I wish they would launch Millennia credit AND debit cards too on RuPay. I got my Neu Plus RuPay converted to LTF otherwise was gonna change my LTF Business MoneyBack to RuPay as well using MyCards. But due to hopes of upgrade to Millennia in next 6 months, I have kept it still on MasterCard.

HDFC launch Business Moneyback RuPay credit card
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https://www.hdfcbank.com/personal/pay/cards/bus...
HDFC launch Business Moneyback RuPay credit card:
- Earn 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online (T&C apply)
- Earn 2 Reward Points on all other retail spends (excluding wallet, emi and petrol) for every Rs. 150 spent
- Make all Vendor/supplier bill payments and GST payments using HDFC Bank Business Moneyback Credit Card and get upto 50 days of free credit period
- Bonus 2,500 Reward Points on Rs. 1.8 lakhs spends in an anniversary year.
- Redeem your reward points as cashback against statement (T&C apply)
- Get 5X Reward Points on Fuel (Maximum 1000 points in a month) in the first year (Refer T&C)
- Up to 50 days interest free credit period
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HDFC Bank Merchants can now use the SmartHub app to make their vendor and distributor payments through a single app
* Convenient and instant payments
* Upto 50 days credit period for payments made via Business Credit Card
* Easy reconciliation of payment & invoices
* Make GST payments - Get Pre-approved instant loans and Cash withdrawal facility on your Business Credit Card
- Convert all your big spends into EMI after purchase
- Buy interiors, furnitures, electronics, ACs and more in bulk for your business with Easy EMI options on your Business Credit Cards.
- Utility Bill Payments : Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily. Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.For more details click here:-
1% fuel surcharge waiver at all fuel stations across India
(on minimum trasaction of ₹400 and maximum transaction of ₹5000. Max CashBack of ₹250 per statement cycle)
Enjoy amazing dining benefits with Good Food Trail program
Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20,000+ restaurants),
Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done Swiggy App.
Click here for more details
Refer T&C
Earn Bonus 2,500 Bonus Reward Points when you spend Rs. 1.8 lakhs in the anniversary year.
*T&C Apply
Renewal fee waived off if you spend Rs.50,000 and more in the previous year
Reward Point Redemption:
- Reward Points accumulated on HDFC Bank Business MoneyBack Credit Card can be redeemed for cashback against statement (100 Reward Points = Rs. 20). For redemption against statement balance, Cardholder must have minimum 2500 Reward Points
- Reward Points can be also redeemed for exciting gifts and air miles from an exclusive rewards catalogue, at the applicable redemption rate.
> Airmiles conversion through netbanking at a value of 1RP = 0.25 airmile
> Products and Vouchers via Product calatologue on Netbanking 1 RP = upto Rs 0.25
> Redeem as cashback against statement at a value of 1 RP = Rs 0.20
Click Here to know more
- Reward redemption fee of Rs. 99 per request will be applicable on all redemptions.
- Reward Points earned on your HDFC Bank MoneyBack Credit Card are valid only for 2 years from the date of accumulation.
For T&C, click here
With effect from 1st January 2023:
- Rent payment and Education related transactions will not earn reward points.
- Reward points earned on Grocery transactions will be capped to 1,000 per month.
- Redemption of Travel Reward Points will be capped at 50,000 points per month.
FEES & CHARGES
- Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
- Click here to view details of HDFC Bank Business MoneyBack Credit Card Fees and Charges
You can also Conversion Business Moneyback Visa/mastercard to Business Moneyback RuPay Credit card -
Just send a mail to - [email protected]
Note - if your HDFC bank Visa/mastercard credit card is life time free then the same variant RuPay credit card will also be life time free or if you change your existing life time free Visa/mastercard credit card to RuPay then your new RuPay variant card comes by default life time free.
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some1anywhere wrote:I wish they would launch Millennia credit AND debit cards too on RuPay. I got my Neu Plus RuPay converted to LTF otherwise was gonna change my LTF Business MoneyBack to RuPay as well using MyCards. But due to hopes of upgrade to Millennia in next 6 months, I have kept it still on MasterCard.
How you converted NuePlus Rupay card to LTF?
Is Rupay variant available for HDFC Money back credit card?
Aksh3213 wrote:Is Rupay variant available for HDFC Money back credit card?
+1
Great news abhishek bro...request has been already placed for the conversion.
Thanking you..
Aksh3213 wrote:If you are asking about normal moneyback credit card then let me tell you HDFC bank already discontinued normal moneyback credit card.Is Rupay variant available for HDFC Money back credit card?
You can apply for Moneyback+ RuPay Credit Card.
Here link - https://www.desidime.com/discussions/hdfc-launc...
