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FD interest rates(all banks)

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kartikxxx
Please share the interest rates on fd of your bank


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Deal Cadet Deal Cadet
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https://cdn0.desidime.com/attachments/photos/817484/medium/Screenshot20221019-221731333.jpg?1666198087
Savings Mentor Savings Mentor
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How safe is Karnataka Bank? This year it posted record profit: https://www.thehindu.com/news/national/karnatak... I opened FD there recently @ 7.2% (Special Centenary FD offer) but my mom who's ex-banker (and financial decision maker of our family) freaked out and forced me to break it and open it at 7% in Canara bank since it's PSU/nationalised bank smile I tried reasoning that the money is insured anyway by DICGC but nothing worked

Benevolent Benevolent
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Rbi take it's own time to declare a bank bankrupt so it's a long time before u get money back using DICGC so for mere 0.2% it's not worth the hassle ur mom understood it joy
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Crusader Crusader
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Does citi bank require a savings account to keep fd?
Deal Subedar Deal Subedar
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Yes. Entry level relationship starts with 15L.

Edit -

You can accumulate 15L in many forms like liquid, fixed, mutual. 

Multiple family PAN can be added under one, and relationship amount is calculated under single umbrella 


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Deal Cadet Deal Cadet
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2day I went to union bank and open acc for fd
Deal Subedar Deal Subedar
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Unity Small Finance Bank Limited (Unity Bank), has launched Shagun 501 - a special fixed deposit (FD) scheme amid festival season. Under this offer, retail customers will earn a return of 7.90 percent on 501 days FD, whereas senior citizens will earn 8.40 percent.

Deal Cadet Deal Cadet
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What is the process to open fd for Senior citizen @deathheater ??  Can it be done online like other small finance banks?
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Benevolent Benevolent
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Finally race started now everyone will follow
Helpful Helpful
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Fi neo bank now offers 7.5% on FD for 700 days

Deal Hunter Deal Hunter
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Avoid Fi Bank as There are numerous compliants of account freezes in Fi bank Twitter & DD. I also recovered my money from fi after several complaints. Sound sleep matters more than Fi Account.

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Deal Cadet Deal Cadet
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How's Jana bank FD guys? Any reviews/ experiences???

Helpful Helpful
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I felt it's good. Have saving account from past 4 years. Good interest rate on savings account, I don't worry for FD as they're giving 7% above 1 lakh saving balance. 6% upto 1 lakh.

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Deal Cadet Deal Cadet
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Union bank 7% for 599days additional 0.5% for senior citizen
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Hi just thought of sharing indmoney is showing 7.5% for 1 year and 7.7% for 2 years ( + 0.5% for senior citizens)  until 27 October 10:30 pm

https://www.indmoney.com/fixed-deposit/sb...nk

https://www.indmoney.com/investments/fixed-depo...

Somewhat similar rates shown at https://www.sbmbank.co.in/aboutus/fixed-deposi.... but shows 367 days.

So please do check once but it should be DICGC covered until 5L. Hope it helps. Thanks

Deal Cadet Deal Cadet
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If a fd is recently booked and the fd rate has increased, is it advisable to break and re open the fd with better Rate of interest?
Helpful Helpful
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Yes bro I have done the same, anyone need fi referral pm me

Deal Subedar Deal Subedar
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Min - 366 Min - 549 Revised Link
@ SBI 6.1 6.1 15-Oct https://sbi.co.in/web/interest-rates/deposit-rates/retail-domestic-term-deposits
@ Bank Of Baroda 6 6.25 16-Aug https://www.bankofbaroda.in/interest-rate-and-service-charges/deposits-interest-rates
@ Canara Bank 6.25 7 31-Oct https://canarabank.com/User_page.aspx?othlink=9
@ Union Bank 6.7 7 17-Oct https://www.unionbankofindia.co.in/english/interest-rate.aspx
@ PNB 6.3 7 26-Oct https://www.pnbindia.in/Interest-Rates-Deposit.html
@ BOI 5.75 6.3 01-Nov https://www.bankofindia.co.in/RupeeTermD...it
@ Indusind 6.25 6.75 23-Sep https://www.indusind.com/in/en/personal/rates.html
@ IDFC First 6.25 6.75 10-Oct https://www.idfcfirstbank.com/interes...te
@ CITI Bank 6.75 (181 - 400) 10-Nov https://www.online.citibank.co.in/wealth-management/investments/deposits/
@ DBS 6.5 7.25 18-Nov https://www.dbs.com/digibank/in/deposit/fixed-deposit/interest-rates.page
@ HDFC 6.1 6.4 08-Nov https://www.hdfcbank.com/personal/resources/rates
@ Au Small Fin 7.1 6.95 10-Oct https://www.aubank.in/personal-banking/term-deposits/fixed-deposits/interest-rates
@ Jana small 7.5 7.5 14-Oct https://www.janabank.com/interest-rates/#deposits
@ Bandhan Bank Ltd 7 7.5 07-Nov https://bandhanbank.com/rates-charges
Exceptions
*BOB non callable, decrease .15 for callable
*444 for Canara
*501 days for BOB and IDFC, *600 Bandhan, DBS, PNB, Union, *666 for Canara
Deal Subedar Deal Subedar
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With RBI hiking rates by 0.35% this week, any update on FD rates revision from banks.

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