need info regarding icici pockets saving account

@altecher wrote:

@ban wrote:

myliferockkss wrote:

Wow thanks for that info… Didnt knew that…

we can transfer to any bank’s account.

Mmm..Ya NEFT option is there but lot of user’s are complained about unsuccessful transactions (check playstore reviews)
And I believe normal NEFT fee’s are applicable 2.5 rs..
So I am not gonna try that..

@myliferockkss Actually ICICI claiming that it’s a global card (Check the intro screen of the latest update)
And physical card screenshot shows it’s a chip card with visa platinum category.
So there is a slight chance that, it can be activated for international payments.I can’t try because my debit card linked to savings account is in a pending state for international payment activation.

I request dimer’s to give it a try.If it worked out u can pay google play & paypal …
check this blog for activation procedure
www.isaumya.com/paypal-google-wallet-indian-deb...

@altecher wrote:

@myliferockkss Actually ICICI claiming that it’s a global card (Check the intro screen of the latest update)
And physical card screenshot shows it’s a chip card with visa platinum category.
So there is a slight chance that, it can be activated for international payments.I can’t try because my debit card linked to savings account is in a pending state for international payment activation.

I request dimer’s to give it a try.If it worked out u can pay google play & paypal …
check this blog for activation procedure
www.isaumya.com/paypal-google-wallet-indian-deb...

Check my Chat with CS in first page….
Cs executive confirmed that in chat

@myliferockkss Not sure about whether NEFT is free or not.
I didn’t understand what u meant by this ?
“But if u are transfering from other bank account then we have to pay charges”

I was talking about outward remittance.Transferring cash from pocket wallet to ICICI acc is available 24*7 ,which credits instantly (Like IMPS)

To other banks NEFT timing are applicable Which is getting lot of complaints from user’s against unsuccessful transactions.

@myliferockkss wrote:

@altecher wrote:

@myliferockkss Actually ICICI claiming that it’s a global card (Check the intro screen of the latest update)
And physical card screenshot shows it’s a chip card with visa platinum category.
So there is a slight chance that, it can be activated for international payments.I can’t try because my debit card linked to savings account is in a pending state for international payment activation.

I request dimer’s to give it a try.If it worked out u can pay google play & paypal …
check this blog for activation procedure
www.isaumya.com/paypal-google-wallet-indian-deb...

Check my Chat with CS in first page….
Cs executive confirmed that in chat

Ya bro .I have read that .That was about visa card attached to pocket savings account right.

I was suggesting to activate international feature Visa card attached to pocket* "*wallet"**

@altecher wrote:

@myliferockkss Not sure about whether NEFT is free or not.
I didn’t understand what u meant by this ?
“But if u are transfering from other bank account then we have to pay charges”

I was talking about outward remittance.Transferring cash from pocket wallet to ICICI acc is available 24*7 ,which credits instantly (Like IMPS)

To other banks NEFT timing are applicable Which is getting lot of complaints from user’s against unsuccessful transactions.

NEFT outward/inwards both are free on pocket saving account…
But when we transfer from other banks to pocket saving acc we will have to pay charges na(charges will be deducted from other bank account)… Thats what i was saying

Vu. Would like to give a try

Oh. I didn’t noticed that Neft outword fee is nill..
Used to IMPS so just didn’t gave it a look to that portion.Thanks.

But as long loading cash to pocket wallet is free ,I am not gonna fill savings account with any other methods..

@altecher wrote:

Oh. I didn’t noticed that Neft outword fee is nill..
Used to IMPS so just didn’t gave it a look to that portion.Thanks.

But as long loading cash to pocket wallet is free ,I am not gonna fill savings account with any other methods..

Thread updated…. Let me know if i missed anything
Thanks for all your help

Where is the option to open savings a/c? I just see option for physical card.

EDIT: Found and applied. Should I apply for the physical card separately too? The physical card is Visa Platinum but which card they provide on the Zero balance a/c?

@thrifty_indian wrote:

Where is the option to open savings a/c? I just see option for physical card.

