I had an manhattan card which I got in Oct, 2012. After seeing the blog, I called their CC. They said annual fee will be levied in Oct month statement.
They can only take a request for Fee waiver only after it’s been logged on statement. For processing fee waiver or discount in fee waiver we must not do any transaction after annual fee is logged.

She didn’t said exactly but it seems we can cancel the card without paying the annual fee if we don’t make any transaction after fee is logged. If we make any transaction then we had to pay it.

dealsnatcher wrote:

They can only take a request for Fee waiver only after it’s been logged on statement. For processing fee waiver or discount in fee waiver we must not do any transaction after annual fee is logged.

LoL bro this is a trap.
After taking your request they will take more than a month to decide on your waiver request, by the time your payment due date will arrive, and you will be fined if you dont pay.

dealsnatcher wrote:
She didn’t said exactly but it seems we can cancel the card without paying the annual fee if we don’t make any transaction after fee is logged. If we make any transaction then we had to pay it.

No, The due date is after 15-20 days of bill generation and they will take 1-2 months just to say NO to you.

Jab @Barood (banker ) bhai ko is jaal me fansaa liya to fir aapka kya hoga ?

DAN wrote:

dealsnatcher wrote:

They can only take a request for Fee waiver only after it’s been logged on statement. For processing fee waiver or discount in fee waiver we must not do any transaction after annual fee is logged.

LoL bro this is a trap.
After taking your request they will take more than a month to decide on your waiver request, by the time your payment due date will arrive, and you will be fined if you dont pay.

dealsnatcher wrote:
She didn’t said exactly but it seems we can cancel the card without paying the annual fee if we don’t make any transaction after fee is logged. If we make any transaction then we had to pay it.

No, The due date is after 15-20 days of bill generation and they will take 1-2 months just to say NO to you.

Jab @Barood (banker ) bhai ko is jaal me fansaa liya to fir aapka kya hoga ?

+1

( i trapped due to redemption of points < the gift voucher of Rs 1k )

Savdhani Hati Durghatna Ghati

DAN wrote:
Jab @*Barood (banker ) bhai* ko is jaal me fansaa liya to fir aapka kya hoga ?

He might had not dealt properly

DAN wrote:

dealsnatcher wrote:

They can only take a request for Fee waiver only after it’s been logged on statement. For processing fee waiver or discount in fee waiver we must not do any transaction after annual fee is logged.

LoL bro this is a trap.
After taking your request they will take more than a month to decide on your waiver request, by the time your payment due date will arrive, and you will be fined if you dont pay.

dealsnatcher wrote:
She didn’t said exactly but it seems we can cancel the card without paying the annual fee if we don’t make any transaction after fee is logged. If we make any transaction then we had to pay it.

No, The due date is after 15-20 days of bill generation and they will take 1-2 months just to say NO to you.

Jab @Barood (banker ) bhai ko is jaal me fansaa liya to fir aapka kya hoga ?

Then it’s better I will Cancel the card before Oct bill got generated

dealsnatcher wrote:
Then it’s better I will Cancel the card before Oct bill got generated

Yes looks like thats the only way if you would not like to place your 1000 rs at their mercy. But you may try to mail them to make a decision on waving your annual fee now, and tell them that if they do not say yes, then they can cancel your card.

Achilles wrote:

DAN wrote:
Jab @*Barood (banker ) bhai* ko is jaal me fansaa liya to fir aapka kya hoga ?

He might had not dealt properly

Itni fursat nahi unke sath dimag lagane ki,, aaj feedback ke liye phone aya tha,,
i told the story and given the lowest rating 1 out of 10

DAN wrote:

dealsnatcher wrote:
Then it’s better I will Cancel the card before Oct bill got generated

Yes looks like thats the only way if you would not like to place your 1000 rs at their mercy. But you may try to mail them to make a decision on waving your annual fee now, and tell them that if they do not say yes, then they can cancel your card.

only senior retention officer can help.

Got a fee waiver for the third time. But this time they reduced 500 only charged 250 but its ok.

Got it done with a phone call, called them requested them , thoda kuch kardo.. jo aapke haath me hai.. and it was done..

I am not sure if i had done transaction after fee was levied.

Also i see some changes in the cash back thing.. did anyone else notice it?

@B@R_0_0_D wrote:@

DAN wrote:Jab @Barood (banker ) bhai ko is jaal me fansaa liya to fir aapka kya hoga ?

+1

( i trapped due to redemption of points < the gift voucher of Rs 1k )

Barood bhai your 1 liner bounce ho gaya, kindly elaborate.

sagarr wrote:

Got a fee waiver for the third time. But this time they reduced 500 only charged 250 but its ok.

999-500-250= 249. Baaki ke 249 +Service tax ka kya hua ?

DAN wrote:

@B@R_0_0_D wrote:@

DAN wrote:Jab @Barood (banker ) bhai ko is jaal me fansaa liya to fir aapka kya hoga ?

