Got my OneCard finally - IDFC Bank - Points can be redeemed for cashback
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Its virtual at the moment, the physical one will be dispatched shortly
PROS:
- Fractional reward points, 1 point for every ₹ 50 spent, if you spend 225, you get 4.5 points
- Reward points can be redeemed for cash instantly
- Top 2 categories of spends per month are eligible for 5X rewards (SBI ola style tracking on App)
- 1% forex markup charges (beating HDFC/Yes bank CCs also)
- Reward points don’t expire
CONS:
- No RP on wallet swipes (Paytm/PhonePe), etc.
TELL ME HOW TO APPLY
Pm
Really ? I thought upto the value of transaction. Matlab 10 ka transaction hai to 50 points use karke usko pay kar sakte hai
Metal card, gives premium touch. And Forex markup is just 1%, most of the entry level card has 3.5%+GST markup.
PM for referral
WL 
Anyone got this error ""Please Input Pre Selected City"" while entering address ???
Hi everyone, you may PM me for OneCard referral code/link. We have received this CC too.
Got card with 1.8 lakhs limit . Physical card on way
if anyone wants Onecard referral link, PM me!
send me referal link
- No RP on wallet swipes (Paytm/PhonePe), etc.
dealbreaker
I installed the app few days back and spinned wheel few times. Final waitlist was showing around 23000. Suddenly after 2-3 days, got notification that card is approved !!
I checked in app but didn’t applied as I cannot find any great feature.
Next day got a call from them asking why I didn’t applied for card. I told them the reason and they promised forwarding my feedback.
Can anyone here give me any good reason to apply for the card ?
Skip it, waste card
The only reason to use this card is for fuel refund lol.
One weird thing, OneCard (IDFC First) never made a hard enquiry on CIBIL/Experian and neither does it show in the list of CCs or payment history ! I have been using it for nearly 2 months now.
Anyone else saw this ?
New account/CC update takes time, around 3 months I think.
Just got Credit limit increase from 1.2lac to 2 lac after Just 3 bills generated.
Same here mine increased from 1.8 to 3.6
My limit too doubled, even i have never made single txn since card got approved. They, in most probability, have enhanced limit for maybe diwali, other than that i dont see any rationale behind this limit enhancement
Is it lifetime free card? Should i apply for it, if i have 0 credit card
Yes, it’s a lifetime free credit card. Go ahead and apply. They are approving almost every one and giving very good limits too.
If you like, please apply using my referral, I will get some extra points. Please PM. Thanks.
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Got 10000 Bonus Points which is( Equivalent to 1000 Rs) on Diwali Bonanza
Amount Spent was 25000
https://www.getonecard.app/blog/onecard-diwali-...
where u spent bro
Don’t know how to make the best use of this card, I’ve got Amazon pay cc and it seems best so far…. Any suggestions what the best use case would be for this card
Got email today regarding card approved.. downloaded the app and just gave selfie only..got vcc immediately with 765000 limit.. for physical card , address given is of friend in NCR since my town was not serviceable..best usage of this card I think is fuel as none of my card except Citi provide rewards point on fuel..
I don’t find any other worthy usage apart from fuel .. existence users can throw more light @TronGalaxy @Sharingan @guest_999 @getready @soccergiants @TEMPER @yolodime @dev007 @ One_Miller
For referral for this card pm
got the physical card..no documents shared ..probably the best card application process..delivered on friends address.Metal credit card is sleek, sturdy, heavy and looks premium..done few small transactions n reward points credited instantly .. very fast payment interface …
How you got it delivered to friends address?
Anybody checked fuel surcharge.
rewards points of 1 for 50Rs, make it 2 points for 100Rs
The redemption ratio is less , 10points for 1 rs, so overall just 0.2%cb.
Even with 5x for top categores it would be 1%.
This is good for people who do not have amazon pay icici / flipkart axis / other highend cards
This is good only for those wanting a metal card for looks or doing some international transactions. If you can get this card then you can also get many other better cards based on your profile. Also amazonpay/flipkart axis are not high end cards, they are are just more difficult to get. In fact sbi simplyclick can be easily obtained & now that amazonpay card has stopped giving 5% cashback on GVs, it is one of the best card for shopping on amazon/online transactions.
Is this card being shown in anyone’s CIBIL?
Yes, showing as IDFC FIRST BANK with Enquiry Amount as 1,000
Nope , I have been using it for more than 5 months but still it doesn’t reflect in CIBIL.
Can I get one card if I live in tier3 city. Not mention in app . How to do documents verification
The card is finally reflecting in my cibil account and strangely points jumped too 
Someone please point out the Fuel purchase offers on this card
Anyone who needs referral for OneCard, please PM me so that both of us can jump up the queue.