EDIT: Found and applied. Should I apply for the physical card separately too? The physical card is Visa Platinum but which card they provide on the Zero balance a/c?

Dont apply
They will give saving account linked DC

pls pls pls comeone tell me how to create VCC from pockets app

pls urgently required

@myliferockkss wrote:

@thrifty_indian wrote:

Where is the option to open savings a/c? I just see option for physical card.

EDIT: Found and applied. Should I apply for the physical card separately too? The physical card is Visa Platinum but which card they provide on the Zero balance a/c?

Dont apply
They will give saving account linked DC

Hope it is Visa Platinum too

@smartguy00001 wrote:

pls pls pls comeone tell me how to create VCC from pockets app

pls urgently required

Pockets it self is a vcc…. Just tap on card number and u will see all details like expiry and all

@thrifty_indian wrote:

@myliferockkss wrote:

@thrifty_indian wrote:

Where is the option to open savings a/c? I just see option for physical card.

EDIT: Found and applied. Should I apply for the physical card separately too? The physical card is Visa Platinum but which card they provide on the Zero balance a/c?

Dont apply
They will give saving account linked DC

Hope it is Visa Platinum too

hey yes i saw it myself before i came back and see ur reply

but still thanks for reply buddy : )
KG for you

@myliferockkss wrote:

@smartguy00001 wrote:

pls pls pls comeone tell me how to create VCC from pockets app

pls urgently required

Pockets it self is a vcc…. Just tap on card number and u will see all details like expiry and all

does adding 500 still gives 100 extra?

@rounakron wrote:

does adding 500 still gives 100 extra?

Dont know bud…. It was for first 30k

@rounakron wrote:

does adding 500 still gives 100 extra?

Why don’t you try and tell us?

i applied for this account…branch saying they not received code from head office or higher authority….pending from last 3 days….branch and customer care have no knowledge about this…city ludhiana…..any contact no. where i can get proper knowledge and acount speedily…

Aren’t we missing joy of saving account 6% interest credit?

icici bank sucks ,, i bought a credits card years ago ,, when i was trying to transact using that it failed 2 times ,, but the account statement stated that i have transacted ,, i file a complaint but cc and the bank executive say that you transacted

i showed the transaction declined proof but still they dont belive,, i cracked out the card in front of them and said do wat ever you can

then after 5 notice from the legal adversires i haved to pay it @ 5 % interest

thats was all bullshit icici bank

it does stop here

now when i am apply for a car loan ,, the bank executive which was providing loan says that your loan can nt be passed because you have 25000 pending transaction from 3 year to icici bank.. the loan gets rejected …

fuck you icici bank ,,, dont ever buy and service or card or any thing from icici bank , they are fucking cheaters

@KDJPR wrote:

Aren’t we missing joy of saving account 6% interest credit?

The joy of ‘0’ I think is better in this case. Otherwise your 10k is always stuck in your bank account. In my case don’t need another one till it has additional benefits like ICICI bank gives.

@pringal142 wrote:

icici bank sucks ,, i bought a credits card years ago ,, when i was trying to transact using that it failed 2 times ,, but the account statement stated that i have transacted ,, i file a complaint but cc and the bank executive say that you transacted

i showed the transaction declined proof but still they dont belive,, i cracked out the card in front of them and said do wat ever you can

then after 5 notice from the legal adversires i haved to pay it @ 5 % interest

thats was all bullshit icici bank

it does stop here

now when i am apply for a car loan ,, the bank executive which was providing loan says that your loan can nt be passed because you have 25000 pending transaction from 3 year to icici bank.. the loan gets rejected …

fuck you icici bank ,,, dont ever buy and service or card or any thing from icici bank , they are fucking cheaters

I have heard plenty of similar stories from ICICI customers that’s why I am a HDFC customer and a happy one. Savings and Current both the accounts.

@thrifty_indian wrote:

@KDJPR wrote:

Aren’t we missing joy of saving account 6% interest credit?

The joy of ‘0’ I think is better in this case. Otherwise your 10k is always stuck in your bank account. In my case don’t need another one till it has additional benefits like ICICI bank gives.

