Any Saving account with No charges - SMS/DC/other charges?

158°
Deal Subedar
desibuddy

is there any savings account with no charges for sms/DC ?

even digital or old type book account is fine smile

As charges are increasing day by day, and few guys own 5+ account and getting charged 850rs + per year.

In our area, HDFC bank give platinum card or some DC to all and they charged some 650rs+.

offtopic:

i own one Indusind bank account, still now no SMS charges or DC, but they removed that account for new opening i think.

if anybody asked means, we can point out which one is free and which one is not, as googlepay/other are must these days once 10rs/20rs circulation is stopped deliberately by govt or pulled by corporate, everyone is doomed and only way is digital.

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@abhishek012

Crowdpuller Crowdpuller
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Hdfc savings max acc, idfc first bank acc

Benevolent Benevolent
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Kotak 811

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HDFC savings max account: 25K AMB

Jupiter/Fi money: zero balance

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Hdfc savings max account- ₹25k mab, icici gold account- ₹50k mab,axis priority account- ₹2 lakh mab

Finance Ninja Finance Ninja
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Get NSDL, AU bank zero balance account.

Also get RuPay Platinum debit card, per month Rs100 profit on Amazon add money.

Deal Cadet Deal Cadet
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ICICI Wealth Account.

You need a 5/10L opening cheque though.

Blogger Blogger
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Paytm Payments bank.

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They deduct SMS charges afaik

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Deal Cadet Deal Cadet
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Hdfc savings max

No mab if u do FD of 1.5 lacs

Kotak. 811 zero balance. No charges

Benevolent Benevolent
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My 6 month experience with Kotak 811 has been good with no surprise charges levied. They do call relentlessly though until you take their Credit Card as well which I eventually did because I actually needed one.

Other than that, IDFC First has been carrying full front-page ads in Hindustan Times newspapers in Mumbai about no charges for most common / basic features. I do believe they have a minimum account balance requirement of Rs 10k which I believe it fair.

Deal Subedar Deal Subedar
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sms charges ?
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Deal Cadet Deal Cadet
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How can I check MAB requirement for HDFC, ICICI, SBI, Union Bank?

Blaze Blaze
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Check on their respective website schedule of charges. Also some banks like HDFC, ICICI etc show minimum balance to be maintained in mobile banking app/ net banking.

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