Hot Deal HDFC Diners Black LTF

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I am getting an option to upgrade to Diners Black LTF with 50% reduction in points.

What is the conversion rate of Diners Black points in redemption  catalogue for Amazon voucher? Please share details….

Will i get Amazon prime for LTF Dimers (oops) Diners black too?

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what is the link between diners card and amazon prime ?
Further point conversion ration depends on which card u hold and upgrading to which card

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I mean for how much points is Amazon 500/1000 voucher available for redemption

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It is a 0.5 conversion rate for Amazon vouchers. 500 GV for 1000 points.

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MTRIP wrote:

It is a 0.5 conversion rate for Amazon vouchers. 500 GV for 1000 points.

Thanks. And what’s the conversion for cash redemption thru netbanking?

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dhinchakrohit wrote:

Thanks. And what’s the conversion for cash redemption thru netbanking?

Not good. 30p for 1 point.

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Does a card upgrade change our CIBIL score if card limit remains same?

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dhinchakrohit wrote:

Does a card upgrade change our CIBIL score if card limit remains same?

Don’t think it had any impact on my CIBIL. I have had two upgrades from HDFC in last two years. The score is still almost the same. smile

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MTRIP wrote:

Don’t think it had any impact on my CIBIL. I have had two upgrades from HDFC in last two years. The score is still almost the same. smile

2 upgrades in 2 years…good going man

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MTRIP wrote:

Got lucky I guess stuck_out_tongue

Any tips.. I have regalia first and want to upgrade to regalia

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dhinchakrohit wrote:

Does a card upgrade change our CIBIL score if card limit remains same?

Which card you had and how much limit you had ?
If possible share how you managed to get this card

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a.kabeer31837 wrote:

Which card you had and how much limit you had ?
If possible share how you managed to get this card

I have Regalia since 2013/4, didn’t  do anything special….just got an upgrade option in netbanking

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dhinchakrohit wrote:

I have Regalia since 2013/4, didn’t  do anything special….just got an upgrade option in netbanking

What’s your regalias credit limit?

Very good for you not many people get DCB for LTF.👍

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dhinchakrohit wrote:

I have Regalia since 2013/4, didn’t  do anything special….just got an upgrade option in netbanking

Hi will you help me how to redeem the regalia points. Prevoously money back card was using and it was upgraded to regalia. not no idea how to use the reward points. it is for my friend

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a.kabeer31837 wrote:

What’s your regalias credit limit?

Very good for you not many people get DCB for LTF.👍

Just checked the returns of points, it’s just 1.66% for vouchers….still other cards are better I feel.

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dhinchakrohit wrote:

Just checked the returns of points, it’s just 1.66% for vouchers….still other cards are better I feel.

Please verify that you saw the upgrade option to DCB as LTF. Hdfc offers upgrade but most times, card is not LTF and get converted into chargeable even if existing card is LTF.

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indiansoul wrote:

Please verify that you saw the upgrade option to DCB as LTF. Hdfc offers upgrade but most times, card is not LTF and get converted into chargeable even if existing card is LTF.

Thanks… its showing Annual fees as zero on screen and RM has mentioned in mail. Do we need to verify from CC separately?

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dhinchakrohit wrote:

Thanks… its showing Annual fees as zero on screen and RM has mentioned in mail. Do we need to verify from CC separately?

That should suffice .. save them for future reference.

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dhinchakrohit wrote:

Thanks… its showing Annual fees as zero on screen and RM has mentioned in mail. Do we need to verify from CC separately?

Congrats for DCB, Sometimes it’s first year free only so do check with cc, DCB cc is pretty good and can be connected to easily.

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manav.choudhry598 wrote:

Congrats for DCB, Sometimes it’s first year free only so do check with cc, DCB cc is pretty good and can be connected to easily.

I can see DCB returns rate as 1.66% which is neither good nor bad, am I missing something…?

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@DHINCHAKROHIT LFT DCB is an excellent card. Even with 50% reduction, its worth it. With 10x Diners Club partners, and 10x smartbuy, its worth it.

I held a paid variant and it was worth it. Now on Infinia, but i’m also looking to get a DCB LFT as addon (doesnt seem possible though).

Are you a IIM/XLRI alum ?

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dhinchakrohit wrote:

I can see DCB returns rate as 1.66% which is neither good nor bad, am I missing something…?

Yes. You’re missing a lot. With smartbuy 10x your reward rate jumps to 33%.
1 point = 1rs for travel. So it’s very good no other card can even come close to this.

If possible please share your credit limit on current regalia card.

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dhinchakrohit wrote:

I can see DCB returns rate as 1.66% which is neither good nor bad, am I missing something…?

1.66%? It’s suppose to be 3.33% that is for every rs 150 spend you get Rs5 back (not on wallet loading)

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manav.choudhry598 wrote:

1.66%? It’s suppose to be 3.33% that is for every rs 150 spend you get Rs5 back (not on wallet loading)

He’s considering 0.5rs value per point. I think.

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a.kabeer31837 wrote:

Yes. You’re missing a lot. With smartbuy 10x your reward rate jumps to 33%.
1 point = 1rs for travel. So it’s very good no other card can even come close to this.

If possible please share your credit limit on current regalia card.

I redeem only cash/Amazon…..nothing else. Yes, smartbuy is good option but I hate to keep tracking whether we received 10x or not after 90 days

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