Hot Deal

Kotak bank launch Lifetime Free IndianOil RuPay Credit Card

2517°
Finance Ninja
abhishek012

https://www.kotak.com/en/personal-banking/cards...

Kotak bank launch Lifetime Free IndianOil RuPay JCB Credit Card:

Flplo-KagAAMquf

Rewards Rate - 

FlseY9DaYAMqZsT

Flse0WbagAEgHkj

This is also JCB International card, card back side you will see JCB card logo -

FluMVgXaYAEYZoz

How to apply ?

New kotak RuPay IOCL credit card received (card is still not fully live in kotak website)

This card was reflecting on kotak online application process on 6th and 7th Dec ...i applied on 6th Dec through bank representative in kotak mobile app on 6th Dec.

All info is shared by one Twitter user Dillip Sahoo.

Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

Deal Wiki

119 Comments  |  
47 Dimers
  • Sort By
Helpful Helpful
Link Copied

not showing on site

Finance Ninja Finance Ninja
Link Copied

This card is not officially showing up on kotak credit card page but the trick to apply is go to the Kotak's credit card page apply for Kotak urbane gold credit card the page will ask if you are a already existing customer or new customer, since I do not hold a kotak credit card so I chose new customer, on the next page do not select any rewards catagory as shown in attached pic. Enter you income and voila!! You will get to see many Kotak card options one of which is Kotak IOCL.

IMG20230131050322

IMG20230131045643

@amanpreetsaini004

@satkan19

@rohan8397

@chipi

@mackmad

@DimeDime

@Spanjaykumar

@ImRebel

@naveen7653

@LG50

@nimod

@pashu

@PirateOfDeals

@IndianPie

@guest_999

@madmax87

View 9 more replies
Deal Cadet Deal Cadet
Link Copied

same , not showing on site

Helpful Helpful
Link Copied

What is the use when it is not available for apply? 🤔

Deal Cadet Deal Cadet
Link Copied

Isnt axis one better?

Helpful Helpful
Link Copied

No. If u wanna know reply

Deal Lieutenant Deal Lieutenant
Link Copied

@abhishek012 sir, apply karne ke details jald hi bataiyega

Finance Ninja Finance Ninja
Link Copied
Kotak bank always take few weeks time to update online apply option on website but check on kotak bank mobile app. If you get the apply option or not.

@Nayak420
@amanpreetsaini004 
@satkan19
View 3 more replies
Deal Subedar Deal Subedar
Link Copied

C2C, self employed eligible?

Critic Critic
Link Copied

Benefit of this card?

Finance Ninja Finance Ninja
Link Copied
5% IndianOIL fuel spend rewards,
2% on Grocery and Dinning spend,
0.5% on all other spends.

1000 Reward Points as welcome benefit on spending Rs5000 within 30 days of card issuance.

1% fuel surcharge wavier.
Deal Newbie Deal Newbie
Link Copied

Axis bank Indian Oil LTF is also similar. or some other benefit / conditions ?

Deal Cadet Deal Cadet
Link Copied

Axis wala gives you 4% upto 5k per month. This seems to be 5%. But what about limit per month? 

If this is offered as LTF, then one can take as it gives you a kotak card in portfolio for instant discount offers and it works as add on card, in case 5k limit is over. 

View 1 more reply
Helpful Helpful
Link Copied

Anyone have comparison for fuel cards?

Which is best?

1. Citi iocl

2. Axis iocl

3. Kotak iocl(new)

4. SBI fuel card(not sure if variant, BPCL)

Commentator Commentator
Link Copied
Best is bajaj rbl if you can get it
View 5 more replies
Deal Subedar Deal Subedar
Link Copied

This card will officially launch on 31st Jan,22

Card Annual Charge - 499

Waived off on 50k Annual Spends.

Helpful Helpful
Link Copied

@abhishek012

Bro, is two Kotak CCs per user possible?

Finance Ninja Finance Ninja
Link Copied
Yes.

Note - this is also RuPay JCB variant Credit card, if anyone want 40% cashback on Singapore, Thailand & Bahrain then apply for this card, offer details - https://www.desidime.com/deals/upcoming-40-cash...
View 1 more reply
Helpful Helpful
Link Copied

KG+VU

Helpful Helpful
Link Copied

Kotak take too much time for application processing..... applied for kotak Credit card on 30 December but till now, No one comes for KYC verification.


Deal Newbie Deal Newbie
Link Copied

Is there a cibil hit?

View 16 more replies
Deal Subedar Deal Subedar
Link Copied

what's the process to get this for existing kotak cc/bank customer?