+1

( i trapped due to redemption of points < the gift voucher of Rs 1k )

Barood bhai your 1 liner bounce ho gaya, kindly elaborate.

i wanted to claim the rewards points, hence i used the card after levy of annual fee, so claimed a gift voucher Rs 1k on redemption of 2800 points, (which was short as on date of statement)
simply i dont wanted to redeem 2k+ points for saving of 750 bucks of annual fee. so ultimately settled to pay 250 bucks for so called IDIOTIC service.

DAN wrote:

sagarr wrote:

Got a fee waiver for the third time. But this time they reduced 500 only charged 250 but its ok.

999-500-250= 249. Baaki ke 249 +Service tax ka kya hua ?

for titanium the fee is 750…

sagarr wrote:

DAN wrote:

sagarr wrote:

Got a fee waiver for the third time. But this time they reduced 500 only charged 250 but its ok.

999-500-250= 249. Baaki ke 249 +Service tax ka kya hua ?

for titanium the fee is 750…

Ok, the thread is on manhattan and you should mention if you are talking about another card.

@DAN

used manhate for Rs 2k so Rs 100/- recovered from the fee paid.

Guy’s these UKPs have changed their policies yet again.

Now they are not crediting the Cashback to the credit card account by default anymore. They are sending it to their reward site. and you need to credit it back to card account if you want.

now as far as I know they charge commission of Rs99 when you buy something from reward points. Not sure how much they’ll charge for transferring the cashback.
did anyone try ? what is the commission ? (I have asked them but they are yet to respond)

DAN wrote:

Guy’s these UKPs have changed their policies yet again.

Now they are not crediting the Cashback to the credit card account by default anymore. They are sending it to their reward site. and you need to credit it back to card account if you want.

now as far as I know they charge commission of Rs99 when you buy something from reward points. Not sure how much they’ll charge for transferring the cashback.
did anyone try ? what is the commission ? (I have asked them but they are yet to respond)

Well I did last night. I transferred my Cash back of 148 Rs into my card. Nothing was charged for that. I got full 148 into it.

Anyways you keep us posted once you receive the revert.

dealsnatcher wrote:

I had an manhattan card which I got in Oct, 2012. After seeing the blog, I called their CC. They said annual fee will be levied in Oct month statement.
They can only take a request for Fee waiver only after it’s been logged on statement. For processing fee waiver or discount in fee waiver we must not do any transaction after annual fee is logged.

She didn’t said exactly but it seems we can cancel the card without paying the annual fee if we don’t make any transaction after fee is logged. If we make any transaction then we had to pay it.

I called their CC & kept a request for Cancellation of Card. The next day I got a call from one of their executives (may be retention dept). She told I am eligible for 100% fee waiver but they can waive the fee only after it’s charged to statement. I asked what if you won’t accept for waiver after it’s logged & I asked to send a email regarding this confirmation. She said they can’t send an email, but she given a ref no for the conversation we had. She told after the fee was charged to statement, I can call their CC & give this ref no. As everything was recorded with this ref no they can waive the fee.

dealsnatcher wrote:

dealsnatcher wrote:

I had an manhattan card which I got in Oct, 2012. After seeing the blog, I called their CC. They said annual fee will be levied in Oct month statement.
They can only take a request for Fee waiver only after it’s been logged on statement. For processing fee waiver or discount in fee waiver we must not do any transaction after annual fee is logged.

She didn’t said exactly but it seems we can cancel the card without paying the annual fee if we don’t make any transaction after fee is logged. If we make any transaction then we had to pay it.

I called their CC & kept a request for Cancellation of Card. The next day I got a call from one of their executives (may be retention dept). She told I am eligible for 100% fee waiver but they can waive the fee only after it’s charged to statement. I asked what if you won’t accept for waiver after it’s logged & I asked to send a email regarding this confirmation. She said they can’t send an email, but she given a ref no for the conversation we had. She told after the fee was charged to statement, I can call their CC & give this ref no. As everything was recorded with this ref no they can waive the fee.

Good to hear but still sounds fishy.
If they can agree to Use the recording as a proof of confirmation, why can’t they send this one line in email ?
Dude you dont have this waiver confirmation in writing, but SC Bank has your signature in card application form which says TnC (1000 rs annual charge)
(They know that you will forward their Mail to Bank Ombudsman and then they will no longer be able to charge 1000 Rs from you)
So be safe and keep pushing for written confirmation. You dont have much time left, anyway.

DAN what about the last thing you asked? I mean cashback redemption. Hope its chargefree.

they have transferred rs 500/- before due date from my B card to A card, so have not paid that much balance.
Now, they have imposed 700/- as intt. for non-payment in card B.

Funny logic, after so much argument they agreed for refund the same..

Bahut lafda has kamine Standard walon ka yahin Gali kuche ka (street dog)

BUTTERFLYBOY wrote:

DAN what about the last thing you asked? I mean cashback redemption. Hope its chargefree.

I have not redeemed it yet. But since you have already done it, lets wait for your next months statement. If every thing is fine then i Will redeem it next-next month.
I don’t trust SC bank anymore, even less than the UPA govt.

DAN wrote:

BUTTERFLYBOY wrote:

DAN what about the last thing you asked? I mean cashback redemption. Hope its chargefree.

