SC Manhattan card cash back
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I got to know interesting points about the Standard Chartered Manhattan card. Everyone thinks it is best card but it is also has draw backs.
1. If your purchase is less than 1000 in supermakets and departmental stores won’t earn neither reward points nor cash back
2. Once we reached 500 cashback for the month, none of the transactions in supermakets and departmental stores won’t earn reward points or cash back.
3. For each transaction in departmental and super markets limited to Rs. 200. If you spend 10 k also 200 cashback, and for the remaining money they won’t issue rewards points
Achi is very much in form , more so after releasing the burden, boredum and feeling freedom fashion !
good decision bro !
Well yes its sad that they charge annual fee even after getting enough on our shopping. HDFC is much stupid in this way. I shopped a lot last year from HDFC card and they didn’t even waive off the amount.
@B@R_0_0_D wrote:@
Achi is very much in form , more so after releasing the burden, boredum and feeling freedom fashion !
good decision bro !
Just wait and watch uncle… This is just the trailer… Main picture abhi baki hai… 
Achi bhai are you still a Moderator?
BUTTERFLYBOY wrote:
Achi bhai are you still a Moderator?
No. He is now the…
BUTTERFLYBOY wrote:
Well yes its sad that they charge annual fee even after getting enough on our shopping. HDFC is much stupid in this way. I shopped a lot last year from HDFC card and they didn’t even waive off the amount.
You meant HDFC is much Smart ! 
BUTTERFLYBOY wrote:
Achi bhai are you still a Moderator?
No bhai, had requested my self to admin to remove me from mod’ship a month and half ago
Achilles wrote:BUTTERFLYBOY wrote:
Achi bhai are you still a Moderator?
No bhai, had requested my self to admin to remove me from mod’ship a month and half ago
11th May 2013 = Day of freeEEEEEEEEEEEEdom
DAN wrote:BUTTERFLYBOY wrote:
Well yes its sad that they charge annual fee even after getting enough on our shopping. HDFC is much stupid in this way. I shopped a lot last year from HDFC card and they didn’t even waive off the amount.
You meant HDFC is much Smart !
Yeah they are. Terminated my card with them.
Achilles wrote:BUTTERFLYBOY wrote:
Achi bhai are you still a Moderator?
No bhai, had requested my self to admin to remove me from mod’ship a month and half ago
Okay.
@B@R_0_0_D wrote:@Achilles wrote:BUTTERFLYBOY wrote:
Achi bhai are you still a Moderator?
No bhai, had requested my self to admin to remove me from mod’ship a month and half ago
11th May 2013 = Day of freeEEEEEEEEEEEEdom
happy birthday
who is behind that hat
@B@R_0_0_D wrote:@Achilles wrote:BUTTERFLYBOY wrote:
Achi bhai are you still a Moderator?
No bhai, had requested my self to admin to remove me from mod’ship a month and half ago
11th May 2013 = Day of freeEEEEEEEEEEEEdom
okk so this was the suspense….
bringing the derailed discussion back on tracks.
Bhai log I have received my Manhattan card, with a very low (comparatively ) Credit limit. 
now what ? how frequently does SCBank reviews and updates the credit limit ? or asking them to raise is the only way ? People having experience please comment.
I dont want to ask because that will add another ‘hard enquiry’ to my Credit score.
They rarely do a review. I got my card couple of years back with a limit of 20000 and now around 3 or 4 months back they increased the limit to 34000. But all in all i only use it when I buy stuff for my home like ration and from stores like bigbazzar, 6 to 10 and the limit is more then enough.
Just to let you know that the maximum cashback in a month is 500.
anandfbd wrote:
They rarely do a review. I got my card couple of years back with a limit of 20000 and now around 3 or 4 months back they increased the limit to 34000. But all in all i only use it when I buy stuff for my home like ration and from stores like bigbazzar, 6 to 10 and the limit is more then enough.
Just to let you know that the maximum cashback in a month is 500.
Thanks for response, SAD to hear the SCBank does not increase the limit easily 
yes I am aware of this
5% CASH BACK (AT SUPERMARKETS AND DEPARTMENTAL STORES) Cashbackwill be subject to a maximum of ₹200 per transaction (>₹1000) and total cashback ₹500 per month in all transactions.
@ Dan
Someone posted in this thread only
Max. Cashback = 150 for 1 entry. ( better check )
@B@R_0_0_D wrote:@
@ Dan
Someone posted in this thread only
Max. Cashback = 150 for 1 entry. ( better check )
According to their communication sent to me and on their website Max cashback per entry is 200. I know someone posted it is changed to 150 but so far i have not seen any official SCB website/communication stating 200 reduced to 150. Even customer care said it is 200
- Some Manhattan card holders said SCB reversed their annual fee of 1000.
- Some are saying they gave a fake Promise of reversing the annual charge once the customer paid the money and never bothered to return back.
how to deal with these scamsters, When is the best time to ask for a Annual fee reversal ? what process to follow ? misled by their false promises.
Dimers who were Successful in getting it reversed please respond. ?
DAN wrote:
* Some Manhattan card holders said SCB reversed their annual fee of 1000.
