New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick:
Play Store: https://play.google.com/store/apps/details?id=c...
IOS Store: https://apps.apple.com/in/app/giverly/id6447...23
Download the app and complete mini kyc (full kyc also available).
Generate virtual card, activate ecom transaction.
Now go to add money option enter your 5% SBI Cashback credit card details and check merchant name on card otp page -
"Payu Payments Pvt ltd" - Merchant category "Travel".
Note - You can also cancel and try again until you get "Payu Payments Pvt ltd" (Travel Category MCC - 4722). One person told, same was showing yesterday as well but after trying again it changed. Looks like they have 2 or maybe more PG.
However, both merchant name MCC is eligible for 5% SBI Cashback credit card.
Bank transfer trick -
1) You can load Rs1000 free of cost on mobikwik wallet every month.
2) Mobikwik wallet load with century coupon code - charges after cashback - 1.95% (century coupon code applied multiple times).
3) Snapay app >> Low priority (T+4) >> choose RuPay >> Only 1.18% charges >> pay with this new app virtual card.
Warning: currently this card is detect as credit card, maybe soon Snapay will find out this is prepaid card.
Note - Only Easebuzz payment page supported this card as credit card, if Payu page open then this card is not supported on Low priority (T+4).
when i click Visa/mastercard option Payu gateway page open. so, i choose RuPay option to get Easebuzz payment page. You can also try Visa/mastercard, net banking or other option if Payu gateway page will open.
4) Snapay >> T+1 >> Pay with Rewards trick >> charges almost 0.5% to 1.5% after cashback (Snapay >> Pay with Rewards will give higher cashback at the end of the month) >> Pay with this new app virtual card.
Note: If any dnt know anything about Snapay or Snapay>> Pay with Rewards trick then please visit here - https://www.desidime.com/discussions/snapay-cre...
@Knight11 has a PHD degree on Snapay or Snapay >> Pay with Rewards trick. So, Irritate him there on the comment section but first read his Snapay post and all comments. 😜😜
Ultra pro max level short me bolu toh - Snapay >> T+1 >> Pay with Rewards >> will give you zillion cashback points (375 to 750 zillion points) and Rs180 to Rs220 cashback (if you pay 20k on first transaction) and then next transaction, do Rs3000 payment and redeem your Pay with Rewards Cashback + redeem your zillion cashback points.
Note - You can also redeem your zillion points on mobikwik.
Another thing, you can also choose Intermiles point earning instead of zillion cashback points. Intermiles point will give you higher rewards and you can use Intermiles point to buy Amazon gv at 5% off + 5% extra cashback on SBI Cashback credit card.
And like i said, Pay with Rewards will give higher cashback at the end of the month. Sometimes we got Rs220 cashback + 750 zillion points (750 divide by 4 = Rs187.50).
If you guys understand clearly then the charges will be 0.5% to 1.5% (At the beginning of the month, Snapay >> Pay with Rewards give less cashback).
Remember the first transaction is 20k to earn all "Snapay >> Pay with Rewards cashback" and 2nd transaction do Rs3000 to redeem your cashback.
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As an experiment, do a transaction of Rs 100 for the first time, if everything goes well then use a higher amount.
Finance
Credit Card
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Note - if anyone faced any problem on vkyc like "Agents not available" or "Blank Page" etc then first clear your app data/cache and re-login.
Now try tomorrow during working hours.
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Note - if your money is not loaded then it will credited tomorrow.
Reason - simple reason yaar, they dnt have crore o rupees funding to handle all users at the same time.
App was working perfectly from last few months. No need to worry. It will credited by tomorrow or after payment settlement.
Here, one person share this info -
I spoke to them an hour ago. Got the refund and checked Payu as well "refund successful"
Due to some people's greed one more startup 'giverly' is shutting down.
They faced many chargeback cases after adding manually into wallets, huge MDR charges due to exploitation of CC to bank path.
Today @RakeshMajnu also told me, they added his pending money to Giverly wallet.
IOS Users - Add money now again enabled. I dnt know how many of you are IOS users. Merchant name is still name but dnt know the MCC code yet.
Android Users - they disabled add money on last version app, no new app version release yet.
@sonyvegaspro97889
@demerius2020
@maddydilip
@freekachandan
@nirmaltvd
@narayana1dd249
@Gk.
@shubhampakhare
@dimer_pk
@Chef
@Sidhi.Baat.No.Bakwas
@Saadhav
@nihaln
@Sachin9811
@Seinfeld
@meghaghoda230
@N_O_O_B
@vivek_bhola358
@IndianDimer
@tmdsameers20
@sam21500873
great news hope they update android too
Add money now live on Android - Update the Giverly app.
@sonyvegaspro97889
@demerius2020
@maddydilip
@freekachandan
@nirmaltvd
@narayana1dd249
@Gk.
