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7 Easy Steps to make an Online UPI Payment without Internet

You don’t need an Internet Connection to make UPI Payments follow these easy steps to learn how.

by Akansha_B Updated: 16 Oct, 2021, 10:44 IST
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Did you know that making UPI payments doesn't usually require an internet connection? One of the most major disadvantages of online purchases was that they required a smartphone and an internet connection. This has worked as a barrier to online payment transactions becoming the norm in India, and it continues to do so even as the country makes a strong attempt to embrace digital payments.

While most of us have embraced the use of Smartphones, we still sometimes struggle with bad internet connections. As the ability of a UPI user to make UPI payments is usually affected by bad internet, causing the process to be disrupted. However, there is an offline option for making UPI payments.

7 Easy Steps to make an Online UPI Payment without Internet

With the introduction of Bhim UPI payments, the USSD infrastructure was improved to allow cashless transactions without the use of smartphones or active Internet connections. The Unstructured Supplementary Service Data (USSD) mobile banking platform can be used by following this easy step.

Steps to make Offline UPI Payment without Internet via USSD

So, let's get started on how to pay online without having access to the internet. There are a few things you'll need to pay for before starting to use UPI without the internet. Verify that your phone number is linked to your bank account, also that you have signed up for the UPI.

Step 1 – Open the dialler on your phone and enter "*99#" and click on the Call button.

Step 2 – Select from the Menu Screen offering 7 options which are: Send Money, Request Money, Check Balance, My Profile, Pending Requests, Transactions, UPI Pin.

Step 3 – Choose the send money option by typing 1

7 Easy Steps to make an Online UPI Payment without Internet

Step 4 – You will be Prompt by methods of sending money to the recipient which are Mobile Number, Payment address, Saved beneficiary, IFSC and Account No.

Step 5 – Fill in the required details and amount you want to send to the recipient (minimum Re 1 and maximum Rs 20,000)

Step 6 – Once done enter your UPI PIN and press send. Once it is sent it will ask you to save the recipient for future use or exit.

7 Easy Steps to make an Online UPI Payment without Internet

Step 7 – Your UPI Transaction will be completed without Internet

This service is now available from 51 banks and all GSM service providers. It is available in 12 languages, including Hindi and English. If you looking for Discounts, Deals and Coupons for Paytm, check out our Paytm store for it. 

6 Comments  |  
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The PostMighty The PostMighty

What’s new in it?
From when USSD became UPI?
..कुछ भी
imp

Hunk Hunk

Nice article. Can be a life saver. 🙂🙃

Deal Subedar Deal Subedar
chunnumunnuannu wrote:

What’s new in it?
From when USSD became UPI?
..कुछ भी
imp

Have you ever tried a UPI transaction without internet ? And does it work for you ?

The PostMighty The PostMighty
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Manitian wrote:

Have you ever tried a UPI transaction without internet ? And does it work for you ?

UPI doesn’t work without internet.
It’s USSD *99# that works on any network; without internet.
However that requires you UPI PIN to authenticate the transaction(s) but that doesn’t mean UPI works without internet.

Pro Blogger Pro Blogger
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chunnumunnuannu wrote:

UPI doesn’t work without internet.
It’s USSD *99# that works on any network; without internet.
However that requires you UPI PIN to authenticate the transaction(s) but that doesn’t mean UPI works without internet.

You can enter UPI PIN on USSD menu to complete your transaction.

No need of Internet connection. @Manitian

Note – only for 2G & 3G users (USSD is not supported on 4G network yet in India).

By the way misscall based, voice based, sms based UPI payment coming soon.

replyuser