* Some are saying they gave a fake Promise of reversing the annual charge once the customer paid the money and never bothered to return back.
how to deal with these scamsters, When is the best time to ask for a Annual fee reversal ? what process to follow ? so that we are not misled by their false promises.
Dimers who were Successful in getting it reversed please respond. ?
Bhai log koi to reply karo.
searching some human or inhumane to reply, plz.. !
DAN wrote:@B@R_0_0_D wrote:@
@ Dan
Someone posted in this thread only
Max. Cashback = 150 for 1 entry. ( better check )
According to their communication sent to me and on their website Max cashback per entry is 200. I know someone posted it is changed to 150 but so far i have not seen any official SCB website/communication stating 200 reduced to 150. Even customer care said it is 200
It is 150 only. I bought cloths worth 6200 from Arvind Store and got only 150 as cashback.
DAN wrote:DAN wrote:
* Some Manhattan card holders said SCB reversed their annual fee of 1000.
* Some are saying they gave a fake Promise of reversing the annual charge once the customer paid the money and never bothered to return back.
how to deal with these scamsters, When is the best time to ask for a Annual fee reversal ? what process to follow ? so that we are not misled by their false promises.
Dimers who were Successful in getting it reversed please respond. ?
Bhai log koi to reply karo.
The best time is only when you get it charged in your statement.
BUTTERFLYBOY wrote:DAN wrote:DAN wrote:
* Some Manhattan card holders said SCB reversed their annual fee of 1000.
* Some are saying they gave a fake Promise of reversing the annual charge once the customer paid the money and never bothered to return back.
how to deal with these scamsters, When is the best time to ask for a Annual fee reversal ? what process to follow ? so that we are not misled by their false promises.
Dimers who were Successful in getting it reversed please respond. ?
Bhai log koi to reply karo.
The best time is only when you get it charged in your statement.
then they will delay resolution and wait for due date to get payment, once they get payment of annual charge, they might even stop responding to my calls for refund. this has already happened with some people above.
DAN wrote:
then they will delay resolution and wait for due date to get payment, once they get payment of annual charge, they might even stop responding to my calls for refund. this has already happened with some people above.
But without any charge in statement they even can not waive it off also. May be there is some another trick. 
If anyone know kindly share.
again they changed rewards redemption ration. They added more options but for the sake of more points.
Now shoppersstop voucher 3050 points and lifestyle 2900 points. In six months span two times they raised it.
prayasi wrote:
again they changed rewards redemption ration. They added more options but for the sake of more points.
Now shoppersstop voucher 3050 points and lifestyle 2900 points. In six months span two times they raised it.
UKP
bastard service
This is with reference to your e-mail dated July 30, 2013
At the outset, we regret the delay in our response. We thank you for the
cooperation and patience extended in the interim.
We are concerned to note that we have given you a cause to complain on our
services. We regret any inconvenience caused to you in this regard.
We understand your reservations with regard to the levy of Annual Fee on the
card.
In this regard we wish to apprise you that the Annual Fee debited to your
card account is a basic product price. The same is debited to your card
account for the various facilities extended on your card account.
Further upon receipt of your complaint we had reviewed the card application
signed by you. We note that the Most Important Document in the application
comprising of the details of the various charges and fee applicable on the
card states that the same will be free for the first year (ie the fee on the
card has been waived off for the first year). However an amount of Rs.
999.00 will be billed to your card account from the second year of availing
and using the card.
Accordingly the Annual Fee has been billed as per the terms and conditions
and is mentioned in the Most Important Document signed by you while availing
the said card.
Therefore, we regret our inability to accommodate your request and waive the
same.
However we regret to note your decision to cancel the card and request you
to reconsider your request as your card comes with a range of attractive
features , at a minimal fee levied annually.
DHAK KE TEEN PAT
This is with reference to your e-mail dated August 10, 2013 .
We are concerned to note that, you wish to cancel your card relationship with us. In this regard, we request you to revert with the reason for your decision and provide us with another opportunity to be of service to you.
Assuring you of our best services always,Yours sincerely,
On behalf of Standard Chartered Bank
Bala Veera
Officer – Customer Care
Please click on the following link to provide your feedback.
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Most of the Credits cards were given for NO annual fee 2 years back, but not any more
All cards mostly now have some annual fee or some condition to waive of annual fee. You need to spend some X amount in an year to get the annual fee waived off
Btw while I am talking about greediness, see this….. they can always point out this to you (read the text that I had kept in bold)
In this regard we wish to apprise you that the Annual Fee debited to your card
account is a basic product price. The same is debited to your card account for
the various facilities extended on your card account.
We wish to apprise you of the features and fee structure of the Manhattan card
which is as mentioned below.
Offer 1: Free for first Year; Rs. 999 Annual Fees from the Second Year onwards
Offer 2: Life Time Pricing (LTP) : Rs..3,499
We note that the Most Important Document in the application comprising of the
details of the various charges and fee applicable on the card states that the
same will be free for the first year (ie the fee on the card has been waived off
for the first year). However an amount of Rs.999.00 will be billed to your card
account from the second year of availing and using the card.