Gpay cibil check question
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I have 765 score with no default till now, holding apay icici and Coral cc with 80k limit each. Plus I don't have ITR as I fall below 2.5 lakh annual income and I'm self employed. Should I apply for it?
Just go ahead, it's totally safe. But make sure to uncheck the option which allows them to share your score with financial companies, so that they can spam you.
Mai har 2 din me ekad enquiry krta hu cibil ka utna effect nhi hota Bhai enquiry se. It have very low effect on your cibil score. Itna hype kyu bana ke rakhe ho sab.
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Just pay your bills on time, utilise less, have a good ratio of loans and credit cards and your credit age is old. That's enough to maintain a healthy score.
Yes, they do not make a Hard enquiry that reflects in your Cibil
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Absolutely Safe...
Plus, This can also give insights on if you're eligible for Ace Card