Hot Deal

3rd wave of HDFC credit card upgrades

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Deal Subedar
Diablo

https://netbanking.hdfcbank.com/netba...g/
It looks like HDFC has rolled out the next wave of credit card upgrades.
I missed the Jan 2021 offer, did not receive any offer in Feb, today I received an upgrade to Infinia but with 10k membership charges.

https://cdn0.desidime.com/attachments/photos/670363/medium/7445970iNQ3h5G.jpg?1615263325

Anyone got LTF offer this month?

Login to HDFC NetBanking and go to: Cards > Request > Credit card Upgrade to see if you’re eligible for the upgrade.

Please use below link to compare card benefits.
https://www.hdfcbank.com/personal/pay/cards/cre...

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191 Comments  |  
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Deal Cadet Deal Cadet
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I have Regalia first but I am not getting anything.
Got millenia last times but I didnt upgrade

Deal's Advocate Deal's Advocate
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https://cdn0.desidime.com/attachments/photos/670456/medium/IMG_20210309_171602.jpg?1615291095

Got upgrade offer. Is it good to upgrade….?

Deal Cadet Deal Cadet
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no
please wait for regalia card or millennia card

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Deal Cadet Deal Cadet
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I’m unemployed now but I received Regalia upgrade message. What should I do now? If I request them for upgrade via net banking. They’ll reject it right?

Deal Subedar Deal Subedar
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They won’t. Take the offer. It is already a pre-approved offer for you.

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Pro Deal Legend Pro Deal Legend
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No. Its pre-approved so they won’t be checking if you are still working or not

Deal Subedar Deal Subedar
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Finally I made up my mind and applied for Infinia with 10k fees included. smiling_imp

Deal Cadet Deal Cadet
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they might waive off fee, based on ur transaction volume

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Blaze Blaze
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I am getting upgrade from millenia to regalia or 6e xl, both LTF. not taking any, waiting for Diners Black

Deal Cadet Deal Cadet
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How much time you have card?

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Helpful Helpful
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I got regalia first to regalia today rolleyes sweat

Helpful Helpful
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@Diablo and other dimers. If i opt for upgrade regalia first to regalia
1. What happens to running emi transactions on my card?
2. Does card number change or remain same?
3. Current month i have the offer of 500 offer on 10K spends, will it be impacted?

Deal Subedar Deal Subedar
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I will answer to the best of my knowledge.

  1. EMIs will continue on the new card i.e. Regalia.
  2. Card number will change.
  3. I think that offer will not be applicable on the new card. So if possible, try to complete the 10k spend before upgrading to Regalia.
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Benevolent Benevolent
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Can someone tell me why do i always get this message – We apologize, but this facility is temporarily unavailable. Please try again later.? rolleyes

Deal Cadet Deal Cadet
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Same here

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Deal Cadet Deal Cadet
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Any one got upgrade offer on millannia card??

Freebie Finder Freebie Finder
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Hey! expert/experience holders, I got an upgrade for “VC BUSS DECL Regalia First”. Showing annual fee is 0. wink
Should I upgrade? rolleyes
I mostly used it for online purposes only. sunglasses

Deal Subedar Deal Subedar
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How many days HDFC Bank is taking nowadays to dispatch the credit card after submitting the upgrade request in netbanking.

Deal Newbie Deal Newbie
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I spend like 20 Lakhs on the card on a yearly basis yet no upgrade no Credit enhancement, Feel like an idiot after giving so much business I don’t get much in return rage

Deal Subedar Deal Subedar
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How old is your card and which card?

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Deal Newbie Deal Newbie
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Diners club Black and have it for like 4 years now Limit is in 10+

Deal Cadet Deal Cadet
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@Diablo what is your current limit

Deal Subedar Deal Subedar
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I took the card in 2007 and current limit is 16 lacs.

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Critic Critic
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I’ve received reply via email from HDFC that upgraded card will be Lifetime free. Annual fees was showing as 0.

@DarkBot @Alexios

Deal Lieutenant Deal Lieutenant
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Thanks, but now i have decided to keep my millennia cc over regalia upgrade as I will not be spending over the cap limit in millennia and millennia gives better reward comparatively.

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Deal Lieutenant Deal Lieutenant
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Again got upgrade offer from millennia to regalia as LTF. Not doing though 😂

Deal Cadet Deal Cadet
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When hdfc bank going to issue new credit cards? waiting this….

Deal Newbie Deal Newbie
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I am getting upgrade from regalia first to millenia .. Please suggest better card..??

Deal Subedar Deal Subedar
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Tell me hdfc email id, from where we need to take confirmation for zero ltf charges. Otherwise as per footnote it 2500/year second year onwaeds is a heavy charge.

Deal Newbie Deal Newbie
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I am using money back card from last 3 years but I only keep 11k balance in HDFC account. Card usage is good but never got any upgrade? Should I put more money or do any fd in hdfc for 6 months which may trigger the offer? Any one with such experience?

Critic Critic
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Use debit card regularly & try to keep above 25k in account. RD/FD also helps.

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Blogger Blogger
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I had regalia first from last year , upgraded to millennia for 0 annual fees.

Deal Subedar Deal Subedar
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Same upgrade is available, but can’t make my mind, waiting to get this upgrade with ltf offer confused

Deal Cadet Deal Cadet
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In next six months u will get ltf better to wait

Deal Cadet Deal Cadet
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It’s lifetime free. I got an email regarding the update https://cdn0.desidime.com/attachments/photos/670904/medium/Screenshot_20210311_133716.jpg?1615450085

Deal Subedar Deal Subedar
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Hope all your doubts are clear now. smile

Deal Subedar Deal Subedar
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I got upgrade to diners black but did not opt during 2nd wave and during 3rd wave no upgrade option available

Trailblazer Trailblazer
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I got upgrade to regalia business intl from millenia card is it gud
For millenia I’m getting 2.5% cb for online spends
Any one suggestions pls

Pro Deal Legend Pro Deal Legend
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If your spends are higher end end then go with regalia else stick with millenia as millenia has capping points in most offers

Deal Subedar Deal Subedar
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Upgrade applied – 9th
Shipped – 12th

Deal Subedar Deal Subedar
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Applied for upgrade on 9th, not shipped yet.
Card generated on 10th.

Deal Cadet Deal Cadet
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I got upgraded to regalia.they sent new card to my old registered address delhi. But now i am at patna. How to get delivered to new address? I heard they send to nearest hdfc branch !! sum1 help pls how to get it !!

Community Angel Community Angel
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Go to Delhi branch and collect the card , after that transfer your account to Patna and update correct address

Benevolent Benevolent
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All those people getting upgrade offers of HDFC looks alian to me…normal human like me don’t even have HDFC credit card (they rejected my application 6 months back)..Inspite of having Imperia relation with them. 😂

Deal Subedar Deal Subedar
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Shame, HDFC is providing CC to those non earning and having basic account.

I think you have applied for infinia or DCB directly. stuck_out_tongue_winking_eye stuck_out_tongue_winking_eye smile

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