need info regarding icici pockets saving account
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hello guys…. has anyone tried opening an icici pocket savings account?
Update: got all the info i needed….
This this awesome… I mean its SUPER awesome
U get an 0 balance savings account with a international platinum visa debit card …. Yes here international means turely international…. After getting DC all u have to do is contact CC to activate it….
How to apply for saving account:
Click on deposits or iwish… Then u will see apply now
Fill out the details.
U will get a call from the bank(i got it within 30 mins)
Executive will visit at your place for documents and stuffs… U dont need to porvide any xerox copies or anything… They take the pic of originals…. And ofc your pic too :p
This account comes with all features that fulfills everything….here are some
1) 0 balance
2) NEFT free both inwards and outwards
3) international DC
4) 10 leaf cheque book
5) here pocket virtual card and DC both are separate things… I guess everyone knows what we can do with that…
One drawback: we can deposit money physically only once in a month… But it is not of a issue…. Read all the comments, u will come to know why :p
@altecher wrote:
@Kryptonic "@Kryptonic ":http://www.desidime.com/users/...87
1.this DC and the VC we usually get after registration are different, right?
A.Yup.It’s different.Only net banking username/password is same for pockets wallet & sb acc
2. For how many years the DC is valid ?
A.Valid till 2025
3. also, in the app it is mentioned that we can upgrade it to expression debit card .. what will be the charges and how can we upgrade the card?
A.Expression debit card upgrade is possible.But when I checked it costs too much 799 annual fee+issuance fee..
₹799 annual fee woh DC hain naa? ya CC?
thanks bro… KG for the reply
one more thing… are they taking any issuance fee for this DC.. they already charging ₹113 ( previously ₹99) for issuing the Physical Card of the existing VC
“@Kryptonic ":http://www.desidime.com/users/...87
That’s only if u r upgrading to expressions debit card.(799 rs ,But there is different categories on that series also.Different pricing)
Default pocket debit card given for a savings acc is a normal visa platinum,No issuance cost.Annual fee 150 rs only
The physical card issued against pocket " wallets " issuance cost is 113 ,Which can be only used @ pos machines.
U can’t withdraw money from ATM.
If u r upgrading to ICICI POCKETS SAVINGS acc,U will get a normal debit card.Which works like every other card.
No issuance cost,Annual fee 150 rs.This card can be upgraded to expressions debit cards.
Hope u r clear
Ps: Why tagging u is not working ?
@altecher wrote:
"@Kryptonic ":http://www.desidime.com/users/...87
That’s only if u r upgrading to expressions debit card.(799 rs ,But there is different categories on that series also.Different pricing)
Default pocket debit card given for a savings acc is a normal visa platinum,No issuance cost.Annual fee 150 rs only
The physical card issued against pocket " wallets " issuance cost is 113 ,Which can be only used @ pos machines.
U can’t withdraw money from ATM.
I think u r bit confused.If u opened a normal pocket wallet using email id & pass u will get a vcc .If u want u can apply for a physical version of that card.It’s issuance cost is 113 rs.Can’t use @atm
If u r upgrading to ICICI POCKETS SAVINGS acc,U will get a normal debit card.Which works like every other card.
No issuance cost,Annual fee 150 rs.This card can be upgraded to expressions debit cards.
Hope u r clear
Ps: Why tagging u is not working ?
confusion came as in pocket app they r showing Visa platinum for the VC also if I’m applying for the physical version.
Now everything is crystal
I have no idea why tagging doesn’t work properly with me gonna contact admin
let me check the tagging first
“@Kryptonic ":http://www.desidime.com/users/...87
I think tagging issue is because there is a space after the letter " C " Kryptonic @
instead of this @
Kryptonic@@
check whether u put a space in ur username
@altecher wrote:
"@Kryptonic ":http://www.desidime.com/users/...87
I think tagging issue is because there is a space after the letter " C "Kryptonic @ instead of this "
Kryptonic":http://www.desidime.com/users/...87
check whether u put a space in ur username
actually admin changed my username after I requested … I didn’t put any space after ‘C’
already contacted admin..hopefully the issue will be resolved
Bro, How much days process for opening pocket savings account?altecher wrote:
K bro..
3.And what is the good method you suggest for loading money in pocket account free without of charges
A.What I am doing is,I am loading cash into pocket “wallet” first.Which is free of cost as of now.You can use almost all Debit/net banking options available.Then I am transferring that cash into pocket “savings” account.It is an instant intra bank transfer (IMPS) .No charges there.4.About documents
A.Check that screenshot.It clearly says aadhar is acceptable.8.Inward remittance – receiving money to your business account in India from abroad .
