Hot Deal

The Mobikwik Millennia DC CCBill payers' thread

1685°
Finance Mentor
Agni007

This thread is for dimers who want to use HDFC Millennia debit card directly to pay credit card bills (without loading wallet) and take chance to earn 2.5% cashback or have the experience of getting the same earlier.

Max one can earn per month is ₹400 on cumulative ₹16,000 payment. At your own risk - this is based on some reports of users following this mode of payment.

Please follow this thread and you will be notified when someone posts their experience or report of such cashback credited to their cashpoints in 90 days.

Also please reply to show your interest or let others know whether you're using this method. Please do not discuss other payment modes here.

Atleast 1% expected currently with Mill.DC after the recent all merchant ID change and stuff...

Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
273 Comments  |  
46 Dimers
  • Sort By
Finance Mentor Finance Mentor
Link Copied

@irajnish had shown interest, opened this thread as promised.

I'm switching to this method from this month for CC bill payment upto ₹16k.

Wingman Wingman
Link Copied
Paying directly of cc where? On which portal u talking abt?
Helpful Helpful
Link Copied

How 2.5%, Isnt it 1% on all wallets?

I have paid bob cc bill of rs. 7500 today using millenia dc. I used pakkacb coupon, i hope i get 1% on millenia dc as well.

I have also paid 9k on paytm directly without loading wallet but merchant name was  ccpayment_paytm 






Helpful Helpful
Link Copied
MobiKwik transactions iirc is counted as "online transaction" and not wallet reload
Finance Mentor Finance Mentor
Link Copied

@Tjs15 Directly using millennia DC for CC bill payment on-the-fly through mobikwik (not loading wallet and paying) has been known to give 2.5%

Generous Generous
Link Copied
Yep
Deal Lieutenant Deal Lieutenant
Link Copied
2.5% of 10000 is 250 rite?
Finance Mentor Finance Mentor
Link Copied

Sorry was a typo, corrected to ₹16000 cumulative per month.

Deal Cadet Deal Cadet
Link Copied
I have been using this for past 5 months, been consistently getting 2.5% cb. Now I wanna know if paying cc bill thru paytm will fetch 2.5% cb after recent changes
Hunk Hunk
Link Copied
All the merchant id are eligible for cashback? Which merchant id u got ? One year back I tired paying cc in mdk using millennia dc but no cashback provided. Then I stopped doing that
View 2 more replies
Deal Cadet Deal Cadet
Link Copied

should we have kyc account for 2.5% cb ?

Finance Mentor Finance Mentor
Link Copied

@SaveMoney69 Thanks for your input on MK 2.5%. Much appreciated...

Not for paytm, in fact they have set up a different merchant code/ID recently for direct bill payments which might fetch 0 (zero) CB on millennia DC. For 1% pay using paytm wallet.

@Amrit-dada-13. CB is given by HDFC and full kyc for MK account might not be needed.

Deal Cadet Deal Cadet
Link Copied
THANKS.😄
Finance Mentor Finance Mentor
Link Copied

Just paid about 2k for SBICard, got credit SMS from SBI instantly! 😃

Merchant name shows "Mobikwik":

https://cdn0.desidime.com/attachments/photos/797424/original/IMG_20220818_171855.jpg?1660823348

Hunk Hunk
Link Copied
Merchant name mobikwik is eligible for millennia dc cashback?
View 1 more reply
Finance Mentor Finance Mentor
Link Copied

@VimAl_Raj I think so as per reports... and not "One Mobikwik xxxxx"

Finance Mentor Finance Mentor
Link Copied

@asli_shashikant pay with your millennia dc directly on mobikwik for cc bill, not wallet load. Please read the OP as well as repies, it should be very clear, thanks.

Wingman Wingman
Link Copied
There is charges for dc like 1-3% on mobikeik
Finance Mentor Finance Mentor
Link Copied

@asli_shashikant Aap dhanya hain!

Mobikwik app > Credit Card Bill Payment > Choose card/amount > Other payment options(no charges)>Select debit card>pay using millennia DC.

Wingman Wingman
Link Copied
Hope platinum dc also work !?
Finance Mentor Finance Mentor
Link Copied

@asli_shashikant Nope, only millennia DC for 2.5%

Wingman Wingman
Link Copied
Ohh. But heard that milennic dc take months to count cbk in account
Finance Mentor Finance Mentor
Link Copied

@asli_shashikant Yes, I've even mentioned that in first post. Do you have attention deficit disorder (ADD)? NO, I'm not humiliating you, just wanted to know...

