• 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
• 1% cashback on other spends
• ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
• Get 10% additional discount on Swiggy Dineout using coupon code HDFCCARDS. TnC

• Welcome Benefit

  • Rs. 250 Flipkart Gift Card will be shared with Cardholder over Registered E-mail ID / Mobile Number within 60 days of realization of Joining Fee.
  • Flipkart Gift Card will have a validity of 1 year from the date of issuance.
  • Additional benefits worth Rs 1000 on first transaction on Flipkart using the Flipkart SBI Credit Card within 30 days of card Approval. 
  • Please click here for detailed Terms and Conditions

• Cashback

  • 5% Cashback on Flipkart and Cleartrip.
  • 7.5% Cashback on Myntra.
  • 1% Cashback on other spends.
  • 4% Cashback on preferred /Select Merchants.
  • Please click here  for list of Preferred/Select Merchants
  • Cashback not applicable on Merchant EMI & Flexipay EMI transactions and on following categories: Fuel, Rental, Government Payments, Jewelry, Insurance, Schools & Education, Gaming, Wallets, EMI Spends on Flipkart, Cleartrip and Myntra.

• Fuel Surcharge Waiver

  • Get 1% fuel surcharge waiver across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, exclusive of GST and other charges.
  • Maximum fuel surcharge waiver of Rs. 400 per statement cycle, per credit card account

• Welcome Benefit

  • Get Rs. 1, 500 PhonePe Gift Card on realization of Joining Fee
  • Once added to PhonePe App, the card balance would be valid for 12 months

• Reward Point

  • Get 10 Reward Points per Rs. 100 on eligible PhonePe and Pincode spends
  • Get 5 Reward Points per Rs. 100 on eligible online spends
  • Get 1 Reward Point per Rs. 100 on other spends
  • No Reward Points applicable on fuel transactions, wallet upload, rent payment, education services and government spends, EMI transactions, and cash withdrawal
  • 1 Reward Point = Re. 1
  • You can redeem your Reward Points against a wide array of vouchers or for cash

• Milestone Benefit

  • Get Yatra Voucher worth Rs. 5,000 on achieving spends of Rs 5 lakh or more in a membership year

Domestic Lounge Program

• 4 Complimentary Domestic Lounge visits every year (max. 1 per quarter)

Earn accelerated cashback

• 5% on online grocery & food delivery
• 5% on online entertainment
• 3% on fuel spends across fuel station
  

Earn base cashback

• Unlimited 0.5% cashback on other eligible spends
• Offline grocery, dining, and entertainment purchases will earn base cashback

Fuel Surcharge Waiver

1% fuel surcharge waiver will be available on transactions between ₹500 to ₹4000. Maximum waiver is allowed up to ₹3500 in an anniversary year.

Get cashback up to INR 18,000 annually*

The Standard Chartered Smart credit card offers 2% cashback on online spends and 1% cashback on offline spends. 

The 2% cashback on online spends is valid on all spends including government spends, utilities and insurance premiums. 

The other USP for the SC Smart credit card is the option to convert your unbilled spends into a 3-month EMI at 0.99% per month.

Cashback

Cashback Feature

• Earn 1% cashback on UPI transactions across Departmental Stores, Dining, Pharmacy, and Grocery & Supermarkets. (Maximum INR 100 per statement cycle)

• Minimum transaction amount should be greater than or equal to INR 200

Lifetime Free Card

Experience convenience without annual fees with a Lifetime Free Credit Card. Enjoy the benefits of AU InstaPay RuPay Credit Card without any extra cost.

Interest Free Period

Enjoy up to 48 days of interest-free breathing space with every AU InstaPay transaction. Get more time to manage your finances on your own terms.

Fuel Surcharge Waiver

1% Fuel Surcharge Waiver for fuel transactions done between INR 400 and INR 5,000, across all fuel stations in the country (Maximum INR 100 per statement cycle)

Scan and Pay

Seamlessly scan any merchant’s QR code and pay in an instant using your favourite UPI application.

Key Benefits:

• 5% Unlimited cashback for spends on Flipkart and Cleartrip
• 4% Unlimited cashback for spends on preferred merchants (Swiggy, Uber, PVR, CultFit)
• 1% Unlimited cashback for spends on all other merchants
• Four complimentary domestic lounge access visits per calendar year
• 7.5% cashback on Myntra, capped at Rs. 4,000 per quarter

1% Fuel surcharge waiver up to Rs. 400 per month (Valid on transactions between Rs 400 & Rs 4000 only)

* On minimum spends of Rs 50,000 in the previous 3 months

Cashback Capping :-

1. You will be able to enjoy increased cashback of 7.5% (increased from earlier cashback
of 1%) on Myntra, with a maximum cashback of INR 4,000 per statement quarter.
2. You will continue to earn 5% cashback on Flipkart and Cleartrip; however, the
maximum cashback that can be earned per statement quarter is INR 4,000 on Flipkart
and INR 4,000 on Cleartrip.

