https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9882234
i have to receive 1500 cashback but i received 2709, what is the issue 
New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick
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New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick:
Play Store: https://play.google.com/store/apps/details?id=c...
IOS Store: https://apps.apple.com/in/app/giverly/id6447...23
Download the app and complete mini kyc (full kyc also available).
Generate virtual card, activate ecom transaction.
Now go to add money option enter your 5% SBI Cashback credit card details and check merchant name on card otp page -
"Payu Payments Pvt ltd" - Merchant category "Travel".
"Updated - Now New Merchant Name: "GIVERLY INDIA PRIVA" Came and MCC 5262 - Marketplaces".
Note - You can also cancel and try again until you get "Payu Payments Pvt ltd" (Travel Category MCC - 4722). One person told, same was showing yesterday as well but after trying again it changed. Looks like they have 2 or maybe more PG.
However, both merchant name MCC is eligible for 5% SBI Cashback credit card.
Bank transfer trick -
1) You can load Rs1000 free of cost on mobikwik wallet every month.
2) Mobikwik wallet load with century coupon code - charges after cashback - 1.95% (century coupon code applied multiple times).
3) Snapay app >> Low priority (T+4) >> choose RuPay >> Only 1.18% charges >> pay with this new app virtual card.
Warning: currently this card is detect as credit card, maybe soon Snapay will find out this is prepaid card.
Note - Only Easebuzz payment page supported this card as credit card, if Payu page open then this card is not supported on Low priority (T+4).
when i click Visa/mastercard option Payu gateway page open. so, i choose RuPay option to get Easebuzz payment page. You can also try Visa/mastercard, net banking or other option if Payu gateway page will open.
4) Snapay >> T+1 >> Pay with Rewards trick >> charges almost 0.5% to 1.5% after cashback (Snapay >> Pay with Rewards will give higher cashback at the end of the month) >> Pay with this new app virtual card.
Note: If any dnt know anything about Snapay or Snapay>> Pay with Rewards trick then please visit here - https://www.desidime.com/discussions/snapay-cre...
@Knight11 has a PHD degree on Snapay or Snapay >> Pay with Rewards trick. So, Irritate him there on the comment section but first read his Snapay post and all comments. 😜😜
Ultra pro max level short me bolu toh - Snapay >> T+1 >> Pay with Rewards >> will give you zillion cashback points (375 to 750 zillion points) and Rs180 to Rs220 cashback (if you pay 20k on first transaction) and then next transaction, do Rs3000 payment and redeem your Pay with Rewards Cashback + redeem your zillion cashback points.
Note - You can also redeem your zillion points on mobikwik.
Another thing, you can also choose Intermiles point earning instead of zillion cashback points. Intermiles point will give you higher rewards and you can use Intermiles point to buy Amazon gv at 5% off + 5% extra cashback on SBI Cashback credit card.
And like i said, Pay with Rewards will give higher cashback at the end of the month. Sometimes we got Rs220 cashback + 750 zillion points (750 divide by 4 = Rs187.50).
If you guys understand clearly then the charges will be 0.5% to 1.5% (At the beginning of the month, Snapay >> Pay with Rewards give less cashback).
Remember the first transaction is 20k to earn all "Snapay >> Pay with Rewards cashback" and 2nd transaction do Rs3000 to redeem your cashback.
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As an experiment, do a transaction of Rs 100 for the first time, if everything goes well then use a higher amount.
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We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Deal Wiki
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Last updated by: abhishek012
Here is the Update -
Thank you for bringing this to our attention. We are experiencing a technical issue at our end, sorry for the inconvenience caused. I would like to assure you that your money is safe and will be credited to the Giverly wallet within 48 hours.
A number of users are facing this issue due and we are working hard to resolve this issue as soon as possible so that our users are able to load the wallet instantly without any delay. In the meantime, to avoid this problem we will be pausing wallet loading from the app till 25th of February and focus on returning the money to users who have faced the issue you are facing.
We thank you for being patient with us.
A number of users are facing this issue due and we are working hard to resolve this issue as soon as possible so that our users are able to load the wallet instantly without any delay. In the meantime, to avoid this problem we will be pausing wallet loading from the app till 25th of February and focus on returning the money to users who have faced the issue you are facing.
We thank you for being patient with us.
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Note - if anyone faced any problem on vkyc like "Agents not available" or "Blank Page" etc then first clear your app data/cache and re-login.
