Hot Deal

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick

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Finance Ninja
abhishek012

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick:

Play Store: https://play.google.com/store/apps/details?id=c...

IOS Store: https://apps.apple.com/in/app/giverly/id6447...23

Download the app and complete mini kyc (full kyc also available).

Generate virtual card, activate ecom transaction.

Now go to add money option enter your 5% SBI Cashback credit card details and check merchant name on card otp page -

"Payu Payments Pvt ltd" - Merchant category "Travel".

"Updated - Now New Merchant Name: "GIVERLY INDIA PRIVA" Came and MCC 5262 - Marketplaces".

Note - You can also cancel and try again until you get "Payu Payments Pvt ltd" (Travel Category MCC - 4722). One person told, same was showing yesterday as well but after trying again it changed. Looks like they have 2 or maybe more PG.

However, both merchant name MCC is eligible for 5% SBI Cashback credit card.

Screenshot20240204-140239

Bank transfer trick -

1) You can load Rs1000 free of cost on mobikwik wallet every month.

2) Mobikwik wallet load with century coupon code - charges after cashback - 1.95% (century coupon code applied multiple times).

3) Snapay app >> Low priority (T+4) >> choose RuPay >> Only 1.18% charges >> pay with this new app virtual card.

Warning: currently this card is detect as credit card, maybe soon Snapay will find out this is prepaid card.

Note - Only Easebuzz payment page supported this card as credit card, if Payu page open then this card is not supported on Low priority (T+4).

when i click Visa/mastercard option Payu gateway page open. so, i choose RuPay option to get Easebuzz payment page. You can also try Visa/mastercard, net banking or other option if Payu gateway page will open.

Screenshot20240204-150602

4) Snapay >> T+1 >> Pay with Rewards trick >> charges almost 0.5% to 1.5%  after cashback (Snapay >> Pay with Rewards will give higher cashback at the end of the month) >> Pay with this new app virtual card.

Note: If any dnt know anything about Snapay or Snapay>> Pay with Rewards trick then please visit here - https://www.desidime.com/discussions/snapay-cre...

@Knight11 has a PHD degree on Snapay or Snapay >> Pay with Rewards trick. So, Irritate him there on the comment section but first read his Snapay post and all comments. 😜😜

Ultra pro max level short me bolu toh - Snapay >> T+1 >> Pay with Rewards >> will give you zillion cashback points (375 to 750 zillion points) and Rs180 to Rs220 cashback (if you pay 20k on first transaction) and then next transaction, do Rs3000 payment and redeem your Pay with Rewards Cashback + redeem your zillion cashback points.

Note - You can also redeem your zillion points on mobikwik.

Another thing, you can also choose Intermiles point earning instead of zillion cashback points. Intermiles point will give you higher rewards and you can use Intermiles point to buy Amazon gv at 5% off + 5% extra cashback on SBI Cashback credit card.

And like i said, Pay with Rewards will give higher cashback at the end of the month. Sometimes we got Rs220 cashback + 750 zillion points (750 divide by 4 = Rs187.50).

If you guys understand clearly then the charges will be 0.5% to 1.5% (At the beginning of the month, Snapay >> Pay with Rewards give less cashback).

Remember the first transaction is 20k to earn all "Snapay >> Pay with Rewards cashback" and 2nd transaction do Rs3000 to redeem your cashback.

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As an experiment, do a transaction of Rs 100 for the first time, if everything goes well then use a higher amount.

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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

Deal Wiki

Top Comments
Deal Cadet Deal Cadet
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Donated the money from the impact cash.received this as drive photos (hidden my name) . DO DONATE IF YOU ARE USING THIS APP

Screenshot20240218-1804513

Screenshot20240218-181011

Deal Cadet Deal Cadet
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Donated the money from the impact cash.received this as drive photos (hidden my name) . DO DONATE IF YOU ARE USING THIS APP

Screenshot20240218-1804513

Screenshot20240218-181011

Generous Generous
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Its very good feeling , i dont have my own kid but i donated for the pregnant mother kit
621 Comments  |  
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Deal Subedar Deal Subedar
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@abhishek012 with mini kyc how much can we load?

Finance Ninja Finance Ninja
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10k limit per month for mini kyc.

Full kyc - 2 or 3 lakhs per month.

Helpful Helpful
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Virtual card is rupay or visa?

Deal Subedar Deal Subedar
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Visa

Benevolent Benevolent
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Wow, a visa prepaid card with travel mcc😂 and free loading via credit card.

Now leave SBI Cashback, it is next level loot for people with Magnus Burgundy, Atlas, Yes Reserv (with 5x subscription) and Yes Marquee.

Let's see how reliable it is and how long it stays😅.

