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SBI Card launches first-of-its-kind 'CASHBACK SBI Card'
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SBI Card launches first-of-its-kind 'CASHBACK SBI Card'

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ashmail123957

SBI Card today announced the launch of 'CASH BACK SBI Card', the first-of-its-kind and the most comprehensive Cash back credit card in India. CASH BACK SBI Card is the industry's first Cashback-focused credit card that enables cardholders to earn 5% Cashback on all online spends without any merchant restrictions.

https://www.sbicard.com/en/personal/credit-card...

  • You can earn accelerated Card Cashback of 5% on online transactions and base Card Cashback of 1% on offline and utility bill payments. For exclusions and other details, please see the cardholder T&Cs.

    • There is no limit to the amount of Card Cashback that you can earn. However, the accelerated Card Cashback i.e. 5% cashback is limited to Rs. 10,000 per billing statement month. Post that, you will continue to get base Card Cashback of 1% on eligible online and offline spends.
      For instance: If your statement generation date is 11th July, the transactions made from 12th June to 11th July will be considered under this statement cycle and all eligible online transactions during this period will accrue 5% Cashback up to maximum of Rs. 10,000. Within the same statement period, all transactions made after reaching the cashback limit of Rs. 10,000 will accrue 1% cashback till 11th July.


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  • *Cashback not applicable on Rent Payments, Fuel Spends, Wallet Loads, Merchant EMIs, Cash Advances, Balance Transfer, Encash & Flexipay.


https://www.sbicard.com/sbi-card-en/assets/docs...

11. How much Cashback can I earn?
Ans: You can earn accelerated Card Cashback of 5% on online transactions and base
Card Cashback of 1% on offline and utility bill payments.


Cashback detailed terms from SBI's Booklet

cc: Seinfeld

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Deal Cadet Deal Cadet
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Can anyone let me know what is the process to complain to rbi ombudsman?

Finance Ninja Finance Ninja
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I had received a verification call from sbi 2-3 days back after my application was rejected over a month ago and even nodal officer denied reconsideration. But the call was dropped after 5-6 seconds. Now will i get a call again?
Finance Mentor Finance Mentor
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I remember some of my friends got such verification calls and their application was approved. A friend said caller asked about his position in company and disconnected.
However I am not sure about your rejection and then approval scenario. But as a verification call you probably passed it right.

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Deal Newbie Deal Newbie
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I received call but already I have simply click so rejected
Wingman Wingman
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Can i convert my simplyclick card to cashback card ?
Deal Newbie Deal Newbie
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No, it is only being offered to new/previously deactivated SBI card users.
Deal Newbie Deal Newbie
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5% cashback is working consistently but the card wasn't detected for Flipkart's SBI  credit card offer for flight booking.
Cool Cool
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Finally today I got this message! Dear Cardholder, welcome to the SBI Card family. You can start using your new SBI Credit Card for online transactions right away! Simply click the link to view your card details Please note your physical card is being sent and will reach you in 5 working days. Download SBI Card App: www.sbicard.com/mobi...pp. smiley smiley smiley smiley
Helpful Helpful
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When did you receive the verification call.

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Deal Newbie Deal Newbie
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I have sent an email to nodal office, let me see the response from them. 

Deal Cadet Deal Cadet
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my application was rejected earlier but somedays back mailed to the zonal officer and today my card is visible to sbi card app but no mail,sms is received also unable to find my card details. please help me to find my card number if possible.

Cool Cool
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Wait they will send u virtual card link or wait fir delivery of physical card
Deal Cadet Deal Cadet
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Card to card basis ban jaega na

Hunk Hunk
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Not yet.
Deal Cadet Deal Cadet
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Your SBI Card Application is in progress. We will get back to you soon.

This is for more than a month.

Helpful Helpful
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Check in sbicard app and website’s get new card section… if it is showing in progress then don’t worry most probably you will get a call from sbi and then your card will be approved

https://www.desidime.com/discussions/personal-e...

