How to Transfer Amazon Pay Balance to Bank Account? (Easiest Method)

Want to know the easiest way to transfer or withdraw money from Amazon Pay Balance to Bank Account? Read on to know how you can transfer funds from Amazon Pay to your bank account without installing any 3rd-party apps

by Vrushali.S Updated: 03 Jan, 2023, 18:15 IST
29 77127

All of us who frequently shop online from Amazon have at least some Amazon Pay balance amount lying in our Amazon Pay Wallet. But what if you wish to transfer your Amazon Pay Balance to a bank account? Well, thankfully that is possible and the good news is, it is possible right through the Amazon app! There’s now no need to use any third-party payment app to transfer your Amazon Pay balance to your bank account.

Amazon itself tells us how one could do this. So in this article, we will be sharing with you just that; How exactly you can transfer your Amazon Pay balance to your bank account.


Transfer Amazon Pay Balance to Bank Account (Step-by-Step)
  • Open the Amazon app on your phone

  • On the bottom of your phone screen, towards the right, click on the Hamburger icon

  • Next, from Amazon Pay and Amazon Mini TV, select the first option of Amazon Pay

  • Next click on the “Send Money” option

  • Choose from options such as “To UPI ID” or “To Bank” depending on your requirement

  • If you select “UPI ID” then simply enter the UPI ID of your choice

  • If you select the Bank Option, simply enter the prerequisite details such as IFSC Code, account number etc

  • Next, enter the amount you wish to transfer from your Amazon Pay Balance to the bank account

  • Once you have filled in the required details, click on “Pay with” or “Select Payment Method”

  • Select “Amazon Pay Balance” as your payment method and click Pay Now

  • That’s it. You have now successfully transferred funds from your Amazon Pay Balance to your bank account


Note: The “Amazon Pay Balance” payment option can only be enabled after completing your full KYC on Amazon.

How to Transfer Amazon Pay Balance to Bank Account?


.
How to do Full KYC on Amazon to Transfer Money from Amazon Pay to Bank Account?
  • To do full KYC on Amazon, you can either open the Amazon app

  • On the bottom of your screen, click on the Hamburger icon and visit Amazon Pay

  • Once done, scroll below to find the “KYC” option

  • Click on it and submit the required documents such as your PAN card & a selfie

  • Complete the KYC verification with your Aadhar Card on a video call with an Amazon Agent

  • That’s it. This is how you successfully do your full KYC on Amazon

HowtodofullkyconamazontoTransferAmazonPayBalancetoBankAccount


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Important Things to know (to transfer funds from Amazon Pay to bank account)
  • Accounts that are opened with only minimal information such as phone number, name or identification number of any government ID, can pay to any merchant using the UPI ID but cannot transfer Amazon Pay Balance to a bank account

  • Only full-KYC users can pay to a person or transfer Amazon Pay Balance to a bank account

  • You can only transfer the “money component” of your Amazon Pay balance

  • Gift cards can only be utilized for online shopping and not for making payments to offline merchants




This was all about sharing how one can transfer/withdraw money from Amazon Pay Balance to their bank account or a UPI ID. As shared above, to be able to transfer funds from Amazon Pay to a bank account or a person, you first need to complete your full KYC. The steps to complete KYC on Amazon are also simple as shared above.



Note that this is not the only method of transferring money from Amazon Pay Wallet Balance to a bank account. There are more options available such as PayMetrix or Ring App & others. However, this is probably the most straightforward & simplest way to transfer money from your Amazon wallet or Amazon Pay Balance to your bank account.



To know how to transfer Amazon Pay Balance to a bank account using the Ring app, read our discussion thread on:

Transfer money from Amazon Pay Balance to your Bank Account using the Ring App!

Thanks to our dimer @abhishek012 for sharing it with us



To know more, you can visit Amazon FAQs on Money in Amazon Pay Balance.


FAQ on Transferring or Converting Amazon Pay Balance to Bank Account 

Even though we have covered how one can transfer money from Amazon Pay to bank account for the most part, there may still be some questions to answer. In this FAQ on transferring Amazon Pay cash to bank, we will try to cover as many relevant questions users may have regarding this topic. 