Now try tomorrow during working hours.
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Note - if your money is not loaded then it will credited tomorrow.
Reason - simple reason yaar, they dnt have crore o rupees funding to handle all users at the same time.
App was working perfectly from last few months. No need to worry. It will credited by tomorrow or after payment settlement.
Top Comments
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9882443
My transactions are failing today. Received mail from payu payment "Transaction declined due to card not enabled for online transactions or user/bank defined restrictions" as failure reason.
No call from sbi for transaction confirmation so tried on other merchant and transaction went through card so card is not blocked. Don't know the issue.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9882458
No idea but today many users successfully used 5% SBI Cashback credit card but money debited and not loaded to wallet.
Customer care told, tomorrow money will added.
You can try small amount, if not working then try tomorrow.
By the way which merchant name you used ? "Payu Payments Pvt ltd" or "GIVERLY INDIA PRIVA" ?
Try after sometime or try the 2nd one, if you faced on first one.
Customer care told, tomorrow money will added.
You can try small amount, if not working then try tomorrow.
By the way which merchant name you used ? "Payu Payments Pvt ltd" or "GIVERLY INDIA PRIVA" ?
Try after sometime or try the 2nd one, if you faced on first one.
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https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9883828
Something is not right with this app.
No improvement in apps so far, most of the time the phone is switched off, 1st transaction was smooth and next transactions money is still not added to the wallet.
Further, the business model itself is not sustainable.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9883898
@abhishek012 bro is it safe to keep money in this wallet?
I am waiting for a good offer from twidpay
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9883926
@Seinfeld Just now yesterday's pending funds added, check yours.
@Chef If you have patience for 2-3 days then this wallet app will take you to heaven or if you are impatience person then even God can't save you.
For example - few people told me bhai paise add nahi hua, chargeback kardu ? chargeback kardu ? 😀😀
@shubhampakhare 100% safe bro, RBI licence wallet. Just remember your money will added next day but if you have patience for 2-3 days then use this wallet app.
Currently, money loaded within 24hrs (mostly next day but i suggest dnt count bank holidays).
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9883959
Bhai don't get offended because it is not about patience I know my money is not going anywhere as Chargeback is always there if a credit card is used. I am just saying that the business itself is not sustainable at all.
If they have a lot of money and doing this for social cause /charity then why they even don't have good customer support/ developers to fix the app/ their reviews are also downgrading in play store/ people have reported their customer care numbers as spam, etc ??
And if they don't have money then why doing this unsustainable business in first place?
If they have a lot of money and doing this for social cause /charity then why they even don't have good customer support/ developers to fix the app/ their reviews are also downgrading in play store/ people have reported their customer care numbers as spam, etc ??
And if they don't have money then why doing this unsustainable business in first place?
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https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9887652
Added 90K+90K in 2 days. No instant credit, but took less than 24 hours each time.
Now need some good offer (lower than 0.5%) to transfer it back. Snapay PWR is almost 1% these days.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9887662
Same waiting for a good offer
View 2
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https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9891292
Donated the money from the impact cash.received this as drive photos (hidden my name) . DO DONATE IF YOU ARE USING THIS APP
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9891950
Network problem maybe. Try after sometime.
or insert your sim card on any other device.
or insert your sim card on any other device.
View 18
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https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9892921
OTP issue has now been resolved.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9892998
OTP issue in giverly (add money from SBI) or on snapay (credit card to bank transfer)?
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9893005
I'm not able to add money in giverly. It comes back to add amount page. Anybody facing same issue? Mine is mini KYC account.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9893164
No, 5% SBI cashback card working on wallet load.
View 2
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https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9893390
I did 8k transaction through SBI cashback card,and now my card is blocked.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9893392
How do u guys make such huge transactions and it gets through so easily? Any trick for not getting the card blocked again?
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9893539
Are you new SBI card holder ?
SBI will block your card for first time on any new merchant payment, after unblock you can use on same merchant without any problem
or SBI card will block your new card for first 3 times and then card will not block.
One more thing, if you stop using your card for next few weeks then SBI will again start blocking your card for first 3 times.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9894618
After Video Kyc, How Much Time It'll Take To Convert To Full Kyc Account
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9894682
1 hour to 3 days.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9895695
During sign up, carefully enter all the details.
one person told "Lol. Unable to register. After entering otp, its asking me to contact them via email."
later, he told, "issue was from my side. It autofilled my full name in the PAN field."
