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Samsung Galaxy Upgrade Offer was recently introduced in India by Samsung under the “Galaxy Forever program” which allows customers to buy the Samsung S26 flagship series at 50% of the cost - half the price. Read on to know what does Samsung Galaxy Upgrade Offer means, what is the Samsung Galaxy Forever program, benefits and how to claim 50% discount on the latest Samsung Galaxy flagships every year.

Samsung announced the Galaxy Forever program on 19th March 2026 in India on the Samsung India Newsroom official website. The brand said, “Consumers can now own Galaxy S26 Ultra or Galaxy S26 Plus for a year by paying only half of the device cost in 12 no-cost EMIs”
Further, Samsung added that the Samsung Upgrade Offer also called the Galaxy Forever program is available on Samsung.com and across 1,500+ Samsung Experience Stores nationwide.
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The Samsung Galaxy Forever program is a new ownership model that allows customers to own a new Samsung Galaxy flagship every year at half the price with a 50% upfront discount against assured buyback after one year and a no-questions-asked-return policy powered by Samsung Care+.
Important Note: The Samsung Galaxy Forever program has a fee of ₹749.92 [for 12 months] for customers who pay via Samsung Finance+ (no-cost) OR a fee of ₹374.96 [24 months] for those who pay via credit card (no-cost).
Here’s how the Samsung Galaxy Forever Program or Samsung Upgrade Offer Works:

In simpler words, the Samsung Galaxy Upgrade program offers customers 3 options:
Own & Upgrade: Own a flagship Galaxy S26 series device by paying only 50% of its cost over 12 no-cost EMIs and if you wish to upgrade, hand back your S26 and switch to the newest Galaxy flagship next year with a new 50% payment plan for the new phone.
Return: By the end of the year, if you do not wish to upgrade your S26 device and neither wish to keep it, you can give the phone back to Samsung and walk away. The "Assured Buyback" covers the remaining 50% you owe*
Keep: If you wish to keep your S26 “forever”, you pay the remaining 50% of the price to own the phone forever. Credit card users can split this into 12 more EMIs, while Samsung Finance+ users pay it in one go in the 13th month.
Example Payment Structure for Samsung Galaxy Upgrade Offer | ||
Particulars |
Samsung Finance+ (No Cost) |
Credit Card (No Cost EMI) |
S26 Ultra (256 GB | 12 GB) Price |
₹ 139999.00 |
₹ 139999.00 |
Advance Buy back of new device |
₹ 69999.50 |
₹ 69999.50 |
Effective Device Price |
₹ 69999.50 |
₹ 69999.50 |
Interest Free EMIs – Device |
₹ 5833.29 (for 12 months) |
₹ 5833.29 (for 24 months) |
Interest Free EMIs – Galaxy Forever (Program Fee) |
₹ 749.92 (for 12 months) |
₹ 374.96 (for 24 months) |
Monthly Payable Amount |
₹ 6583.21 |
₹ 6208.25 |
Following are some of the benefits of the Samsung Galaxy Forever program:
Own the latest Galaxy every year at Half the Price.
Spread the remaining 50% cost interest-free over 12-months
Enjoy Samsung Care+ Protection worth ₹13999 at no extra cost and simply retain or upgrade after 12 months.
Own the next Galaxy 'S' Series with 50% Assured Buy-Back after a year.
Easy returns - No questions asked return after one year.
To join the Samsung Galaxy Forever program, follow the steps mentioned below:
Visit any new Galaxy S series product page
For now, the latest Galaxy S-series phone is the Samsung S26
Visit any Samsung Galaxy S26 series phone you wish to purchase
For example, visit the Galaxy S26 Ultra here https://www.samsung.com/in/smartphones/galaxy-s26-ultra/buy/
Scroll down a bit to find the ‘Join Now’ button for Galaxy Forever on the product page
Read the Upgrade Offer terms and conditions and click on “continue”
Next, Samsung will confirm that with the Samsung Galaxy Forever program, you get 50% upfront discount with their no questions asked return promise, accidental damage (broken or cracked screen/body), liquid damage, including water ingress and claim with zero deductibles
Exclusions include loss or theft of the device, devices not switching on Failed IMEI verification and missing phone stylus
Once you read these, click on “confirm” to proceed
Select exchange - Yes or No depending on your needs
Now you can add any accessories of your choice to save extra upto 15%
If not, click on the “continue to cart” button
Here, you will find the complete price breakup of your selected device
Enter contact details and delivery details
Proceed to pay and select any one option between credit card EMI OR Samsung Finance+
Both the payment options will offer you monthly installment options
Use Samsung India coupons & discounts to save more
Proceed to start the EMI process.
Initiate upgrade, retain or return after one year. No questions asked.
Note: The monthly EMIs you pay will be inclusive of all the costs - Samsung Galaxy Forever Program fee + Samsung Care+ free and device cost
Source: Samsung India Newsroom
Also read: OnePlus Shut Down in India? Full Details
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