Freebie Finder Freebie Finder
Link Copied

Can I upgrade my existing Kotak CC to Indian Oil Rupay CC?

Deal Subedar Deal Subedar
Link Copied

Kotak customer care told me they are not giving more than one card.

I already have zen. Any workaround to get this as additional card?

Deal Cadet Deal Cadet
Link Copied
I already hav 811 fd card opened 8 months ago with cibil 752.. wil i get this card if i apply?? Can a fd card customer have one more non secured cc???
Cool Cool
Link Copied
Using Citibank IOC card. 4 Points/ 150Rs at authorised iocl outlet. minimum eligible criteria is 250 points to redeem and there is no capping. After 8-9 month's of card usage, I acquired 1500 points and converted it via sms. Monthly usage- 4000Rs
Deal Newbie Deal Newbie
Link Copied

what is min purchase for fuel cashback

Wingman Wingman
Link Copied

Which is best CC for fuel and how to apply ?

Helpful Helpful
Link Copied

Every card has its upside and downside, here is the list

Hdfc iocl- can get it LTF, minimum spend to get rp 400. Reward rate 4+1% minimum rp for redemption 500 worth

Axis iocl - can get it LTF,minimum spend to get rp 100,reward rate 4+1. Minimum reward point  needed for redemption 500 worth, for amazon pay 10k (2000 rs gv)

Sbi bpcl - paid only, reward rate 3.25+1%, minimum spend to get rp 100 ,minimum point for redemption 100 worth

Deal Newbie Deal Newbie
Link Copied

Mine is rejected

@Spanjaykumar

Helpful Helpful
Link Copied

Whenever I try to check application status using form number/application numbe/details, it's always show invalid details.

View 1 more reply
Talk-Of-The-Town Talk-Of-The-Town
Link Copied
Can i get Kotak cc without Kotak a/c
Critic Critic
Link Copied
Theoretically yes, practically very low chance.
Deal Subedar Deal Subedar
Link Copied

My friend applied for this card through an agent last week. 

I will update when he receives it. 

Helpful Helpful
Link Copied

Should have applied for this instead of league. Any way to change it?

Coupon Connoisseur Coupon Connoisseur
Link Copied

Yup even I applied for it should have tried league instead. I tried applying for league again but it says there is already an open application after providing PAN and Mobile

View 2 more replies
Deal Subedar Deal Subedar
Link Copied

If Existing Cardholder apply for this card though the link, will it hit CIBIL?

or it will be pre-approved with shared limit?

@abhishek012 

Finance Ninja Finance Ninja
Link Copied
Try it and let me know.
Savings Mentor Savings Mentor
Link Copied

I have Zen LTF on Visa with 1.75L limit. Applied for this one since this is RuPay, may support UPI in the future. Checking status by application number says "Congratulations! It is approved". But Kotak IOCL LTF not showing up yet in the app, it is yet to be printed and ship I guess.

I have two Kotak accounts - 811 and Everyday Savings Accounts with good balance and FDs. Experian is also 823, CIBIl 770, and holding 11 CCs probably that's why they approved 2nd one. I dunno how/why until it actually arrives, whether limit will be shared etc.

Don't lose hope as they rejected my League Platinum 6 months ago and suddenly gave Zen LTF 6 months later, and now this is approved. smile

Post Emperor Post Emperor
Link Copied

Did your application triggered hard enquiry at CIBIL?

View 11 more replies
Helpful Helpful
Link Copied

I had opened 811 account few months back. On 24th Jan afternoon, i got call to inform about zen card to which i said, i am not interested if it's paid card.

So in evening again they called and offered it LTF. I don't know and unable to confirm their LTF claim although I applied for the card. And i had opted out of CPP plan costing 16xx but in application form i received in email later it's showing plan opted in.

In few days got card delivered also but now in dilemma whether it's really LTF card and how to get rid of this CPP plan. And i don't know anything about and how it will affect cibil enquiries.

Should I be worried? I applied for zen card casually only to use it in offer on amz and fk.

Savings Mentor Savings Mentor
Link Copied

Anyone actually received Kotak RuPay IOCL credit card or showing up in Kotak app? My application was approved but no further update on it since last week. In comparison, the Zen CC was literally rushed to my house and showed up immediately in the app.

Deal Subedar Deal Subedar
Link Copied

Any updates from kotak?

Is your new card appearing in app?

View 4 more replies
Coupon Connoisseur Coupon Connoisseur
Link Copied
so it was not LTF ?
View 6 more replies
replyuser
Click here to reply
Reply