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After the recent Devaluation of Axis Magnus credit card, Axis Atlas card has emerged as an rewarding alternative. It has got a better valuation, accelerated rewards, more transfer partners, milestone spend rewards, and a whole lot more for Travel enthusiasts. As the name suggests, Axis Atlas is a pure Travel credit card, and can be termed as the Best Global Travel Credit Card in India till date, thanks to higher reward rate and a long list of top transfer partners all around the world! However, it does not have Zero Liability Protection and Insurance benefits. Axis Bank Atlas Credit Card is an Ultra Premium travel credit card. Now, let’s go through the Axis Bank Atlas Credit Card Review, Benefits, Features, Eligibility, and much more. You can also grab some amazing Axis Credit Card offers!

After you receive and set up your Axis Bank Atlas Credit Card, make your 1st transaction within 30 days to get Free 5000 EDGE Miles (credited within 7 days of transaction). Make a note that 1 EDGE Mile = ₹1.
Note: It will not earn you Edge Reward Points but instead Edge Miles
Transaction Type |
Edge Miles Earnings (per ₹100 spent) |
Axis TRAVEL EDGE portal |
5 |
Direct Airlines |
5 |
Direct Hotels |
5 |
All other spends (excluding Insurance of more than ₹5000) |
2 |
Make a note that hotel and airline aggregators like MakeMyTrip, GoIbibo, Cleartrip, etc are not eligible for earning Edge Miles on Axis Bank Atlas Credit Card. Transfer Edge Miles to Partner Flight and Hotel points for doubling (2X) the value!
At start, you will be in the Axis Atlas Card Silver tier. On reaching ₹7.5 lacs in spendings, Gold tier will be activated, and later the Platinum tier at ₹15 lacs. All these upgrades can be done in an anniversary year (12 months from card setup/renew date). If you achieve the target at the end of 1st year then upgraded Tier will be valid for the whole 2nd year! However, one drawback is that airport services can neither be booked on the Extraordinary weekends portal nor through concierge line which was available with Axis Magnus and Reserve cards. There is a 1% Fuel Surcharge waiver upto ₹400/month for all customers irrespective of the tier.
Reward Type |
Silver Tier |
Gold Tier |
Platinum Tier |
Milestone Rewards (excludes rent and wallet transactions) |
2500 EDGE Miles on spend of ₹3 lacs |
7500 EDGE Miles on reaching ₹7.5 lacs |
17500 EDGE Miles on reaching ₹15 lacs |
Domestic Lounge visits (limited guests included) |
8 |
12 |
18 |
International Lounge visits (limited guests included) |
4 |
6 |
12 |
Renewal Benefits (end of annual year) |
2500 EDGE Miles |
5000 EDGE Miles |
10500 EDGE Miles |
Airport Concierge Service |
NA |
2 Complimentary visits |
4 Complimentary visits |
Airport Pick-Up Service |
NA |
NA |
2 Complimentary visits |
Note: Milestone Rewards mentioned includes cumulative EDGE Miles.
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There are 300+ Partner Direct Airlines (MCC: 3000-3350 and 4511) with Axis Atlas Credit Card. Some of the popular ones among Indians are mentioned below.
