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ICICI providing CC Limit Enhancement

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Deal Cadet
chichuvarma

ICICI providing credit card limit enhancement

my APAY ICICC limit increased from 3L to 6.1L

this card is 1.5yrs old

Expired
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Deal Subedar Deal Subedar
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Thanks OP for the post. My limit from 90k to 2.5L approx. Vu

Cool Cool
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Mine is years old.. Not remembered exact but atleast 7-8 year. No LE for me, its same 3.9

Trailblazer Trailblazer
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Got some pre-approved loan offers homeloan at 7.4% 51lakh n car loan of 6 lakhs. is home loans also get pre-approved offers first time seeing

Deal Cadet Deal Cadet
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30k to 1L Apay card

Benevolent Benevolent
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@xxxyyyzzz

Finance Mentor Finance Mentor
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@thats_my_spot – I’ll take a spot beside you in that. I had to close my APay card because it gave me a meager limit of 35K & didn’t raise it for 3 years. And Sapphiro card came with a limit that will not be needed for another lifetime.

Like Magnet Like Magnet
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Got the first limit increase on my apay icici card exactly after 2 years.

22k to 2 lakh.

Generous Generous
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Had been having offers to increase limit from 2.25L to 4.25L and today got it increased to 5L.

PS: Had offer to increase it to 6L last year; which I had not availed.

Deal Cadet Deal Cadet
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72k to 5.4L 

Spearhead Spearhead
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Super

Spearhead Spearhead
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Incrsd from 1.5 to 2.8L plus1🎊

Pro Mobile Guru Pro Mobile Guru
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Increased from 1.8 to 2.7 Lakh for me too

Spearhead Spearhead
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Doubt – on wat basis they r increasing or giving limits
Am having 1.5 but given 2.8L only
Some guys were given 50 /70k to even 5/6 laks. How they r calculating? Is it jus random?

Deal Cadet Deal Cadet
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Am not sure but I think based on spend Patterns and cibil score

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Deal Lieutenant Deal Lieutenant
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I got 15% increase from 3.55L to 4.10L – Not bad though

Hunk Hunk
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Using amazon pay card since last two and half years but limit is stuck on 65000/-

Pro Mobile Guru Pro Mobile Guru
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I got 86000 intially. Got two limit increase in last six months alone.

First rise 86000 to 1.8 Lakh
Today another LE from 1.8 Lakh to 2.7 Lakh

Overall 86000 to 2.7 Lakh in less than six months.

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Deal Cadet Deal Cadet
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First enhancement offer after 3 years unamused. From 50k to 1.2L

Helpful Helpful
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3 years old card…Not a single LE received…

Pro Entertainer Pro Entertainer
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Finally after 4 years received LE on my coral card. The card limit was a shame compared to my other cards. Had used heavy in the past but never received LE. Even customer care denied. Didn’t use much in the past 1 year, and boom they sent LE. But wait it’s still way less than 1L. 😂




Trailblazer Trailblazer
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My coral card is expiring this year still no le 5yrs I think

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Deal Subedar Deal Subedar
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Been checking the app from past two days and can see now my limit is increased from 2.3L to 3L. First ever LE after 3 years

Tech Guru Tech Guru
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got a 1.5% CC limit upgrade, what a calculation by ICICI.

Deal Cadet Deal Cadet
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Thanks, Just checked app: 50k to 90k. 6 month old MMT card, one of my first cards. 2 month old Apay card has no offer though.

Pro DealBaba Pro DealBaba
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Does limit increase make any hard/soft query on cibil?

Helpful Helpful
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No

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Helpful Helpful
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3.8l to 5l

Deal Cadet Deal Cadet
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omg mine increased to 6L from 4.9L 😄

Generous Generous
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Mine increased from 2.9 to 6.17 lacs.

Deal Subedar Deal Subedar
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just to clarify, the limit value is shared among all the different credit cards that we have on the account, right?

Mobile Guru Mobile Guru
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Nope
This is standalone limit (The shared limit concept exists only for first few months – Apay card obtained via C2C)

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