Wingman Wingman
Link Copied
Main point to say that it take months or days. So I feel nothing wrong. My way is to tell it takes time that it is. Sorry if anything confusion created.
Generous Generous
Link Copied
Mobidick ...No thanks
Finance Mentor Finance Mentor
Link Copied

Yeah, as per the MobyDick novel, we guys are trying to tame the app and capture maximum CB, risking our time and efforts just like the brave sailors...

https://cdn0.desidime.com/attachments/photos/797686/medium/images.jpeg?1660914007

View 1 more reply
Finance Mentor Finance Mentor
Link Copied

Anyone joining the party (paying bill) of late? I'm gonna make another in a few days...

Commentator Commentator
Link Copied

I have loaded money in amazon pay wallet using hdfc millennia dc. How much will be the cashback? 0% or 1% or 2.5% or 5%?

Hunk Hunk
Link Copied
2.5%
View 3 more replies
Commentator Commentator
Link Copied

For hdfc millennia dc, 1 Month means day 1 to last day of month or one statement generated date to next?

Finance Mentor Finance Mentor
Link Copied

Did another payment today... result only to be seen in November.

Deal Subedar Deal Subedar
Link Copied
On icici ipay pay it is showing merch name as mobikwikupi. Any chance of receiving cb ?paid through milliniea dc
View 2 more replies
Finance Mentor Finance Mentor
Link Copied

@Swaggamer Then from where is icici ipay coming from? When it asks for otp for debit card, you should see merchant name as "Mobikwik".

Do you mean card statement? Ignore it.

Deal Subedar Deal Subedar
Link Copied
In icici credit card payment statement it is showing as mobikwikupi 
Like Magnet Like Magnet
Link Copied
Paid 6300+4800 = 11100 on 1 August
Paid 11010+5000= 16010 today.
Merchant name is Mobikwik.
Let's see how much I get. 
Like Magnet Like Magnet
Link Copied
Paid 8400 cc bill. Merchant name is 'One Mobikwik' this time. But in bank account statement it is still being shown as Mobikwik
https://cdn0.desidime.com/attachments/photos/817607/medium/IMG20221020123259.jpg?1666249413
Finance Mentor Finance Mentor
Link Copied

Only "Mobikwik" on OTP page...

Finance Mentor Finance Mentor
Link Copied

@bikidas2060 @irajnish and myself have already started from this month and updating here when paying.

Deal Subedar Deal Subedar
Link Copied
is merchant name important for the cashback? 
View 1 more reply
Deal Cadet Deal Cadet
Link Copied
Paid today. Will see after 90 days.
Finance Mentor Finance Mentor
Link Copied

Can anyone please confirm the merchant ID coming on otp page with millennia DC now? I'm seeing "One mobi...."

Generous Generous
Link Copied
Ok guys I found it.

Merchant name - "One Mobikwik..." Gives 1% cashback

Merchant name - "Mobikwik" Gives 2.5% cashback

This is for direct cc bill pay. 
View 8 more replies
Finance Mentor Finance Mentor
Link Copied

Yes, I didn't pay today as "one ..." was coming. 12AM over now what's coming for you on mill.dc? @prem4998

Generous Generous
Link Copied
I have been using Millennia dc for 6+ months but only found the culprit(One Mobikwik) recently. On payment gateway it should be just "Mobikwik".
Finance Mentor Finance Mentor
Link Copied

OK, they reverted to "mobikwik" after 12AM , was "one..." at evening, tried many times.

Paid 16k CC bill now... @prem4998

Generous Generous
Link Copied
You can retry again within a minute and again and again. Merchant name is randomly generated everytime.
Finance Mentor Finance Mentor
Link Copied

Yes, I've been aware of the merchant issue and guided people to use "mobikwik" I'd only for 2.5%

They kept on using "one..." For last evening though, tried 10+times, I heard it is usually reset after 12am and was really done. Hence paid now... @prem4998

https://cdn0.desidime.com/attachments/photos/817507/medium/IMG20221020005634.jpg?1666207611

Generous Generous
Link Copied
Oh ok. For me, 2nd try within a minute changed Merchant.
Helpful Helpful
Link Copied

the last cashback received is for which month?

Finance Mentor Finance Mentor
Link Copied
For millennia.DC, about 90 days after end of transaction month. Last settled was for June. I didn't start paying then but recently using this method...
replyuser
Click here to reply
Reply