Airtel Axis Bank Credit Card Launched - Offers, Charges, Benefits, and How to Apply

The all-new Airtel Axis Bank Credit Card is here with Joining Bonus, Cashback offers, Food & Dining benefits, Recharge & Bill Payment offers, and much more!

by FighterMan Updated: 12 Apr, 2022, 20:30 IST
46 14442

Airtel and Axis Bank have come together to bring an all-new credit card experience with their Airtel Axis Bank Credit Card. Airtel customers can benefit from their recharges, bill payments, shopping, fuel expenses, online grocery, food, travel, and much more.

Airtel Axis Bank Credit Card

Airtel Axis Bank Credit Card offers

Check out all the Airtel Axis Bank Credit Card offers. You can also check out the Best Credit Card Offers all in one place!

Amazon Voucher offer

You will receive a ₹500 Amazon eVoucher after doing your 1st transaction via Airtel Axis Bank Credit Card. This transaction needs to be done within 30 days after the credit card is issued to you.

Cashback offers

The cashback amount will be shown in your credit card statement.

Airport Lounge Access offer

Get 4 complimentary Domestic Airport Lounge Access in a year. You can check the list of domestic airport lounges for this offer.

Fuel Surcharge Waiver offer

You will get a 1% Fuel Surcharge Waiver upto ₹500 per statement across all petrol pumps in India. To avail of this offer, fuel transactions should be between ₹400 to ₹4000. Make a note that GST on fuel surcharge is non-refundable and there are no cashback earnings.

Restaurant offer

You will get upto 20% off at 4000+ restaurants in India. Check the list of restaurants. This offer is only available for dine-in customers.

EMI offer

You can convert your orders of above ₹2500 into easy EMIs via this Airtel Axis Bank Credit Card.

Airtel Axis Bank Credit Card Eligibility Criteria

To be eligible for the Airtel Axis Bank Credit Card, your age should be between 18-70 yrs and you should be a resident of India.

How to Apply for Airtel Axis Bank Credit Card? List of Documents

You can apply for the Airtel Axis Bank Credit Card on the Airtel Thanks app. Open the app and scroll to the bottom to find the Airtel Axis Bank Credit Card banner. Then, click on “I am interested”. You will be asked “Which credit card benefit excites you the most?” so you need to answer to proceed. That’s it, you will be then notified.

You will require the following documents to get the card issued.

  • PAN card or Form 60

  • Colour photograph

  • Latest pay slip/Bank statement/Form 16/IT return copy as proof of income

  • Residence proof (Passport/Driving License/Voter ID Card/Aadhaar card)

  • Identity proof (Passport/Driving license/Voter ID Card/Aadhaar card/PAN card)


Airtel Axis Bank Credit Card Fees & Charges

Description

Fees & Charges

Joining fee

₹500

Annual fee

₹500 (2nd year onwards)

Free if annual spends > ₹2 lakh

Cash Payment fee

₹100

Transaction Alert SMS

Free

Retail purchases and Cash

3.6% per month (52.86% per year)

Late payment fees

  • Free if Total Payment Due is up to Rs. 300

  • Rs. 100 if the total payment due is between Rs. 301 - Rs. 500

  • Rs. 500 if the total payment due is between Rs. 501 - Rs. 1,000

  • Rs. 500 if the total payment due is between Rs. 1,001 - Rs. 10,000

  • Rs. 750 if the total payment due is between Rs. 10,001 - Rs. 25,000

  • Rs. 1000 if the total payment due is between Rs. 25,001 and 50,000

  • Rs. 1000 if the total payment due is greater than Rs.50,000

Cash Withdrawal Fee

Min. Rs. 500 up to 2.5% of the cash withdrawal amount

Over limit Fees

Min. Rs. 500 up to 2.5% of the over-limit amount

Airtel Axis Bank Credit Card Benefits Calculation

Your Annual Benefit will be ₹18,596 on spend of ₹2,00,000 on Airtel Axis Bank Credit Card. Thus, you will save around 9.3% annually overall.

Category

Annual Spends

Benefits

Joining Bonus

NA

₹500

Airtel Recharges & Airtel Bill Payments

₹14,400

₹3,600 (25%)

Utility Bill Payments

36,000

₹3,600 (10%)

Swiggy

15,000

₹1,500 (10%)

Zomato

15,000

₹1,500 (10%)

Ola

15,000

₹1,500 (10%)

BigBasket

15,000

₹1,500 (10%)

Fuel surcharge waiver

20,000

₹200 (1%)

Other Spends

69,600

₹696 (1%)

Airport lounge access

NA

₹4000 (4X)

Total

₹2,00,000

₹18,596 (9.3%)

What do you think about this new Airtel Axis Bank Credit Card? Which credit cards do you use and why do you prefer them? Do connect with the credit card community via the comments below. You can also check out the latest Axis Bank Credit Card offers and Axis Bank Coupons.

