Times Business Solution and departmental store.

Its a subsidiary of Bennett Coleman. I never knew that it is registered under departmental store. Good Karthi

for titanium utility cards

BUTTERFLYBOY wrote:

Times Business Solution and departmental store.

Its a subsidiary of Bennett Coleman. I never knew that it is registered under departmental store. Good Karthi

It is registered as such in Deutsche bank, it might be registered correctly in Standard chartered bank. so you may not get expected discount.

DAN wrote:



It is registered as such in Deutsche bank, it might be registered correctly in Standard chartered bank. so you may not get expected discount.

Anyways DAN I heard that that Deutsche Bank sold their Credit Card Division to another bank. Are they still running? And if yes then do they have any Cashback Card?

Karthi ! need your words on the same.

@above…
they don’t have any credit cards as for as i know…. but for Debit cards, they have express points for almost every transaction( including ATM withdrawal )
they credit ten point for every salary credit also

and a very good thing each point is equal to 1rs unlicke other banks which give 25 paise and added to that u can redeem these for cash in your account

provided u maintain the minimum balance, there is no charge for debit cards

DAN wrote:

sagarr wrote:

DAN wrote:

sagarr wrote:

Got a fee waiver for the third time. But this time they reduced 500 only charged 250 but its ok.

999-500-250= 249. Baaki ke 249 +Service tax ka kya hua ?

for titanium the fee is 750…

Ok, the thread is on manhattan and you should mention if you are talking about another card.

I thought the point was of service fee rather than exact amount charged… and for which card

BUTTERFLYBOY wrote:

DAN wrote:



It is registered as such in Deutsche bank, it might be registered correctly in Standard chartered bank. so you may not get expected discount.

Anyways DAN I heard that that Deutsche Bank sold their Credit Card Division to another bank. Are they still running? And if yes then do they have any Cashback Card?

Karthi ! need your words on the same.

Db sold its business to IndusInd and they have made a mess of the sweet offers DB had.. max cashback with the highest card of IndusInd is 1.37 per 100 which is again with a yearly fee.. etc etc

I heard icici bank creadit card gives 12 month 0% e.m.i. plz confirm.

s_u_r wrote:

I heard icici bank creadit card gives 12 month 0% e.m.i. plz confirm.

For ? and false news

@B@R_0_0_D wrote:@
i have declined the offer of card B, last year basically due the very reason, but they told, we never mind, u can keep 2 cards.
they have 42k limit in each card. but not given additional limit in card A or B !
-——————————————————————’
anyhow they offered 63k after enhancement now !

very low

sagarr wrote:

BUTTERFLYBOY wrote:

DAN wrote:



It is registered as such in Deutsche bank, it might be registered correctly in Standard chartered bank. so you may not get expected discount.

Anyways DAN I heard that that Deutsche Bank sold their Credit Card Division to another bank. Are they still running? And if yes then do they have any Cashback Card?

Karthi ! need your words on the same.

Db sold its business to IndusInd and they have made a mess of the sweet offers DB had.. max cashback with the highest card of IndusInd is 1.37 per 100 which is again with a yearly fee.. etc etc

just checked indusind bank creditcard charges… for most of the cards they only charge a joining fee… no annual fee…
for platinum auro card joining fee is 899, they give 4 points per 100 on departmental stores ( 1pt=50ps)

can anybody show some light on axis bank MY CHOICE credit card. they say, we can select any two categoris for 5% cashback and their charges are also very low…

karthi4052752 wrote:

just checked indusind bank creditcard charges… for most of the cards they only charge a joining fee… no annual fee…
for platinum auro card joining fee is 899, they give 4 points per 100 on departmental stores ( 1pt=50ps)

No bro!!
They just issued me a Lifetime Free IndusInd Platinum Aura Credit Card

I applied through a sales rep call that came to me

Ju$ wrote:

They just issued me a Lifetime Free IndusInd Platinum Aura Credit Card

I applied through a sales rep call that came to me

On which basis ? I mean to ask Card-On-Card or else on your payslip ?

karthi4052752 wrote:

can anybody show some light on axis bank MY CHOICE credit card. they say, we can select any two categoris for 5% cashback and their charges are also very low…

I never heard of this.

karthi4052752 wrote:

can anybody show some light on axis bank MY CHOICE credit card. they say, we can select any two categoris for 5% cashback and their charges are also very low…

lets not discuss axis bank or indusind card in SC Manhattan card thread, please create new thread

or use a general credit card thread

sagarr wrote:

DAN wrote:

sagarr wrote:

DAN wrote:

sagarr wrote:

Got a fee waiver for the third time. But this time they reduced 500 only charged 250 but its ok.

