Latest Best Credit Card Offers

The HDFC Bank PIXEL Go RuPay Credit Card is a customizable entry-level credit card designed to offer cashback rewards and flexible payment options. Here are its key features:

Key Features:

• Unlimited Cashback: Earn 1% unlimited cashback on all eligible transactions. 
• UPI Transactions: Receive 1% cashback on all UPI spends when using the RuPay variant of the card. 
• SmartBuy Benefits: Enjoy 5% cashback on purchases made through HDFC Bank's SmartBuy platform. 
• Flexible EMIs: Convert your purchases into flexible, low-cost EMIs, allowing you to manage your expenses conveniently. 
• Interest-Free Credit Period: Benefit from an interest-free credit period of up to 50 days from the date of purchase. 
• Dining Offers: Avail exclusive dining offers with up to 25% discount at partner restaurants via Swiggy Dineout. 
• Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000, with a maximum waiver of ₹250 per statement cycle. 
• 10% Cashback on Dining Spends Via PIXEL RuPay Credit Card UPI Scan & Pay

Fees and Charges:

• Lifetime Free: Limited Period Offer for HDFC Bank customers
• Joining Fee: ₹250 (plus applicable taxes)
  • Waived off if you spend ₹10,000 within the first 90 days.
• Annual Fee: ₹250 (plus applicable taxes)
  • Waived off on spending ₹50,000 or more in the preceding 12 months.

Additional Benefits:

• Customizable Card Design: Choose your preferred card color and billing cycle to match your lifestyle.
• Digital Management: Fully manage your card through the PayZapp app, including setting your PIN, controlling card settings, viewing statements, making repayments, and more.

Application Process:

To apply for the PIXEL Go Credit Card, download or update the PayZapp app from the Google Play Store or Apple App Store. Within the app, navigate to the homepage and tap the "Apply Now for PIXEL Credit Card" banner to initiate your application.

Note: The PIXEL Go Credit Card is available in both RuPay and Visa variants. The RuPay variant offers additional benefits on UPI transactions.

The HDFC Bank PIXEL Play Credit Card is a digital credit card designed for individuals who prefer managing their finances through mobile applications. It offers customizable benefits, allowing cardholders to select rewards that align with their spending habits.

Key Features:

• Customizable Cashback:
  • 5% Cashback: Choose any two brand packs from the following categories:
    • Dining & Entertainment: BookMyShow, Zomato
    • Travel: MakeMyTrip, Uber
    • Grocery: Blinkit, Reliance Smart Bazaar
    • Electronics: Croma, Reliance Digital
    • Fashion: Nykaa, Myntra
  • 3% Cashback: On one selected e-commerce merchant: Amazon, Flipkart, or PayZapp
  • 1% Cashback: Unlimited cashback on all other spends
  • 1% Cashback on UPI Spends: Applicable only for PIXEL RuPay Credit Card holders
  • 10% Cashback on Dining Spends Via PIXEL RuPay Credit Card UPI Scan & Pay
• Digital Management via PayZapp App:
  • Instant digital card issuance
  • Manage card controls, rewards, EMI conversions, statements, repayments, and more
• Pay in Parts:
  • Convert outstanding balances into EMIs with flexible tenures
  • Manage EMIs through the PayZapp app
• Additional Benefits:
  • Dining Privileges: Up to 25% savings on restaurant bills via Swiggy Dineout
  • Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹400 and ₹5,000 (maximum waiver of ₹250 per statement cycle)
  • Contactless Payments: Supports Tap & Pay and Scan & Pay features

Fees and Charges:

• Lifetime Free: Limited Period Offer for HDFC Bank customers
• Joining Fee: ₹500 (waived on spending ₹20,000 within the first 90 days)
• Annual Fee: ₹500 (waived on annual spends of ₹1 lakh or more)

How to Apply:

1. Download or update the PayZapp app from the Google Play Store or Apple App Store.
2. Click on the "Apply Now for PIXEL Play" banner on the PayZapp homepage.

The CASHBACK SBI Card is worthy if your online shopping spends are high because you will earn cashback which can be used on next transactions.

• 5% Cashback on online spends without any merchant restriction
• 1% Cashback on offline spends
• Card Cashback will be auto-credited to your SBI Card account within two working days of your next statement generation
• Reversal of Renewal Fee on annual spends of Rs.2 Lakh
• 1% Fuel Surcharge Waiver across all petrol pumps in India*
• Joining Fee (one-time): Rs. 999
• Renewal Fee (Per Annum): Rs. 999 from second year onwards. Renewal Fee reversed if annual spends for last year >= Rs. 2,00,000.
• Cashback not applicable on Merchant EMI & Flexipay EMI transactions and on following categories: Utility, Insurance, Fuel, Rent, Wallet, School & Educational Services, Jewelry, Railways etc.
• You can use your CASHBACK SBI Card in over 24 million outlets across the globe, including 3,25,000 outlets in India
• Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your CASHBACK SBI Card
• Transfer the outstanding balance of other banks’ credit cards to your CASHBACK SBI Card, and avail a lower rate of interest and pay back in EMIs

The Swiggy HDFC Bank Credit Card is a cashback reward card specially for Swiggy orders. It has got normal credit card benefits as well. If you are a food lover then this card is for you! It promises up to ₹42,000 savings per year! For instance, on a monthly basis if you spend ₹5000 on Swiggy (food & beverages, groceries, personal care, essentials), ₹3000 on online platforms, and ₹4000 offline then you will get ₹8,280 cashback in a year.   