1. Can we convert Amazon Pay Balance to Bank Account?
Yes, it is possible to convert Amazon Pay Balance to a bank account for full-KYC users using the send money option available in Amazon Pay.

2. How do I withdraw money from my Amazon Pay Balance?

To withdraw money from your Amazon Pay balance, you need to complete your full KYC on Amazon. Once done, you can easily transfer the money component of your Amazon Pay Balance through the Amazon app itself. You cannot withdraw the gift card component of your Amazon Pay balance.

3. Can Amazon Pay Balance be transferred to Paytm?

Amazon Pay to Paytm transfer is not available currently directly through the Amazon app. You'd need to use third-party apps such as SnaPay. Some people also use online e-commerce apps such as Club Factory to transfer Amazon Pay to Paytm. 

4. Is Amazon Pay linked with a bank account?
You need not link your bank account in order to set up Amazon Pay balance UPI ID.

5. Transfer Amazon Pay to UPI?

Transferring funds from Amazon Pay to UPI is now possible for Amazon Wallet full-KYC accounts. Simply, open the Amazon app, visit Amazon Pay, click on the "Send Money" option, and enter the UPI ID to transfer the amount to.



Do you have more questions? Or do you know an even better way to transfer money from Amazon Pay to a person or bank account? Feel free to put them below in the comments and I would be happy to answer.


Review Expert
Vrushali Sawant is an experienced content writer with a love for knowledge & extensive research. She writes product recommendations & reviews, buying guides, trending news & offers. When not working, you'd find her reading about the cosmos & universe.
29 Comments  |  
14 Dimers
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Deal Lieutenant Deal Lieutenant
I am full KYC still I am not able to transfer money with the method given here... so this is user specific...
Deal Subedar Deal Subedar
Even though I am not interested in transferring APB to Bank a/c, I must say this a great effort. Thanks.
Finance Ninja Finance Ninja
Bhai itni badi post likhdi itni mehnat karke , likhne se pehle search hi kar lete ki already posted hai ya nhi.
Deal Newbie Deal Newbie
This method was available since months (I have personally used it)...main point is that it allows only the transfer of money/cash balance.....i.e the amount which we have loaded via debit card or UPI.......it does not permit transfer of gift card balance, cashbacks etc
Deal Newbie Deal Newbie
Bhai ku time waste krte ho sabka kuch transfer nhi hota ha........
Finance Ninja Finance Ninja

@Vrushali.S Amazon wallet Mini kyc users also allow to use Amazon wallet UPI but only for Merchant UPI transfer.

Amazon wallet Mini kyc users also use Paytm Wallet UPI ID to transfer Amazon wallet to Paytm Wallet and then Paytm wallet full kyc users free transfer money to bank.

Paytm Wallet UPI ID - <yourregistermobilenumber>.wallet@paytm

@arorasid Update your Amazon app and Amazon wallet UPI is currently available only for Android users.

Review Expert Review Expert
Author
abhishek012 wrote:

@Vrushali.S Amazon wallet Mini kyc users also allow to use Amazon wallet UPI but only for Merchant UPI transfer.

Amazon wallet Mini kyc users also use Paytm Wallet UPI ID to transfer Amazon wallet to Paytm Wallet and then Paytm wallet full kyc users free transfer money to bank.

Paytm Wallet UPI ID - <yourregistermobilenumber>.wallet@paytm

@arorasid Update your Amazon app and Amazon wallet UPI is currently available only for Android users.

Thanks for your informative comment Abhishek. 
Review Expert Review Expert
Author
muralitg wrote:
Even though I am not interested in transferring APB to Bank a/c, I must say this a great effort. Thanks.
Thank you @muralitg for appreciating.
Review Expert Review Expert
Author
jaj.king65159 wrote:
This method was available since months (I have personally used it)...main point is that it allows only the transfer of money/cash balance.....i.e the amount which we have loaded via debit card or UPI.......it does not permit transfer of gift card balance, cashbacks etc
Right @jaj.king65159 We have mentioned that in the article as well. Thanks for your comment.
Review Expert Review Expert
Author
tushargurav wrote:
Bhai ku time waste krte ho sabka kuch transfer nhi hota ha........
If a feature for any reason does not work on one device, that does not mean that it does not work at all for everyone, Tushar. Please feel free to share what error you are getting and I would be happy to help. Thanks for your comment
Review Expert Review Expert
Author
Tanmayyy wrote:
Bhai itni badi post likhdi itni mehnat karke , likhne se pehle search hi kar lete ki already posted hai ya nhi.
Please share the link of the post you are referring to. 
Pro Analyst Pro Analyst
Expand
Vrushali.S wrote:
Please share the link of the post you are referring to. 
Honestly, do you need the link from others, admin ma'am?
Multiple threads have been created with the same content, just making a few addition & omission here & there.