United Airlines
American Airlines
Japan Airlines
British Airways
Air France
Lufthansa
Air France
Air Canada
Qantas
Saudi Arabian Airlines
Swiss Air
South African Airways
Air India
Emirates Airlines
Singapore Airlines
Thai Airways
Garuda (Indonesia)
Qatar Airways
Virgin Atlantic
Indian Airlines
Turkish
Etihad
Ethiopian
There are many Partner Direct Hotels (MCC: 3501-3838 and 7011) with Axis Atlas Credit Cards. They also include Lodging, motels, and resorts. Some of the popular ones in India are:
Holiday Inn
IHG Hotels & Resorts
ITC Hotels
Hilton Hotels
Marriott Hotels
Westin Hotels
Meridian Hotels
Peninsula Hotels
Shangri-la International
Park Inn International
Mandarin Oriental Hotels
California Hotels and Casino
Fairmont Hotels
Swissotel
Hyatt Hotels
Sofitel Hotels
Novotel Hotels
Radisson Hotels
Oberoi Hotels
Taj Hotels International
Courtyard by Marriott
Marriott Bonvoy
Accor Hotels
The Edge Miles Transfer Program ratio is 1:2 (1 EDGE Mile = 2 Partner Miles/Points) to partner domestic & International airlines and hotels (except Marriott where ratio is 2:1). Thus, your reward points value will be doubled (2X) on Axis Bank Atlas Credit Card. You can also 4X it via airline sweet spots! Thus, it is better to go for direct flight and hotel booking instead of Axis Travel Edge Portal as there the redemption ratio is 1:1. For Marriott, you can first transfer to ITC Hotels and then to Marriott as 2 ITC points = 3 Marriott Bonvoy points ( 60K points/year transfer limit) so you will get 3X value!
Transfer/Redeem |
Edge Miles Transfer Ratio (Edge Miles: Partner Points) |
Partner Airlines & Hotels (except Marriott) |
1:2 👍 |
Marriott (direct) |
2:1 |
Axis Travel Edge Portal |
1:1 |
Marriott (via ITC) |
1:3 👍 |
Note: Edge Miles cannot be encashed👎Also you cannot benefit from Axis GiftEdge or Grab Deals.
Axis Bank Atlas Card gives 25% off up to ₹800 on min bill of ₹2000 at dining restaurants via EazyDiner (10k+ restaurants). This offer can be availed 2 times in a month.
As a silver member, when you spend ₹3 lakhs (30k on fuel, 1.20 lakhs on regular transactions, 1.50 lakhs on travel), you get ₹34,700 reward value (Edge Miles, Lounges, Fuel waiver) i.e. 11.5%. Similarly, Gold adds on more Lounge visits and airport concierge services, and its loyalty reward values at ₹67,750. Platinum is with many more Lounge visits and an addition of airport pickup services, valued at ₹1,31,800.
Note: Gold and Platinum reward value will be more than mentioned above as cumulation of lower tiers takes place.
The below mentioned Eligibility criteria are only indicative. Axis bank reserves the right to approve or decline applications for Atlas Credit Cards.
Primary cardholder should be between age of 18 years and 70 years
Add-on cardholder should be over 18 years
Salaried : Net Annual income of Rs 9 Lakhs and above
Self Employed : Net annual income of Rs 12 Lakhs & above
Resident of India
You can Apply for an Axis Bank Atlas Credit Card with the following documents. Also checkout these amazing Axis Credit Card offers.
PAN card photocopy or Form 60
Latest payslip/ Form 16/IT return copy as proof of income
Residence proof (Passport/Driving license/ Electricity Bill/ Landline telephone bill)
All the below mentioned Axis Bank Atlas Credit Card Fees & Charges are exclusive of taxes. You can also checkout amazing Credit Card offers for fine savings!
Standard Joining Fee: Rs 5000
Standard Annual/Renewal Fee (2nd year onwards): Rs 5000
Interest Rate (Retail Purchases & Cash): 3.60% per month (52.86% per annum)
Cash Withdrawal Fees: 2.5% (Min. Rs 500) of the Cash Amount
Fee for Cash Payment: Rs. 100
Overdue Penalty or Late Payment Fee:
Total payment due |
Penalty |
Rs. 501-5000 |
Rs. 500 |
Rs. 5001-10000 |
Rs. 750 |
greater than Rs 10000 |
Rs. 1200 |
Cheque return or dishonor fee or auto-debit reversal: 2% of the payment amount subject to Min. Rs. 450 and Max. Rs. 1,500
Foreign Currency Transaction Fee: 3.50% of the transaction value (its high comparatively)
Rent Transaction fee: 1% capped at INR 1,500 per transaction on rental transactions
Dynamic Currency Conversion markup: 1% on International transactions performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nations.
