Kotak Bank Fraud

78°
Deal Cadet
umeshpathakk

Kotak Bank is doing a fraud they are calling/emailing/messaging you with text "life time free card but when you will receive the card
They shamelessly deny thAt your card is lifetime free 

they did same with me 2 times

I have attached screenshot of  lifetime free in emails ,LTF  in whatsapp chat of official bot of kotak, even during card applying process it is clearly written annual zero and joining zero

https://cdn0.desidime.com/attachments/photos/738620/medium/kotak.jpg?1643637455

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Deal Subedar Deal Subedar
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How can you say that these emails are from kotak officially ?

Chennai Super Kings Chennai Super Kings
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I Applied 

Didnt Get Any Message 

Deal Cadet Deal Cadet
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RowdyAK47 wrote:

Do you have a kotak 811 account? How old is the account? Was it pre-approved offer without any documents?

I have old account of  811 I do not remember exact date but easily 4-5 year old

but problem is they offers me ltf then let me do all formalities with ltf  in end when i receives card they denies LTF

Community Angel Community Angel
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umeshpathakk wrote:

I have old account of  811 I do not remember exact date but easily 4-5 year old

but problem is they offers me ltf then let me do all formalities with ltf  in end when i receives card they denies LTF

Mail PNO with the email screenshot. Also check in the email for any hidden T&C

Deal Cadet Deal Cadet
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Manitian wrote:

How can you say that these emails are from kotak officially ?



one can easily verify it search on google





Deal Cadet Deal Cadet
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RowdyAK47 wrote:

Mail PNO with the email screenshot. Also check in the email for any hidden T&C

Not just on email 

1. On phone calls 

2. On whatsapp bot of kotak

3. While filling the credit card forms on official kotak  website too


they spams everywhere with LTF card thing

I have proof of everything

Deal Cadet Deal Cadet
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prem4998 wrote:

You have all the proofs so do not worry. Fellow dimers faced this same issue with customer support and even branch personnel. They have no clue about these offers.

Did they charge joining fee?

Last time same happened

joining fees will come in  first billing cycle(As per customer care) I will cancel card before first billing cycle 

Deal Subedar Deal Subedar
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Someone raised the complaint to nodal or RBI ombudsman or something and finally go his confirmation that its LTF. You may have to do that as well as luckily you have all the proofs.

Deal Cadet Deal Cadet
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prem4998 wrote:

Someone raised the complaint to nodal or RBI ombudsman or something and finally go his confirmation that its LTF. You may have to do that as well as luckily you have all the proofs.

thanks will do

Deal Subedar Deal Subedar
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umeshpathakk wrote:

Last time same happened

joining fees will come in  first billing cycle(As per customer care) I will cancel card before first billing cycle 

If you have time, raise a complaint and deal with those dumbs. Someone here got the LTF confirmation after a long fight.

Deal Captain Deal Captain
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umeshpathakk wrote:

@beastboy @TEMPER

Even I have applied the same card League platinum for my father and brother and made complete video while applying for it from Kotak App
If they Deny will post the video and Emails to RBI

Deal Cadet Deal Cadet
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Kotak is worst bank now a days, no services complaint pending over 1 month

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