This time, a simple search with same keywords used in your headlines would have given the results.

Interestingly, the same @abhishek012 you mentioned in your description, has been blamed for Amazon & Uber not allowing to add money with credit/prepaid cards to Amazon Pay Wallet. This happened after he created this post by mentioning 5% benefits of SBI Cashback Cards & other credit cards.
Review Expert Review Expert
Author
Expand
UniqueDimer wrote:
Honestly, do you need the link from others, admin ma'am?
Multiple threads have been created with the same content, just making a few addition & omission here & there.

This time, a simple search with same keywords used in your headlines would have given the results.

Interestingly, the same @abhishek012 you mentioned in your description, has been blamed for Amazon & Uber not allowing to add money with credit/prepaid cards to Amazon Pay Wallet. This happened after he created this post by mentioning 5% benefits of SBI Cashback Cards & other credit cards.
1. Learn to be respectful, please.
2. I asked for a link from him because I myself had checked for similar threads and could not find a single one that mentioned this exact process in this detailed manner. Mostly I have seen dimers referring to the other methods of using 3-party apps (which works too as mentioned in the article as well) I asked him because I thought he is referring to a specific thread which I may have in case missed (Because well, I am a human)
3. Lastly, you are free to put your comments, criticize, counter our research, and ask questions, but please do so in a respectful manner.
Pro Analyst Pro Analyst
Expand
Vrushali.S wrote:
1. Learn to be respectful, please.
2. I asked for a link from him because I myself had checked for similar threads and could not find a single one that mentioned this exact process in this detailed manner. Mostly I have seen dimers referring to the other methods of using 3-party apps (which works too as mentioned in the article as well) I asked him because I thought he is referring to a specific thread which I may have in case missed (Because well, I am a human)
3. Lastly, you are free to put your comments, criticize, counter our research, and ask questions, but please do so in a respectful manner.
  1. I'm appalled that you found my comment disrespectful. I'm unable to understand where and how was I disrespectful. Still, if you think so, I apologize for it.
  2. Here are the few related links that I said are with some additions and omissions:
    1. https://www.desidime.com/discussions/amazon-pay...
    2. https://www.desidime.com/discussions/trick-to-g...
    3. https://www.desidime.com/discussions/all-users-...
    4. https://www.desidime.com/discussions/this-is-ho...
    5. https://www.desidime.com/discussions/loot-list-...
  • The above links have discussions everything from Amazon Pay Balance: Money to Bank Account/3rd Party Transfers/Merchants Payments/Credit Card Payments/Paytm Wallets/Money Rotation intent angle and what not.
  • There in the above threads, there was a time when there were no limits of 10K & 30K (10K+20K).
  • Then there was a period when we're able to load money directly to Amazon Pay Balance: Money, with our Credit Cards on Amazon App/Site itself.
  • Later, Uber to Amazon Pay Balance: Money, was brought to limelight.
  • Then came the post of Abhishek, about getting collection of credit cards cashbacks like 5% or more, it was doomed. The Feature/Loophole to Add money with CC via Uber, was closed. In fact, @abhishek012 was criticized a lot here, with name calling and what not. I flagged a few comments of a few Dimers abusing him.
  • Afterwards, he posted a few other posts too, to load money to Amazon Pay Balance: Money Account, with Credit Cards and BNPL Wallets like OlaMoney, FreeCharge, etc., through 3rd-party Apps and portals. But the base of the Posts is same: Amazon Pay Balance: Money Account to Bank Account.
  • Now, the question is not 'How to Transfer Amazon Pay Balance: Money to Bank Account?', but "How to Add/Load Money to Amazon Pay Balance: Money Account, with Credit Cards/BNPL Wallets/Prepaid Cards/Gift Cards, etc., so that one can easily transfer Amazon Pay Balance: Money to one's own Bank Account?"
  • And all the above, should not omit the point that the Amazon Money Loading/Adding through the above means should give Cashback/Reward Points too, so that the transfer to bank process is more profitable.

