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The Mobikwik Millennia DC CCBill payers' thread

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Finance Mentor
Agni007

This thread is for dimers who want to use HDFC Millennia debit card directly to pay credit card bills (without loading wallet) and take chance to earn 2.5% cashback or have the experience of getting the same earlier.

Max one can earn per month is ₹400 on cumulative ₹16,000 payment. At your own risk - this is based on some reports of users following this mode of payment.

Please follow this thread and you will be notified when someone posts their experience or report of such cashback credited to their cashpoints in 90 days.

Also please reply to show your interest or let others know whether you're using this method. Please do not discuss other payment modes here.

Atleast 1% expected currently with Mill.DC after the recent all merchant ID change and stuff...

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273 Comments  |  
46 Dimers
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Finance Mentor Finance Mentor
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Today, got points in primary account... (410-160=250) had paid a bill of 10k, so 2.5% confirmed again... @neel648 @irajnish

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Karma given for ur hard work. kissing_heart
Crusader Crusader
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@Agnivo007 bro please check DM

Finance Mentor Finance Mentor
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@Agnivo007 bro on which merchant name you got 2.5% CB? 

Finance Mentor Finance Mentor
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Since June it has permanently changed to ONE MOBIKWIK SYSTEM

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Finance Mentor Finance Mentor
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@neel648 I've seen weird stuff on mobikwik payment flow sometimes... just drop the txn and retry later when you see such improper merchant name...

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Ogfn0
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what?
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Deal Cadet Deal Cadet
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Now again Mobikwik changing something CC payment by DC shows Merchant name as Merchant on OTP page. 

Finance Mentor Finance Mentor
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Some coding error maybe as merchant id value might not be passed... drop that txn and retry...
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Like Magnet Like Magnet
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I tried multiple times, it's showing as merchant as merchant name, shall I proceed or wait? My due date is 21st September.

Finance Mentor Finance Mentor
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Really dunno about this merchant stuff at this moment...

Update: tried a test txn with hdfc platinum dc, got 2 otp sms (different), one usual for online txn and another for IVR... dunno what's cooking at MK... will try tomorrow again.

Finance Mentor Finance Mentor
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OK, now that "merchant" mysterious id has surfaced, and sending 2 OTPs from HDFC end (one for IVR), I'm testing tomorrow if it gives 1% with platinum DC, result in 2/3 days...

Like Magnet Like Magnet
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Yes same happened with me today , hence asked here.

Finance Mentor Finance Mentor
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Paid just now using platinum DC on zaakpay gateway using "one mobikwik system pvt ltd", maybe won't get points, also "ONE MOBIKWIK" also coming...

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"One mobikwik system Pvt ltd" and "ONE MOBIKWIK" both carrying wallet MCC... that 'merchant" merchant carried 7399 mcc which was under business mcc.

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Like Magnet Like Magnet
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I read in another forum, people have looted cb using SBI cb card using merchant name on MobiKwik,seems like they were getting 5% CB on cc bill payment on that "Merchant" but it's fixed now.

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I myself looted 4500 from SBI CB card and other cards. Best bug ever that was. Wish had done more but was worried as it was under 7399 mcc business expenses so got scared if they cancelled the card

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Like Magnet Like Magnet
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Screenshot2023-09-20-21-37-11-35e307a3f9df9f380ebaf106e1dc980bb6
Screenshot2023-09-20-21-35-13-541be76b10d0f7d18d300390ad3fe55f68
rubbing my eyes

Is MOBIKWIK back? 🤔
Finance Mentor Finance Mentor
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Which DC used? Platinum/Millennia?

* They might be selectively using different merchant id for different DCs...

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Finance Mentor Finance Mentor
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UPDATE: Looks like current "MOBIKWIK" merchant id is also wallet MCC (I think they finally fixed it after all sorts of combinations we saw recently), didn't get points yet for a test 100 payment using platinum dc... @irajnish @neel648

Like Magnet Like Magnet
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I paid my cc bill using millennia dc on 20th and it got reflected in my card on 21st.

But now I have received this reversal in my bank account.
This amount is currently being shown in Hold amount.

Ho kya raha hai ye? 🤔 Screenshot2023-09-24-19-30-58-001be76b10d0f7d18d300390ad3fe55f68

Finance Mentor Finance Mentor
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Maybe detected as suspected txn, wait it out and report... did the CC bill pmt get settled?

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Deal Newbie Deal Newbie
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Are we still getting? 🤔

Finance Mentor Finance Mentor
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Atleast 1% expected currently with Mill.DC after the recent all merchant ID change and stuff...

@admin please add above line to bottom of original post...

Deal Lieutenant Deal Lieutenant
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Does Millennia DC give 1% CB on Icici pocket load?

I have seen the mention of wallets from Amazon, Payzapp, Mobikwik etc., getting 1% Millenia DC cashback, but haven't seen anyone mentioning Icici pockets.

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