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https://www.aubank.in/personal-banking/credit-c...
AU Bank has launched a new LTF credit Card – AU Lit
Card has no joining or annual fees.
Reward Rate is interesting as you can pay to get the reward rate you want on the card.
Reward structure is as follows:
1Rp = Rs 0.25
Base Reward Rate(Free) : 1 Rp per 100 Spent
- 10x Rewards : 10 Rp per 100 spent chargeable at 299+gst for 90 days(Has to be purchased separately for offline and online transactions)
- 5x Rewards : 5 Rp per 100 spent chargeable at 199+gst for 90 days(Has to be purchased separately for offline and online transactions)
Cashback features are also available on this card which offer 5%/2% cashback over and above the Reward points accumulation on meeting certain spends criteria in a month (Also a chargeable feature i suppose).
5% cashback is available in 2 ways:
Category wise and General spends.
- 5% cashback category wise can be bought for categories like dining , travel , grocery etc for Rs.299/90days with no limit on number of transactions in that category.
Max Cashback in 30 days : Rs.1000(3,000 for 90 days)
- 5% Cashback number of transactions wise is also available for Rs.299/90 days and allows transactions of any category to be eligible for 5% cashback.
Max Cashback in 30 days : Rs.500(Rs.1,500 for 90 days effectively)
- 2% Cashback number of categories wise is available for Rs.199/90 days and allows transactions of any category to be eligible for 2% cashback.
Max Cashback in 30 days: Rs.1,500(Rs.4,500 for 90 days effectively)
Cashback earned is automatically adjusted against the dues on the Card.
Multiple cashback and accelerated Rp features can be enabled at once by paying the respective charges which can bring the net reward rate up to 10% or more as per current info.(Assumption)
Non retail transactions such as fuel , cash withdrawals , rent payments and payments to political institutions etc are not considered for rewards.
Memberships are not free , but paid.
With the pricing as follows for 3 months:
Zee5 : Rs.99
Amazon prime : Rs.199
CultFit: Rs.499
Complete terms and conditions for the card: https://www.aubank.in/lit-terms-and-cond...ns
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Last updated by: Scorpion
very interesting pay to enable reward feature
keep the card, enable reward when you need it 😄
Yes , can also take just for au bank offers.
😲
Location not serviceable .. Don’t know why not serviceable although AU has physical bank branch as well in my city
got limit of 6.4 lac
Can you tell me the process?, Instantly approved?, Video KYC required?
Updated the post with Cashback feature pricing and limits.
@undertaker007 @noobDealer
You can earn flat Rs 1850 for new AU Bank CC. Don't know why people applying directly
Any benefit for referred person? 1850 is for the one who referred
Or people sharing benefits???
Mere area me to available hi nhi h.. 🥲
@prem4998 @RowdyAK47 @PowerStar
After a while we got some work to do now.
Idfc ko loota tha , ab au ki baari hai .
Thanks, man!
Also how liberal are their approval criteria?
Means 300 bharo
Aur 3000 ka fayeda
In 90 days
🧐
Correct me if I am wrong
You are correct
Card application timed out after entering address details…now not resuming…😰
Server attacked
This type of reward based structure is fascinating and very interesting, hope they don’t reject my application
give error and say used same mobile number as earlier apply
never apply earlier
Dm, if any referral benefit is available.
Refer??
Msg me referral if there is any mutual Benefits for both
Only the person who refers will get 1850 , you can ask them to share benefits i guess
Dm me the referral too.. Thanks in advance
Group alert sent 🏻
Follow for alerts – https://www.desidime.com/groups/drnk3qrsnadkx1x...
Promising features. Good one. I was planning to open Savings Account in this bank. Now, will opt for this card too.
Getting error
“your sma has failed”
You will get equal limit of existing highest limit of any card you have in your cibil you can apply online after vkyc card it will be approved. If you have highest limit in hdfc apply through offline method and ask agent to apply through c2c application because hdfc doesn’t report limit in the cibil.
My highest limit is ~85k, CIBIL 783, Is it worth a shot?
Servers overload, dimers attack. Application in loop.
I have a preapproved au altura/altura+ credit card offer and so far received atleast 25-30 calls from agents and 4-5 calls from my RM to apply but since all cards were paid so everytime i rejected offer now my question is if i apply for this card will it get approved with a 100% success rate?
It should be approved if you have a good credit history.
IB if anyone want to share referral benefits
Looks interesting. Vu and Kg bro