3. Last point, just because I said something which you didn't like, doesn't mean I was disrespectful. No, never. In fact, I often come to the rescue of the vulnerable (including a few admins), when they're being heavily criticized or discouraged. You can check my posts' history.

4. It should be noted that when new and well-researched articles are posted, Dimers do shower their love to those posts with open heart. But when they don't, the AUTHOR should take it positively that either something's amiss and more efforts are required to be put on, to get the Love back.

5. Don't forget that Dimers are the ones who make or break DD. And We all, including you and me and rests, are Dimers, who made it. Each & Everyone contributes to DD in their own unique way.

6. Aaaahhh!! Sorry, again a very long post, but can't help with it...😌
    Deal Subedar Deal Subedar
    Expand
    UniqueDimer wrote:
    1. I'm appalled that you found my comment disrespectful. I'm unable to understand where and how was I disrespectful. Still, if you think so, I apologize for it.
    2. Here are the few related links that I said are with some additions and omissions:
      1. https://www.desidime.com/discussions/amazon-pay...
      2. https://www.desidime.com/discussions/trick-to-g...
      3. https://www.desidime.com/discussions/all-users-...
      4. https://www.desidime.com/discussions/this-is-ho...
      5. https://www.desidime.com/discussions/loot-list-...
    • The above links have discussions everything from Amazon Pay Balance: Money to Bank Account/3rd Party Transfers/Merchants Payments/Credit Card Payments/Paytm Wallets/Money Rotation intent angle and what not.
    • There in the above threads, there was a time when there were no limits of 10K & 30K (10K+20K).
    • Then there was a period when we're able to load money directly to Amazon Pay Balance: Money, with our Credit Cards on Amazon App/Site itself.
    • Later, Uber to Amazon Pay Balance: Money, was brought to limelight.
    • Then came the post of Abhishek, about getting collection of credit cards cashbacks like 5% or more, it was doomed. The Feature/Loophole to Add money with CC via Uber, was closed. In fact, @abhishek012 was criticized a lot here, with name calling and what not. I flagged a few comments of a few Dimers abusing him.
    • Afterwards, he posted a few other posts too, to load money to Amazon Pay Balance: Money Account, with Credit Cards and BNPL Wallets like OlaMoney, FreeCharge, etc., through 3rd-party Apps and portals. But the base of the Posts is same: Amazon Pay Balance: Money Account to Bank Account.
    • Now, the question is not 'How to Transfer Amazon Pay Balance: Money to Bank Account?', but "How to Add/Load Money to Amazon Pay Balance: Money Account, with Credit Cards/BNPL Wallets/Prepaid Cards/Gift Cards, etc., so that one can easily transfer Amazon Pay Balance: Money to one's own Bank Account?"
    • And all the above, should not omit the point that the Amazon Money Loading/Adding through the above means should give Cashback/Reward Points too, so that the transfer to bank process is more profitable.

    3. Last point, just because I said something which you didn't like, doesn't mean I was disrespectful. No, never. In fact, I often come to the rescue of the vulnerable (including a few admins), when they're being heavily criticized or discouraged. You can check my posts' history.

    4. It should be noted that when new and well-researched articles are posted, Dimers do shower their love to those posts with open heart. But when they don't, the AUTHOR should take it positively that either something's amiss and more efforts are required to be put on, to get the Love back.

    5. Don't forget that Dimers are the ones who make or break DD. And We all, including you and me and rests, are Dimers, who made it. Each & Everyone contributes to DD in their own unique way.

    6. Aaaahhh!! Sorry, again a very long post, but can't help with it...😌

      +1

      Respect for taking a stand my friend.