Cool Cool
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Just now got tracking number of sbi card🙂
Deal Cadet Deal Cadet
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I have mailed nodal officer and got same reply card is rejected due to not meeting internal policies.

Cool Cool
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Same i also got on September but last week my card approved smiley
Deal Newbie Deal Newbie
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In my application form they haven't mentioned my income inspite of giving them salary slips. Does this mean I'll get a card with low limit?
Helpful Helpful
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Can I apply for this card now? Not holding any sbi cc yet. 

Blogger Blogger
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Then u have high chances of approval.
The PostMighty The PostMighty
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How is the cashback calculated? I made 349+349+349+500 transactions value. I got 73CB. It's not complete 5% & its not even 1% for even 1 of it. Anyone who has done their calculations figured it out?
Generous Generous
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recharges come under utility?
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Generous Generous
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what are the forex charges for this card? 

Deal Newbie Deal Newbie
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How to check exact cashback earned for particular transaction in sbi cashback card? I didn't find anything in sbicard app for cashback per transaction individually

Cool Cool
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Today I received physical card

Helpful Helpful
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when did u apply?
I applied yesterday but got no updates on verification yet even though it was scheduled for today mrng.
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Deal Cadet Deal Cadet
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@Seinfeld @Knight11

Existing simply click holder, I got my cashback card with 10k limit. If I reallocate my limit between two cards, will sbi allow me to reallocate again after few months ?

what is best way to get limits reallocate call or in app mail? 

Finance Mentor Finance Mentor
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On Call happened instantly for me.

Ask the CS if you can do again, if yes then whats the max limit, I do not know any limitations as such.
Spearhead Spearhead
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any idea what does the below mean - 

"We regret to inform you that your SBI Card Application could not be processed since it does not meet our policy. We thank you for your time."

I applied on Sep 5th and today status has been updated as above. 

I have SBI savings account though not my primary account and not much balance in it and have a home loan as well from them

Helpful Helpful
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Means your application is rejected 

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Deal Newbie Deal Newbie
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1% cashback on all offline spends 

1% cashback on online spends = utility bills, govt. services, insurance payments

no cashback on wallet load, rent payments, petrol pumps and payments of simpl , etc. (you may get for few wallets if mcc code is different)

no cashback on spends below 100. 

5% cashback on all other online spends calculated as 1% + 4%. for eg. txn of 798 on amazon shopping

1% of 798 = 7.98 rounded down to 7

4% of 798 = 31.92 rounded down to 31

so total cashback = 7+31= 38.

yes the cashback is always rounded down.


Deal Cadet Deal Cadet
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Make my trip (flight tickets) pay with SBI CB Card. . . . I will get 5℅ . .. ???? 

Deal Cadet Deal Cadet
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(((IRCTC)))) Not getting cash back with Sbi CB Card. . 

Deal Newbie Deal Newbie
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Rs.3,000.00 spent on your Credit Card ending 4782 at AMAZON PAY INDIA PRIVATET on 17/11/22. Will I get 5%?

Deal Newbie Deal Newbie
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Yes I received full 5% 3 times.

Deal Cadet Deal Cadet
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😄Some 1 PMe about money rotation for cb

Helpful Helpful
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+1
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Deal Cadet Deal Cadet
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Your SBI Card Application is in progress. We will get back to you soon.

Idiots can't decide/update for 3 months now.

Deal Cadet Deal Cadet
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i got the card, after re apply.😚 intially they rejected the application...

what can i do for tokenization of card in Amazon and Flipkart 

Deal Cadet Deal Cadet
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for getting virtual card..,. what can i do ? anybody please helps me

Deal Cadet Deal Cadet
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They will send you text message with Virtual card link. Or check in Sbi card app.
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Deal Cadet Deal Cadet
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Received message today that my application is approved. Virtual card is generated. Applied on 10th Nov. 

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