Hot Deal

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick

4095°
Finance Ninja
abhishek012

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick:

Play Store: https://play.google.com/store/apps/details?id=c...

IOS Store: https://apps.apple.com/in/app/giverly/id6447...23

Download the app and complete mini kyc (full kyc also available).

Generate virtual card, activate ecom transaction.

Now go to add money option enter your 5% SBI Cashback credit card details and check merchant name on card otp page -

"Payu Payments Pvt ltd" - Merchant category "Travel".

"Updated - Now New Merchant Name: "GIVERLY INDIA PRIVA" Came and MCC 5262 - Marketplaces".

Note - You can also cancel and try again until you get "Payu Payments Pvt ltd" (Travel Category MCC - 4722). One person told, same was showing yesterday as well but after trying again it changed. Looks like they have 2 or maybe more PG.

However, both merchant name MCC is eligible for 5% SBI Cashback credit card.

Screenshot20240204-140239

Bank transfer trick -

1) You can load Rs1000 free of cost on mobikwik wallet every month.

2) Mobikwik wallet load with century coupon code - charges after cashback - 1.95% (century coupon code applied multiple times).

3) Snapay app >> Low priority (T+4) >> choose RuPay >> Only 1.18% charges >> pay with this new app virtual card.

Warning: currently this card is detect as credit card, maybe soon Snapay will find out this is prepaid card.

Note - Only Easebuzz payment page supported this card as credit card, if Payu page open then this card is not supported on Low priority (T+4).

when i click Visa/mastercard option Payu gateway page open. so, i choose RuPay option to get Easebuzz payment page. You can also try Visa/mastercard, net banking or other option if Payu gateway page will open.

Screenshot20240204-150602

4) Snapay >> T+1 >> Pay with Rewards trick >> charges almost 0.5% to 1.5%  after cashback (Snapay >> Pay with Rewards will give higher cashback at the end of the month) >> Pay with this new app virtual card.

Note: If any dnt know anything about Snapay or Snapay>> Pay with Rewards trick then please visit here - https://www.desidime.com/discussions/snapay-cre...

@Knight11 has a PHD degree on Snapay or Snapay >> Pay with Rewards trick. So, Irritate him there on the comment section but first read his Snapay post and all comments. 😜😜

Ultra pro max level short me bolu toh - Snapay >> T+1 >> Pay with Rewards >> will give you zillion cashback points (375 to 750 zillion points) and Rs180 to Rs220 cashback (if you pay 20k on first transaction) and then next transaction, do Rs3000 payment and redeem your Pay with Rewards Cashback + redeem your zillion cashback points.

Note - You can also redeem your zillion points on mobikwik.

Another thing, you can also choose Intermiles point earning instead of zillion cashback points. Intermiles point will give you higher rewards and you can use Intermiles point to buy Amazon gv at 5% off + 5% extra cashback on SBI Cashback credit card.

And like i said, Pay with Rewards will give higher cashback at the end of the month. Sometimes we got Rs220 cashback + 750 zillion points (750 divide by 4 = Rs187.50).

If you guys understand clearly then the charges will be 0.5% to 1.5% (At the beginning of the month, Snapay >> Pay with Rewards give less cashback).

Remember the first transaction is 20k to earn all "Snapay >> Pay with Rewards cashback" and 2nd transaction do Rs3000 to redeem your cashback.

------------------------------------------------------------------------------------------------------------------------------------------

As an experiment, do a transaction of Rs 100 for the first time, if everything goes well then use a higher amount.

Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

Deal Wiki

Top Comments
Deal Cadet Deal Cadet
Link Copied

Donated the money from the impact cash.received this as drive photos (hidden my name) . DO DONATE IF YOU ARE USING THIS APP

Screenshot20240218-1804513

Screenshot20240218-181011

Deal Cadet Deal Cadet
Link Copied

Donated the money from the impact cash.received this as drive photos (hidden my name) . DO DONATE IF YOU ARE USING THIS APP

Screenshot20240218-1804513

Screenshot20240218-181011

Generous Generous
Link Copied
Its very good feeling , i dont have my own kid but i donated for the pregnant mother kit
650 Comments  |  
66 Dimers
  • Sort By
Finance Ninja Finance Ninja
Link Copied

@nirmaltvd @narayana1dd249

"Updated - Now New Merchant Name: "GIVERLY INDIA PRIVA" Came and MCC 5262 - Marketplaces".

Note - You can also cancel and try again until you get "Payu Payments Pvt ltd" (Travel Category MCC - 4722). One person told, same was showing yesterday as well but after trying again it changed. Looks like they have 2 or maybe more PG.

However, both merchant name MCC is eligible for 5% SBI Cashback credit card.