@shubhampakhare
@dimer_pk
@Chef
@Sidhi.Baat.No.Bakwas
@Saadhav
@nihaln
@Sachin9811
@Seinfeld
@meghaghoda230
@N_O_O_B
@vivek_bhola358
@IndianDimer
@tmdsameers20
@sam21500873
What About Cashback Confirmation Bro, Did Anyone Confirmed MCC Code?
Can anybody confirm if PayU/Giverly merchant still giving 5% CB?
Can Anyone Of IOS Users Confirm Cashback As U People Had Loaded Day Before Yesterday
Loaded money is not showing in the wallet. Not even the transaction. It's been hours.
Is this normal?
@abhishek012
Add money not working on android
Got 5 percent cashback today! The loot continues...😍
@abhishek012
@sonyvegaspro97889
@RakeshMajnu
Thanks.
Is Snapay Still Considering Giverly Card As Credit Card? @abhishek012
What option are you choosing? I used it on snapay today. 5 transactions I did
If you are getting an error on payment gateway page.
Try 10th or 12th times, back to back your payment gateway will open.
@anuraggarg
@ankitcher
@Saadhav
@Rocky
@abhishek012 add money kya kisi fix time me hi working hai???
Me aaj tk add money kiya hi nhi tha mere sare cards decline ho rhe OTP page 2-3 baar aaya OTP ke baad bhi trnx failed amount debit bhi nhi huyi kisi card se???
Jbhi bhi ye work kre Bhai please tag kr dena🙏🙏
Can Anyone Confirm That Merchant Name "GIVERLY INDIA PRIVA" Giving Cashback On SBI Or Not?
Transaction completed but haven't added in wallet
Hey, many people told they just send text sms to customer care number and they immediately loaded.
Send sms tomorrow day time, if your money is not loaded automatically.
Not able to find customer care number on app it only has option to raise ticket
((Hello S------,
Hope you are doing well!
We're pleased to let you know that the distribution campaign went off without any hindrance. All the photographs and videos of your contribution has been uploaded in the below drive.
We appreciate your support in helping us in making an impact in the lives of those in need.
Click to open the drive link:
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Thanks & Regards,
Team Charitism ))
Try tomorrow day time, today many people successfully loaded on giverly wallet.
Also try under 10k amount.
Just Now Call Came From Giverly Support Stating That "App Will Be Going To Maintainance For 1 Week So Please Utilize Your Balance ASAP, Orelse You'll Face Issue While Spending"
.. @abhishek012
Ohh... Now they will surely change mcc codes.
Now Json parse error is coming. Maybe app is under maintenance.
Today, a lot of people's pending money has been added. If someone's is still pending, send SMS to the customer care number.
Added for me
How to use below trick
3) Snapay app >> Low priority (T+4) >> choose RuPay >> Only 1.18% charges >> pay with this new app virtual card.
Snapay app, go to Utility payment option, add bank account or credit card & IFSC details.
🤣 
Banda personally message kar kar ke sorry/Thank you bol rha h, Amount load karne m wait ho gya esliye.....bola ki sir mere end pe jo bhi possible hota h main jatt se kar deta hu...but aage se dikkat aa jati h....
Uske aalwa app ke kuch issues jo chal rhe h like kyc wlaa, and others inko fixx karne k liye maintenance plann kiya h...
Physical card ka bhi bola h.
And May be possible ki vo jo donation wallet m hota h vo cashback bhi use m le skte h future m....
Are we still able to add Money
Nope getting - JSON Parse error: Unexpected end of input
Getting this error while add money. Already tried more than 10 time, still same issue.
![Amazon Fresh - Items at Good Discount [Bangalore]](https://cdn0.desidime.com/topics/photos/1791942/medium/IMG20240517190519.jpg?1715953333)
Donated the money from the impact cash.received this as drive photos (hidden my name) . DO DONATE IF YOU ARE USING THIS APP
Donated the money from the impact cash.received this as drive photos (hidden my name) . DO DONATE IF YOU ARE USING THIS APP
Add money now live on Android - Update the Giverly app.
@Knight11
@sonyvegaspro97889
@demerius2020
@maddydilip
@freekachandan
@nirmaltvd
@narayana1dd249
@Gk.
@shubhampakhare
@dimer_pk
@Chef
@Sidhi.Baat.No.Bakwas
@Saadhav
@nihaln
@Sachin9811
@Seinfeld
@meghaghoda230
@N_O_O_B
@vivek_bhola358
@IndianDimer
@tmdsameers20
@sam21500873
@Coolsid007
@RakeshMajnu
@anuraggarg
@Rocky
@monu.tanwar123262
@rg0005
@vishal4u2
@DealSeeker1