HDFC: get LTF CC and 1000 amazon voucher

Dear Applicant,

We thank you for your interest shown on HDFC Bank Credit Card.

While processing your application we observe that you already hold a HDFC Bank Credit Card. We are therefore placing your above mentioned application on hold and request you to consider the option of limit enhancement on your existing HDFC Bank credit card.

I applied for millinneum cc they provide me moneyback card. They are nuts.

How to cancel application. I can’t find any cc no which is working. All are redirecting to eva. Applied for millinneum got moneyback in ecard. I already hold religia first.

Again called the Axis Nodal team 3 times today…First two people (one lady & one man) both directly hung up the call on me when I asked them why my card is not being shipped since August…

The last person told me that they can’t track the card in their system & they can’t ship it until they can track it…I told him that I would wait till 14 days more & then I will close my prime account…I will make sure to write about their services now PUBLICLY on each of their Fb & twitter timelines so that thier other customers can see what kind of service they are providing in the name of customer care…

Nodal Office sent me this email “As per our investigation, we wish to inform you that your MasterCards XXXXXXX got replaced by XXXXXXXX on 28-08-2020 and is under production .The same will be dispatched to you shortly and you will receive SMS that the card has been dispatched.”

They are themselves writing in the email that the card was replaced on 28th August but today it’s 29th October & they still can’t ship the card saying they can’t track the card & hanging up the calls on me…

I have never seen any Indian banks’ nodal officers to hang up the call on their customers lol…

I don’t know what that “MasterCards” is lol…Even the Nodal Team don’t know how to spell MASTERCARD LMAO…

Just received my HDFC Dinners Privilege e-card on e-mail with a great credit limit, though only a 30% limit can be utilized till the physical card delivery.

I already hold HDFC Regalia Credit Card and this will be my 2nd LTF CC.

In most cases, HDFC doesn’t allow two CCs but it was approved after an escalation with CC Head/Nodal Officer. (Applied on 26th Oct)
Have a preferred salary account, FD/RD, and a good banking relationship.

+1, same question @ravi7052 can you explain us the process?

Got physical regalia card delivered today. Quite fast delivery by HDFC.

When i get hdfc money back cc at that time executive said its free for life time after 1.5 yr now they said 500 charges for every year

Be careful guyes

More than 24 hours & it’s still showing in process for me…

Thanks for replying guys, my bad only as didn’t read T&C properly
I got a call to confirm that I have applied for LTF.
CC said: Fees is 10k for DCB and will be waived off for first year if I sped 1lakh in starting 90 days.
She said I will be charged after 3months, if I don’t want to continue I can cancel the card.
^ Not sure about this. Can anyone confirm? or should I reach CC proactively now only and get the request cancelled/card cancelled to avoid fees.

They sent a person for physical verification at my home today…Lol…Anyone had this experience ?? I already have a Max account with them since 3 years alongwith an FD & also using their MoneyBack CC since last 2.5 years…Still they sent someone for physical verification in my home…

I thought I would get the e-Card in my email like some people here got but I had no clue that they would send person for physical verification & Now I think the application will get declined because I didn’t like the attitude of the person who came for physical verification…

P.S. They did not do any kind of phone or physical verification for the MoneyBack which they gave me 2.5 years ago…

My friend have regalia HDFC credit card.he is now not able to convert his reward points to cash.
Any opinions for that?

recieved e card on email 2 days back.recieved card via bluedart today. How to registor card in my hdfc account ? i can not find card in my account . also how to register for smart pay ?

Or
netbanking→cards→Credit Cards→Request→Register A New Card

Currently holding business regalia first and got below information in netbanking. Which cc should i upgrade to?
#creditcard
#creditcarduser

HDFCBANK[email protected]

Thu, Oct 29, 3:52 PM (2 days ago)

to me
YOUR REFERENCE NO 1 *

Dear Applicant,

We thank you for your interest shown on HDFC Bank Credit Card.

While processing your application we observe that you already hold a HDFC Bank Credit Card. We are therefore placing your above mentioned application on hold and request you to consider the option of limit enhancement on your existing HDFC Bank credit card.

Request you to download the form from http://www.hdfcbank.com/assets/pdf/NES_Limit_en... up the same mentioning the above reference number along with any of the following income documents to review the limit enhancement on your existing HDFC Bank Credit Card.

Your latest income documents (self attested)
Salaried – Attested copy of your latest pay slip which is not beyond 45 days old and copy of your visiting card or office id card.
(or)
Self Employed – Attested copy of your latest ITR (Income Tax Return) and copy of your PAN card along with computation of income.

We request you to forward the above forms to the following address and that you respond within 45 days from the date of this letter: HDFC Bank Cards Division, P.O.Box No.8654, Thiruvanmiyur, P.O, Chennai-600041.

Alternatively the same may be dropped in any of the HDFC Bank drop box addressed to “The Manager – HDFC Bank Cards Division”

Assuring you of our best services at all times.

I got a call from HDFC. Long story short they offered me a Diners Black upgrade LTF free from my regalia LTF free.

I said yes as it was from HDFC bank, and same offer was available in my net banking.

