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https://www.aubank.in/personal-banking/credit-c...
AU Bank has launched a new LTF credit Card – AU Lit
Card has no joining or annual fees.
Reward Rate is interesting as you can pay to get the reward rate you want on the card.
Reward structure is as follows:
1Rp = Rs 0.25
Base Reward Rate(Free) : 1 Rp per 100 Spent
- 10x Rewards : 10 Rp per 100 spent chargeable at 299+gst for 90 days(Has to be purchased separately for offline and online transactions)
- 5x Rewards : 5 Rp per 100 spent chargeable at 199+gst for 90 days(Has to be purchased separately for offline and online transactions)
Cashback features are also available on this card which offer 5%/2% cashback over and above the Reward points accumulation on meeting certain spends criteria in a month (Also a chargeable feature i suppose).
5% cashback is available in 2 ways:
Category wise and General spends.
- 5% cashback category wise can be bought for categories like dining , travel , grocery etc for Rs.299/90days with no limit on number of transactions in that category.
Max Cashback in 30 days : Rs.1000(3,000 for 90 days)
- 5% Cashback number of transactions wise is also available for Rs.299/90 days and allows transactions of any category to be eligible for 5% cashback.
Max Cashback in 30 days : Rs.500(Rs.1,500 for 90 days effectively)
- 2% Cashback number of categories wise is available for Rs.199/90 days and allows transactions of any category to be eligible for 2% cashback.
Max Cashback in 30 days: Rs.1,500(Rs.4,500 for 90 days effectively)
Cashback earned is automatically adjusted against the dues on the Card.
Multiple cashback and accelerated Rp features can be enabled at once by paying the respective charges which can bring the net reward rate up to 10% or more as per current info.(Assumption)
Non retail transactions such as fuel , cash withdrawals , rent payments and payments to political institutions etc are not considered for rewards.
Memberships are not free , but paid.
With the pricing as follows for 3 months:
Zee5 : Rs.99
Amazon prime : Rs.199
CultFit: Rs.499
Complete terms and conditions for the card: https://www.aubank.in/lit-terms-and-cond...ns
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Last updated by: Scorpion
I’m Eligible for AU LIT CC and I’m Getting 145,000 limit.. Can I Apply this Card Without membership or pack ?? i will use only for online offers ,,, Please suggest …its LTF ? and can we apply this card without any membership plan ?
Did surprise physical verification happened to anyone else? Today one verification guy called me for physical visit i asked him where is he to which he replied i am standing outside your house, i was like WTH
Which documents are required For video kyc
Just pan card and blank paper for Live signature
Some dimer confirmed in this thread that we can hold two of AU cards, maybe tag him
Got the approved sms, it says card will reach you shortly.. but no tracking id mentioned.
when u applied sir..? and whats your credit score….my video kyc completed but not received any sms or email yet
I got the card yesterday. The design is pretty nice. The packaging was pretty awesome as the customer care had told. Not that it makes any difference for me 😝
Can u try and see what reward rate the card can fetch when multiple rewards features are enabled?
Any existing AU credit card user applied for this card? Did they approve it as a second card?
What’s the benefit of opening 0 mab account before cc? Have 8 other account already
any verifican call or physical verification happened ?
Where can I check status of application?
I am existing cust of au so mostly details comes pre filled but au lit card is not showing. Only zenith and vetta cards showing which have very high annual charges.
Edit: via 1850 rs link only 4 chargeable cards r there. Applied directly via this post link and got au lit cc in 30 seconds being au acc holder.
Cc: @kshmr
I applied yesterday and had a surprise office verification call today. Non an existing bank customer.
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Applied on Sunday Evening and Card was approved today evening. Not an existing customer of AU bank. Yesterday they did physical verification at office and today received a verification call and after that approval email.
Today I received the au lit card.. envelope, card looks are superb..
How to check application status?
What’s the full form of LIT? I applied this card, is there any charges for this card?
I got my AU Bank Lit CC 2-3 days ago. dloaded app and activated the card. Yet to start using it though. Most likely swiggy offer will be used first. 
My LIT card is not being detected on Swiggy as an AU Bank card for the 40% offer … can someone else confirm if there’s an issue … Swiggy support is asking to try later
Applied on 27 and got card on 29. Super fast cc for account holders.
I applied on 28th noon and on screen, it showed that I got a card with 5L limit . Video KYC done soon after that.
After that no email/SMS from AU Bank.
On App, it shows Lead ID and Lead Status is “Active”.
What does this mean?
Same case is with me.
Do they allow to change or keep two card as i have one vetta already
Try to apply for lit card online.
benefit ?
One AU CC per PAN
Conversion?
How to check application status ? Can someone help please ?
@Tanmayyy – If we have not opted for any feature, then we dnt earn any basic reward points also on the card, like not even 1RP per Rs 100?