Hot Deal

Trick to transfer 5% SBI Cashback credit card to bank & effectively earn 3% upto Rs3000 profit per month

906°
Finance Ninja
abhishek012

Trick to transfer 5% SBI Cashback credit card balance to bank and effectively earn 3% upto Rs3000 profit per month:

App link: https://play.google.com/store/apps/details?id=c...

Ios link: https://apps.apple.com/us/app/omnicard/id1569...42

Signup with any PAN or Voter Id or Passport or driving license number,

Home page >> go to profile >> setting >> account settings >> Increase limit >> now complete full kyc with PAN and Aadhar number >> and last option ask selfie to complete your full kyc. Now your Wallet limit increase to upto 2 lakhs.

Now app home page you will see "Generate UPI ID" now click on that option and complete your "Wallet UPI"

Go to add money option and add money through SBI Cashback credit card, app will charge you 2.17% but you will get 5% cashback for SBI Cashback credit card.

Make sure merchant name should be "PAYU MONEY" -

payu

Now after load money to your wallet.

Go to scan and pay option and scan your bank UPI QR and transfer to your bank free of cost (No Merchant UPI QR required).

omni1

omni

Important Info - Everyday bank transfer limit is Rs10,000 via Wallet UPI.

But i recommended for new users use small amount like start with Rs100 and then Rs500, Rs1000 or max Rs2000.

Old users dnt face any wallet account blocking problem but many new users who completed full kyc and suddenly loaded Rs5000 or Rs10,000 their wallet account gets blocked immediately due to suspicious activity.

I m sure many users will comment here like my wallet account is blocked and no reply from their customer care,

let me tell you if any new users account will get blocked, you need to wait upto 2 weeks to unblock your account via email (also possible they will ask you to re-submit your kyc document). So, new users dnt load higher amount of money.

Once your account getting old, you can load per day Rs10,000 and transfer to bank via Wallet UPI without any account blocking.

You will get 5% cashback for your SBI Cashback credit card and 2.17% charges. So, effectively approx 3% upto Rs3000 profit per month.

Many users here looted from this app from last few months.

Note - This PPI app is licensed by RBI. You will not lose your money, if your newly created full kyc wallet account will get blocked then i recommended load only as much money as you can handle for some time and once your full kyc wallet account will get old, load full Rs10,000 and transfer to bank via Wallet UPI.

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Deal Subedar Deal Subedar
Link Copied

kitne din chalegi ye trick?

Finance Ninja Finance Ninja
Link Copied
Dnt worry 10 aur trick ready hai SBI Cashback credit card k 5% cashback ko lootne k liye.
Deal Cadet Deal Cadet
Link Copied

I woukd strongly recommend NOT TO DO THIS.

You are acting here as a merchant. A high inflow of transactions in your bank account is equivalent to a business transactions.

You may end up getting income tax notice if you guys fail to audit your fake business and not filling correct ITR.

Chillar cashbacks ke liye apni nind kharab mat kijiye.

Deal Cadet Deal Cadet
Link Copied

I woukd strongly recommend NOT TO DO THIS.

You are acting here as a merchant. A high inflow of transactions in your bank account is equivalent to a business transactions.

You may end up getting income tax notice if you guys fail to audit your fake business and not filling correct ITR.

Chillar cashbacks ke liye apni nind kharab mat kijiye.

Finance Ninja Finance Ninja
Link Copied

This is wallet load and transfer to bank not merchant transaction.

You can also scan & pay to your credit card bill repayment without send to your bank account.

Here SBI Credit card bill pay portal, scan & pay through UPI QR, no need to send to your bank account - https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/...

Just rotate money without involving your bank account.

97 Comments  |  
35 Dimers
  • Sort By
Deal Cadet Deal Cadet
Link Copied

@abhishek012 bahot danger app hai yeh

Finance Ninja Finance Ninja
Link Copied

Haha, Best app hai yeh.

New users k liye bas small amount k transaction karo. Danger kuch nahi hota hai. Suddenly new users higher amount load karoge toh suspicious activity toh hoga he like money laundering ya fraud transaction ka doubt hoga he.

I am more than 2 years old user - https://www.desidime.com/deals/a-multi-benefit-...

View 2 more replies
Deal Subedar Deal Subedar
Link Copied

kitne din chalegi ye trick?

Finance Ninja Finance Ninja
Link Copied
Dnt worry 10 aur trick ready hai SBI Cashback credit card k 5% cashback ko lootne k liye.
View 12 more replies
Deal Subedar Deal Subedar
Link Copied

While installing it ask to select rupay card colour.

Is it having new debit card?

Will be charged for that?

Any charges for using this app?

Finance Ninja Finance Ninja
Link Copied
This is prepaid card wallet.

No charges for virtual card or any other thing except load money through SBI Cashback credit card.
View 5 more replies
Freebie Finder Freebie Finder
Link Copied

Is there any trick for Axis ace CC holders?

Blaze Blaze
Link Copied

Exact same trick shared by Arindam youtuber earlier...good collaboration

Deal Cadet Deal Cadet
Link Copied

I woukd strongly recommend NOT TO DO THIS.

You are acting here as a merchant. A high inflow of transactions in your bank account is equivalent to a business transactions.

You may end up getting income tax notice if you guys fail to audit your fake business and not filling correct ITR.

