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SBI SimplyClick debiting money-RP Forefeit For CBK Offer

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Deal Cadet
digyvijaykr

Check your statement guys:- "Statement DB – RP Forfeit For CBK Offer" 

they debited 307rs from my card on 27th dec  😒

WhatsAppImage2022-12-30at10.00.09AM

Dear Cardholder,

This is to inform you that Reward Points accrued on transactions eligible for Instant Discount and Cashback offers will be forfeited as per T&Cs of the Offer Program. Reward points will be forfeited for all transactions done during offer period and considered for Offer computation.

In case a cardholder does not have adequate Reward Points balance at the time of forfeiture, an amount equal to the deficit in the Reward Points will be debited from his / her credit card account.

In case of any other query, would request you to please contact the SBI Card Helpline at 39 02 02 02 (prefix local STD code) or 1860 180 1290.

Warm regards,
SBI Card

Expired
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Top Comments
Deal Newbie Deal Newbie
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Lost ₹285 + 1692 RP


Now my confusion got resolved! ICICI Amazon pay card is way better than any other credit cards in India!!

Helpful Helpful
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OMG.. they took out 500+90 rs and 659 rewards for my flipkart transactions in the offer period.. cheap move by SBI ..

And those were my relatives transactions.. already gave them as discount..

Hope they didn't do it with cashback card.. otherwise it will change all my calculations for discount

Critic Critic
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That is why I never consider RPs/cb when giving card to friends/relatives for sale offers. Keep it simple, give your card & ask friend/relative to pay whatever amt is showing after instant discount.
Deal Newbie Deal Newbie
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Request all concerned to raise complain through their app, portal or email and escalate to the topmost officer. Why should a customer suffer for their mistake. All they provide is RPs/vouchers for most cards and now debit cash in return, which is totally unacceptable.

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Mobile Guru Mobile Guru
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@AjgarJurraat Like i mentioned before you must've read presale (Sep 9-21) terms. Linked one dnd thread above and here's amazon offer tnc link clearly mentioning cashback card exclusion

Sep 22 to Oct 3,22 Promotion Terms (amazon.in)

All SBI/Tata Credit Cardholders excluding SBI/Tata Corporate Credit Card, Paytm and Cashback SBI Credit Card are covered under this Program(“Card”).

Can't win disputes when there's no truth in our claims. Got to be very careful with the emails sent to nodal officer + CS-Head since we got to attach these conversations on ombudsman portal. What you guys can do is forward both offer tnc links to SBI nodal officer & CS-Head and question the missing reward points/reversal reference under amazon terms (SimplyClick ineligibility for 10x RP is there) and subsequently file complaint with RBI

@rahulsoni0706846 @Snapz   @Seinfeld @Thunder766 @alekhyadas

Deal Cadet Deal Cadet
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Can all of us tag sbi bank and rbi on twitter with a common thread created ? Will it help ?

Deal Cadet Deal Cadet
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Around 1500rs deducted from my ola card, and I have been only booking ola cabs with this card, and also no cashback accrued for this december at all.

Critic Critic
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Simply click should rename itself to Simply kick 😆

Deal Subedar Deal Subedar
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Strange..noticed today on bill generation, even my 306 rs got deducted on sbi vistara card. God knows their policies. Anyone getting refund?
Coupon Connoisseur Coupon Connoisseur
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This should be valid for the current republic day sale too, right?

They credited 5x for Amazon transactions  😑

Mobile Guru Mobile Guru
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Nothing explicitly mentioned under Amazon sale terms (Limited like everytime) and this offer tnc page is not live on SBI yet but its better to assume that the same thing will happen for every sale (SBI had this reversal term even for last month's super-value days)
Deal Cadet Deal Cadet
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Why is it amount + reward points? Are they deducting reward points or charging the amount for reward points? I have ola card, deducted 32rs., Not yet able to check on reward points. The app is failing to load.

Helpful Helpful
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today morning raised a req. for closure of simplyclick as recently deduction of charges and reward points, they are offering LTF and reversal of all the charges and reward points. already made my card as LTF in the month of sep.

Helpful Helpful
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rest i will update soon if i get all the charges and rewardpoints back

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Deal Subedar Deal Subedar
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They are again giving rewards point for my vistara card for republic day shopping and it will be automatically transferred to cv account..and then they will deduct money What a shitty move to sell their rewards point for cash🤦🤦
Deal Newbie Deal Newbie
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I have lodged complaint to ombudsman. Also appealing all of you to lodge complaint using the link below

https://cms.rbi.org.in/cms/indexpage.ht...ng

Generous Generous
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How you have raised complain
I read somewhere that first you need to complain with nodel officer and if issue is not resolved after 30 days then you can complain to rbi ombudsman

@Knight11 @getready pls clarify this point

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Deal Newbie Deal Newbie
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Simply click card provides reward points on insurance premium payments ?. Can anyone confirm?

Critic Critic
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It gives 5x(1.25%) on all online txns except excluded txn categories & insurance premium is not in excluded category.
Deal Cadet Deal Cadet
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What was the offers btw due to which they cancelled it

Deal Cadet Deal Cadet
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I got my Statement and approx 1K RP revoked and charged Rs 30 in the statement. I am closing this shitty card now. Apay ICICI and FK Axis are way better and lifetime free too.

