[Digisavings] Discussion thread
Created a new thread as it is no longer a wallet but like ke a full fledged account minus cheque book. So doesn’t come under the purview of existing wallet thread. And it has started marketing so aggressively now that it would attract so many new customers.
Download links
Play store: https://play.google.com/store/apps/details?id=c...
Apple Store: https://itunes.apple.com/in/app/digibank-by-dbs...
NO MINIMUM BALANCE REQUIREMENT
Two variants:
1. Digibank e-wallet
-NO interest
-NO Physical debit card
-Virtual VISA Card
-Registration from the app itself, no other requirement
-Limited number of offers
2. Digisavings account: Like a regular bank account, but paperless. Physical debit card provided.
-Register for e-wallet and complete biometric verification by visiting DBS branch, designated CCD outlets or by booking an appointment with DBS executive. https://www.dbs.com/digibank/in/cities-webvie...ml
-No forms or signature required
-Takes around 24 hours for further checks and afterwards you can order physical debit card which would reach you in around 48-72 hours. PIN for the same can be generated from the app itself.
-Debit card daily shopping limit is Rs. 1,00,000 and for ATM withdrawals it is Rs. 25,000 per day. Unlimited free withdrawals at any VISA ATM in India.
-International use available for debit card but disabled by default. Can be enabled from app itself.
-Daily transaction limit Rs. 5Lakh, Monthly Rs. 50 Lakh
-You can temporarily block the debit card for up to 60 days.
Help?
-In app automated support available, type Live Agent to chat with a real person
-Facebook page: https://www.facebook.com/dbsdig...k/
-1800-210-3456 or 1800-103-8578 toll-free within India
DBS digibank is bringing about a revolution in banking. Want to know what it is? Stay tuned and watch for more at 11am tomorrow! #UnbankIt
@disclaimer wrote:
Reserved for future use.
yu ru reserving posts when the timeout is same as the main post which is 24 hrs!!! 
vu
@rajrocks wrote:@disclaimer wrote:
Reserved for future use.
yu ru reserving posts when the timeout is same as the main post which is 24 hrs!!!
Didn’t know that
Is Aadhar mandatory for upgrade??
@piyupani wrote:
Is Aadhar mandatory for upgrade??
Yes, the only requirement. No other option.
@piyupani wrote:
Is Aadhar mandatory for upgrade??
I had a discussion regarding the same with a CC chap and the reason they made Aadhar mandatory is for the biometric identification which is Digibank’s version of KYC and which is currently only possible via Aaadhar.
Unable to sign up in rooted phone… It throws some alert and app closes… Any work around for rooted phones??
LIC Premiums can also be paid via app. Free IMPS (Rs 500 limit per day)
unable to use e-wallet on rooted mob. tried hide my root but failed. any other way?? plz help if knows anyone
+KG for initiative
@Thesamr wrote:
Unable to sign up in rooted phone… It throws some alert and app closes… Any work around for rooted phones??
They are paranoid about security and have some policies which seem illogical.
@narayanvyas wrote:
LIC Premiums can also be paid via app. Free IMPS (Rs 500 limit per day)
IMPS limit is 5 Lakh as per information available to me.
@disclaimer wrote:@narayanvyas wrote:
LIC Premiums can also be paid via app. Free IMPS (Rs 500 limit per day)
IMPS limit is 5 Lakh as per information available to me.
IMPS limit is 5 lack but in DIGIBANK APP its Rs 500 per day.
@narayanvyas wrote:@disclaimer wrote:@narayanvyas wrote:
LIC Premiums can also be paid via app. Free IMPS (Rs 500 limit per day)
IMPS limit is 5 Lakh as per information available to me.
IMPS limit is 5 lack but in DIGIBANK APP its Rs 500 per day.
No, wrong information. Are you sure you are talking about digisavings?
@disclaimer wrote:got it. In Digisaving account (fingerprint verified saving bank account) IMPS Limit may be 5 lac (as its saving bank account) but in digiwallet (normal account created by app without verification) per day limit is rs 500. monthly limit is 10k or 20k.@narayanvyas wrote:@disclaimer wrote:@narayanvyas wrote:
LIC Premiums can also be paid via app. Free IMPS (Rs 500 limit per day)
IMPS limit is 5 Lakh as per information available to me.
IMPS limit is 5 lack but in DIGIBANK APP its Rs 500 per day.
No, wrong information. Are you sure you are talking about digisavings?
@1cooldesidd wrote:Thanks bro.@piyupani wrote:
Is Aadhar mandatory for upgrade??
I had a discussion regarding the same with a CC chap and the reason they made Aadhar mandatory is for the biometric identification which is Digibank’s version of KYC and which is currently only possible via Aaadhar.
No Aadhar, I am niraadhar… 
@disclaimer wrote:PAN is also compulsory!@piyupani wrote:
Is Aadhar mandatory for upgrade??
Yes, the only requirement. No other option.
plz help..I m getting error on non rooted phone… haven’t done anything but still can’t run app fails every time with library error
@Thesamr wrote:
Unable to sign up in rooted phone… It throws some alert and app closes… Any work around for rooted phones??
I have been getting the same error. Just ping me if and when u stumble upon a get-around. 
@batman wrote:@Thesamr wrote:
Unable to sign up in rooted phone… It throws some alert and app closes… Any work around for rooted phones??
I have been getting the same error. Just ping me if and when u stumble upon a get-around.
https://twitter.com/digibank/status/72520111180...
guys!
this solution
many international banks apps have this issue on custom roms and rooted mobiles. but we can fix this.
install latest 1.4.9 and use Root cloak app. this app will hide superuser/root detection,thus app will work. succesfully tried on 3 devices. google how to use root cloak. youtube video exist
@rayzz wrote:
guys!
many international banks apps have this issue on custom roms and rooted mobiles. but we can fix this.
In that case it is a security feature and not an issue.
root Cloak not working
Same here. Badly need help to get rid of this error.
digibank 1.4.9. go to xposed>download>search rootcloak>install kk,lp,mm of your rom. try beta version by going to xposed setttings beta versions. root cloak install.add digibank by + in root cloack ,see youtube video. it works if you have the correct version rppt cloak. this app needs xposed.
digibank watching this thread, they fix tweak in 1.5.0… i revereted to 1.4.9
I let you know if I fixed in 1.5.0 but only by pm
Serious marketing starts, huge roadside billboards and front page newspaper ads and maybe that coming at the cost of monthly interest payout being changed to quarterly.
@disclaimer wrote:
Serious marketing starts, huge billboards and front page newspaper ads and maybe that coming at the cost of monthly interest payout being changed to quarterly.
suddenly they changed to quarterly without any update.. yesterday when i spoke to cc they told 
Funding
-Through other banks’ debit card/netbanking(some banks not available for netbanking)
-Through electronic funds transfer
Free funds transfer to other accounts (mostly IMPS)
Physical debit card(only with digisavings)
Free for first year
Rs. 150+ST second year onwards and for any replacement
Interest rate(per annum) for account balance:
Digisavings e-wallet: None
Digisavings account:
0 to 1 Lakh : 7%
>1 Lakh to 1 crore : 6%
>1 crore : 4%
Added benefit:"Interest compounded monthly
FD/RD Rates for both variants: 6.25 to 7.2% per annum
Min amount for FD:RS:10,000
Rates and fees: https://www.dbs.com/digibank/in/rates-and-fee...ml