Hot Deal

Cred vs CheQ vs HDFC Billpay

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Deal Cadet
uuv

So far only I've only used cred for cc bills payment, which is instantly settled, some cc takes upto few hours.

Getting cred Cashback jackpot (spins) for 12 times per month. ( Rs 12000 max)

Please advise on below queries,

1. Tried cheq - 

paid only 101 by HDFC platinum DC - didn't get any 1% reward points.

Are we supposed to get 1% cb on platinum DC on cheq?

2. Want to try HDFC billpay by HDFC platinum DC, but confused.

Do we need to make only full payment or part payment can be made?

Payment settlement time?, Can we pay on the due date.

3. Any other reliable alternatives sites  where we can get Cashback on cc payment.


Added after posting-

4. Any cb on mobikwik or paytm?


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Finance Mentor Finance Mentor
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AFAIK 

HDFC Platinum DC (non rupay variant) gives 1% max 750 per month on HDFC Billpay system, which you get in Netbanking -> Billpay.

1. So no 1% on cheq

2. Anything which suites you. Part payment over payment, whatever you want to pay.
Some reflect immediately, some in a few days. So will suggest you to pay at least a week before to not face any tension. However mostly the date of payment reflects on the date you have paid.

3. ___________________________ (Others will Fill in the blanks)

Deal Cadet Deal Cadet
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Thanks,

For billpay, Which cc reflects immediately and later.


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Helpful Helpful
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have to many credit card bills this month... since long time using only cred app and now-a-days getting 1-10 rupees only, nothing else...want to try something which gives more benefit.


following the thread.

Generous Generous
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Since last two days, I am getting only coins on 5 spins.

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Deal Cadet Deal Cadet
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Never used Cheq.

I use HDFC Platinum DC via HDFC BillPay for supported cards, up to 75k per month.

I use family members Millennia DC via Paytm wallet upload to pay HDFC CC bills, up to 40k per month.

As of now using CRED for Onecard bill payment only if the amount is above 1k otherwise I use SBI DC to pay bill in-app.

Deal Cadet Deal Cadet
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Hope your HDFC billpay are settled immediately.

Any rewardz you are getting on SBI DC  

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Helpful Helpful
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not able to pay sbi cb cc bill on hdfc bill pay

The PostMighty The PostMighty
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Wait for 24 hrs after adding SBI CC on HDFC BillPay

Also make sure SBI CC is the primary card and not the add-on

I just paid my SBI CC via HDFC BillPay yesterday and it settled within minutes.

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Deal Cadet Deal Cadet
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Does HDFC platinum DC gives 1% points on Cheq??

Deal Lieutenant Deal Lieutenant
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No

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Deal Lieutenant Deal Lieutenant
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2. No, hdfc does not give reward points for paying on cheq. 1% is for telecom and utilities (hdfc billpay comes under utilities). But you can get from other debit cards which give points on general spends.

2. You can pay whatever amount you want in hdfc billpay, it does not track your billed amounts. I would not recommend paying on last day especially for axis bank. Take atleast 3 day window.

3. Other one i use is postpe for flat 0.4% plus debit card rewards

Helpful Helpful
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Do u know how to take out the postpe cashback? I have 350 postpe cashback dont know how to cash out.

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Talk-Of-The-Town Talk-Of-The-Town
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Can anyone tell me... What kind of rewards I can expect by using hdfc billpay...

Deal Cadet Deal Cadet
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You will redeem reward points for cash.. 1 point = 1 rs

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Deal Newbie Deal Newbie
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I have Millennia DC,

While Paying CC bill in HDFC, it gives 2 options: 1. Pay Via Netbanking 2. Pay Via Card

I just want to re-confirm, only Pay via card will fetch rewards, right? and for millennia DC, Max RP is 400/month, right?

 

Helpful Helpful
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For millennia no rps on bill payment

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Deal Newbie Deal Newbie
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Can anyone send me Cheq referral

Generous Generous
Admin
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currently i am using cred for bill payments

Deal Cadet Deal Cadet
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PM if you need CheQ referal

Helpful Helpful
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I think mobikwik works, paid today via debit card only, will update once cashpoints credited

Deal Cadet Deal Cadet
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Yes, paying bill in mobikwik via hdfc card gives 1% cashback

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Deal Subedar Deal Subedar
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M using postpe since started where getting.0.4% cb. Mostly settled same day, in some instances took 1-2 days

Deal Cadet Deal Cadet
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Hdfc dc option now not available in netbanking -> billpay

Pls check n confirm

Deal Newbie Deal Newbie
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I am using CRED I get Cashback around rs. 10-15 for credit card payments, but I also get CB for almost 95℅ of payment on QR scan for my daily expense I get around Rs. 3-6 for every QR SCAN payment made through CRED and I don't think any other app give you CB on every payment you make. Not  even phonepe/ amazon pay/ PayTM/ or mobikwik

Deal Cadet Deal Cadet
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are you getting for multiple transactions for ' scan & pay ' or only for one transaction of the day in cash and remaining points
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Cool Cool
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Anyone pls cheq referral to me in dm

Deal Cadet Deal Cadet
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Check dm

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Beacon Beacon
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Use SBI Rupay DC on Paytm for credit card payment. You'll get SBI Rewards for using the Debit Card.

Helpful Helpful
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Did you try same card in cheq and got points.How many points for 100rs.

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Deal Cadet Deal Cadet
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Need referral cheq
Deal Cadet Deal Cadet
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Sent via dm

Deal Cadet Deal Cadet
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I used all the payment options for cc payment. After checking I definitely go with Cheq if the bill is more than 75,000. Upto 75k you can go with HDFC billpay which will give 1% upto 750 rs.

Post Tycoon Post Tycoon
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suggest best dc for cheq which provides better reward points

Deal Lieutenant Deal Lieutenant
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What is the monthly limit for cheq? Is it calendar month? So will renew on March 1.

@uuv @Ahtsham @Seinfeld @kartikxxx

Pro DealBaba Pro DealBaba
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For payment no limit for earning rewards a cap of 4k coin is there 
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Deal Newbie Deal Newbie
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Using postpe for cc payments, .4% cb they are giving

Finance Mentor Finance Mentor
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There is no end for want of More money , the greed will never end.

At first people used Credit Cards for Earning Reward points

Then people used credit card for earning rewards points plus getting additional commission for letting others use their credit card

Then in third state they started finding ways to get more money by finding ways to pay credit card bills

It didn't stop there now people are finding out ways how to get more money by paying Card bills and now paying advance card bills😄

I am also on the same train though 😉

Trans : Pehale log credit card sirf reward points ke liye use karte the

fir log reward points ke sath commission ke liye credit card ka use karne lage , paise ki bhook aur badh gayi

fir log credit card ka bill payment karne ke liye rewards dhundne lage

Bhook yahi khatam nahi hui hai.... aab aur methods dhunde ja rahe hai ki bill payment se sabse jayada paisa kaise banaya jaye , aur advance me card bills pay kar rahe hai

Deal Subedar Deal Subedar
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joy plus1

Deal Cadet Deal Cadet
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Just earned 1k bigbasket voucher by paying 1lac credit card bill on Cheq , what else could be better?? Its damn good.... dm for referral

Deal Newbie Deal Newbie
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Anyone please send refferal 

Deal Cadet Deal Cadet
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Sent

Deal Lieutenant Deal Lieutenant
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Millenia debit card on cheq will give 1% cb? 

Deal Cadet Deal Cadet
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Like this comment if you want a cheQ referral.

Deal Subedar Deal Subedar
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Cheq referral anyone

Edit- Don't send now.

Deal Newbie Deal Newbie
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Cred

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