What are the Best Credit Cards at Present ?
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Guys I already have 3 cards
- SBI Simply Click
- CITI Rewards
- HDFC Diners Premium
Please tell me what are the other best available cards at present
My shopping trend: More than 90% online 
Free or Renewal Fee less than 1000 will be better for me as I have to divide the total spend among all cards
Let me know if lifetime free offer/Fee weaver is there, then renewal fees will not be there.
I have sorted down some.
- SBI Prime
- IndusInd Iconia
- HSBC VISA Platinum
- Standard Chartered Manhattan Platinum
- Axis My Zone/Privilege
- AMEX Gold/Rewards
- Kotak Royale Signature Credit Card
- YES First Preferred Credit Card
thanks in advance
Deal Wiki
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Last updated by: nofpd
After taking the suggestions of Experienced Dimmers
Applied For:
- HSBC VISA Platinum (Approved)
- AMEX Rewards (Approved: they are really fast and professional)
- IndusInd Iconia (10K Shoppers Stop) (Got option for Signature Legend decided to skim due to huge joining fee, but will upgrade to this next year as I can use the SS vouchers easily and it has got 0% cash withdrawal fee)
Received all 3
Well it seems 1000 bonus rewards points are awarded on 4 transaction above 1000 in MR. To get same for charge card you have to do 6 transactions. Hence I also feel MR is better.
From MR card u can’t refer but for charge card it is possible?
From LTF you cant but from Charge Yes
What One time Fee did you chose ??
5k Satya Paul, 7.5k Jet or 10k Pantaloons / Bata etc ??
Started with 15k limit on 2012 with SCB Platinum now it’s more than 1L. Never defaulted, never late payed and never had problem with SCB. Life time free card and zero joining fee. Problem is little less offers and lesser points in on our spendings.
Looks all fine!! 
Even lesser offers is fine as long as there are some wortwhile offers that we actuallu utilize sometime during the year!! 
But the ‘lesser points’ is a real issue, especially if this is ur dominant usage card.. so do explore some solutions to that single problem… and things could be quite different for u (makes higher difference over a longer period)… 
@A2Zdeals @hiteshparmar.007104 @DealSeeker
Received the HSBC. Is the 10% cashback offer applicable in all sites and GV ?
Everywhere – offline,online,gv. non-gv all things dont matter. Just spend 30 k and get 3 k
BTW , you have mentioned about Shoppers stop voucher with iconia indusind ? Are they really offering shopper stop voucher ? @A2Zdeals
wait bro.. looks like they have changed the tnc
http://www.hsbc.co.in/1/2/personal/credit-cards...
check this
Get 10% cashback on all spends during the first 90 days from the date of card issuance subject to a minimum spend of Rs.10,000 and a maximum cashback of Rs.3000 per card valid from 1 July 2017 to 31 December 2017
Cardholder must make at least 3 transactions per month to qualify for eligible spends. If the cardholder does not make 3 or more transactions in a particular month then that month’s spends will not be considered for the cashback calculations.
Get 3 Times (3X) Rewards on spends on dining, hotels and telecom spend categories for the first 12 months.
Got it… Can we convert points to balance credit???
Ok thanks…
What is the major benefit of taking HSBC Platinum card (other than that its easy to get as Life Time free)…?
Guess its only joining benefit that people run after. Dont see much use of it afterwards
1 Which is better card variant-ICICI Coral Amex or Coral Visa or Coral Mastercard…?
And what would be the major reason? Which one should one go for if we have choice… ?
2 Does the Amex offers work on the Coral Amex card? Or is generally excluded from Amex offers specifically..?
Guys today received AMEX Rewards card. But surprisingly I have received two cards with different card number and same credit limit.
Both looks similar, in one card its written A/C beside cardholders name.
I didnt applied for add on card or any other AMEX card.
Please let me know if you faced similar situation.
They generally give extra card with your name + A/C (kind of a supplementary card). Limit will be shared, statement will be shared. Just you can differentiate which transaction was done with which card in your statement. No diff other than that.
Don’t forget to enroll both cards for 500rs statement credit by shopping at Amazon. You will get 500 on this card too
bro clarify some doughts after applying online 1:documents required? 2:office verfication will be done or not? and 3:how many calls for verification?
asking about hsbc
can anyone say documents required for sbi simply click card (applied online)
While applying for Yes First preferred on a card to card basis, is it mandatory to share the current card 16 digit number. I already provided statement which has last 4 digits. Just wanted to check once before giving full card number as bank rep asked for it. Thanks
yes
any new updates?
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Ok…
My preference for Gold written based on feedback from ex-Boss who is Amex Gold from last 4-5years ….
Maybe rewards , T& C changed now.