9.If 10k is demanded ask the sales person to check the website show him the t&c pdf .It’s just that they have to attain their quoted margin.Threaten him if he is still demanding
http://www.icicibank.com/Personal-Banking/faq/d...
http://www.icicibank.com/managed-assets/Pockets...
http://www.icicibank.com/managed-assets/docs/te...
Actually, I submit an application on Friday !!! Its
status is Recieved application .Any estimate time that they take for opening ?
@AloNe ForeVer wrote:Bro, How much days process for opening pocket savings account?altecher wrote:
K bro..
3.And what is the good method you suggest for loading money in pocket account free without of charges
A.What I am doing is,I am loading cash into pocket “wallet” first.Which is free of cost as of now.You can use almost all Debit/net banking options available.Then I am transferring that cash into pocket “savings” account.It is an instant intra bank transfer (IMPS) .No charges there.4.About documents
A.Check that screenshot.It clearly says aadhar is acceptable.8.Inward remittance – receiving money to your business account in India from abroad .
9.If 10k is demanded ask the sales person to check the website show him the t&c pdf .It’s just that they have to attain their quoted margin.Threaten him if he is still demanding
http://www.icicibank.com/Personal-Banking/faq/d...
http://www.icicibank.com/managed-assets/Pockets...
http://www.icicibank.com/managed-assets/docs/te...
Actually, I submit an application on Friday !!! Its
status is Recieved application .Any estimate time that they take for opening ?
U will get a sms within 48-72 hours
@myliferockkss wrote:
just had a chat with CS and they said its a complete zero bal account with international visa debit card…
after applying from app the executive will call for documents and stuffs…
visa card will work on all international shopping sites like ali…dx etc etc ( confirmed from cs)
i needed this from long time for google playstore payment and paypal
@N-5130 @hchawda001 @DealSeeker @farzimaal @bikipatel @rizwansyed @Zubies
Super awesome ac bro I didn’t add money as it says for applying ac u need some 100. Just applied from app and got call from branch to open ac. He said me to give cheque and I told I already child one icici so can i open and can’t deposit anything. He said OK its fine. After two days he came took photo wrote down address within 3 days I got all my DC cheque book. Its platinum card and zero bal using since a week. Just apply from app or visit nearest icici bank they will open for u. Don’t fund it no need to give any doc its digital
Can use at ATM can transact online can do everything what a debit card does. Same as icici bank saving ac u open with min 10k in metro cities. And have to maintain that balance bit in pockets card u don’t need to maintain its zero bal same as Kotak jify. I applied to close my icici savings ac no use for me after I got this as same feature unless u r willing for a credit card.
There are 7 days go, no reply or call from icici bank executive.Even , I wrote on twitter but no one reply also there.Call or chat option nobody reply too.myliferockkss wrote:
U will get a sms within 48-72 hours
Sorry, But its totally bad service.
@AloNe ForeVer wrote:Thanks Bro !!! Great Help u giving & Appreciate for ur effort Kgaltecher wrote:
@sniper sharma cheque deposit is possible.
About intrnl inward remmitance .U can enable that at the time of filling application .
Mine was done through tab banking.Sales rep asked me about international remittance limit .
So I believe it’s there.for schedule of charges refer this
http://www.icicibank.com/managed-assets/Pockets...I m 18 now, Is I m able to open this account!!!!
Some of my queries :-
- Can I deposit my money from other bank into icci pocket by neft/imps (imps enabled in this account & but charges for it from other bank)
- Can I withdraw money from physical debit card issued with this account (Any charges for withdrawl from atm/shop or any limit of withdrawl)
- And what is the good method you suggest for loading money in pocket account free without of charges
- I have aadhaar card & institution identity card only …is it ok for documents
- What is the max. Amount we deposit in it & what is the max. for withdrawal by atm or online (any limit specify for withdrawl & deposit)
- How much days require for opening an account & any need to go to icci branch
- How to Activate debit card for international …
- Sorry, What is international inward remmitance …
- If icici executive want Rs 10K for opening , what should be do ?
Thanks
Regards
Your under 18 so u cant apply for this saving account … if wrong pls correct me …
@AloNe ForeVer wrote:There are 7 days go, no reply or call from icici bank executive.Even , I wrote on twitter but no one reply also there.Call or chat option nobody reply too.myliferockkss wrote:
U will get a sms within 48-72 hours
Sorry, But its totally bad service.