Moneyback+ RuPay Credit Card -
@chipi
abhishek012 wrote:
If you are asking about normal moneyback credit card then let me tell you HDFC bank already discontinued normal moneyback credit card.
You can apply for Moneyback+ RuPay Credit Card.
Here link - https://www.desidime.com/discussions/hdfc-launc...
Moneyback+ RuPay Credit Card -
@anbullavan
@chipi
Yea I'm talking about the normal money-back credit card and I just got it last month so it ain't discontinued.
abhishek012 wrote:
Ok but you can still conversion to Moneyback+ RuPay credit card.
Ig it will be chargeable?
My moneyback is ltf.
Can you help me convert it?
abhishek012 wrote:
Contact HDFC bank and ask them to conversion LTF Moneyback+ RuPay.
Alr .. will call HDFC cc in the morning.
abhishek012 wrote:What if someone already has Normal Moneyback CC Visa variant and validity is still quite left?
If you are asking about normal moneyback credit card then let me tell you HDFC bank already discontinued normal moneyback credit card.
You can apply for Moneyback+ RuPay Credit Card.
Here link - https://www.desidime.com/discussions/hdfc-launc...
Moneyback+ RuPay Credit Card -
@anbullavan
@chipi
Can anyone tell me which variant is more beneficial
Please neglect the benefit of linking rupay cc on upi in my case
dhruvjan21 wrote:Tata Neu Infinity RuPay credit card or RuPay Regalia credit card.Can anyone tell me which variant is more beneficial
Please neglect the benefit of linking rupay cc on upi in my case
abhishek012 wrote:
Contact HDFC bank and ask them to conversion LTF Moneyback+ RuPay.
Called cc, they mentioned that there are no upgrade offers available and I'll have to give a written application if I want my moneyback to converted to moneyback plus.
However, they have taken a request for conversion from current mastercard to rupay variant of my current card.
But I'm doubtful as afaik money-back doesn't come with rupay.
Let's see
Aksh3213 wrote:Recently, many new RuPay BIN issue to HDFC bank.Called cc, they mentioned that there are no upgrade offers available and I'll have to give a written application if I want my moneyback to converted to moneyback plus.
However, they have taken a request for conversion from current mastercard to rupay variant of my current card.
But I'm doubtful as afaik money-back doesn't come with rupay.
Let's see
So, maybe possible Moneyback RuPay also launched.
Inform me, if you got Moneyback RuPay CC.
some1anywhere wrote:Done? Wats the process for conversionI wish they would launch Millennia credit AND debit cards too on RuPay. I got my Neu Plus RuPay converted to LTF otherwise was gonna change my LTF Business MoneyBack to RuPay as well using MyCards. But due to hopes of upgrade to Millennia in next 6 months, I have kept it still on MasterCard.
I have applied for conversion of business Moneyback to rupay, they have dispatched it too.
Everytime i ask to give RuPay varient.These Hdfc executive and their email support is denying always to give RuPay varient.Don't know why.
Tjs15 wrote:I have applied for conversion of business Moneyback to rupay, they have dispatched it too.
Please share us the image of the card when you received.For the RuPay varient confirmation if possible.Obviously,please hide the numbers.
abhishek012 wrote:Bro, the image i shared in my post is 100% original genuine physical business moneyback RuPay credit card. 😀
Ok bro ...i will use it.
Will i be able to use this business card for all the rupay offers like current reliance smart. Or rupay also excludes business cards from offers?
Tjs15 wrote:Will i be able to use this business card for all the rupay offers like current reliance smart. Or rupay also excludes business cards from offers?
HDFC bank offers - Yes working everywhere, infact HDFC Visa business moneyback credit card is not working on some HDFC-Amazon discount offers, Amazon gift card purchase from Amazon etc but HDFC RuPay business Moneyback variant currently working.
RuPay credit card offers - 99% offers working. Very few offers I've seen exclude for business cards. Reliance offer is eligible.
Offer me only 1 year free RuPay varient where as having LTF.Very dissappointed by the HDFC bank response given to me.Seems not to be interested to give RuPay.
We wish to reiterate that on receipt of the same we have taken a detailed review with the concerned department and we wish to clarify that recommended Business Moneyback Rupay variant as first year free card. Hence, we request you to revert to us with your confirmation on the same to review your request.
Placed request for the closer of my card.

I wish they would launch Millennia credit AND debit cards too on RuPay. I got my Neu Plus RuPay converted to LTF otherwise was gonna change my LTF Business MoneyBack to RuPay as well using MyCards. But due to hopes of upgrade to Millennia in next 6 months, I have kept it still on MasterCard.