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HDFC can start issuing new credit cards!!

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Deal Cadet Deal Cadet
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Which card gives free international lounge access.. Not eligible for Diners or Infinia.

Community Angel Community Angel
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Ragalia

Deal Cadet Deal Cadet
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Dear Sir/Madam,

Thank you for your application for a HDFC Bank International MILLENNIA CARD Credit Card.

While reviewing your application we observe that we had received your credit card application earlier and the same is under process.

We assure you that a communication will be sent to you on completion of the processing of your credit card application and request you to bear with us in the interim.
We once again thank you for your interest in HDFC Bank Credit Cards

Deal Cadet Deal Cadet
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I received this mail. Since I have logged in many times using the link it created many application numbers.
@pranavcool @Sudarshan61 @BlueFlash

Deal Subedar Deal Subedar
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in pre approved offers we have to upload itr and salary proof?

Helpful Helpful
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My employer (larsen & toubro) is not listed in the Employer’s name list. Anyone knows what to do?

Shopping Friend Shopping Friend
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Even after 2 days application in same state wink

Deal Cadet Deal Cadet
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You can check with your RM he will give few details even though he will be upset but will give you details about credit limits and status of it.

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Deal Cadet Deal Cadet
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Millenia card ,min limit for redemption is 2500 for statement credit.Any easy way to achieve this?

Also,hdfc regalia card 4 rewards poont for every 150 spent?what is the minimum redemption for these points?Also,whats the value of points for statement credit and buying vouchers in regalia portal?.

Deal Subedar Deal Subedar
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Hi
My use is
To buy Amazon egv from amartbuy
Buy products online
Small bill products offline
salary account in hdfc , 1 hdfc millenia Debit card, no credit cards using . Which varient credit card is most advantageous to me
Please help

Critic Critic
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Millennia credit card only if you buy 5k amazon gv every month from smartbuy—gyftr else regalia(not regalia first) if you can get either of these cards.

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Helpful Helpful
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I’ve a feeling something conked up big time. I have an existing relationship with HDFC Bank. I tried to go through the application process, logged in as an existing customer, and it said Infinia with my details and invited me to apply. While applying, it became unresponsive, when I logged back in again, now it keeps on saying I’m not eligible due to bank’s existing guidelines. This status hasn’t changed despite 2 further attempts. I hope they didn’t chalk up the expired session as something more than it was. CC guidelines and approvals/procedures being a virtual blackbox, I might never now get to know.

Critic Critic
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Definitely a bug as infinia is never offered in such manner unless your existing relationship with hdfc is worth at least 10-15 lakh+ & having a high cibil score/4-5 lakh+ limit on any existing credit card.

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Helpful Helpful
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I got the following SMS from HDFC bank:

One Time Password(OTP) for HDFC Bank Credit Card ending with xxxxx is xxxx. Pls use this OTP at HDFC Bank ATM (Language selection screen)to create your ATM PIN before 21Sep21.

Does this mean my credit card application was accepted? 😀

Critic Critic
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Yup, Congrats smile
Which card variant ?
@Gaurav_G you will get such a message if it’s finally approved.

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Deal Cadet Deal Cadet
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i have regalia , can i upgrade to diners black ? for free , its a LTF card which i have

Critic Critic
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RBI has banned Diners card issuance & even after it lifts the ban you need to wait for system to approve upgrade to dcb unless you want to manually apply basis income criterion for which you need to send proof to their office(for dcb it is min1.75 lakh per month for salaried person & at least 21 lakh income ITR per year for self employed person).

Deal Cadet Deal Cadet
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best place were i can use regalia credit card ???

Deal Captain Deal Captain
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Shredder
but on a serious note smartbuy portal is rewards multiplier for any hdfc card and ofcourse payzapp

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Deal Subedar Deal Subedar
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Kindly share the best credit card variant.
What are different varients and it’s benefits.this will help many
Some saying millenia is good, but some is changing to regalia and money back diners
So didn’t understand what are its benefits
Reading threads many times but still not understand.
So kindly share credit card varients and it’s benefits

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Deal Cadet Deal Cadet
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Pls tag me if anyone who did not submit income proof and received msg or mail for approval of the card.

Helpful Helpful
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https://cdn0.desidime.com/attachments/photos/707432/medium/Screenshot_20210823-170831_Chrome.jpg?1629718743Applied 2 days ago but apart from e-approved mail nothing got. No existing/prior relationship with hdfc.

Or anything I am missing so that they will process it.

Benevolent Benevolent
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Which card did U applied ?

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Helpful Helpful
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I applied millenia. I don’t see any hope to get hdfc cc. Have icici apay card with limit 50k and salary account with icici

Deal Subedar Deal Subedar
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Is anyone got approved and able to see card in NetBanking how much time hdfc takes 1 week?

Critic Critic
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@bumblefoot Thanks for updating the wiki deal with the original HDFC link instead of that crappy BankBazaar wink

Deal Subedar Deal Subedar
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@guest_999 how much time hdfc takes to approve the request

Critic Critic
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Not sure as it varies but usually if approval is to come then it should come within 7-10 days.

Deal Cadet Deal Cadet
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I applied for millennia cc 2 days back and now I am getting Ltf+1500 amazon pay gc and getting pre approved millenia/regalia. Is there any way I can cancel my existing application. Because now it is not letting me to apply again.

Deal Subedar Deal Subedar
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same

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Deal Subedar Deal Subedar
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send ss of status plz in dm

Helpful Helpful
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Most probably , you will get cc soon. For me it’s showing in progress.

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Deal Subedar Deal Subedar
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.

Deal Cadet Deal Cadet
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how come Millennia CC which is a mastercard variant is available?

Critic Critic
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They have Visa Signature variant too.

Deal Subedar Deal Subedar
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Still Now Anyone Received Credit Card?

Helpful Helpful
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My credit card is now being reflected on the NetBanking portal 😀. In how many days does it usually takes to get delivered?

Also, haven’t received any message regarding card dispatched

Edit: Just got a mail that the card has been dispatched

Deal Cadet Deal Cadet
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When did you applied

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Deal Newbie Deal Newbie
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Hi All I have Applied For Regalia Business HDFC Cc But it Saying To Spend 1Lakh in 90 days To make it LTF Any Idea Which Transactions are counted and How Achieve this Target

Deal Subedar Deal Subedar
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So trick to apply for pre approved is we shd enter as salaried and enter income then no documents are asked

Deal Cadet Deal Cadet
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No it’s already pre approved in their system and income details are just a formality.

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Critic Critic
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All those who already have a HDFC credit card, do NOT apply for a new one, they are doing a cibil hit and then replying that we can’t hold a new one. I know we can’t have 2 in general, but instead of doing a hard inquiry and then telling the same, they could have first made a check for existing card and then made a cibil hit if needed.
What a waste sad

Deal Subedar Deal Subedar
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It happened to me as well. I already have HDFC cc, saw the banner in offer section, went through the application process halfway through and then quit as it asked me to upload docs. Got mail from cibil that enquiry has been made. Checked my score which is fortunately not affected but I can see an entry for HDFC cc for 1k made on application day
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Deal Subedar Deal Subedar
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Also there are 2 offers either spend based ltf or smartpay ltf , confirmation from rm ,op kindly update this information so that confusion can be avoided

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