I once asked SBI Cust Care if the acc balance kept zero for some days or so.. will that incur any charges.. the answer was NO..

@N-5130 wrote:

@thrifty_indian wrote:

@KDJPR wrote:

Aren’t we missing joy of saving account 6% interest credit?

The joy of ‘0’ I think is better in this case. Otherwise your 10k is always stuck in your bank account. In my case don’t need another one till it has additional benefits like ICICI bank gives.

I once asked SBI Cust Care if the acc balance kept zero for some days or so.. will that incur any charges.. the answer was NO..

is that situation differs from an account being called as Zero Balance account.?

If the a/c is not ‘zero balance’ then you have to maintain an quarterly average.

@thrifty_indian wrote:

@N-5130 wrote:

@thrifty_indian wrote:

@KDJPR wrote:

Aren’t we missing joy of saving account 6% interest credit?

The joy of ‘0’ I think is better in this case. Otherwise your 10k is always stuck in your bank account. In my case don’t need another one till it has additional benefits like ICICI bank gives.

I once asked SBI Cust Care if the acc balance kept zero for some days or so.. will that incur any charges.. the answer was NO..

is that situation differs from an account being called as Zero Balance account.?

If the a/c is not ‘zero balance’ then you have to maintain an quarterly average.

I re-confirmed the same via call to 1800-425-3800 the answer was same NO penalties for keeping account balance zero. But you have to keep the account in active condition by add/remove transactions time-to-time..

Who should I trust?

@N-5130 wrote:

@thrifty_indian wrote:

@N-5130 wrote:

@thrifty_indian wrote:

@KDJPR wrote:

Aren’t we missing joy of saving account 6% interest credit?

The joy of ‘0’ I think is better in this case. Otherwise your 10k is always stuck in your bank account. In my case don’t need another one till it has additional benefits like ICICI bank gives.

I once asked SBI Cust Care if the acc balance kept zero for some days or so.. will that incur any charges.. the answer was NO..

is that situation differs from an account being called as Zero Balance account.?

If the a/c is not ‘zero balance’ then you have to maintain an quarterly average.

I re-confirmed the same via call to 1800-425-3800 the answer was same NO penalties for keeping account balance zero. But you have to keep the account in active condition by add/remove transactions time-to-time..

Who should I trust?

I think this is in effect
http://timesofindia.indiatimes.com/business/ind...

Plus whether ICICI or any other bank, RBI has already asked them to provide zero balance a/c facility. Here is ICICI bank’s
http://www.icicibank.com/Personal-Banking/accou...
Similarly, you can find other bank’s zero balance a/c page too.

@thrifty_indian wrote:

@N-5130 wrote:

@thrifty_indian wrote:

@N-5130 wrote:

@thrifty_indian wrote:

@KDJPR wrote:

Aren’t we missing joy of saving account 6% interest credit?

The joy of ‘0’ I think is better in this case. Otherwise your 10k is always stuck in your bank account. In my case don’t need another one till it has additional benefits like ICICI bank gives.

I once asked SBI Cust Care if the acc balance kept zero for some days or so.. will that incur any charges.. the answer was NO..

is that situation differs from an account being called as Zero Balance account.?

If the a/c is not ‘zero balance’ then you have to maintain an quarterly average.

I re-confirmed the same via call to 1800-425-3800 the answer was same NO penalties for keeping account balance zero. But you have to keep the account in active condition by add/remove transactions time-to-time..

Who should I trust?

I think this is in effect
http://timesofindia.indiatimes.com/business/ind...

Plus whether ICICI or any other bank, RBI has already asked them to provide zero balance a/c facility. Here is ICICI bank’s
http://www.icicibank.com/Personal-Banking/accou...
Similarly, you can find other bank’s zero balance a/c page too.

Jan Dhan Yojana gives zero balancr account with a rupay debit card which is only used in india….

And yeah in pockets savings account there is no quaterly or any charges levied for maintianing the account, that applies for inactive account too….