DCB holders, do you think it was wise decision ?

OMG just received email of millennia ecard , I hv already moneyback ltf card since last 4 years which is active . Suggest me wt to do now.

I have a Query, I made an apple purchase and HDFC cashback was suppose to come in 90-120 days and now if I upgrade to DCB, what will happen to that Cashback pending with old Regelia card? Also what about Regelia rewards points ? @MetalThrasher666 @Sushrut.B

my status now saying – Your application is Delivery

What does this mean as earlier I got a mail for HDFC we have put application on hold as u alreadyhave a card

UPDATE:

Anybody facing problems with HDFC do this

1) Complaint to RBI obmudsman
2) Complaint at https://consumerhelpline.g...n/

You do not need to do anything else. Their pant comes on fire and they solve everything in a week

No need to waste time. Let them come to you – show them the power of consumers

many HDFC bank employees dont know what they are doing. I applied on 25-Oct, apart from confirmation email, there was no communication. When I called my branch, the employee told me that my application is declined. All of a sudden a third party person came to my place for verification. Lets see what happens next.

ICICI & SBI both allow applying & keeping multiple cards at a time but it’s not so easy to achieve that in case of other banks…I have 3 LTF cards from ICICI…Apay, MMT Platinum & the basic Platinum chip & I was told that I can hold 5 cards at a time in ICICI but then again, except the Apay, none of their other cards are worth taking if not LTF & they also don’t want to give any LE…I already have upgrade offers to Rubyx, Manchester United Signature & MMT Signature (Joining charge & then LTF) but I’m not interested in paying high annual fees…

I applied for and got Diners Black via the link. Didn’t read the terms and conditions fully, attached only 1 smart pay bill, thinking it would be first year free.
Called customer care and they don’t know if its first year free or not. They have given DCB LTF to a few of my friends, but said that is impossible for me.
Thinking about cancelling this card and ending all relationship with HDFC.

Their offers come with 100 thousand conditions anyway and the discount is never more than 10% on anything. New Diners 10X partners are horseshit anyway.

Any other bank which maintains good relationship with customer ? How is Axis Burgundy & BoB ?

Just went to branch and met RM

He told he will convert my LTD diner club miles to LTF Relegia

He told need minimum 5 lac limit for upgrade to DCB.

Okay with this as from relegia one day it will bounce up to INFINIA

In the meanwhile removed all money/insurance from HDFC and wont let the bank make money from me

is there some change in criterion for LTF as terms and conditions now don’t say anything about smartbuy/balance trf thing

Terms and conditions

The gift voucher and Life-time Free offer (if any) are eligible only and only if -
- the application is completed end-to-end digitally using the ‘Apply’ link given here, and
- the application is completed without any support/assistance from our bank representative either verbally or in-person, and
- the application is completed successfully in one-go and you receive the application reference number on the last screen
To avail the gift voucher, you have to do minimum 3 debit transactions within 30 days of card issuance and the benefit will be received within 90 days of card issuance month.
On fulfilling criteria no. 1, your card will be converted to LTF within 90 days of card issuance month. Please note – LTF offer is not applicable on Infinia and other co-brand retail cards.
Gift Voucher offer is time bound and is subject to change. HDFC Bank reserves the right at any time, without prior notice to add, alter, modify, change or vary all or any of these terms and conditions or to replace wholly or in part, the above offer by another offer, whether similar to above offer or not, or to withdraw it altogether.
Sourcing of Indian Oil HDFC Bank Credit Card is not allowed if customer’s Current Residence City is one of the following locations: Delhi, Gurgaon, Mumbai (including Thane and Navi Mumbai), Chennai, Hyderabad (including Secunderabad), Pune & Bangalore
Issuance of the credit card virtually is subject to completeness of verified customer data and approval on the credit card application.
For detailed offer Terms and Conditions on early activation benefits, please visit: https://www.hdfcbank.com/personal/pay/cards/cre...

@Sushrut.B in the worst case of my application getting approved, will i have to deal with the courier guy at doorstep only? or will i get a sms/email about approval/tracking information as well?

Till now the online application tracking has no status update, I do not have an ecard in my email..

@Sushrut.B dimers,

I got my DCB card yesterday and also my new statement date was also yesterday. Looks like they converted my points:

Opening Balance 0
Earned 22559
Adjusted/Lapsed 11,280
Closing Balance Points11,279

Is this Ok?

Thank you for your interest in HDFC Bank International Credit Card.

We wish to inform you that your application has been considered in line with the Bank’s internal credit policy (which is based on a combination of financial and related criteria and/or statistically determined scores to assess credit eligibility) and operating/credit processes ( which include a combination of verifications, credit bureau reports and document verifications). We regret to inform you that we are unable to approve your application as it does not meet the above mentioned internal criteria of the Bank.

Please be assured that our inability to approve the credit card application does not reflect in anyway on your credit standing or your financial stability.

Everything is possible these days. Few days back, I saw Bigbasket delivery boy buying mushrooms, smiley pack from my nukkad dairy shop.
And same guy with same items were delivered to my home 15 mins later along with few other items. 🤣