Swiggy HDFC Bank Credit Card Benefits

• 10% cashback (‍Up to Rs 1500 per month) on Swiggy spends (Across ordering food, dining out, groceries and more) in addition to the regular offers & discounts!
• 5% cashback (‍Up to Rs 1500 cashback per month) on online spends (BookMyShow, Amazon, Myntra, Ola, Flipkart, etc.)
• 1% cashback (‍Up to Rs 500 per month) on other spends (offline spends and other food, grocery & dining apps)
• FREE 3 month Swiggy One membership (Enjoy free deliveries & extra discounts on Food, Instamart, DineOut & more) worth ₹1199 Complimentary with Swiggy HDFC Bank credit card (after card activation). 
• ‍Premium golf club access worldwide: 12 free golf lessons/year in India
• Free stay & dine: One night & one dines free at select Mastercard partners globally
• Agoda discounts: Up to 12% instant discount on worldwide hotels on Agoda
• Enjoy a wide range of Mastercard World benefits (Gloria Jean's Coffees Maldives, Universal Studios Singapore, Expedia, more) with this card
• Up to 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase

Swiggy HDFC Bank Credit Card Fees and T&Cs

• Joining fee ₹500
• Annual renewal fee ₹500 (waived-off for annual card spends over ₹2 lakhs)
• Cashback exclusions
  From any cashback: Rent, Utilities, Fuel, Insurance, EMI, Jewelry, Govt spends, Wallet loads & similar spends
  From 5% cashback: Flight, hotel bookings & others
• Monthly cashback limit
  On 10% cashback spends: ₹1500/month
  On 5% cashback spends: ₹1500/month
  On 1% cashback spends: ₹500/month

• 10% accelerated cashback on all dining, food delivery and grocery spends (capped up to INR1,000 per billing cycle)
• 1.5% unlimited cashback on all other spends (exclusions apply)
• 4 complimentary domestic lounge visits per year (1 per quarter)
• Annual membership fees of 999 will be reversed if your total annual spend exceeds 2,00,000
• Buy-one-get-one-free movie tickets on Saturdays (Up to 250) on BookMyShow
• The cashback which is received will be credited to your credit card within 45 days of the card statement date.

The TATA Neu Infinity HDFC Bank Credit Card is a better version of the TATA Neu Plus HDFC Bank Credit Card. Launched as a co-branded credit card, the TATA Neu Infinity card also works on the RuPay payment network and offers greater rewards than the Infinity Plus Credit Card, at a higher cost too. With more complimentary Airport Lounge Visits, this credit card is surely better for anyone looking for a good travel credit card too.

• 1.5% NeuCoins as cashback on all spends
• Additional 5% NeuCoins cashback for TATA NeuPass holders
• Get 8 Complimentary Domestic Airport Lounge Access per year
• 1% fuel surcharge waiver
• Get an annual fee waiver by spending ₹3,00,000 or more within a year

The TATA Neu Plus HDFC Bank Credit Card is a very promising RuPay credit card that gives a huge number of reward points in the form of NeuCoins, that can be used on the TATA Neu App. It is a complete lifestyle package credit card that comes with numerous benefits and a very minimal charge. As a limited-period offer, you can get the TATA Neu HDFC Bank Credit Card without paying any joining fee.

• 1% NeuCoins as cashback on all spends
• Additional 5% NeuCoins cashback for TATA NeuPass holders
• Get 4 Complimentary Domestic Airport Lounge Access per year
• 1% fuel surcharge waiver
• Get an annual fee waiver by spending ₹1,00,000 or more within a year
• APR: 45%

The Amazon Pay ICICI Credit Card is one of the best lifetime free credit cards out there for online shopping. Rather than giving you some reward points like every other credit card, this LTF credit card from ICICI and Amazon gives you cashback on your online and offline purchases. This not only makes shopping fun but rewarding too. The best part of having a cashback credit card is that you do not have to worry about the hassle of collecting and redeeming reward points before they expire. This is what makes this lifetime free credit card so good. You can check out all the offer details of the Amazon Pay ICICI Credit Card below:

• 2% cashback on payments done to 100+ partner merchants via the Amazon Pay app.
• 1% cashback on all other spends, online and offline.
• Flat ₹200 back on first shopping/bill payment via the Amazon app
• 25% cashback up to ₹200 on shopping on the Amazon app
• 50% cashback up to ₹100 on Prepaid Mobile Recharges
• 25% cashback up to ₹350 on Postpaid Bill Payments
• 20% cashback up to ₹250 on Electricity Bill Payments
• 25% cashback up to ₹250 on DTH recharges
• 25% cashback up to ₹400 on Broadband Bill Payments
• 10% cashback up to ₹150 on Gas Cylinder Payments
• Free EazyDiner Prime membership for 3 months
• 3 Months and 6 Months No Cost EMI on Amazon
• Welcome rewards worth ₹2,000 + 3 months free Amazon Prime Membership