46 Comments  |  
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Deal Hunter Deal Hunter

There is a max limit of cashback for each category except the 1% category  I think 

Deal Newbie Deal Newbie

Is it live on Airtel Thanks app? Couldn’t find it

Edit: Found it at the bottom of Services tab

Deal Newbie Deal Newbie

I have Flipkart axis Bank credit card can I apply this also

Deal Newbie Deal Newbie

No proper customer support assurance from both sides..so need to be careful

Deal Newbie Deal Newbie
azorahai wrote:

Is it live on Airtel Thanks app? Couldn’t find it

Edit: Found it at the bottom of Services tab

Can’t find. Screenshot Please

Deal Cadet Deal Cadet

Ola is not mentioned as preferred partner. Only swiggy, zomato and bigbasket.

Deal Cadet Deal Cadet

is there annual charges or joining fee?

Deal Lieutenant Deal Lieutenant
Admin
asen wrote:

Ola is not mentioned as preferred partner. Only swiggy, zomato and bigbasket.

yeah, but official documentation includes Ola. will get more details soon.

Deal Lieutenant Deal Lieutenant
Admin
ankurg78918 wrote:

is there annual charges or joining fee?

₹500

Deal Cadet Deal Cadet
ankurg78918 wrote:

is there annual charges or joining fee?

Thoda time ruk jao.. Flipkart wale ki tarah free me aa jayega grimacing🤣

Critic Critic
azorahai wrote:

Is it live on Airtel Thanks app? Couldn’t find it

Edit: Found it at the bottom of Services tab

Getting only “I am interested” option – no apply option.

Deal Newbie Deal Newbie

Is there any cash limit in transaction?

Deal Newbie Deal Newbie
azorahai wrote:

Is it live on Airtel Thanks app? Couldn’t find it

Edit: Found it at the bottom of Services tab

Not found, only pre approved loan showing

Deal Subedar Deal Subedar
Expand
FighterMan wrote:

yeah, but official documentation includes Ola. will get more details soon.

Cashback terms and conditions document and Axis website not mentioned Ola as preferred merchant.
I think, first it was there but later they removed it.

Deal Newbie Deal Newbie

The 25% category cashback is capped at Rs 300 pm. Similarly the utility payment category of 10% is capped at Rs 300 pm. The merchant (Swiggy etc) 10% category is capped at 500 pm.

Deal Cadet Deal Cadet

waste flipkart axis card gives 1.5% on all transactions and ace card 2%

Deal Newbie Deal Newbie
Expand
dd_dimer wrote:

Thoda time ruk jao.. Flipkart wale ki tarah free me aa jayega grimacing🤣

500+18% gst approx 588-590
Waive off if you spend 2 lac annual please check terms and conditions.

Deal Newbie Deal Newbie

Axis bank cashback took 4-5 month to appear. For example check 

https://cdn0.desidime.com/attachments/photos/750043/original/image.png?1646831934

My slice card give me cashback at same time. Axis bank also put 4 CC inquiry when they call myself for cc. Totally waste of time.

Deal Cadet Deal Cadet

Worst offers. Better get ICICI Amazon card. Most of us need no shopping other than Amazon.

Deal Subedar Deal Subedar
anirudhagupta01185 wrote:

Axis bank cashback took 4-5 month to appear. For example check 

https://cdn0.desidime.com/attachments/photos/750043/original/image.png?1646831934

My slice card give me cashback at same time. Axis bank also put 4 CC inquiry when they call myself for cc. Totally waste of time.

what is the card type? ace and fk gives cb by nxt month 

Deal Newbie Deal Newbie

You collect monies and later after good threshold you redeem it.

Deal Newbie Deal Newbie

if I upgrade axis bank credit card will I have both the card old and new or only the new card

Mumbai Indians Mumbai Indians
dimer1999438 wrote:

if I upgrade axis bank credit card will I have both the card old and new or only the new card

both new and old.

but they will share credit limit

Deal Newbie Deal Newbie

Not worth the effort

Mumbai Indians Mumbai Indians
Gorillaz wrote:

Not worth the effort

what effort? called cc and got card approved in less than 3 minutes

Deal Newbie Deal Newbie

should wait for offers on this getting LTF.

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