Hot Deal

Loot - Pay Credit Card bill & get 5% Cashback using SBI Cashback Credit Card (3.1% profit)

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Finance Ninja
abhishek012

Loot - Pay Credit Card bill and get 5% Cashback using SBI Cashback Credit Card (3.1% profit):

Signup - Coupl app (single people also invited) but only 10k monthly wallet limit (full kyc coming soon),

Only BOB, SBI Card, Federal and Kotak credit card bill available to pay via coupl wallet balance.

Wallet load charges 1.9% (load Rs2000*5 times), and you will get 5% cashback on sbi cashback card (If you load more than Rs2000 in a single transaction then 2.25% charges).

Card transaction merchant name on card otp page - "MerchandiseEBS"

Note - Before load money, first check your credit card bill amount fetch or not (SBI Card only day time credit card bill is fetch, night time got error - no pending bills to pay).

You can pay any cc bill amount like Rs100, no need to pay full bill amount.

First time try with Rs100 and if everything is working perfectly load higher amount.

Where to pay credit card bill on coupl app ?

Open Coupl app >> home page >> Bills & recharges >> view more >> credit card.

Note - Sometimes coupl app server over loaded, you will get multiple types of error, just wait few mins or hours and then try again, if you face this problem.

More details about Coupl app -

https://www.desidime.com/deals/single-people-al...

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Finance Ninja Finance Ninja
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LOL.

Rotate money is not taxable.

Deal Cadet Deal Cadet
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@abhishek012
Ha bro not taxable , i never said it is. But jab officers notice bhejenge aur justification dena padega, you'll know this 5% is not worth it. Ask me one of my friends got a notice. He used to swipe his card on his pos and use that money. Ab aise halat hogayi ki shop se pos machine hata diya. Not saying dont do it, but rather know the after effects of your actions 😄
Deal Cadet Deal Cadet
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@abhishek012
Ha bro not taxable , i never said it is. But jab officers notice bhejenge aur justification dena padega, you'll know this 5% is not worth it. Ask me one of my friends got a notice. He used to swipe his card on his pos and use that money. Ab aise halat hogayi ki shop se pos machine hata diya. Not saying dont do it, but rather know the after effects of your actions 😄
Helpful Helpful
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@cofeewithrushab860

Yes yes yes.


What ever you spend using credit cards is considered as income and you have to add that  to your income and pay tax on it.


So do not use any credit card and do not earn any money.

If you have got properties or capital, just donate them. Otherwise, you will be caught by IT dept.😄



Generous Generous
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Cc spend ko log aise batate Hain jaise koi chori kar rahe.. bank ne legal tarike se Diya hai use karne ko.. ye bank can block or whatever they do.. but why IT involve? U can show them u have transfered cc to ur bank then deposit in fd and paid back..  cc bill on time.. 🤔

62 Comments  |  
27 Dimers
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Helpful Helpful
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Logged out of app.then trying to login but getting no otp since yesterday

Finance Ninja Finance Ninja
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Try day time.
Deal Cadet Deal Cadet
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Bhai AIS me reporting Double hoga. 5% ke chakkar me goverment ke lafde mat palo. Just a suggestion

Finance Ninja Finance Ninja
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LOL.

Rotate money is not taxable.

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Deal Lieutenant Deal Lieutenant
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Any trick to loot max 5%

Beacon Beacon
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i have one trick but to confirm i need one more day to get cashback as yesterday i did the transaction...

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Deal Cadet Deal Cadet
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Bro comes with new apps.  Everytime sending kyc details to these apps gets me worried

Benevolent Benevolent
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Dimers signing up on every platform and sharing kyc details for 1-2k/month and switch to the different app once it start charging or stop giving cashback.

This is the reason of increasing number of fruads.

One needs to be little more careful before submitting your kyc details, the app might be trust worthy but the security of that app might not be, and one breach on the security of the application will makes you vulnerable to all kind of different fruads.

Think of US country, there one keep the SSN very secretive but here one is sharing aadhar/pan like it doesn't matter to them.

