Regarding Amex MRCC Card
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Hi,
I am thinking of applying Amex MRCC Card as few of my friends told me it is a good card in terms of offers they provide. I just wanted to know if it is actually a good card as on benefits it mentions milestones but as people told that AMEX runs offers from time to time that are beneficial for its users other than the mentioned benefits.
Is the 1500rs annual fees still valid on referrals. Or With or Without referal it is same that is Rs 4500.
If the annual charges are 1500, is it worth applying for.
Thanks in advance
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https://www.desidime.com/discussions/regarding-amex-mrcc-card?page=1#post_9754342
Yes it is a good card. Iff you consider the non financial benefits, peace of mind and satisfaction it offers in totality.
https://www.desidime.com/discussions/regarding-amex-mrcc-card?page=1#post_9754215
If you can achieve monthly milestones of 4*1500 and 20k transactions without much hastle then its a good card.
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Best card for transactions upto ₹20k each month and you use the same card on Amazon(or Flipkart) shopping/bill payment/insurance, it fetch rewards around ~5%.
If you have another card like ICICI apay or other card for shopping, and insurance+ utilities bill amount per year is less than ₹1.5lac then don't apply.
It makes things worse if you have Airtel axis as bill payment would be covered by it.
Mention the main usage purpose you are looking for and existing card for more analysis.
But I see it's one of the best card I have had till today.