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SBI Card launches first-of-its-kind 'CASHBACK SBI Card'
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SBI Card launches first-of-its-kind 'CASHBACK SBI Card'

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ashmail123957

SBI Card today announced the launch of 'CASH BACK SBI Card', the first-of-its-kind and the most comprehensive Cash back credit card in India. CASH BACK SBI Card is the industry's first Cashback-focused credit card that enables cardholders to earn 5% Cashback on all online spends without any merchant restrictions.

https://www.sbicard.com/en/personal/credit-card...

  • You can earn accelerated Card Cashback of 5% on online transactions and base Card Cashback of 1% on offline and utility bill payments. For exclusions and other details, please see the cardholder T&Cs.

    • There is no limit to the amount of Card Cashback that you can earn. However, the accelerated Card Cashback i.e. 5% cashback is limited to Rs. 10,000 per billing statement month. Post that, you will continue to get base Card Cashback of 1% on eligible online and offline spends.
      For instance: If your statement generation date is 11th July, the transactions made from 12th June to 11th July will be considered under this statement cycle and all eligible online transactions during this period will accrue 5% Cashback up to maximum of Rs. 10,000. Within the same statement period, all transactions made after reaching the cashback limit of Rs. 10,000 will accrue 1% cashback till 11th July.


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  • *Cashback not applicable on Rent Payments, Fuel Spends, Wallet Loads, Merchant EMIs, Cash Advances, Balance Transfer, Encash & Flexipay.


https://www.sbicard.com/sbi-card-en/assets/docs...

11. How much Cashback can I earn?
Ans: You can earn accelerated Card Cashback of 5% on online transactions and base
Card Cashback of 1% on offline and utility bill payments.


Cashback detailed terms from SBI's Booklet

cc: Seinfeld

2871 Comments  |  
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Benevolent Benevolent
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Anyone got 100 reward points for completing digital onboarding?

Deal Cadet Deal Cadet
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Nothing received
Deal Cadet Deal Cadet
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I got card in two days after applying, third day
Beacon Beacon
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Got 5993 cashback for last statement
Helpful Helpful
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Where you spent,for all transactions you got 5% cashback?Is cashback coming in bill statement or taking time.
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Deal Cadet Deal Cadet
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SBI cards team is really stupid, they are not allowing transactions higher than Rs 5,000.. Today I tried to pay school fees ~Rs 40k online for few months, they are continuously rejecting, despite having a word with SBI customer care.. their intent is not correct.. seems they have done a mistake by issuing these cards.. they will devalue this card soon.

What is the benefit of getting Rs 2.15 lacs credit limit/ Activating online transactions/ OTP.. if they are still trying to manage cards meant for our usage.

Generous Generous
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Try starting with some lower amount and then increase the transaction amount nothing wrong will happen 

If you will do directly big amount transactions then system will trigger this transaction as suspicious transaction because of frauds increasing these days

This is ussual practice by sbi system nothing new special for this card.
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Deal Cadet Deal Cadet
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I did transaction of about 15k recently, but all of them were considered in one percent. Is it possible to get them corrected?

Transaction were at quest2travel and irctc.

Helpful Helpful
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Very bad they are giving 1% cashback instead of 1% cashback.
Deal Newbie Deal Newbie
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3 times select time scheduled but executive didn't come
Savings Mentor Savings Mentor
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I am self-employed (blogger)/work from home. So have no registered business board at my house. I have SBI SimplyClick. Was pre-approved, got call from SBI saying I was HNI. Had applied for SBI Cashback card. Today they called saying card application pending and will mostly be rejected as due to new policy, business address must have a business board set up at the doorstep for verification purposes.

Benevolent Benevolent
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Any dimer here who can help me with SBI CB credit card to avail my 5% cb on my purchase around 22k (2623+6085+12500)???
Need to buy a processor,mobo and psu from online vendors.
Will confirm the rates offline tomorrow as well from them and take my final call.
Still posting this since i don't want to waste more time in searching for this card because if i am purchasing it online will again have to wait for few more days to get it.
Please let me know if you can help me (Hoping to get positives responses from Dimers here).
TIA. smile

Benevolent Benevolent
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Bump.
Deal Captain Deal Captain
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Not working on fk sale
Deal Subedar Deal Subedar
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Is the offer applicable on all SBI credit cards ?

The offer is applicable on SBI credit cards except Corporate cards, SBI Cashback card and Paytm SBI credit cards.
Review Expert Review Expert
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Does Sbi cashback card working for people who have already saved their card at flipkart before 30th sep or not working for anyone?
Deal Cadet Deal Cadet
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kabhi bhi save kiya ho, it is not working for FK sale and I'm sure that it won't work for future Amazon sale as well.

It was pretty much expected, and hence as told earlier in thread the mad rush to get this card is unnecessary.  We already have LTF APAY ICICI and FK AXIS.
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Deal Cadet Deal Cadet
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Cashback received for all the purchases I have made so far, below are the categories:

Biller Category
Simpl 1%
Zomato 5%
HDFC FasTag 5%
Online vendor : PC component 5%
Deal Newbie Deal Newbie
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I made a transaction in Oyo app and was expecting a 5% cashback but dodnt even receive even 1%. Last month I got 5% for all my transactions including wallet loads.