Renewal Fee waiver: No (but there are renewal benefits)
Over Limit Penalty: 2.5% of the overlimit amount (Min. Rs 500)
Airport |
Lounge |
Terminal |
City |
Sardar Vallabhbhai Patel International Airport |
The Lounge |
T1 (Domestic) |
Ahmedabad |
Kempegowda International Airport |
Blr International Lounge | Blr Domestic Lounge | 080 Domestic Lounge |
T1 | T1 | T2 |
Bangalore |
Biju Patnaik International Airport |
Bird Lounge |
T1 (Domestic) |
Bhubaneshwar |
Calicut Airport |
Bird Lounge |
T1 (International) |
Calicut |
Chennai International Airport |
Travel Club Lounge A | Lounge B | Lounge | Lounge Extn | Lounge |
T1 (Domestic) | T1 (Domestic) | T3 (International) | T3 (International) | T4 (International) |
Chennai |
Coimbatore International Airport |
Blackberry Lounge |
T1 (Domestic) |
Coimbatore |
Jolly Grant Airport |
Bird Lounge |
T1 (Domestic) |
Dehradun |
Dabolim Airport |
Good Times Lounge And Bar |
T1 (Domestic) |
Goa |
Rajiv Gandhi International Airport |
Encalm Lounge |
T1 (Domestic) | T1 (International) |
Hyderabad |
Cochin International Airport |
Earth Lounge |
T1 (Domestic) | T3 (International) |
Kochi |
Netaji Subhash Chandra Bose International Airport |
Travel Club Lounge |
T1 (Domestic) | T2 (International) |
Kolkata |
Chaudhary Charan Singh International Airport |
The Lounge |
T2 (Domestic) |
Lucknow |
Chhatrapati Shivaji International Airport |
Travel Club Lounge | Adani | Loyalty | Oasis |
T1c (Domestic) | T2 (Domestic) | T2 (International) | T1b (Domestic) |
Mumbai |
Dr. Babasaheb Ambedkar International Airport |
Mandarin Lounge |
T1 (Domestic) |
Nagpur |
Indira Gandhi International Airport |
Encalm Lounge |
T2 (Domestic) | T3 (Domestic) | T3 (International) |
New Delhi |
Pune International Airport |
Earth Lounge |
T1 (Domestic) |
Pune |
Trivandrum International Airport |
The Lounge |
Main terminal (International) |
Trivandrum |
Vadodara Airport |
Premium Lounge |
Main terminal (Domestic) |
Vadodara |
The Axis Bank Atlas credit card Limit will depend on your credit score, income, and many other factors considered by CIBIL and Axis Bank.
You will find all the official information and detailed T&Cs on Axis Bank Atlas credit cards in this PDF document.
What is an Atlas Finance card?
Atlas Finance card is nothing but the Axis Bank Atlas credit card which is an ultra premium travel credit card
How to redeem/transfer Edge Miles on Axis Bank Atlas credit card?
You can redeem/transfer Edge Miles via Axis Bank Atlas credit card Dashboard on your Axis Bank Mobile App or Netbanking.
What is Axis Bank Atlas credit card customer care number and email address?
For EDGE Miles Credit & Related queries, email to axisbank.com/support or call on 1860-419-5555 or 1860-500-5555. For Travel EDGE portal queries, email to [email protected] or call on 02268554000.
Can I use an Atlas card on the gift edge portal and earn points?
No, you cannot use an Atlas card on the gift edge portal to earn points.
Can I use an Atlas card on the travel edge portal and earn miles?
Yes, you will earn 5 edge miles per ₹100 spent on travel edge portal.
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CredPay is not working for me and the payment is getting failed...can anyone help how to ovrcome this issue? Tried installing and uninsatalling the app and also used other credit cards too..put cred pay is dropping the transaction
SBI air india signature card will be the best card then this batlas
You can also 4X it via airline sweet spots!
