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New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick

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Finance Ninja
abhishek012

New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick:

Play Store: https://play.google.com/store/apps/details?id=c...

IOS Store: https://apps.apple.com/in/app/giverly/id6447...23

Download the app and complete mini kyc (full kyc also available).

Generate virtual card, activate ecom transaction.

Now go to add money option enter your 5% SBI Cashback credit card details and check merchant name on card otp page -

"Payu Payments Pvt ltd" - Merchant category "Travel".

"Updated - Now New Merchant Name: "GIVERLY INDIA PRIVA" Came and MCC 5262 - Marketplaces".

Note - You can also cancel and try again until you get "Payu Payments Pvt ltd" (Travel Category MCC - 4722). One person told, same was showing yesterday as well but after trying again it changed. Looks like they have 2 or maybe more PG.

However, both merchant name MCC is eligible for 5% SBI Cashback credit card.

Screenshot20240204-140239

Bank transfer trick -

1) You can load Rs1000 free of cost on mobikwik wallet every month.

2) Mobikwik wallet load with century coupon code - charges after cashback - 1.95% (century coupon code applied multiple times).

3) Snapay app >> Low priority (T+4) >> choose RuPay >> Only 1.18% charges >> pay with this new app virtual card.

Warning: currently this card is detect as credit card, maybe soon Snapay will find out this is prepaid card.

Note - Only Easebuzz payment page supported this card as credit card, if Payu page open then this card is not supported on Low priority (T+4).

when i click Visa/mastercard option Payu gateway page open. so, i choose RuPay option to get Easebuzz payment page. You can also try Visa/mastercard, net banking or other option if Payu gateway page will open.

Screenshot20240204-150602

4) Snapay >> T+1 >> Pay with Rewards trick >> charges almost 0.5% to 1.5%  after cashback (Snapay >> Pay with Rewards will give higher cashback at the end of the month) >> Pay with this new app virtual card.

Note: If any dnt know anything about Snapay or Snapay>> Pay with Rewards trick then please visit here - https://www.desidime.com/discussions/snapay-cre...

@Knight11 has a PHD degree on Snapay or Snapay >> Pay with Rewards trick. So, Irritate him there on the comment section but first read his Snapay post and all comments. 😜😜

Ultra pro max level short me bolu toh - Snapay >> T+1 >> Pay with Rewards >> will give you zillion cashback points (375 to 750 zillion points) and Rs180 to Rs220 cashback (if you pay 20k on first transaction) and then next transaction, do Rs3000 payment and redeem your Pay with Rewards Cashback + redeem your zillion cashback points.

Note - You can also redeem your zillion points on mobikwik.

Another thing, you can also choose Intermiles point earning instead of zillion cashback points. Intermiles point will give you higher rewards and you can use Intermiles point to buy Amazon gv at 5% off + 5% extra cashback on SBI Cashback credit card.

And like i said, Pay with Rewards will give higher cashback at the end of the month. Sometimes we got Rs220 cashback + 750 zillion points (750 divide by 4 = Rs187.50).

If you guys understand clearly then the charges will be 0.5% to 1.5% (At the beginning of the month, Snapay >> Pay with Rewards give less cashback).

Remember the first transaction is 20k to earn all "Snapay >> Pay with Rewards cashback" and 2nd transaction do Rs3000 to redeem your cashback.

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As an experiment, do a transaction of Rs 100 for the first time, if everything goes well then use a higher amount.

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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

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Top Comments
Deal Cadet Deal Cadet
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Donated the money from the impact cash.received this as drive photos (hidden my name) . DO DONATE IF YOU ARE USING THIS APP

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Deal Cadet Deal Cadet
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Donated the money from the impact cash.received this as drive photos (hidden my name) . DO DONATE IF YOU ARE USING THIS APP

Screenshot20240218-1804513

Screenshot20240218-181011

Generous Generous
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Its very good feeling , i dont have my own kid but i donated for the pregnant mother kit
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The PostMighty The PostMighty
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Getting an error, tried multiple times, cleared cache and data, will try tomorrow

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Deal Subedar Deal Subedar
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Add Money Working Fine Now But Need To Retry Lot Of Times, I Tried 13-16 Minutes For First Transaction, For Second One It Took 5 Minutes & From Third Retrying Time DecreasedIMG20240318184508
Deal Cadet Deal Cadet
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Money loading instantly??

Don't have to wait now???

View 7 more replies
Deal Cadet Deal Cadet
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can we use giverly card to load to Payzapp wallet?

The PostMighty The PostMighty
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Yes

Deal Cadet Deal Cadet
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just loaded 42k instantly added in wallet

Deal Newbie Deal Newbie
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Merchant name??

View 16 more replies
Helpful Helpful
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anyone got payu payments pvt ltd, merchant name recenlty ?

Finance Ninja Finance Ninja
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"GIVERLY INDIA PRIVA" merchant name also eligible for 5% SBI Cashback credit card.
Deal Cadet Deal Cadet
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For me it's still throws an error

Finance Ninja Finance Ninja
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Just few mins ago, one person loaded total 2 lakhs.

