Any Saving account with No charges - SMS/DC/other charges?
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is there any savings account with no charges for sms/DC ?
even digital or old type book account is fine
As charges are increasing day by day, and few guys own 5+ account and getting charged 850rs + per year.
In our area, HDFC bank give platinum card or some DC to all and they charged some 650rs+.
offtopic:
i own one Indusind bank account, still now no SMS charges or DC, but they removed that account for new opening i think.
if anybody asked means, we can point out which one is free and which one is not, as googlepay/other are must these days once 10rs/20rs circulation is stopped deliberately by govt or pulled by corporate, everyone is doomed and only way is digital.
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Hdfc savings max acc, idfc first bank acc
Kotak 811
HDFC savings max account: 25K AMB
Jupiter/Fi money: zero balance
Hdfc savings max account- ₹25k mab, icici gold account- ₹50k mab,axis priority account- ₹2 lakh mab
Get NSDL, AU bank zero balance account.
Also get RuPay Platinum debit card, per month Rs100 profit on Amazon add money.
ICICI Wealth Account.
You need a 5/10L opening cheque though.
Paytm Payments bank.
They deduct SMS charges afaik
Hdfc savings max
No mab if u do FD of 1.5 lacs
Kotak. 811 zero balance. No charges
My 6 month experience with Kotak 811 has been good with no surprise charges levied. They do call relentlessly though until you take their Credit Card as well which I eventually did because I actually needed one.
Other than that, IDFC First has been carrying full front-page ads in Hindustan Times newspapers in Mumbai about no charges for most common / basic features. I do believe they have a minimum account balance requirement of Rs 10k which I believe it fair.
How can I check MAB requirement for HDFC, ICICI, SBI, Union Bank?
Check on their respective website schedule of charges. Also some banks like HDFC, ICICI etc show minimum balance to be maintained in mobile banking app/ net banking.
@abhishek012