Please elaborate above statement!!
On Accor app, it will give 5 edge miles per 100 spent or 2 edge miles per 100 spent?
Amazon gv purchase from Intermiles using Axis Atlas credit card comes under Airlines category.
Many people are using this trick.
If you want to earn Intermiles then use Snapay here - https://www.desidime.com/discussions/snapay-cre...
So, intermiles give 5 per 100 spent or 2 per 100 spent @abhishek012 ?
After the recent Devaluation of Axis Magnus credit card, Axis Atlas card has emerged as an rewarding alternative. It has got a better valuation, accelerated rewards, more transfer partners, milestone spend rewards, and a whole lot more for Travel enthusiasts. As the name suggests, Axis Atlas is a pure Travel credit card, and can be termed as the Best Global Travel Credit Card in India till date, thanks to higher reward rate and a long list of top transfer partners all around the world! However, it does not have Zero Liability Protection and Insurance benefits. Axis Bank Atlas Credit Card is an Ultra Premium travel credit card. Now, let’s go through the Axis Bank Atlas Credit Card Review, Benefits, Features, Eligibility, and much more. You can also grab some amazing Axis Credit Card offers!
After you receive and set up your Axis Bank Atlas Credit Card, make your 1st transaction within 30 days to get Free 5000 EDGE Miles (credited within 7 days of transaction). Make a note that 1 EDGE Mile = ₹1.
Note: It will not earn you Edge Reward Points but instead Edge Miles
Transaction Type
Edge Miles Earnings (per ₹100 spent)
Axis TRAVEL EDGE portal
5
Direct Airlines
5
Direct Hotels
5
All other spends (excluding Insurance of more than ₹5000)
2
Make a note that hotel and airline aggregators like MakeMyTrip, GoIbibo, Cleartrip, etc are not eligible for earning Edge Miles on Axis Bank Atlas Credit Card. Transfer Edge Miles to Partner Flight and Hotel points for doubling (2X) the value!
At start, you will be in the Axis Atlas Card Silver tier. On reaching ₹7.5 lacs in spendings, Gold tier will be activated, and later the Platinum tier at ₹15 lacs. All these upgrades can be done in an anniversary year (12 months from card setup/renew date). If you achieve the target at the end of 1st year then upgraded Tier will be valid for the whole 2nd year! However, one drawback is that airport services can neither be booked on the Extraordinary weekends portal nor through concierge line which was available with Axis Magnus and Reserve cards. There is a 1% Fuel Surcharge waiver upto ₹400/month for all customers irrespective of the tier.
Reward Type
Silver Tier
Gold Tier
Platinum Tier
Milestone Rewards (excludes rent and wallet transactions)
2500 EDGE Miles on spend of ₹3 lacs
7500 EDGE Miles on reaching ₹7.5 lacs
17500 EDGE Miles on reaching ₹15 lacs
Domestic Lounge visits (limited guests included)
8
12
18
International Lounge visits (limited guests included)
4
6
12
Renewal Benefits (end of annual year)
2500 EDGE Miles
5000 EDGE Miles
10500 EDGE Miles
Airport Concierge Service
NA
2 Complimentary visits
4 Complimentary visits
Airport Pick-Up Service
NA
NA
2 Complimentary visits
Note: Milestone Rewards mentioned includes cumulative EDGE Miles.
||google_ad||
There are 300+ Partner Direct Airlines (MCC: 3000-3350 and 4511) with Axis Atlas Credit Card. Some of the popular ones among Indians are mentioned below.