Deal Subedar Deal Subedar
Link Copied
Thanks for the information
Also why this on freebees section?
Was not seen as i check deals, finance, dost section only.
Many still not aware of this post
View 2 more replies
Deal Subedar Deal Subedar
Link Copied

Can anyone confirm how much time it's taking to add money today?

Finance Ninja Finance Ninja
Link Copied
I am using this app from last few months, money was added instantly without any issue, now after my post. Now a large number of people have started using this app.

Wait few hours, if not loaded then contact through live chat support or call the customer care number or i think they will credit next day, after transaction settlement.
Deal Cadet Deal Cadet
Link Copied
very bad app...while used snapay considering debit card with rupay mode..otp did not came...lolz...also whenever u open the app it shows kyc pending but my kyc was successfully done yestrday...stuck money in wallet....please suggest any option to withdraw
Helpful Helpful
Link Copied
file a suit against @abhishek012 😉
Deal Subedar Deal Subedar
Link Copied

Buggy app, better to avoid for some time till it gets fixed.

Benevolent Benevolent
Link Copied

You guys try out the beta version. I will wait for two weeks until things get better and if it still works with same mcc and zero fee😉.

View 1 more reply
Finance Ninja Finance Ninja
Link Copied

One person told me he used 5 lakhs using 5 SBI cashback credit cards.

@Chef @Knight11 Now it's up to you guys what to do.

Now there are 3 types of people -

1) The one who sees problems in everything

2) who sees this as an opportunity

3) who doesn't care about all this, they live their life peacefully.

Benevolent Benevolent
Link Copied

Isn't full kyc limit 2L per month?

View 3 more replies
Generous Generous
Link Copied

-snapya always look fishy to me , seem like they will run once they have enough money holded with them 

-beside i think banks/RBI ahve some AI based software which detect CC txn ,so anything which get rotation get cought up and get banned , even my gut feeling taht the recent ban on PAYTM is related to it , and paytm was such a old and big player

edit :done on my frend it is snapay now showing error  "prepaid card not allowed"

Generous Generous
Link Copied

Even if AI misses it @abhishek will inform them, don't worry 

Generous Generous
Link Copied

Tum log khel lo pahle.. hame to last me batting karni hai.. agar bacha kuchh to..

Deal Subedar Deal Subedar
Link Copied

shayad baarish aa jayegi tb tk to

Generous Generous
Link Copied

Waisr mere ko to cb card hi nahi deta sbi

Deal Lieutenant Deal Lieutenant
Link Copied

Unfortunately I got visa it's not supporting on snappay. I already loaded my card. Any solutions

Finance Ninja Finance Ninja
Link Copied
Read my post carefully.

choose RuPay option on Snapay and then enter your virtual card details.
Finance Ninja Finance Ninja
Link Copied

Today, i heard app working perfectly and instantly loaded.

@Knight11

Helpful Helpful
Link Copied

do we need to do kyc daily for each and every transaction, very weird app this is, my 20.5k stuck.
Does anyone knows customer care number??

Deal Cadet Deal Cadet
Link Copied
app is buggy. my payment is also stuck. there is customer care number on queries section if you scroll down. I
View 3 more replies
Deal Lieutenant Deal Lieutenant
Link Copied

Yes the app is buggy I agree.

But so far everything went smoothly for me. Sometimes wallet load takes time don't worry about it. If the debit is successful then after sometime wallet reflects the load.

Deal Subedar Deal Subedar
Link Copied

All working smooth for me, sbi 5% cashback is credited on the 2 payment  gateway

Deal Lieutenant Deal Lieutenant
Link Copied

What cash back? Pls explain

View 8 more replies
Deal Cadet Deal Cadet
Link Copied

i am getting kit unavaliable

Deal Lieutenant Deal Lieutenant
Link Copied

No issue

Keep trying

View 3 more replies
Deal Cadet Deal Cadet
Link Copied

Amount not loaded even after 24 hours. Customer care not picking up call. 

Be careful. 

Finance Ninja Finance Ninja
Link Copied
Contact through live chat support or wait for your transaction settlement.
View 1 more reply
Finance Ninja Finance Ninja
Link Copied

@Sachin9811 today mrng, one person loaded money, just now money credited to wallet.

Everyone be patience, like i said before - These are new startup companies, they do not have crores of rupees of funding to handle all the users at the same time.

Same day or next day your money will credited or max time within 2-3 days (after your payment settled).

They tieup with transcorp, RBI PPI license wallet. So, you dnt have to worry about your money.

Benevolent Benevolent
Link Copied

It will get bankrupt by MDR charges only😂.

Losing 2-3% from Travel MCC and Earning 0.5-1% from Utility MCC. Net 1-2% loss.

