 31st Dec 2013

DAN wrote:

rajdesidime wrote:

No its nt 5 lacks…only 10K avg quaterly balance…

Other charges jst as any saving account..

The offer is valid till 31st Dec 2013

earlier they had till june/july 2013….same last yr too…soo they extending it every time….

the day they stop they will loose already thin customer support…