OTP ₹1000 but Amount deducted ₹1009 by Indusind Credit Card

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Deal Subedar
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I added ₹1000 in BPCL Petro card with my Indusind Credit Card and I got OTP for Approval of 1000/- transaction. Transaction was successfully completed. Now when I checked my statement the amount showing as 1009/-. Strange, How a bank can deduct amount more than amount showing in OTP

OTP SMS
Dear Customer, The transaction on your IndusInd Bank Credit Card ending xxxx for INR 1,000.00 on 15-04-2021 09:50:18 am at Bpcl is Approved.
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OTP amount should be including of all charges and fee (if any)
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Dimers need your views

13 Comments  |  
10 Dimers
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Hdfc charges me 1010 for every 1000 … sad but it refunds 10 later if petrol filled from selected pumps… smile toungueout

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Not only this card bro.. online also it depends on some websites and Otp entered for 500rs got deducted for 505rs… how much Extra charge will not be showned, we have to check in statement… Always prefer debit card.

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vijkap201 wrote:

Hdfc charges me 1010 for every 1000 … sad but it refunds 10 later if petrol filled from selected pumps… smile toungueout

What Amount of OTP u receive 1000 or 1010 ??
OTP should be included of all charges and fee

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UnderNation wrote:

Not only this card bro.. online also it depends on some websites and Otp entered for 500rs got deducted for 505rs… how much Extra charge will not be showned, we have to check in statement… Always prefer debit card.

For me paying on 1mg, 5 rupees extra deducted, but refunded after 3-4 days. Axis card

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ManojSingla wrote:

What Amount of OTP u receive 1000 or 1010 ??
OTP should be included of all charges and fee

Its always 1000 in sms/email but in statement its 1010 & 10 reversed…
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This has been happening for more than 2 years…

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That extra 9 rupees, in most probability, is due to fuel surcharge + GST

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It happens for fuel spend or any such spend like IRCTC etc where we have to pay conv fees extra

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How much is 1% fuel waiver on cc if i purchase 💯 rs. Petrol?

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SupportFARMER wrote:

How much is 1% fuel waiver on cc if i purchase 💯 rs. Petrol?

itne petrol m kaha tak jaoge sahab rolleyes ?

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ManojSingla wrote:

What Amount of OTP u receive 1000 or 1010 ??
OTP should be included of all charges and fee

Not necessarily, it depends on whether the extra charge is getting added at payment gateway itself or not. In case of fuel surcharge my guess is that some banks arrangement with petrol pump company allow them to put this charge at payment gateway stage itself while in some other banks cases this charge is added later at transaction stage done at bank.

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In the US they say cash discount of 1 or 2%.. The price shown includes CC charges.. But what about debt cards? But paying with cash does price it lower.. In India they dont say about fuel surcharges.. for 2500 a rs25 charge gets added and then like rs20 gets refunded..

I wonder if debt cards also have this charge? Although I never bothered with cash discounts, as I wanted to use 1st tier petrol while the discounts were from like costco and other bulk markets.. In India also I dont use HP or others and only use IO because surprise, they add ethonol and it destroys your engine. Had so much problems.. Only later does in the CC Bill does it say rs25 discount for mixed petrol.. Why not say this at the pump?? I noticed HP doing a modi and placing 100% pure and test here etc etc etc etc.. What a racket..So now I avoid all others than IO..

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alienteck wrote:

In the US they say cash discount of 1 or 2%.. The price shown includes CC charges.. But what about debt cards? But paying with cash does price it lower.. In India they dont say about fuel surcharges.. for 2500 a rs25 charge gets added and then like rs20 gets refunded..

I wonder if debt cards also have this charge? Although I never bothered with cash discounts, as I wanted to use 1st tier petrol while the discounts were from like costco and other bulk markets.. In India also I dont use HP or others and only use IO because surprise, they add ethonol and it destroys your engine. Had so much problems.. Only later does in the CC Bill does it say rs25 discount for mixed petrol.. Why not say this at the pump?? I noticed HP doing a modi and placing 100% pure and test here etc etc etc etc.. What a racket..So now I avoid all others than IO..

Indian Oil Corporation Ltd. blends ethanol at its terminals at Tiruchi, Coimbatore, Salem and Madurai. Hindustan Petroleum Corporation Ltd blends the bio-fuel with petrol at its terminal in Chennai, while Bharat Petroleum Corporation Ltd. in terminals in Chennai and Karur.

A stream of ethanol stored in a tank is loaded through a separate pumping and metering mechanism into the petrol loading arm at terminals.

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myfungang829 wrote:

Indian Oil Corporation Ltd. blends ethanol at its terminals at Tiruchi, Coimbatore, Salem and Madurai. Hindustan Petroleum Corporation Ltd blends the bio-fuel with petrol at its terminal in Chennai, while Bharat Petroleum Corporation Ltd. in terminals in Chennai and Karur.

A stream of ethanol stored in a tank is loaded through a separate pumping and metering mechanism into the petrol loading arm at terminals.

Thanks, good to know.. I would never use mixed fuels.. Even better cars have trouble with such fuels.. Pumping such fuels without telling the customer is theft.. Since it happened to me twice I boycott that pump and gave them a 0 review on google maps. Liars used to place testing center and pure etc etc etc signs all over the place.

No wonder they cant sell off those assets.. Who wants to buy a company that swindles customers.. I would have known they had done this even without the CC refund for blended fuels.. Spent a lot of money replacing spark plugs and changing engine oils and such..

Anyone who says it dont affect the engine is a liar.. I did not pay attention on my high performance car but noticed the performance drop and pumped out the fuel and replaced it and the second time I thought the car was breaking down since there was no sign to say it was blended but it seems the state law says they have to use 10% mix or something and it was a long distance drive.. Only my experience from the first time made me realize what was wrong.. Replacing the fuel fixed the issue but had to drive off 8 hours and hope nothing happened in the wilderness…. I bet even on a bike you notice the difference.. But maybe not in town stop and go traffic.. My other car had far worse problems with the engine almost cutting off in traffic..

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