Deal Subedar Deal Subedar
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@abhishek012 Bhai MCC kya hai

Deal Cadet Deal Cadet
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2k stuck not loaded to wallet. How contact coupl support?
Generous Generous
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Cc spend ko log aise batate Hain jaise koi chori kar rahe.. bank ne legal tarike se Diya hai use karne ko.. ye bank can block or whatever they do.. but why IT involve? U can show them u have transfered cc to ur bank then deposit in fd and paid back..  cc bill on time.. 🤔

Benevolent Benevolent
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have you ever read the MOST IMPORTANT TERMS & CONDITION, that you sign before taking any credit card?
Banks have already thought of these things, and created that document, once you read that most of your doubts will be cleared regarding bank transfers.

And regarding the second thing about IT involvement is because of fact that any penny that you earn makes you liable to report to the IT department, so thus they come in picture
Deal Subedar Deal Subedar
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Is this still working?

Finance Ninja Finance Ninja
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Yes.
Deal Newbie Deal Newbie
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Pro Tip-

Coupl rupay card is working on Payzapp. 

Baki aap jaante hi ho kya krna hai 😜

Deal Cadet Deal Cadet
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Can I use this to get 5% cashback for electricity bill?

Finance Ninja Finance Ninja
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If your electricity bill amount under 10k or 14.9k then buy Amazon gv using SBI Cashback credit card and use.

Note - some people also told me Amazon allow till Rs14,999 electricity through Amazon gv (maybe depend on electricity biller).

If you want to buy more Amazon gv and 5% SBI Cashback credit card, visit here - https://www.desidime.com/discussions/trick-to-g...
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Pro Entertainer Pro Entertainer
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@abhishek012 

Got call from company stating he is CEO/CFO asking for feedback 😝😝😝 asked regarding kyc said it will be rolling out in next month with aadhar 2 lakh monthly limit.  Mentioned payment gateway CHANGE MAY happen and paytm fastag recharge issue will be resolved SOON. Lastly asked for google play review 

Finance Ninja Finance Ninja
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Current gateway we got 5% cashback on SBI Cashback credit card.
Deal Newbie Deal Newbie
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Can anyone please tell me if we can transfer money to bank using this app other than cc bill payment?

Finance Ninja Finance Ninja
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No
Budding Star Budding Star
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Merchant - Merchandiseebs Chennai In. Txn settled also but didn't get 5% using sbi cashback card.

Deal Newbie Deal Newbie
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Loaded Rs 100 an hour ago with SBI cashback card. Merchant: MechandiseEBS Chennai IN. I'll post here again whether 5% cashback was received once it's settled. Brand new card so at the moment "Card Cashback Summary" option in the SBI app shows an error.
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The PostMighty The PostMighty
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Now the merchant name is showing coupl, will I get cashback or not? confused

Finance Ninja Finance Ninja
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Yesterday i got "MechandiseEBS" merchant name.
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Generous Generous
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Is this still working?

Finance Ninja Finance Ninja
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Yes but merchant name is now "Coupl".

"Coupl" merchant name also eligible for 5% SBI Cashback credit card.
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Deal Cadet Deal Cadet
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It seems, This transaction is not giving any rewards now. I did the transaction a few days back and the transaction was settled now but no cashback was received sob sob sob sob

Finance Ninja Finance Ninja
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Now coupl merchant gateway is changed.

now merchant category - Wallet. No more 5% SBI cashabck card.

Use new trick and get 5% SBI Cashback credit card - https://www.desidime.com/deals/new-wallet-5-sbi...
Finance Ninja Finance Ninja
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@vvaruncs by the way you can also use this new wallet card to load money on coupl app wallet.

5% SBI Cashback card >> this new wallet app load >> now use this new wallet card >> coupl app load money >> now pay cc bill.

New Wallet - https://www.desidime.com/deals/new-wallet-5-sbi...

Deal Newbie Deal Newbie
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Is this still working?

Finance Ninja Finance Ninja
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Coupl app trick over.
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