Flipkart-AXIS-VISA LTF for those who are holding Flipkart-AXIS-Master Card

Flipkart-AXIS-VISA LTF for those who are already holding Flipkart-AXIS-Master Card…

Here is my story, try your luck by applying from one of your friend/relative’s flipkart app. Once you get the VISA approved, close the older Master Card variant.

Let me give you some context by telling my story:

1. AXIS Neo LTF since 2017: still active
2. AXIS ASAP savings since 2017 with minuscule balance.
3. AXIS Flikpart since Sept 2019
4. AXIS FK upgraded to ACE in March 2021
5. AXIS FK closed in mid July 2021
6. AXIS FK still showing in Flipkart app, although not available for transaction, quite obviously.
7. Hence, the LTF offer on my FK app redirects me to my dead card, instead of the offer page.
8. Re-applied for LTF AX FK VISA through a family-member’s FK app.
9. KYC completed.
10. Kept my fingers crossed.
11. Update: My AXIS FK VISA card has been approved. New card showing in AXIS Mobile Banking app.

Pro tip: You may change the flipkart number of your relative to your own prior to applying, this way verification calls and OTPs will come to your number.

Warning: Don’t change your relative’s flipkart registration number, this will remove/disable the offer from the FK account. Many users have reported to have spoiled the offer trying this.

Downside is: see update#2 my entire AXIS relationship number has been changed to my relatives FK number. Have to update them all manually. I should have preemptively changed my family member’s FK number to mine. I didn’t do this beforehand. Will have to change this later on, once the card is delivered.



Update #2: I called axis enquiring about to which number my OTPs will come. It seems that they have added my spouse’s number to my Axis Portfolio after this new application via her FK account. But, that number has been tagged as “Secondary”. So, all OTPs would continue to be sent on my primary number, including for my upcoming AX-FK_VISA. So, no more headbanging to get the number update reversed. Stay in peace…

Approximate Timeline with a new Application: (I am excluding cases of instant card generation)
1. Find a relative/friend with whom you are okay sharing your private data related to shopping/card usage.
→ Can take anywhere between 1 min to a lifetime.
2. Convince that relative/friend that they may get untimely OTPs/calls, and sacrifice their offer for you.
→ Again, an take anywhere between 1 min to an eternity.
3. Filing application on FK app.
→anywhere between 1 min to 10 mins.
4. Appointment for physical/vkyc:
→anywhere between 1 day to 3days if you have an AXIS relationship already. May take longer, if you don’t have an existing relationship with AXIS. They may physically visit your home and office. between 5-10 days.
5. P-KYC/V-KYC to Acknowledgement:
→ 3 days at current trend.
6. Acknowledgement to Decision (accept/decline):
→ 0 – 5 days at current trend. 0 days for those who already hold a premium AXIS card like ACE OR probably AX_FK_MC (give a try ).
7. You can see the card on AXIS Phone Banking App (i.e. for current AXIS users): Full details are not displayed, so you can’t still use the card.
→ 0 days
8. Confirmation and linking card in flipkart app
→ I don’t know (You can use the card at this step), again may need to lick your friend’s boot once again to hand you over their phone again..
9. ALWAYS Confirm from AXIS about which number(s) your OTP will come: otherwise your friend may rob your a$$.
→ as soon as you can.
10. Physical card delivery
→ I don’t know