      Your explanation is perfect and agreeable as well 👍🏽

      Review Expert Review Expert
      Author
      Expand
      UniqueDimer wrote:
      1. I'm appalled that you found my comment disrespectful. I'm unable to understand where and how was I disrespectful. Still, if you think so, I apologize for it.
      2. Here are the few related links that I said are with some additions and omissions:
        1. https://www.desidime.com/discussions/amazon-pay...
        2. https://www.desidime.com/discussions/trick-to-g...
        3. https://www.desidime.com/discussions/all-users-...
        4. https://www.desidime.com/discussions/this-is-ho...
        5. https://www.desidime.com/discussions/loot-list-...
      • The above links have discussions everything from Amazon Pay Balance: Money to Bank Account/3rd Party Transfers/Merchants Payments/Credit Card Payments/Paytm Wallets/Money Rotation intent angle and what not.
      • There in the above threads, there was a time when there were no limits of 10K & 30K (10K+20K).
      • Then there was a period when we're able to load money directly to Amazon Pay Balance: Money, with our Credit Cards on Amazon App/Site itself.
      • Later, Uber to Amazon Pay Balance: Money, was brought to limelight.
      • Then came the post of Abhishek, about getting collection of credit cards cashbacks like 5% or more, it was doomed. The Feature/Loophole to Add money with CC via Uber, was closed. In fact, @abhishek012 was criticized a lot here, with name calling and what not. I flagged a few comments of a few Dimers abusing him.
      • Afterwards, he posted a few other posts too, to load money to Amazon Pay Balance: Money Account, with Credit Cards and BNPL Wallets like OlaMoney, FreeCharge, etc., through 3rd-party Apps and portals. But the base of the Posts is same: Amazon Pay Balance: Money Account to Bank Account.
      • Now, the question is not 'How to Transfer Amazon Pay Balance: Money to Bank Account?', but "How to Add/Load Money to Amazon Pay Balance: Money Account, with Credit Cards/BNPL Wallets/Prepaid Cards/Gift Cards, etc., so that one can easily transfer Amazon Pay Balance: Money to one's own Bank Account?"
      • And all the above, should not omit the point that the Amazon Money Loading/Adding through the above means should give Cashback/Reward Points too, so that the transfer to bank process is more profitable.

      3. Last point, just because I said something which you didn't like, doesn't mean I was disrespectful. No, never. In fact, I often come to the rescue of the vulnerable (including a few admins), when they're being heavily criticized or discouraged. You can check my posts' history.

      4. It should be noted that when new and well-researched articles are posted, Dimers do shower their love to those posts with open heart. But when they don't, the AUTHOR should take it positively that either something's amiss and more efforts are required to be put on, to get the Love back.

      5. Don't forget that Dimers are the ones who make or break DD. And We all, including you and me and rests, are Dimers, who made it. Each & Everyone contributes to DD in their own unique way.

      6. Aaaahhh!! Sorry, again a very long post, but can't help with it...😌
        First of all, I appreciate you for being considerate enough to give an apology for even something that you did not understand fully. The reason I found your comment disrespectful is because of "Honestly, do you need the link from others, admin ma'am?" 

        I know "ma'am" is used as a way to address someone with respect and etiquette. But to me in this context, it felt like a gibe. Thank you anyways for apologizing and I am sorry too if you had said it in a genuine way and I took it the other way. 


        2. Thank you for sharing all the links. I had not seen some of them and now I understand why dimers were calling this as a repost. I agree on my mistake here. 

        3 & 4) I did not think you are disrespectful because you said something I did not like OR because you critcised this article. I found it disrespectful simply because of the way you had put it. I am very open to constructive criticism and have always been (you can checkout  any of my previous articles where dimers have had constructive criticism and I have accepted it with all respect - one of the examples is here - https://www.desidime.com/news/rbl-bank-bookmysh...

        5. Agree completely. Did not forget that it is dimers like you, me and others who make DD and will never do. Trust me, everyone here at DD (content writers, managers, everyone who works here) never let each other forget this. We always try to do our best to support dimers in all the ways we can, whether be it posting our best helpful articles, replying to their queries, accepting their criticism/appreciation/requests or anything else)

        6. That's okay. This one is long too:) @UniqueDimer
        Post Emperor Post Emperor
        abhishek012 wrote:

        @Vrushali.S Amazon wallet Mini kyc users also allow to use Amazon wallet UPI but only for Merchant UPI transfer.