I got a call from Hyderabad asking if anyone has visited for the A/c opening two days back. But, still no one has contacted me yet from local branch. My guess is they would not be updated about this pocket app and the related savings a/c, let them get a grasp.
@myliferockkss how to add money in pockets saving account using pockets app?
@adangar07 wrote:
@myliferockkss how to add money in pockets saving account using pockets app?
First load the money in pocket cvv
Then using there is a fund transfer option from vcc to account
@thrifty_indian wrote:@AloNe ForeVer wrote:There are 7 days go, no reply or call from icici bank executive.Even , I wrote on twitter but no one reply also there.Call or chat option nobody reply too.myliferockkss wrote:
U will get a sms within 48-72 hours
Sorry, But its totally bad service.
I got a call from Hyderabad asking if anyone has visited for the A/c opening two days back. But, still no one has contacted me yet from local branch. My guess is they would not be updated about this pocket app and the related savings a/c, let them get a grasp.
Their CS is good… Have u tried calling them?
@AloNe ForeVer wrote:There are 7 days go, no reply or call from icici bank executive.Even , I wrote on twitter but no one reply also there.Call or chat option nobody reply too.myliferockkss wrote:
U will get a sms within 48-72 hours
Sorry, But its totally bad service.
I would suggest u to call them….
There were issues with icici last week bcoz of some server/account migrations and all
what is limit of maximum amount and minimum amount for transfer…myliferockkss wrote:
First load the money in pocket cvv
Then using there is a fund transfer option from vcc to account
@adangar07 wrote:what is limit of maximum amount and minimum amount for transfer…myliferockkss wrote:
First load the money in pocket cvv
Then using there is a fund transfer option from vcc to account
Minimum should be 100 and maximum 10k.
@myliferockkss wrote:@thrifty_indian wrote:@AloNe ForeVer wrote:There are 7 days go, no reply or call from icici bank executive.Even , I wrote on twitter but no one reply also there.Call or chat option nobody reply too.myliferockkss wrote:
U will get a sms within 48-72 hours
Sorry, But its totally bad service.
I got a call from Hyderabad asking if anyone has visited for the A/c opening two days back. But, still no one has contacted me yet from local branch. My guess is they would not be updated about this pocket app and the related savings a/c, let them get a grasp.
Their CS is good… Have u tried calling them?
Not yet. Will call them if no one contacts me by the end of the week.
i applied 7 days ago. got a call from cc about if anyone has visited the place to open acc ..and i replied no.
imeediatley got a call from local branch and then one person came and opened the acc.
i got the confirmation message msg that ur request to open an account with icici bank is in process…
but after how much days it gets created.
I m facing problem in loading money via debit card in pockets.Actually, transaction from bank successful from page for last 3 tries but in pockets , it gives error !! But also money not debited from bank too.
@AloNe ForeVer wrote:
I m facing problem in loading money via debit card in pockets.Actually, transaction from bank successful from page for last 3 tries but in pockets , it gives error !! But also money not debited from bank too.
Load max 2500 per transaction
@bargainhunter wrote:@AloNe ForeVer wrote:
I m facing problem in loading money via debit card in pockets.Actually, transaction from bank successful from page for last 3 tries but in pockets , it gives error !! But also money not debited from bank too.
Load max 2500 per transaction
No Bro, i load only Rs 150 .Actually transaction got successful on page but when come in pockets app it gives error.I had tried pastly 4 times but same problem happens.Also no money deducted from bank !!
@soccergiants wrote:
Zero Balance Account
NEFT free
1 cash deposit free
10 cheques free
ANNUAL CHARGE 150+ service tax for Debit Card
Looks good
https://www.google.co.in/url?sa=t&source=web&rc...
Hey there I would like to know that if I get cash into my account via my company directly will I be charged for it too? Because I am going to get paid 4 times a month and deposit is only once per month so please help.
cc service worstttt ever.. milega hee nahi number
myliferockkss wrote:
It will work as an regular debit card…. Even mobi will work…
I recd money thro coupon… got credit in my bank account by verifying PIN provided by sender
Can anyone tell me do we get internet banking also with this account? ??
@myliferockkss
Did PayUMoney stopped accepting Pockets Visa VCC as their payment method? Is it working for anyone anymore?
@rajkumar31 iWish feature is there on app.
Ya .I also heard that RD’s are going to be under TDS.
Not sure whether the rule came into existence ..