999-500-250= 249. Baaki ke 249 +Service tax ka kya hua ?

for titanium the fee is 750…

Ok, the thread is on manhattan and you should mention if you are talking about another card.

I thought the point was of service fee rather than exact amount charged… and for which card

bro we were discussing “SC Manhattan card cash back” as per the title of thread and ujoin the manhattan card discussion and u start giving info of titanium card without even mentioning it is for titanium card.

dont you feel this may confuse the reader ?

Ju$ wrote:

karthi4052752 wrote:

just checked indusind bank creditcard charges… for most of the cards they only charge a joining fee… no annual fee…
for platinum auro card joining fee is 899, they give 4 points per 100 on departmental stores ( 1pt=50ps)

No bro!!
They just issued me a Lifetime Free IndusInd Platinum Aura Credit Card

I applied through a sales rep call that came to me

Can you share the number of the sales rep on PM

DAN wrote:

sagarr wrote:

DAN wrote:

sagarr wrote:

DAN wrote:

sagarr wrote:

Got a fee waiver for the third time. But this time they reduced 500 only charged 250 but its ok.

999-500-250= 249. Baaki ke 249 +Service tax ka kya hua ?

for titanium the fee is 750…

Ok, the thread is on manhattan and you should mention if you are talking about another card.

I thought the point was of service fee rather than exact amount charged… and for which card

bro we were discussing “SC Manhattan card cash back” as per the title of thread and ujoin the manhattan card discussion and u start giving info of titanium card without even mentioning it is for titanium card.

dont you feel this may confuse the reader ?

You may refer the thread from start.

I will be “careful” to give specific information next time..

DAN wrote:

dealsnatcher wrote:

dealsnatcher wrote:

I had an manhattan card which I got in Oct, 2012. After seeing the blog, I called their CC. They said annual fee will be levied in Oct month statement.
They can only take a request for Fee waiver only after it’s been logged on statement. For processing fee waiver or discount in fee waiver we must not do any transaction after annual fee is logged.

She didn’t said exactly but it seems we can cancel the card without paying the annual fee if we don’t make any transaction after fee is logged. If we make any transaction then we had to pay it.

I called their CC & kept a request for Cancellation of Card. The next day I got a call from one of their executives (may be retention dept). She told I am eligible for 100% fee waiver but they can waive the fee only after it’s charged to statement. I asked what if you won’t accept for waiver after it’s logged & I asked to send a email regarding this confirmation. She said they can’t send an email, but she given a ref no for the conversation we had. She told after the fee was charged to statement, I can call their CC & give this ref no. As everything was recorded with this ref no they can waive the fee.

Good to hear but still sounds fishy.
If they can agree to Use the recording as a proof of confirmation, why can’t they send this one line in email ?
Dude you dont have this waiver confirmation in writing, but SC Bank has your signature in card application form which says TnC (1000 rs annual charge)
(They know that you will forward their Mail to Bank Ombudsman and then they will no longer be able to charge 1000 Rs from you)
So be safe and keep pushing for written confirmation. You dont have much time left, anyway.

As I got assurance from their CC twice, I thought of keeping the card & giving it a try. They told the charge will be logged in Oct stmt & it will come in Nov. So will call them in Nov & see what happens.

Note: Exp. of Titanium Card

In last month had swiped on a petrol pump for a transaction of >2000 rs.

When I saw my statement i was not given any cashback or rewards points.

Since last one month i have been dealing with those customer care fools and have no solution. SC has one of the worst and most laziest CC i have experienced.

So beaware , check your statement and also they charge for calls ( > 2 ) to CC. 50 rs per call

sagarr wrote:

h1. Note: Exp. of Titanium Card

In last month had swiped on a petrol pump for a transaction of >2000 rs.

When I saw my statement i was not given any cashback or rewards points.

Since last one month i have been dealing with those customer care fools and have no solution. SC has one of the worst and most laziest CC i have experienced.

