https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266193
Following.
Probably same being done by those SBI guys.
List of places and merchants where we can buy GV with 5% cashback using SBI cashback card
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I am trying to curate the list of places where we can buy GV with 5% cashback after the devaluation for SBI cashback card.
- PayTM - PAYTM NOIDA IN - 5699
- Amazon - All GV irrespective of the merchant name or MCC
- Flipkart - All GV
- magicpin - WWW MAGICPIN IN
Add your findings in the discussion so that the thread can be edited and made useful.
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Created by : beastboy
Update received from sbi (Credit - @Gauravmittal49589 )
Mcc for magicpin is 7399 so eligible
Mcc for Amazon gv is 5399 so eligible
Mcc for woohoo is 6540 so eligible but cb not received even in last month
Mcc for gyftr is 5947 so not eligible
Top Comments
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266207
ashb009 wrote:Yes.Wait, buying Amazon GV from Amazon directly is still fetching 5%?
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266283
THIS THREAD IS GOING TO MAKE SURE AMAZON ALSO STOPS CASHBACK ON GV 🫡.
ONCE THEY CHANGE MERCHANT TO Utility payment category WE ALL ARE SCREWED
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266343
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itsmejerry wrote:It is not from some list, somebody experimented with different txns then called customer care to know MCC. Also, this is not permanent as banks/sites can change their MCC code anytime.Where can I find the complete list?
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266379
What about irctc wallet load?
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266456
Vu! Good job!! Please keep experimenting and updating this thread adding more places and MCC codes.
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266465
the amount of time and energy we have to put now to earn 5% cashback is huge and so hectic now.
which makes this card useless for paying 999 annual fee.
Unless someone do various research and uses it monthly with all precautions. and still as bank/sites can change the MCC code. so there is NO guarantee till when the last research will work.
few days ago, i didn't even knew What the F*ck is MCC. 😓
My planning is to CLOSE this card before 1 years completes OR any changes in the Policy/LTF. Though its personal for everyone.
which makes this card useless for paying 999 annual fee.
Unless someone do various research and uses it monthly with all precautions. and still as bank/sites can change the MCC code. so there is NO guarantee till when the last research will work.
few days ago, i didn't even knew What the F*ck is MCC. 😓
My planning is to CLOSE this card before 1 years completes OR any changes in the Policy/LTF. Though its personal for everyone.
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266497
Asmi_Alpha wrote:Agree, with these many restrictions there has no point to keep this card and paying 999+tax annually.
the amount of time and energy we have to put now to earn 5% cashback is huge and so hectic now.
which makes this card useless for paying 999 annual fee.
Unless someone do various research and uses it monthly with all precautions. and still as bank/sites can change the MCC code. so there is NO guarantee till when the last research will work.
few days ago, i didn't even knew What the F*ck is MCC. 😓
My planning is to CLOSE this card before 1 years completes OR any changes in the Policy/LTF. Though its personal for everyone.
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266613
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dear4you wrote:
Agree, with these many restrictions there has no point to keep this card and paying 999+tax annually.
Please do close the card. There have been too much misusages . it is still giving 5% where they intended to give. They just closed the misusages . im just glad they didnt block our cards
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266617
It's too risky anyway. They will deduct cb/charge you amount on any random day. Better to avoid. Unless it's small value transactions.
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266711
Intermiles eligible for cashback?
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266775
You can call SBI CARD and ask them MCC code of your transaction, they will tell you.
Call SBI support after your transaction settlement.
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266812
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aakash2020139 wrote:this was via SimplyClick Card but my query was will the merchant name as shown during payment page and then in SBI statement will always be the same (not in my case as Payment page showed only Flipkart but SBI app shows Paytm)Paytm_flipkartinternet merchant name is there... My all flipkart transaction settled with the same merchant name
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266821
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arundass007378 wrote:no idea bro...
this was via SimplyClick Card but my query was will the merchant name as shown during payment page and then in SBI statement will always be the same (not in my case as Payment page showed only Flipkart but SBI app shows Paytm)
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266883
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266892
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9266922
masumshah59838 wrote:It's too risky anyway. They will deduct cb/charge you amount on any random day. Better to avoid. Unless it's small value transactions.
Absolutely, SBICards cannot be trusted anymore. They actually deduct failed reward point reversal charges for transactions done months ago, so yes one fine day they can come up and debit your account of any charges complying their general TnC.
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9267104
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https://www.desidime.com/discussions/be-wary-of...
Gauravmittal49589 wrote:From here...!How you got this list?
https://www.desidime.com/discussions/be-wary-of...
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9267276
Ua,,
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9267310
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neel648 wrote:
People r buying almost unlimited amounts amazon pay balance and getting 5% cb and paying insurance for which very few credit card companties give rp that too too little.
Then what about legitimate users who buy gifts for legitimate uses? Don't they also loose their benefits?
Then how come you say they "just" closed the missusages?
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9267363
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9267475
Parkplus
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9267602
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9267604
ruts200896939 wrote:Parkplus
Did u verify it?
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9267817
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9268016
Many people rotated money and resold gift cards by using this card and earned 5% unlimited cashback.
Utility bills, gold, jewellery, fuel, insurance payments, etc. via gift voucher purchase.
Many people used this card for Business expenses.
SBI closed all the misuses and imposed limits and restrictions on them. All restrictions are justified.
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9268299
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arundass007378 wrote:
this was via SimplyClick Card but my query was will the merchant name as shown during payment page and then in SBI statement will always be the same (not in my case as Payment page showed only Flipkart but SBI app shows Paytm)
Call SBI CARD support and ask them MCC code of your transaction, they will tell you.
Note - Call SBI Card support after your transaction settled.
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9268399
Digitalguy wrote:Many people rotated money and resold gift cards by using this card and earned 5% unlimited cashback.
Utility bills, gold, jewellery, fuel, insurance payments, etc. via gift voucher purchase.Many people used this card for Business expenses.
SBI closed all the misuses and imposed limits and restrictions on them. All restrictions are justified.
Now I think from the SBI CB card launch day anniversary, they should make renewal charges either 649+gst or 699+gst to keep existing users as well as get new ones... exclusions applied hard, fees need to be tweaked too!
https://www.desidime.com/discussions/list-of-places-and-merchants-where-we-can-buy-gv-with-5-cashback-using-sbi-cashback-card?page=2#post_9268799
Digitalguy wrote:Many people rotated money and resold gift cards by using this card and earned 5% unlimited cashback.
Utility bills, gold, jewellery, fuel, insurance payments, etc. via gift voucher purchase.Many people used this card for Business expenses.
SBI closed all the misuses and imposed limits and restrictions on them. All restrictions are justified.
You may be right.
However, to refrain misuse, instead of blocking these MCC, sbi should restrict the monthly cashback to lower limit.
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which makes this card useless for paying 999 annual fee.
Unless someone do various research and uses it monthly with all precautions. and still as bank/sites can change the MCC code. so there is NO guarantee till when the last research will work.
few days ago, i didn't even knew What the F*ck is MCC. 😓
My planning is to CLOSE this card before 1 years completes OR any changes in the Policy/LTF. Though its personal for everyone.
Yes create more threads so it will be easier for them to remove from these remaining sources also
Update received from sbi
Mcc for magicpin is 7399 so eligible
Mcc for Amazon gv is 5399 so eligible
Mcc for woohoo is 6540 so eligible but cb not received even in last month
Mcc for gyftr is 5947 so not eligible