United Airlines
American Airlines
Japan Airlines
British Airways
Air France
Lufthansa
Air France
Air Canada
Qantas
Saudi Arabian Airlines
Swiss Air
South African Airways
Air India
Emirates Airlines
Singapore Airlines
Thai Airways
Garuda (Indonesia)
Qatar Airways
Virgin Atlantic
Indian Airlines
Turkish
Etihad
Ethiopian
There are many Partner Direct Hotels (MCC: 3501-3838 and 7011) with Axis Atlas Credit Cards. They also include Lodging, motels, and resorts. Some of the popular ones in India are:
Holiday Inn
IHG Hotels & Resorts
ITC Hotels
Hilton Hotels
Marriott Hotels
Westin Hotels
Meridian Hotels
Peninsula Hotels
Shangri-la International
Park Inn International
Mandarin Oriental Hotels
California Hotels and Casino
Fairmont Hotels
Swissotel
Hyatt Hotels
Sofitel Hotels
Novotel Hotels
Radisson Hotels
Oberoi Hotels
Taj Hotels International
Courtyard by Marriott
Marriott Bonvoy
Accor Hotels
The Edge Miles Transfer Program ratio is 1:2 (1 EDGE Mile = 2 Partner Miles/Points) to partner domestic & International airlines and hotels (except Marriott where ratio is 2:1). Thus, your reward points value will be doubled (2X) on Axis Bank Atlas Credit Card. You can also 4X it via airline sweet spots! Thus, it is better to go for direct flight and hotel booking instead of Axis Travel Edge Portal as there the redemption ratio is 1:1. For Marriott, you can first transfer to ITC Hotels and then to Marriott as 2 ITC points = 3 Marriott Bonvoy points ( 60K points/year transfer limit) so you will get 3X value!
Transfer/Redeem
Edge Miles Transfer Ratio (Edge Miles: Partner Points)
Partner Airlines & Hotels (except Marriott)
1:2 👍
Marriott (direct)
2:1
Axis Travel Edge Portal
1:1
Marriott (via ITC)
1:3 👍
Note: Edge Miles cannot be encashed👎Also you cannot benefit from Axis GiftEdge or Grab Deals.
Axis Bank Atlas Card gives 25% off up to ₹800 on min bill of ₹2000 at dining restaurants via EazyDiner (10k+ restaurants). This offer can be availed 2 times in a month.
As a silver member, when you spend ₹3 lakhs (30k on fuel, 1.20 lakhs on regular transactions, 1.50 lakhs on travel), you get ₹34,700 reward value (Edge Miles, Lounges, Fuel waiver) i.e. 11.5%. Similarly, Gold adds on more Lounge visits and airport concierge services, and its loyalty reward values at ₹67,750. Platinum is with many more Lounge visits and an addition of airport pickup services, valued at ₹1,31,800.
Note: Gold and Platinum reward value will be more than mentioned above as cumulation of lower tiers takes place.
The below mentioned Eligibility criteria are only indicative. Axis bank reserves the right to approve or decline applications for Atlas Credit Cards.
Primary cardholder should be between age of 18 years and 70 years
Add-on cardholder should be over 18 years
Salaried : Net Annual income of Rs 9 Lakhs and above
Self Employed : Net annual income of Rs 12 Lakhs & above
Resident of India
You can Apply for an Axis Bank Atlas Credit Card with the following documents. Also checkout these amazing Axis Credit Card offers.
PAN card photocopy or Form 60
Latest payslip/ Form 16/IT return copy as proof of income
Residence proof (Passport/Driving license/ Electricity Bill/ Landline telephone bill)
All the below mentioned Axis Bank Atlas Credit Card Fees & Charges are exclusive of taxes. You can also checkout amazing Credit Card offers for fine savings!