        Amazon wallet Mini kyc users also use Paytm Wallet UPI ID to transfer Amazon wallet to Paytm Wallet and then Paytm wallet full kyc users free transfer money to bank.

        Paytm Wallet UPI ID - <yourregistermobilenumber>.wallet@paytm

        @arorasid Update your Amazon app and Amazon wallet UPI is currently available only for Android users.

        This method is Not working. Any idea why?

        Finance Ninja Finance Ninja
        Expand
        ewater wrote:

        This method is Not working. Any idea why?

        Amazon wallet to Paytm wallet transfer stop working.

        Pay any merchant UPI payment or credit card bill repayment.
        Post Emperor Post Emperor
        Expand
        abhishek012 wrote:
        Amazon wallet to Paytm wallet transfer stop working.

        Pay any merchant UPI payment or credit card bill repayment.
        tried to pay amazon merchant upi but its asking to upgrade to full kyc.
        will try paytm merchant upi later, if succeeded will let you know.
        Finance Ninja Finance Ninja
        Expand
        ewater wrote:
        tried to pay amazon merchant upi but its asking to upgrade to full kyc.
        will try paytm merchant upi later, if succeeded will let you know.
        Send request to your Amazon wallet UPI ID and then approved the payment.
        Helpful Helpful
        Expand
        abhishek012 wrote:
        Send request to your Amazon wallet UPI ID and then approved the payment.
        not working for mini-kyc
        cc payment also not working
        Finance Ninja Finance Ninja
        Expand
        ramadesidime wrote:
        not working for mini-kyc
        cc payment also not working

        Note - Only Amazon wallet Money balance will use for UPI payment. check your Amazon wallet money balance here - https://www.amazon.in/pay/history?ref_=apay_des...

        2nd thing, Enter your Amazon wallet UPI ID {your Amazon wallet UPI Id is - "(yourregistermobilenumber)@amazonpay" }.

        2 days back i already paid.

        Use this trick, no payment failure -

        login your Amazon account on any other device or desktop/laptop.

        Go to CC bill pay >> choose other UPI option >> Enter your Amazon wallet UPI ID {your Amazon wallet UPI Id is - "(yourregistermobilenumber)@amazonpay" } >> send request.

        Now open Amazon app >> amazonpay >> go to approved option >> accept.

        Helpful Helpful
        Expand
        abhishek012 wrote:

        Note - Only Amazon wallet Money balance will use for UPI payment. check your Amazon wallet money balance here - https://www.amazon.in/pay/history?ref_=apay_des...

        2nd thing, Enter your Amazon wallet UPI ID {your Amazon wallet UPI Id is - "(yourregistermobilenumber)@amazonpay" }.

        2 days back i already paid.

        Use this trick, no payment failure -

        login your Amazon account on any other device or desktop/laptop.

        Go to CC bill pay >> choose other UPI option >> Enter your Amazon wallet UPI ID {your Amazon wallet UPI Id is - "(yourregistermobilenumber)@amazonpay" } >> send request.

        Now open Amazon app >> amazonpay >> go to approved option >> accept.

        working thanks
        Post Emperor Post Emperor
        Expand
        abhishek012 wrote:
        Send request to your Amazon wallet UPI ID and then approved the payment.

        Screenshot2022-12-03-00-53-01-27

        Post Emperor Post Emperor
        Expand
        abhishek012 wrote:
        Send request to your Amazon wallet UPI ID and then approved the payment.

        Tried many time but failed 

        Finance Ninja Finance Ninja
        Expand
        ewater wrote:

        Tried many time but failed 

        Clear data/cache on Amazon app and relogin, insert sim and then try again, also check Amazon wallet UPI is activated or not. You need to reactivate again.

        Note - after clear data/cache. Your UPI limit maybe reset to 5k for 24hrs.

        @ramadesidime already replied. This method working.
        Deal Newbie Deal Newbie

        Amazon pay ballence show nahi hota hai kua glitch hai ye

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