I have not redeemed it yet. But since you have already done it, lets wait for your next months statement. If every thing is fine then i Will redeem it next-next month.
I don’t trust SC bank anymore, even less than the UPA govt.

Hmm..:P

@B@R_0_0_D wrote:@

they have transferred rs 500/- before due date from my B card to A card, so have not paid that much balance.
Now, they have imposed 700/- as intt. for non-payment in card B.

Funny logic, after so much argument they agreed for refund the same..

Bahut lafda has kamine Standard walon ka yahin Gali kuche ka (street dog)

B card ? A card ?
why did they transfer ? Barood bhai Vyakhyaan please ?

BUTTERFLYBOY wrote:

DAN wrote:

BUTTERFLYBOY wrote:

DAN what about the last thing you asked? I mean cashback redemption. Hope its chargefree.

I have not redeemed it yet. But since you have already done it, lets wait for your next months statement. If every thing is fine then i Will redeem it next-next month.
I don’t trust SC bank anymore, even less than the UPA govt.

Hmm..:P

yeah, and so far they have not replied back to my mail.

@ DAN

I have manhattan and platinum 2 cards linked for viewing in the system.
my due date for both the cards is 2-9-2013, but dont know why they have debited B by rs 500/- and credit A for paying the dues, resulting card A in credit (on 23-8-2013) without informing me or taking my consent. i have not paid any sum on Card A and paid the full dues in Card B, so both are in credit before due date. Chapter over from my end.

These Bastard, Idiot and Anath people now debited intt. of Rs 700/- due to delayed payment, i dont know who hired them from Jhuggi Jhonpri ward wala without knowing simple maths of 2nd standard. UKP bank has got so talented policy makers that they say we tr. this to avoid your card A in default. They r child of Sadakchap parrot to make the prediction that i will be bankrupt like them and wont be able to pay their dues and tr. 7 days before the due date.

After giving a mail , i got the response as u have failed to pay in Card A , we have imposed the intt. + service tax 75/- approx.

Main kya karun, jo c U n t bank duniya ka sabse chant laye staff Ghatiya.. !

@B@R_0_0_D wrote:@

@ DAN

I have manhattan and platinum 2 cards linked for viewing in the system.
my due date for both the cards is 2-9-2013, but dont know why they have debited B by rs 500/- and credit A for paying the dues, resulting card A in credit (on 23-8-2013) without informing me or taking my consent. i have not paid any sum on Card A and paid the full dues in Card B, so both are in credit before due date. Chapter over from my end.

These Bastard, Idiot and Anath people now debited intt. of Rs 700/- due to delayed payment, i dont know who hired them from Jhuggi Jhonpri ward wala without knowing simple maths of 2nd standard. UKP bank has got so talented policy makers that they say we tr. this to avoid your card A in default. They r child of Sadakchap parrot to make the prediction that i will be bankrupt like them and wont be able to pay their dues and tr. 7 days before the due date.

After giving a mail , i got the response as u have failed to pay in Card A , we have imposed the intt. + service tax 75/- approx.

h4. Main kya karun, jo c U n t bank duniya ka sabse chant laye staff Ghatiya.. !

pata nahin kya karoon after reading this.
it is visible that how much you got irritated by this.

by the way, they told me last year that I can not have 2 diff cards by them.

AAAG wrote:


pata nahin kya karoon after reading this.
it is visible that how much you got irritated by this.


by the way, they told me last year that I can not have 2 diff cards by them.

i have declined the offer of card B, last year basically due the very reason, but they told, we never mind, u can keep 2 cards.
they have 42k limit in each card. but not given additional limit in card A or B !
-——————————————————————’
anyhow they offered 63k after enhancement now !

@B@R_0_0_D wrote:@

@ DAN

I have manhattan and platinum 2 cards linked for viewing in the system.
my due date for both the cards is 2-9-2013, but dont know why they have debited B by rs 500/- and credit A for paying the dues, resulting card A in credit (on 23-8-2013) without informing me or taking my consent. i have not paid any sum on Card A and paid the full dues in Card B, so both are in credit before due date. Chapter over from my end.

These Bastard, Idiot and Anath people now debited intt. of Rs 700/- due to delayed payment, i dont know who hired them from Jhuggi Jhonpri ward wala without knowing simple maths of 2nd standard. UKP bank has got so talented policy makers that they say we tr. this to avoid your card A in default. They r child of Sadakchap parrot to make the prediction that i will be bankrupt like them and wont be able to pay their dues and tr. 7 days before the due date.

After giving a mail , i got the response as u have failed to pay in Card A , we have imposed the intt. + service tax 75/- approx.

h4. Main kya karun, jo c U n t bank duniya ka sabse chant laye staff Ghatiya.. !

This experience will make anyone frustrated like you.
But from what I understand, One cannot use Credit card to pay another credit card. This is possible only by Balance Transfer, which has more TnC , most importantly the Balance transfer between 2 credit cards CANNOT be done without Customer’s request.

Since this is totally unethical practice,

This Bill is complete nonsense, it should be torn and thrown away

got this from deutshe bank site… does it have relevance with this card???