Standard Joining Fee: Rs 5000
Standard Annual/Renewal Fee (2nd year onwards): Rs 5000
Interest Rate (Retail Purchases & Cash): 3.60% per month (52.86% per annum)
Cash Withdrawal Fees: 2.5% (Min. Rs 500) of the Cash Amount
Fee for Cash Payment: Rs. 100
Overdue Penalty or Late Payment Fee:
Total payment due
Penalty
Rs. 501-5000
Rs. 500
Rs. 5001-10000
Rs. 750
greater than Rs 10000
Rs. 1200
Cheque return or dishonor fee or auto-debit reversal: 2% of the payment amount subject to Min. Rs. 450 and Max. Rs. 1,500
Foreign Currency Transaction Fee: 3.50% of the transaction value (its high comparatively)
Rent Transaction fee: 1% capped at INR 1,500 per transaction on rental transactions
Dynamic Currency Conversion markup: 1% on International transactions performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nations.
Renewal Fee waiver: No (but there are renewal benefits)
Over Limit Penalty: 2.5% of the overlimit amount (Min. Rs 500)
Airport
Lounge
Terminal
City
Sardar Vallabhbhai Patel International Airport
The Lounge
T1 (Domestic)
Ahmedabad
Kempegowda International Airport
Blr International Lounge | Blr Domestic Lounge | 080 Domestic Lounge
T1 | T1 | T2
Bangalore
Biju Patnaik International Airport
Bird Lounge
T1 (Domestic)
Bhubaneshwar
Calicut Airport
Bird Lounge
T1 (International)
Calicut
Chennai International Airport
Travel Club Lounge A | Lounge B | Lounge | Lounge Extn | Lounge
T1 (Domestic) | T1 (Domestic) | T3 (International) | T3 (International) | T4 (International)
Chennai
Coimbatore International Airport
Blackberry Lounge
T1 (Domestic)
Coimbatore
Jolly Grant Airport
Bird Lounge
T1 (Domestic)
Dehradun
Dabolim Airport
Good Times Lounge And Bar
T1 (Domestic)
Goa
Rajiv Gandhi International Airport
Encalm Lounge
T1 (Domestic) | T1 (International)
Hyderabad
Cochin International Airport
Earth Lounge
T1 (Domestic) | T3 (International)
Kochi
Netaji Subhash Chandra Bose International Airport
Travel Club Lounge
T1 (Domestic) | T2 (International)
Kolkata
Chaudhary Charan Singh International Airport
The Lounge
T2 (Domestic)
Lucknow
Chhatrapati Shivaji International Airport
Travel Club Lounge | Adani | Loyalty | Oasis
T1c (Domestic) | T2 (Domestic) | T2 (International) | T1b (Domestic)
Mumbai
Dr. Babasaheb Ambedkar International Airport
Mandarin Lounge
T1 (Domestic)
Nagpur
Indira Gandhi International Airport
Encalm Lounge
T2 (Domestic) | T3 (Domestic) | T3 (International)
New Delhi
Pune International Airport
Earth Lounge
T1 (Domestic)
Pune
Trivandrum International Airport
The Lounge
Main terminal (International)
Trivandrum
Vadodara Airport
Premium Lounge
Main terminal (Domestic)
Vadodara
The Axis Bank Atlas credit card Limit will depend on your credit score, income, and many other factors considered by CIBIL and Axis Bank.
You will find all the official information and detailed T&Cs on Axis Bank Atlas credit cards in this PDF document.
What is an Atlas Finance card?
Atlas Finance card is nothing but the Axis Bank Atlas credit card which is an ultra premium travel credit card
How to redeem/transfer Edge Miles on Axis Bank Atlas credit card?
You can redeem/transfer Edge Miles via Axis Bank Atlas credit card Dashboard on your Axis Bank Mobile App or Netbanking.
What is Axis Bank Atlas credit card customer care number and email address?
For EDGE Miles Credit & Related queries, email to axisbank.com/support or call on 1860-419-5555 or 1860-500-5555. For Travel EDGE portal queries, email to [email protected] or call on 02268554000.
Can I use an Atlas card on the gift edge portal and earn points?
No, you cannot use an Atlas card on the gift edge portal to earn points.
Can I use an Atlas card on the travel edge portal and earn miles?
Yes, you will earn 5 edge miles per ₹100 spent on travel edge portal.