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Hot Deal
AU Bank LTF Credit Card Launched - AU Lit

AU Bank LTF Credit Card Launched - AU Lit

7296°
Finance Ninja
Tanmayyy

https://www.aubank.in/personal-banking/credit-c...
AU Bank has launched a new LTF credit Card – AU Lit


Card has no joining or annual fees.

Reward Rate is interesting as you can pay to get the reward rate you want on the card.

Reward structure is as follows:

1Rp = Rs 0.25

Base Reward Rate(Free) : 1 Rp per 100 Spent

  • 10x Rewards : 10 Rp per 100 spent chargeable at 299+gst for 90 days(Has to be purchased separately for offline and online transactions)


  • 5x Rewards : 5 Rp per 100 spent chargeable at 199+gst for 90 days(Has to be purchased separately for offline and online transactions)

Cashback features are also available on this card which offer 5%/2% cashback over and above the Reward points accumulation on meeting certain spends criteria in a month (Also a chargeable feature i suppose).

Information on cashback isn’t clear yet , will update when it’s available.

5% cashback is available in 2 ways:
Category wise and General spends.
  • 5% cashback category wise can be bought for categories like dining , travel , grocery etc for Rs.299/90days with no limit on number of transactions in that category.
Min transaction amount: Rs.100
Max Cashback in 30 days : Rs.1000(3,000 for 90 days)

  • 5% Cashback number of transactions wise is also available for Rs.299/90 days and allows transactions of any category to be eligible for 5% cashback.
Min spends: Rs.7,500
Max Cashback in 30 days : Rs.500(Rs.1,500 for 90 days effectively)

  • 2% Cashback number of categories wise is available for Rs.199/90 days and allows transactions of any category to be eligible for 2% cashback.
Min spends: Rs.10,000
Max Cashback in 30 days: Rs.1,500(Rs.4,500 for 90 days effectively)

Cashback earned is automatically adjusted against the dues on the Card.

Multiple cashback and accelerated Rp features can be enabled at once by paying the respective charges which can bring the net reward rate up to 10% or more as per current info.(Assumption)

Non retail transactions such as fuel , cash withdrawals , rent payments and payments to political institutions etc are not considered for rewards.


Joining benefits:
3 months free membership of ZEE5 , Amazon Prime and Cult fit.
(Can only be availed after meeting a certain spend condition)
Memberships are not free , but paid.
With the pricing as follows for 3 months:
Zee5 : Rs.99
Amazon prime : Rs.199
CultFit: Rs.499

Complete terms and conditions for the card: https://www.aubank.in/lit-terms-and-cond...ns

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607 Comments  |  
166 Dimers
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Deal Captain Deal Captain
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Looks interesting. Vu and Kg bro

Deal Subedar Deal Subedar
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very interesting pay to enable reward feature

keep the card, enable reward when you need it 😄

Finance Ninja Finance Ninja
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Yes , can also take just for au bank offers.

Pro Entertainer Pro Entertainer
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😲

Deal Newbie Deal Newbie
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https://cdn0.desidime.com/attachments/photos/780856/medium/image.png?1655921514

Deal Cadet Deal Cadet
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Getting the same error since yesterday. What is the use of promoting an offer and then not letting people use it sad
Commentator Commentator
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Location not serviceable pensive pensive.. Don’t know why not serviceable although AU has physical bank branch as well in my city

Pro DealHunter Pro DealHunter
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got limit of 6.4 lac

Pro Entertainer Pro Entertainer
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Can you tell me the process?, Instantly approved?, Video KYC required?

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Finance Ninja Finance Ninja
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Updated the post with Cashback feature pricing and limits.
@undertaker007 @noobDealer

Pro Mobile Guru Pro Mobile Guru
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You can earn flat Rs 1850 for new AU Bank CC. Don't know why people applying directly

https://cdn0.desidime.com/attachments/photos/780866/medium/Screenshot_2022-06-23-00-08-14-92_eb6571c52b0f12ab67bc92a38f63a746.jpg?1655923106


Talk-Of-The-Town Talk-Of-The-Town
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Any benefit for referred person? 1850 is for the one who referred
Or people sharing benefits???

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Deal Newbie Deal Newbie
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Mere area me to available hi nhi h.. 🥲

Finance Ninja Finance Ninja
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Money rotators are going to love this card.

Deal Lieutenant Deal Lieutenant
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How ??

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Deal Subedar Deal Subedar
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Can I get this card if I already hold a card from Au
Finance Ninja Finance Ninja
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Idfc ko loota tha , ab au ki baari hai joy joy joy.

View 13 more replies
Deal Cadet Deal Cadet
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those who want to try any au credit card, first opt for their digital SB account which has zero minimum balance requirement and also you will get rupay platinum card too (probably only few banks offering both). i opted for credit card first, now they are not allowing me to open their digital account!
Deal Subedar Deal Subedar
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Thanks, man!
Also how liberal are their approval criteria?

View 29 more replies
Deal Cadet Deal Cadet
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Means 300 bharo
Aur 3000 ka fayeda
In 90 days

🧐

Correct me if I am wrong

Finance Ninja Finance Ninja
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You are correct

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Post Emperor Post Emperor
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Card application timed out after entering address details…now not resuming…😰

Finance Ninja Finance Ninja
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Server attacked

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Wingman Wingman
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This type of reward based structure is fascinating and very interesting, hope they don’t reject my application smile

Deal Cadet Deal Cadet
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give error and say used same mobile number as earlier apply

never apply earlier

Wingman Wingman
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Dm, if any referral benefit is available.

Deal Subedar Deal Subedar
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Refer??

The Alpha The Alpha
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Msg me referral if there is any mutual Benefits for both

Finance Ninja Finance Ninja
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Only the person who refers will get 1850 , you can ask them to share benefits i guess

Deal Newbie Deal Newbie
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Dm me the referral too.. Thanks in advance

Pro Analyst Pro Analyst
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Promising features. Good one. I was planning to open Savings Account in this bank. Now, will opt for this card too.

Deal Subedar Deal Subedar
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Getting error

“your sma has failed”

Deal Cadet Deal Cadet
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You will get equal limit of existing highest limit of any card you have in your cibil you can apply online after vkyc card it will be approved. If you have highest limit in hdfc apply through offline method and ask agent to apply through c2c application because hdfc doesn’t report limit in the cibil.

Deal Subedar Deal Subedar
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My highest limit is ~85k, CIBIL 783, Is it worth a shot?

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Pro Entertainer Pro Entertainer
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Servers overload, dimers attack. Application in loop. flushed pensive

Helpful Helpful
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I have a preapproved au altura/altura+ credit card offer and so far received atleast 25-30 calls from agents and 4-5 calls from my RM to apply but since all cards were paid so everytime i rejected offer now my question is if i apply for this card will it get approved with a 100% success rate?

Finance Ninja Finance Ninja
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It should be approved if you have a good credit history.

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Wingman Wingman
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@xyzzzzzz

Cool Cool
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IB if anyone want to share referral benefits

replyuser
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