So beaware , check your statement and also they charge for calls ( > 2 ) to CC. 50 rs per call

I think SCB have started moving the cashback to their Rewards Site. They did the same for Manhattan card holders also (as mentioned by me and butterfly boy in earlier post in this thread)

dealsnatcher wrote:

DAN wrote:

dealsnatcher wrote:

dealsnatcher wrote:

I had an manhattan card which I got in Oct, 2012. After seeing the blog, I called their CC. They said annual fee will be levied in Oct month statement.
They can only take a request for Fee waiver only after it’s been logged on statement. For processing fee waiver or discount in fee waiver we must not do any transaction after annual fee is logged.

She didn’t said exactly but it seems we can cancel the card without paying the annual fee if we don’t make any transaction after fee is logged. If we make any transaction then we had to pay it.

I called their CC & kept a request for Cancellation of Card. The next day I got a call from one of their executives (may be retention dept). She told I am eligible for 100% fee waiver but they can waive the fee only after it’s charged to statement. I asked what if you won’t accept for waiver after it’s logged & I asked to send a email regarding this confirmation. She said they can’t send an email, but she given a ref no for the conversation we had. She told after the fee was charged to statement, I can call their CC & give this ref no. As everything was recorded with this ref no they can waive the fee.

Good to hear but still sounds fishy.
If they can agree to Use the recording as a proof of confirmation, why can’t they send this one line in email ?
Dude you dont have this waiver confirmation in writing, but SC Bank has your signature in card application form which says TnC (1000 rs annual charge)
(They know that you will forward their Mail to Bank Ombudsman and then they will no longer be able to charge 1000 Rs from you)
So be safe and keep pushing for written confirmation. You dont have much time left, anyway.

As I got assurance from their CC twice, I thought of keeping the card & giving it a try. They told the charge will be logged in Oct stmt & it will come in Nov. So will call them in Nov & see what happens.

I had been charged some Rs.500+ bucks & service tax with current month bill as annual fee. I called their CC and first asked them to waive charge normally. They said they don’t have any waiver offer & I had to pay the bill. Then I had given them my prev ref no. In that reference it’s been already mentioned I had to get 100% fee waiver. I simply said either waive the fee or cancel the card as per that ref no. So they verified it and reverted back the fee charge.

As a precaution I didn’t made any transaction betweent the time fee is logged & I got waiver as they may change their words at any time

@dealsnathcer

good strategy.

any recent experience with SC annual fees waiver.. I am approaching another chance to renew the card??

prayasi wrote:

any recent experience with SC annual fees waiver.. I am approaching another chance to renew the card??

Here I come

Ref : xx/14/1xxx1/SP/CRD

Dear Mr. Achilles,

This is with reference to your e-mail dated April xx, 2014 .

We would like to inform you that the annual fee debited to your card account is a basic product price. The same is debited to your card account for the various facilities extended on your card account. Considering your long-standing association with us, we have arranged to reverse the annual fee debited to your card ending 5157 along with the corresponding service tax. This credit will reflect in your next statement.

Assuring you of our best services always,

Yours sincerely,

On behalf of Standard Chartered Bank

Gnanathamizh
From the Office of Head, Customer Service

i want to make credit card which give cash back facility from any bank.

i have hdfc credit card 75k limit from past 2 year.

Achilles wrote:

prayasi wrote:

any recent experience with SC annual fees waiver.. I am approaching another chance to renew the card??

Here I come

Ref : xx/14/1xxx1/SP/CRD

Dear Mr. Achilles,

This is with reference to your e-mail dated April xx, 2014 .

We would like to inform you that the annual fee debited to your card account is a basic product price. The same is debited to your card account for the various facilities extended on your card account. Considering your long-standing association with us, we have arranged to reverse the annual fee debited to your card ending 5157 along with the corresponding service tax. This credit will reflect in your next statement.

Assuring you of our best services always,

Yours sincerely,

On behalf of Standard Chartered Bank

Gnanathamizh
From the Office of Head, Customer Service

Since when are you holding Manhattan card??
They offer me only 50% waiver on Annual Charges

they did not offer me any waiver on my card? what to do ? give me some ideas.

prayasi wrote:

they did not offer me any waiver on my card? what to do ? give me some ideas.

Is the annual fee levied in the last statement ?