Here is the interesting fact - "its working on wifi but not working on mobile data(jio 5g)"
View 2 more replies
Deal Newbie Deal Newbie
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@abhishek012 how to connect Giverly as Money not added to wallet but transaction got successful

The PostMighty The PostMighty
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You able to load ?

M struggling from the morning

Bdw wait for 24 hours

It should be added automatically

If not contact them in the number give in the application after 1 pm

Deal Subedar Deal Subedar
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just created account , giverly load is not working any idea ?

Blaze Blaze
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Some server upgrade is going on. It throws some random errors

View 12 more replies
The PostMighty The PostMighty
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Money deducted last night not loaded in wallet yet

Waiting

Previously did small amount loaded instantly

This time need to wait for them to update wallet balance manually

Finance Ninja Finance Ninja
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Wait 24hrs.
View 1 more reply
Deal Subedar Deal Subedar
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Transaction successful but wallet not loaded...

have to wait 24hrs now..  or any other quick way ?

Deal Cadet Deal Cadet
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Even he is not picking the call let's hope Money is in safe hands

View 2 more replies
The PostMighty The PostMighty
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Just received a call saying to utilise wallet balance you may face issues while doing transactions.

The PostMighty The PostMighty
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I was waiting for a good twid offer. Now I have no choice, can't take risk disappointed

View 9 more replies
Deal Subedar Deal Subedar
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Some thing badly wrong with giverly ,  i  did full kyc yesterday,kyc got approved  and then I tried to load amount , transaction was successful but it's not loaded,  now when I open app it's showing full kyc pop up again...

The PostMighty The PostMighty
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Ignore that thing bro

Ur kyc done

Their server having issues so that error you are getting

Not to worry

View 10 more replies
Deal Cadet Deal Cadet
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Just a small question, if anybody from this thread knows the ans: When will our CC limit get reset? Talking about 10Lakh limit till which we dont get IT notice.

And any other things to take care here? Pls answer of anybody knows. Thanks in advance.

Deal Lieutenant Deal Lieutenant
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its a financial year
View 1 more reply
The PostMighty The PostMighty
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Funds will be added Tuesday onwards.

In between bhul jao

Finance Ninja Finance Ninja
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Yes, bank holidays.
Deal Subedar Deal Subedar
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@rusty.james @abhishek012  bro Aaj kuch hoga ? i doubt supercoin offer will end by the time it gets credited in my wallet sweat_smile

The PostMighty The PostMighty
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The response i got from cc i just said that only

So like you are waiting me too waiting for my funds to be added there

Deal Cadet Deal Cadet
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Anyone tried to add funds recently and credited instantly?

The PostMighty The PostMighty
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Received fund in my giverly wallet today.

@Vijay_Thalapathy check yours

Deal Cadet Deal Cadet
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Mine too but can't add new funds giving error after entering amount.

View 25 more replies
Deal Cadet Deal Cadet
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@abhishek012  Kuch Karo Bhai payment 20 march SE pending hai

Finance Ninja Finance Ninja
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Wait few days, they will add your money.
View 1 more reply
The PostMighty The PostMighty
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This is why the fund load is currently paused

They are facing issues related to their settlement account

Mine got added yesterday

Hopefully urs will be added soon

Helpful Helpful
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i had some funds in giverly, i tried to add to payzapp, payment debited from giverly but failed at payzapp end.

will i got my money refunded back to giverly wallet without doing anything, or i have to contact support for refund too ?


Finance Ninja Finance Ninja
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Wait 5-7 working days.
The PostMighty The PostMighty
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Yes but refund doesn't show in transaction details but total wallet balance gets updated

Deal Cadet Deal Cadet
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Giverly not working on snapay pwr & snapay direct for me, anyone facing same issue?

The PostMighty The PostMighty
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Working for me.

What kind of issue are you facing?

View 4 more replies
Deal Newbie Deal Newbie
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Not able to add money...since day before yesterday proceed to pay says json parse error: unexpected end of input

Deal Newbie Deal Newbie
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The funds that were pending since the 20th have been successfully added today. sleeping

Finance Ninja Finance Ninja
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Today, many users told money credited to their wallet. check your wallet balance.

Finance Ninja Finance Ninja
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New Update - they are planning to launch credit cards.

Everyday, they burned 5 lakhs to 10 lakhs PayU MDR fees.

Deal Cadet Deal Cadet
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I paid 99.9K on 21st Mar, still dint reflect in wallet.
Yesterday the cc guy said, he they will try to add by Wednesday. he said If i want i can get this amount refunded, i said i will wait.

Finance Ninja Finance Ninja
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Today many users told, money loaded to their wallet.

You need to wait few more days.

Deal Cadet Deal Cadet
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Anyone able to add money?

Deal Newbie Deal Newbie
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Getting JSON Parse error

Deal Subedar Deal Subedar
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Guys new wallet loads are working or we should wait ?

Deal Cadet Deal Cadet
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Got money credited on Giverly. Initiated transfer via Snapay

Deal Cadet Deal Cadet
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Have you tried to add it today

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