Beacon Beacon
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Not working in current flipkart big diwali sale
Deal Cadet Deal Cadet
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It seems to be worst than normal SBI cc for such sale, as we will not even get standard discount of 10%
Shopping Friend Shopping Friend
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need a referral code.. who can share the referral benefit

Deal Newbie Deal Newbie
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I think many will leave this card before 1st year completion

Deal Newbie Deal Newbie
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I believe many will still hold to this card as long as it gives 5% cashback in wallet loads and those like me who purchase almost everything Online and not restricted only to Amazon and Flipkart.

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Deal Cadet Deal Cadet
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I’ve received email  that your card is approved 6-7 days back and they said you’ll receive card in 7 days. Neither I’ve received card nor any communication. What to do?

Deal Subedar Deal Subedar
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wait for 20 days. you will get card
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Deal Cadet Deal Cadet
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Is the card working in jiomart sale?

Deal Newbie Deal Newbie
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No
Deal Newbie Deal Newbie
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Whats the cooldown for SBI card application? My application is rejected but when i try to apply again my old application appears

Deal Cadet Deal Cadet
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SBI cashback card payment failing for only 2500/- worth transaction on D'Mart online. All other card including SBI Simplyclick working so no problems with the merchant.

Deal Newbie Deal Newbie
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any idea if the cashback credited will be considered as partial bill payment and will not have to pay bill with full outstanding amount?

Deal Newbie Deal Newbie
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I paid the outstanding amount after the cashback was credited and it showed as full payment.

Deal Newbie Deal Newbie
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I had a horrible experience with SBI Cashback Card today. I was trying to purchase Swiggy Gift Cards from SBI Yono App in GYFTR section. And the payment was declined due to suspicious activity and the card was blocked. I called the Customer care and explained what happened, they said the transaction I made for buying the Swiggy Vouchers were reflecting as Rental Payment. And hence due to RBI new regulations it was considered suspicious and the account was blocked. And after confirming my details it was activated. But the real problem started now.

When I tried to log into my SBI Cards App, after successful login a pop was showing to verify the suspicious transaction and when I clicked the verify option it was showing NO CARDS. And I'm not able to even log out.

When I contacted the customer care team regarding the same, they said it will take 24 hours for using the SBI Cards App after activation. But I don't know if that's the case. There is some problem. I didn't even make any suspicious transaction as I was trying purchase from SBI YONO App only. And this is annoying and first time I'm facing such thing while using a credit card. Can someone guide me what should I exactly do now?

https://cdn0.desidime.com/attachments/photos/817582/original/Screenshot20221020-110242SBICard.jpg?1666245912

https://cdn0.desidime.com/attachments/photos/817583/original/Screenshot20221020-105237SBICard.jpg?1666245916

Generous Generous
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wait for a day or 2 days.. this error message will go away. It happened to me. Relax and chill!!!

You can use the card immediately after the activation. You'll not be able to use the app for a day or two days.

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Blaze Blaze
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1st Sep i applied for this card. After KYC, this card was declined due to internal reason.

After 1.5 Months already declined application got approved today with separate 1.18L limit....🤣

Already using simplyclick, this card added in my account and can be seen in sbicard app and netbanking...

This SBI Card is unpredictable....

They overtakes Axis in this matter...🤦‍♂️

Helpful Helpful
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Congrats bro

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Deal Cadet Deal Cadet
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Sbi has not provided cashback on insurance paid online. Is that excluded?
Deal Cadet Deal Cadet
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got message that my card is approved. in sbi card app it is showing last 4 digit. i am a simply click user. any way to see full card number?

Finance Ninja Finance Ninja
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How much time approval took after your kyc was taken?
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Deal Newbie Deal Newbie
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Is insurance pay cash back card working or not
Deal Cadet Deal Cadet
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I have not got it, while it's nowhere mentioned in exclusions.
Deal Newbie Deal Newbie
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5% cashback?
Deal Newbie Deal Newbie
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I have received virtual card message but at time of activating it says the password is first four letters of your name and date of birth but it says wrong password can anyone help 
Generous Generous
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how can we help? it's your name and DOB. try different combinations
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Deal Cadet Deal Cadet
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Anybody can tell how to readjust limit of 2 sbi card or increase limit of cashback card
Hunk Hunk
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Call Customer Care, they will re-adjust as per your wish.
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Deal Newbie Deal Newbie
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I applied and got SBI Cash Back Card

But practically is it useful after Amazon Sale?

1. Flipkart- SBI Discount Not applicable

2. JIo Mart- Not Applicable

3. Reliance Jewels - Not Applicable

This card is excluded from all sales so I  think its practically not benficial.

Deal Newbie Deal Newbie
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Facing a weird issue, everytime the final verification number calls me and I pick up it gets auto disconnected. Anyone else faced this?
Talk-Of-The-Town Talk-Of-The-Town
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I received maybe final verification call after initial rejection. After answering the call I thought its fake 😂 and told I have not applied for any card since it was more than a month since my original application was rejected! Any idea what to do now?

replyuser
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