HDFC virtual rupay CC (addon card) query

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Last Comment 2023-11-30

2023-11-26

So I have an HDFC virtual rupay credit card as an add on to my HDFC visa credit card (physical). It says that I get 3% cashpoint on spending it on groceries including the supermarket, so the question is do I also get 3% cashpoint on spending money from this card on stores like Dmart and Jio Mart? Screenshot20231126184753

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https://www.desidime.com/discussions/hdfc-virtual-rupay-cc-addon-card-query?page=1#post_9727170

DEEPANGEORGE

2023-11-28

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Is this addon rupay card free if i have a existing Lifetime Credit Card with HDFC? or Rs. 99/- renewal fee chargeable even if I hold a HDFC LTF card? anyone know?

https://www.desidime.com/discussions/hdfc-virtual-rupay-cc-addon-card-query?page=1#post_9727396

JD4444

2023-11-28

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No it's not free

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jaswalshuvam890

2023-11-27

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It says not eligible. i have a moneyback+ credit card

https://www.desidime.com/discussions/hdfc-virtual-rupay-cc-addon-card-query?page=1#post_9725761

JD4444

2023-11-27

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For what?

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marumuganainar

2023-11-27

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Worst card don't go for it

Better go for kiwi, idfc, Tata Neu or bob snapdeal

https://www.desidime.com/discussions/hdfc-virtual-rupay-cc-addon-card-query?page=1#post_9724422

Desidime User

2023-11-27

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Which idfc cc?

How many rp on how much amount?

Will bank combine all dc & cc rp?

@abhishek012

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deathheater

2023-11-26

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In which app are you seeing this add on rupay card option? Also will it be counter as a separate card or the same as the base primary card?

https://www.desidime.com/discussions/hdfc-virtual-rupay-cc-addon-card-query?page=1#post_9723891

JD4444

2023-11-26

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I am using this card in multiple apps and it is counted separately but the limit is shared with the primary card.

https://www.desidime.com/discussions/hdfc-virtual-rupay-cc-addon-card-query?page=1#post_9723764

JD4444

2023-11-26

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@abhishek012 do you have any idea about this?

https://www.desidime.com/discussions/hdfc-virtual-rupay-cc-addon-card-query?page=1#post_9723807

abhishek012

2023-11-26

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This Virtual RuPay credit card is best for HDFC bank discount sales offers or Ultra premium/super premium card holders like Diners club, Infinia and Millennia card holders, apply as additional card.

Otherwise my advice is better to apply other HDFC RuPay Credit card for higher rewards and also get milestone benefit, annual fee wavier via UPI spend + HDFC also give you UPI spend based offers.

HDFC RuPay Credit Cards -

Freedom New, Moneyback+, Business Moneyback, CSC Small business Moneyback, Regalia, Business Regalia, Regalia First, Indianoil, Tata Nue Plus, Tata Neu Infinity, IRCTC, Bharat Cashback, Shopperstop, ShopperStop Black.

Both HDFC Indigo credit card also coming soon on RuPay.

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Sir_Pradeep_Siyag

2023-11-26

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Yes you will get

But must remember

1 cashpoint= 25 paisa

https://www.desidime.com/discussions/hdfc-virtual-rupay-cc-addon-card-query?page=1#post_9723759

JD4444

2023-11-26

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How is 1 cashpoint = 25 Paisa.... I get cashpoints in payzapp for recharge, it is counted as 1 cashpoint=1 rupees, are this cashpoints different from payzapp cashpoint?