Now he also completed Full kyc instantly.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9895785
Mine money got deducted but not showing on wallet
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9895818
Already told in my post comment, money will added next day before evening. No need to worry many users used lakhs of rupees everyday but money always added next day before evening.
You can call customer care number next day after 12 pm, they will add your money instantly on call.
One more thing, dnt count bank holidays and for safe side always wait upto 72hrs, 99% times money will auto added within 24hrs without any complaint and only 1% times money will added within 48hrs or after your call.
If you have patience for upto 72 hours then this is the best wallet app to use 5% SBI cashback credit card and transfer to the bank.
You can call customer care number next day after 12 pm, they will add your money instantly on call.
One more thing, dnt count bank holidays and for safe side always wait upto 72hrs, 99% times money will auto added within 24hrs without any complaint and only 1% times money will added within 48hrs or after your call.
If you have patience for upto 72 hours then this is the best wallet app to use 5% SBI cashback credit card and transfer to the bank.
View 3
more replies
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9896464
Getting error while adding money.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9896497
Retry
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9896582
I'm Getting This Error Continuously While Adding Money, What To Do @abhishek012
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9896647
Do not add till 25th Feb.
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more reply
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9896728
Here is the Update -
Thank you for bringing this to our attention. We are experiencing a technical issue at our end, sorry for the inconvenience caused. I would like to assure you that your money is safe and will be credited to the Giverly wallet within 48 hours.
A number of users are facing this issue due and we are working hard to resolve this issue as soon as possible so that our users are able to load Instantly without any delay In the meantime, to avoid this problem we will be pausing wallet loading from the app till 25th Of February and focus returning the money to users who have faced the Issue you are facing.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9896827
@Knight11 Some people are start using prepaid cards to load money on this app from last few days. As you know prepaid card charge 2.5% MDR but credit card charge 1.5% to 2%.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9898162
unable to add money
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9898177
"We will be pausing wallet loading from the app till 25th Of February."
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more reply
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9898199
I added money 2 days ago and money not credited to wallet yet. Support phone switched off. fresh wallet load paused till 25th feb. something fishy.
Should I raise a chargeback with my credirt card if this money is not credited today.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9898222
Wait till friday night 10pm and you can call after 12 pm.
They have given time till Friday evening.
They have given time till Friday evening.
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https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9898798
Here, just now one person inform in other forum money credited, he loaded on Monday.
Wait till tomorrow 10 pm. I think everyone's money will credited.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9898835
thanks will wait till tomorrow
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https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9899112
I received a call from customer service representative. He asked me to spend all the money in next 30 mins. App will close for 3-4 days due to maintenance.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9899190
Now I am worried ☹️
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https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9899534
@shubhampakhare they already offer you to refund your money but you told them, you will wait for 2 days. 😀
Now what is the logic of sad emoji and "now I am worried" ?
Now wait for the system maintenance till next week.
Anyway, Next week is definitely going to be a lot of changes.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9899621
I was worried about the app closure and what they said about spending all money
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https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9906380
hogye 25 feb bhe, still unable to add
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9906772
Mark yourself safe
View 4
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https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9907274
@abhishek012
Do they notify us in any way regarding refund initiated?
I did asked them to send me email confirmation regarding refund but haven't received anything.
I also have sent them email but they never reply to email.
Will call tomorrow to confirm if they have initiated refund.
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9907353
You get payu transaction id na on email ?
check here - https://help.pa...n/
check here - https://help.pa...n/
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https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9907804
Is it bad idea/risky to try to rotate money as of today ? I mean it should be considered as any downtime or did they change anything making this trick unusable?
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9908137
Your load money working ? currently, they paused load money.
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https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9908152
Is anyone able to reach them?
Call getting disconnected automatically
@abhishek012
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9908157
Call after 1 pm or after few hours.
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https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9910375
Does Mobikwik wallet load gives 5% cb on sbi cb card?
https://www.desidime.com/discussions/new-wallet-5-sbi-cashback-card-load-1-18-charges-for-bank-transfer-trick?page=3#post_9910385
No
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Donated the money from the impact cash.received this as drive photos (hidden my name) . DO DONATE IF YOU ARE USING THIS APP
Donated the money from the impact cash.received this as drive photos (hidden my name) . DO DONATE IF YOU ARE USING THIS APP
Add money now live on Android - Update the Giverly app.
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