Finance Ninja Finance Ninja
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Just now one person told - 

70k done ☑️ MCC 4722: Travel Agencies, Tour Operators.
View 1 more reply
Beacon Beacon
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any refer & earn or new user code??
Deal Cadet Deal Cadet
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n then we wonder why credit cards are getting devalued left n right lol

Deal Newbie Deal Newbie
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Reward available on Axis Ace and IDFC Wealth CC?

Finance Ninja Finance Ninja
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Nope! only for 5% SBI cashback credit card. 😜😜
View 1 more reply
Generous Generous
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No use for those who don't have sbi cashkack disappointed_relieved
Very less rewarding for other card

Deal Newbie Deal Newbie
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Can we load via Amazon pay card ..can get 1% cash back

Generous Generous
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Yes

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Deal Cadet Deal Cadet
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Not able to go forward

Deal Cadet Deal Cadet
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For me: tx of Rs 9900 got declined stating reason : due to suspicious txn 🤐 called sbicard and re-activated the card. Not sure it is for me only or someone else as well.

Used sbi cashback card

Deal Newbie Deal Newbie
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Same

Deal Newbie Deal Newbie
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20k amount debited. But not loaded into wallet 

Deal Cadet Deal Cadet
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Facing same issue. Called the no given in the app: they said it will be loaded tomorrow. 

Finance Ninja Finance Ninja
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Note - if your money is not loaded then it will credited tomorrow.

Reason - simple reason yaar, they dnt have crore o rupees funding to handle all users at the same time.

App was working perfectly from last few months. No need to worry. It will credited by tomorrow or after payment settlement.

@Gk.

@sonyvegaspro97889

Deal Subedar Deal Subedar
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Mine transaction even failing . Sbi card not blocked then also

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Deal Newbie Deal Newbie
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Physical Card possible at free of cost?

Deal Newbie Deal Newbie
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What to fill in kit number?

Helpful Helpful
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Leave it blank @prc1990

Deal Captain Deal Captain
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🍄  🍄 🍄 🍄 🍄

Deal Subedar Deal Subedar
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Successfully loaded tension after paying from sbi card 😛 wallet me money to aaya nhi, ye naye nye apps me pesa fanswa diye abhi Bhai 🤓

Finance Ninja Finance Ninja
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Already told in Deal Wiki section. Working perfectly from last few months.

All new startup companies dnt have crore o rupees funding to handle all users at the same time.

After my post, everyone started using this app. Wait till tomorrow or wait till your payment settlement.

Now customer support team told this thing -

Screenshot2024-02-04-17-46-22-350ce57feeccaa51fb7deed04b4dbda235

Helpful Helpful
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Ok, operation success but patient died @DealSeeker1

Deal Newbie Deal Newbie
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What is the kit number

Finance Ninja Finance Ninja
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Leave it blank.
Deal Subedar Deal Subedar
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Card blocked few seconds ago. sad

Finance Ninja Finance Ninja
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You mean SBI Card ? ya, SBI always block your card on new merchant payment.
Helpful Helpful
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Anyones yesterday transaction pending amount credited to wallet today yet?

Deal Subedar Deal Subedar
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No reply from customer care, no transaction showing in history only email of successful transaction from PayU received, no confirmation from giverly app. Raised Complaint but no response till now. 

Guys don't stuck your money, don't transact 

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Deal Subedar Deal Subedar
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My just done now after unblocking sbi card, amount was not reflected.so trying to logout and login but after logout unable to login

Deal Subedar Deal Subedar
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RIP

View 1 more reply
Deal Cadet Deal Cadet
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Talked to the customer executive: He said he is doing credit only for failed transactions. Will update when I get the credit. Thanks.

Deal Cadet Deal Cadet
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Update: Credited.

View 4 more replies
Helpful Helpful
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all those yesterday pending credits completed today?

Finance Ninja Finance Ninja
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@sonyvegaspro97889 told, Just call them on the number given on the app. He will do it in 5 minutes.
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Deal Subedar Deal Subedar
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"Prepaid cards not accepted error coming on snappay "
KINDLY SELECT RUPAY it will work

Finance Ninja Finance Ninja
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which option you choose on Snapay ? share screenshot.
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Deal Newbie Deal Newbie
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Yesterday stuck amount of 20k just now added automatically 

Deal Subedar Deal Subedar
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Now on adding to giverly" GIVERLY INDIA PVT LTD" is showing on payment page.

Will this merchant fetch 5% cashback?

Helpful Helpful
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check otp sms
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Deal Subedar Deal Subedar
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Still unable to add

Helpful Helpful
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My transaction failed and when retrying, it's throwing Monthly limit exceeded error.

Finance Ninja Finance Ninja
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Money debited ? If yes then wait sometime, your money will added or contact through app live chat or call the number, they will credit the amount within 5-10mins.

Now a large number of people have started using this app again.
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