Cashback shall not be eligible for following spends/transactions on the Card:

o Fuel Spends

o Purchase of gift cards on Flipkart, Myntra platforms

o EMI transactions

o Purchases converted to EMI post facto

o Wallet loading transactions

o Purchase of gold items

o Cash advances

o Payment of outstanding balances

o Payment of card fees and other card charges

o Payment made towards Government services

Activation Benefit:

• Customers will be eligible for a Flipkart Gift voucher of Rs 500 on completion of the first transaction at any merchant with the Card (applicable for only those Customers who have paid the Joining Fee of Rs. 500 (+ applicable taxes))
• No minimum spend value is required
• Customer must make a transaction within 30 days of Card issuance to be eligible for the offer

Welcome benefits:

• Customers new to Swiggy can avail 50% discount upto Rs. 100 on their first transaction using the code AXISFKNEW
• Please check the terms and conditions for more details.

100% Cashback Offer on Axis Bank Supermoney RuPay Credit Card

• You can receive a 100% cashback (capped at INR 500) upon doing a credit card on UPI transaction on Flipkart using the Axis Bank super.money Rupay Credit Card through the super.money app.
• This offer is not valid if you transact on Flipkart by entering credit card details including CVV and OTP.
• This offer is only valid once per card and only on the first successful non-cancelled and non-returned transaction during the offer period.
• Cash-back applicable on both (Non-EMI and EMI transactions)
• Cash-back to be posted in T+7 days on the super.money app (where T is date of the transaction)
• 3% Cashback for UPI Spends Via SuperMoney. 
• 1% Cashback on All Other Qualifying Spends (Maximum Cashback - ₹500 Per Statement Cycle)
  

Offer Details:

About Yes Klick credit card: It is a virtual RuPay-based lifetime-free card offered in partnership with Kiwi. It promises benefits such as 2% cashback on scan & pay UPI, up to 5% cashback on 1.5L spends and complimentary milestone-based airport lounge access.

Yes Bank Klick Credit Card Rewards & Benefits:

Following are the benefits of Yes Bank Klick Credit Card:

UPI Cashback Benefits:

• 2% Cashback on scan & pay merchant UPI spends (for Kiwi Neon membership users)
• Non-Neon membership users get 1% cashback
• Earn 4 YES Reward points for every ₹200 spent on UPI transactions above ₹4000

Non-UPI Transaction Cashback:

• Earn 0.5% cashback on online transactions (non-UPI)
• Earn 2 YES Reward points for every ₹200 non-UPI spendings

Grocery, Food & Entertainment benefits:

Following benefits depends on offer availability so check if offer is still valid:

• Offers 15% to 20% cashback on Zepto max up to ₹75 on minimum order of ₹300)
• Flat ₹100 OFF on Swiggy food delivery on order of ₹299
• Get flat 50% cashback up to ₹100 on DTH bill payment via Kiwi app on minimum order of ₹300
• Flat 100% OFF up to ₹100 on 2nd movie ticket on Zomato District app

Cashback on Utility Bill Payments

• Up to 150 YES Reward points per statement cycle on utilities under MCC 4900 (Utilities-Electric/Gas/Heating Oil/Sanitary/Water)

Fuel benefits:

1% Fuel surcharge waiver up to ₹250 on transactions made via UPI (GST is not waived)

Travel Benefits:

None.

Yes Bank Klick Credit Card Milestone Rewards:

• 3% cashback on eligible spends of Rs.50,000 + 1 lounge access
• 4% cashback on eligible spends of Rs.1,00,000 + 1 lounge access
• 5% cashback on eligible spends of Rs.1,50,000 + 1 lounge access
• Eligible spends is defined as: Total spends on Kiwi minus the spends in exclusion categories minus
  

About the RBL Shoprite Credit Card: It’s popular for its grocery benefits and available in RuPay, Visa and Mastercard network. The card has an annual fee waiver on 1.5L spends.

RBL Shoprite Credit Card Rewards & Benefits:

Following are the benefits of RBL Shoprite Credit Card:

Grocery Rewards & Benefits:

• Earn 20 reward points for every ₹100 spent on grocery (5% valueback with each point redeemable at ₹0.25)
• Grocery shopping transactions are identified under MCC 5411, 5422, 5441, 5451, 5499 for cards under Mastercard/Visa network

Rewards on Other Purchases

• Earn 1 reward point for every ₹100 spent on every eligible retail transaction

Movie Tickets & Entertainment benefits:

• Earn 10% discount up to ₹100 on BookMyShow movie tickets (15 times per calendar year)

Fuel benefits:

• Get 1% fuel surcharge waiver max up to ₹100 on fuel purchases between ₹500 to ₹4000

RBL Shoprite Milestone Rewards:

• None except for an annual fee waiver on spends of ₹1,50,000 in a year.

Reward Points Value

Value of 1 RBL Reward Point = Up to ₹0.25 (depends on redemption)

RBL Shoprite Limits & Capping:

• Maximum of 1000 reward points per month can be earned
• 10% Discount on BMS voucher is available only 15 times per calendar year
• For Rupay-based cards, offline transactions under ₹2000 made on small merchants (>20L turnover) will not be eligible for rewards or milestone benefits.
• Fuel purchase for an amount more than ₹4000 is not eligible for surcharge waiver.
• No rewards on fuel & auto, utilities, rental, insurance, real estate, railways, wallet and services