Post Emperor Post Emperor
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amz pay icici cc has any hidden charges/ terms, which should be kept in mind? going to apply for this cc.

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Deal Newbie Deal Newbie
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Auto debit 302 + uncountable RP gone triumph

Deal Cadet Deal Cadet
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Got a debit of 200. Applied for cancelation of the card. Got 500 returned for retention plus they returned the yearly fee. Fayda ho gaya.

Deal Cadet Deal Cadet
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Sahi hai😂😂
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Helpful Helpful
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why there is deduction for gst?

Blaze Blaze
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Mera toh maintenance ka ₹147.45 kata hai. 

Deal Newbie Deal Newbie
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Chor bank hai

Deal Cadet Deal Cadet
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The reward points/amount which was debited last month (31/12) for availing both discount and reward points in Sept/Oct sale.. I see the same has credited back now to my card. Has anyone also received?

Deal Cadet Deal Cadet
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That’s great! I haven’t received yet!


did you raised any complaint? 

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Deal Cadet Deal Cadet
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They told me that they can't do anything and I should try reaching Nodal Officer. I replied them that I would close my card in that case. They said.. pay your dues and "F#ck off"! That's the crux!

The PostMighty The PostMighty
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Same thing is happening on cashback card also..

Deal Subedar Deal Subedar
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Also send back the RP

Tech Guru Tech Guru
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They have credited back without any complaint. Check your accounts also. 

Crusader Crusader
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Haven't received anything in my simply click cc..

Hope they're doing it gradually / in batches..

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Deal Newbie Deal Newbie
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SBI card has charged me also for the same description. Looks like new way of making money. Carry on SBI.

Deal Cadet Deal Cadet
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SBI is worst. In September Amazon offer of no cost emi, Amazon gave instant discount for emi interest

But they are still charging interest in full amount. I.e. for 8200 Amazon gave 430/- discount because of interest. But SBI interest and principle still counts above 8800. So their interest free offers are also fake

Wingman Wingman
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Anyone who has filed a complaint with ombudsman?

What is the complaint category that you have used? I believe the complaint category plays an important role in cases with the ombudsman.

Pro Mobile Guru Pro Mobile Guru
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Following. Need to raise complaint too.
Savings Mentor Savings Mentor
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Well my reward points for loading money in Paytm wallet using SimplyCLICK were thankfully not forfeited, nor was I charged anything but what SBI card is doing is very shitty and unprofessional. I got Amazon gift card by redeeming those points but anyway, I closed SimplyCLICK last week, because they had offered me SimplySAVE + ₹1000 gift voucher in November 2022. But this reward points forfeiting is wrong and they should let it go for what is essentially THEIR mistake. Instant discount reversal or debiting money straightaway in exchange for reward points is extremely wrong.

While completing the offer form in Nov itself, some shitty technical error occurred on the page where I opt for the additional card and do eSign authentication. They didn't do anything about the error, extended the offer till Dec 31 for everyone but didn't fix the technical error in my case or give any gift voucher so I closed the card in a fit of rage for not caring about customers. smile

Cost of using SimplyCLICK for a year definitely recovered + around ₹650 cashback/Amazon vouchers worth in reward points or direct cashback. SBI SimplyCLICK was my first ever credit card, pre-approved at the branch due to me being at that time a high net worth SBI customer.

Now I got 11 other credit cards in 1 year but cut all my ties with SBI - closed all SBI credit cards and also moved all huge FDs away to other banks giving higher interest, plus moved my primary savings account to another bank as their YONO app decided to kill all Android phone support if the phone is running anything older than Android 9.0 - the only bank forcing people to upgrade their phone for one app. Plus the SBI JCB card isn't working for RuPay offer since forever, hotlisted that too. I've begun to hate SBI for all this.

Deal Newbie Deal Newbie
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I have raised a complained.Once I get the reply I will go to consumer court.

Deal Cadet Deal Cadet
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There is little hope that RBI Ombudsmen would help. They will go by the rule book. Legally, there's little to do. If you are lucky, you may get the refund by the SBI.

Amazon Great Indian Festivals T&C Page Reads: (circulated early September 2022)

"As per Rewards Terms & Conditions, Reward points accrued on offer eligible transactions done between 22 Sept’22 to 03 Oct’22 will be forfeited. Reward points will be forfeited for all transactions done during this offer period and considered for Offer computation. At the time of forfeiture in case the Cardholder has inadequate Reward Point balance, then an amount equivalent to Reward Points to be Forfeited will be debited from the Card holder’s account."

as mentioned in:

https://www.sbicard.com/en/personal/offer/amazo...

______________________________________________________

Although, Customer Notice circulated till 2022/09/26 mentions:
as recorded by WayBackMachine:
http://web.archive.org/web/20220926163550/https...


"Reward Points accrued on transactions eligible for Instant Discount and Cashback offers will be forfeited, for offers starting 7 Oct’22 onwards or as per Program T&C. Reward Points will be forfeited for all transactions done during offer period and considered for Offer computation. In case cardholder does not have adequate Reward Points balance at the time of forfeiture, an amount equal to the deficit in the Reward Points will be debited from the card account. T&C"

The ombudsmen will be open to the interpretation by the SBI, since they had already notified about the changes prior to the sale.


If there's any chance of getting the refunds, its through SBI. Try convincing the Nodal Officers if you may. Play any trick you have up in your sleeves. But, there's no surety that you'll crack the pot.

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