Finance Ninja Finance Ninja
Link Copied

@Knight11

They also offer upto 2% cashback of our transaction amount and these cashback used to donate Hunger, Children, Education, Medical.

Anytime a user swipes using our card, they receive 'impact cash' from us, which they can choose to donate to a social cause they feel strongly about. The user is, therefore, able to make a donation without having paid anything extra from his/her own pocket.

Benevolent Benevolent
Link Copied

Khudko donate karne ka option bhi dena chahiye.

Now need to find a trick on how to open an NGO😂.

Finance Mentor Finance Mentor
Link Copied

Can no longer signup, kit number is mandatory now.

Finance Ninja Finance Ninja
Link Copied
Maybe technical error. Try after sometime.
View 3 more replies
Deal Newbie Deal Newbie
Link Copied

Giverly showing error no kit available 

Finance Ninja Finance Ninja
Link Copied
Wait sometime. New type of error.

Will know in a few days.

@Seinfeld 
Deal Cadet Deal Cadet
Link Copied
flipkart axis 1.5% cashback & Magnus will work if load Giverly wallet??
Finance Ninja Finance Ninja
Link Copied
No 😀
View 2 more replies
Helpful Helpful
Link Copied

Giverly India Priva giving 5% with SBI cb?

Finance Ninja Finance Ninja
Link Copied
Yes. You will get 5% SBI Cashback card.

Merchant Name: "GIVERLY INDIA PRIVA" MCC 5262 but after Settlement, Actual "MCC is 5399 - GENERAL MERCHANDISE OR CONVENIENCE FOOD STORES"

Anyway, all MCC codes are currently eligible for 5% SBI Cashback credit card.
View 2 more replies
Deal Cadet Deal Cadet
Link Copied

Kit unavailable

Deal Newbie Deal Newbie
Link Copied

On average - how much time does it take for it to get converted to full kyc once video kyc is done on app?

Finance Ninja Finance Ninja
Link Copied
1 hour to 24 hours.
Deal Newbie Deal Newbie
Link Copied

imagepicker3F45C02F-C689-465E-B171-DC6A471CBD88-56282-00002F03681ECD63
Getting this error while doing sign up

Finance Mentor Finance Mentor
Link Copied

Yes club doors have closed. Only members inside are enjoying.

Finance Ninja Finance Ninja
Link Copied

So, do you guys now signup successfully ? 

I heard that no kit available error will auto solved after 5-10mins or try after sometime.

Another thing - If your money debited and not loaded to your wallet, no need to worry. Next day your money will auto added or you need to call customer care number after 11 am or 12 pm, they will added instantly on call.

Many people added 25k, 50k in a single transaction and money will auto added next day or after call they will added the money. So there is no problem in loading higher amount but you have to be a little patience.

@N_O_O_B

@Seinfeld 

@vivek_bhola358 

@nihaln 

@Knight11

Finance Mentor Finance Mentor
Link Copied
Yes signups are no longer giving error.

VKyc failing though at some point after aadhaar verification. Will try tomorrow.
View 3 more replies
Benevolent Benevolent
Link Copied

Finally tried 100 rs load via sbi card and 200 via yes bank card. Both went smooth. No blocking by credit card. 300 showing in wallet immediately.

Will try bigger amount later this week.

Generous Generous
Link Copied

Smaller amount going thru ≠bigger amount will go thru. 

Many times these small companies ll be having small advance amount like 1k something in payment gateway account. So any amount less than the balance will go thru. If txn amount exceeds their balance, then it'll get stuck & you'll get credit only on txn settlement! So be careful, weigh risks and benefits 

View 11 more replies
Deal Cadet Deal Cadet
Link Copied

9k and 1k successfully transacted in snapay higher amount transaction is declined any solution for this?

Finance Ninja Finance Ninja
Link Copied
I used 20k successfully through Snapay >> pay with rewards option.
View 2 more replies
Finance Ninja Finance Ninja
Link Copied
Note - if anyone faced any problem on vkyc like "Agents not available" or "Blank Page" etc then first clear your app data/cache and re-login.
Now try tomorrow during working hours.
Deal Subedar Deal Subedar
Link Copied

@abhishek012 my payment failed while paying on payzapp.

Is there going to be any issue with refund?

Is refund automatic?

Deal Subedar Deal Subedar
Link Copied

In my experience refund happens automatically in ~7 days. If not email them with transaction id they will verify and manually update in 1-2 days.

Crowdpuller Crowdpuller
Link Copied

I think some technical issue at giverly's end

My full kyc ac showing min kyc and also not able to login in other account, funds showing 0, limit 0

replyuser
Click here to reply
Reply