Chillar cashbacks ke liye apni nind kharab mat kijiye.

Finance Ninja Finance Ninja
Link Copied

This is wallet load and transfer to bank not merchant transaction.

You can also scan & pay to your credit card bill repayment without send to your bank account.

Here SBI Credit card bill pay portal, scan & pay through UPI QR, no need to send to your bank account - https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/...

Just rotate money without involving your bank account.

Generous Generous
Link Copied

Off topic .. but same goal loot.. xd. Idfc loot over? Faltu me bill pay kiye ja raha hope me.. baad me na dega yo loss.. snapy bula raha main idfc ke maya me fasa hu.. smile

Pro Mobile Guru Pro Mobile Guru
Link Copied

please elaborate IDFC

Deal Cadet Deal Cadet
Link Copied

@abhishek012 how OMNI's are used?

Finance Ninja Finance Ninja
Link Copied
??
View 4 more replies
Benevolent Benevolent
Link Copied

Ways to redeem Omni points?


So if I load using sbi cb, I get 5% cashback (albeit 3% effectively) and Omni points? 

Finance Ninja Finance Ninja
Link Copied

Omni points used to pay your physical card fee, free of cost.

View 4 more replies
Deal Cadet Deal Cadet
Link Copied

Load money via SBI cc and pay using omni.This is good way to get 2.85% cashback for offline transactions. Better than ace card. Good find @abhishek012

Finance Ninja Finance Ninja
Link Copied
Yes, you can scan & pay through Wallet UPI and also repay your credit card bill via scan & pay Wallet UPI.
View 6 more replies
Deal Cadet Deal Cadet
Link Copied

@abhishek012   any other way to utilise sbi cashback card for offline transactions to get more than 1% reward rate?

Finance Ninja Finance Ninja
Link Copied
No, use this omnicard na.

Approx 3% profit.
View 1 more reply
Deal Lieutenant Deal Lieutenant
Link Copied

I am struck at capturing selfie page. It's showing as look left only. Not able to click. Please help @abhishek012Screenshot2023-09-23-09-58-16-561604537a2212655c7554be9d98376b17   

Finance Ninja Finance Ninja
Link Copied
Use any other phone.
Deal Cadet Deal Cadet
Link Copied

Getting 503, unable to scan....seems service is down

Helpful Helpful
Link Copied

Now Merchant name is coming as eroute while loading money into wallet.Do we get 5% cashback for this merchant?

@abhishek012

Finance Ninja Finance Ninja
Link Copied
No, cancel the transaction and try again on "PAYU MONEY" merchant name.
Deal Subedar Deal Subedar
Link Copied

Does it accept amex card for loading money? Any charges? 

Deal Subedar Deal Subedar
Link Copied

Does it accept amex card for loading money? Any charges? 

The PostMighty The PostMighty
Link Copied

Great work bro..

Deal Newbie Deal Newbie
Link Copied

Not able to do KYC in omni card. Its is asking 149 rs wen i try to pay only Omni card available and after trying to add money it says to do KYC what bhullshit

Deal Cadet Deal Cadet
Link Copied

Yes asking 149 for complete kyc. What to do @abhishek012

View 1 more reply
The PostMighty The PostMighty
Link Copied

Charges added for the full kyc.

Beacon Beacon
Link Copied

Is anyone facing issues during the send money in omni app. seems sendnow option disabled

Finance Ninja Finance Ninja
Link Copied
Scan your Bank account UPI QR and pay (10k per day for bank transfer).
View 2 more replies
Deal Cadet Deal Cadet
Link Copied

Yes it's working perfectly.

Post Tycoon Post Tycoon
Link Copied

Screenshot2023-11-01-13-43-14-021604537a2212655c7554be9d98376b17Can anyone please help me with this.. having 50k in omni wallet it was added via rupay cc upi for cred trick
Deal Cadet Deal Cadet
Link Copied

When did u opened ur account?

View 1 more reply
Deal Cadet Deal Cadet
Link Copied

Are we still getting 5% cashback?

Finance Ninja Finance Ninja
Link Copied
Yes.
Deal Cadet Deal Cadet
Link Copied

And please let me know if u guys have any referral code to share.

Deal Cadet Deal Cadet
Link Copied

I guess now they are charging 149 to upgrade the account to KYC account. smile

Deal Cadet Deal Cadet
Link Copied

I had loaded 2500 and realized later that for any transaction you would need to upgrade KYC. Even after finishing the KYC process, It is still showing pending. Their customer support number respond nor their mail. It's been more than 48hours now. 

Finance Ninja Finance Ninja
Link Copied
Wait few days, you will get full kyc status.
Deal Newbie Deal Newbie
Link Copied

Screenshot20231118172051OneUIHome2Getting a different marchant now.. would this still fetch 5% @abhishek012 ?
Finance Ninja Finance Ninja
Link Copied
Cancel and retry.

Only merchant name - "PAYU MONEY" give 5% cashback for SBI Cashback credit card.
View 4 more replies
Deal Cadet Deal Cadet
Link Copied

Not getting for eroute

Deal Newbie Deal Newbie
Link Copied

so, is this not working now?

Finance Ninja Finance Ninja
Link Copied
If you get merchant name "PAYU MONEY" try and get 5% Cashback for SBI Cashback credit card.
View 6 more replies
replyuser
Click here to reply
Reply