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SBI Card launches first-of-its-kind 'CASHBACK SBI Card'
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SBI Card launches first-of-its-kind 'CASHBACK SBI Card'

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ashmail123957

SBI Card today announced the launch of 'CASH BACK SBI Card', the first-of-its-kind and the most comprehensive Cash back credit card in India. CASH BACK SBI Card is the industry's first Cashback-focused credit card that enables cardholders to earn 5% Cashback on all online spends without any merchant restrictions.

https://www.sbicard.com/en/personal/credit-card...

  • You can earn accelerated Card Cashback of 5% on online transactions and base Card Cashback of 1% on offline and utility bill payments. For exclusions and other details, please see the cardholder T&Cs.

    • There is no limit to the amount of Card Cashback that you can earn. However, the accelerated Card Cashback i.e. 5% cashback is limited to Rs. 10,000 per billing statement month. Post that, you will continue to get base Card Cashback of 1% on eligible online and offline spends.
      For instance: If your statement generation date is 11th July, the transactions made from 12th June to 11th July will be considered under this statement cycle and all eligible online transactions during this period will accrue 5% Cashback up to maximum of Rs. 10,000. Within the same statement period, all transactions made after reaching the cashback limit of Rs. 10,000 will accrue 1% cashback till 11th July.


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  • *Cashback not applicable on Rent Payments, Fuel Spends, Wallet Loads, Merchant EMIs, Cash Advances, Balance Transfer, Encash & Flexipay.


https://www.sbicard.com/sbi-card-en/assets/docs...

11. How much Cashback can I earn?
Ans: You can earn accelerated Card Cashback of 5% on online transactions and base
Card Cashback of 1% on offline and utility bill payments.


Cashback detailed terms from SBI's Booklet

cc: Seinfeld

2871 Comments  |  
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Cool Cool
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Just that person call who help me to complete kyc I ask my card approved He said yes if not approve than how vkyc done We do only approved vkyc and you will get confirmation in 2 days stuck_out_tongue_winking_eye stuck_out_tongue_winking_eye stuck_out_tongue_winking_eye
Deal Subedar Deal Subedar
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.

Deal Cadet Deal Cadet
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I got a call for verification today at 18:40, and it got disconnected inbetween.. will they call again or my card will be declined now?

Deal Cadet Deal Cadet
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What number they called you from? Also when was the last call before today's call?

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Deal Lieutenant Deal Lieutenant
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for amazon, i guess even simply click gives almost same considering 2.5 % plus 2% as cleartrip spends

Deal Cadet Deal Cadet
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Online tracking was showing application declined but received an SMS just know that my application is under process and will take 9 days
Deal Cadet Deal Cadet
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Seems the bank executives are playing hide and seek.. Irony is they are verifying existing sbi cc customers several times and issuing cards to brand new customets without any physical or video verification. What a joke SBI is playing..

Deal Captain Deal Captain
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Yeah seems new customer acquisition is top priority compared to servicing loyal customers
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Deal Cadet Deal Cadet
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4th Time Received Same Mail with Date Changed Letter (08, 11, 13 & 14 September)😭

Now Waiting For 5th Time😭😭😭

Not Received VC/PC till Now (Approval Date 06 September)😭😭😭

https://cdn0.desidime.com/attachments/photos/805090/original/Screenshot2022-09-14at9.24.17PM.png?1663171258

https://cdn0.desidime.com/attachments/photos/805087/original/Screenshot2022-09-14at9.25.28PM.png?1663171241

Deal Newbie Deal Newbie
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Same here every alternate day i am receiving this email starting from 5th
View 16 more replies
Deal Cadet Deal Cadet
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Does anyone know if buying gift cards via paytm/amazon will count as wallet transactions or if they'll be eligible for 5% back? 


Critic Critic
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It should assuming amazon let you buy GVs using credit card as a payment option after first few purchases.
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Deal Cadet Deal Cadet
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My virtual card finally generated, but credit limit is very less, sbi also started 50k club like axis 15k club.
Deal Subedar Deal Subedar
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Is it SBI cahback card thread or HDFC credit cards thread?

Deal Lieutenant Deal Lieutenant
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How to check virtual card bro? 

Deal Cadet Deal Cadet
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Damn finally approved,okaish 1.5L limit. Want to abuse SBI so much but it will not be enough. My main fear of rejection was i already hold 2 sbi CC both FD based.

Applied on 2nd Sep,physical verification on 6th. First call on 7th, 2nd on 8th and then complete radio silence. Then on 13th i kept getting calls from +9144 and i ignored it thanks to truecaller but later through this thread got to know its sbi's last call. I thought my card will be rejected but luckily got the call again yesterday and attended it and today got approval message.

Deal Cadet Deal Cadet
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Limit for fd based cc? Income documents asked?
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Helpful Helpful
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For those who have received a paltry limit of 10K, likely existing card holders, how was that dealt with? When I called SBICard, they kept parrotting the line that limit cannot be increased. I stressed that I only wanted to share the credit limit with my existing card, but they said it wasn't possible.
Helpful Helpful
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+1
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Deal Subedar Deal Subedar
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Is it worth with 10k limit and annual fees around 1200.

I'm also having simplyclick.

Deal Newbie Deal Newbie
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Absolutely not.


Helpful Helpful
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Got some limit transferred over from my existing SBI card over to the Cashback card after speaking to SBICard for a second time. It's not ideal, I'd have preferred limit sharing, but it'll have to do for now.
Deal Newbie Deal Newbie
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My experience was ideal, it couldn’t be better. My limit was changed according to the request immediately and I verified it in the app before hanging up. Took 2 mins. I did 2 lakh on cashback and left 30k on simplyclick. 
but yes, i would prefer limit sharing like ICICI does. One account linked to two CCs basically. In credit reports too, it is reported as one account.

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Deal Newbie Deal Newbie
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I have a Simply Click card and a Saving Account in SBI.
I applied on 2nd Sept 2022, did the KYC through Digilocker. After that the process simply ended abruptly but I got the application number in SMS.
Anyways the KYC person came on 5th Sept, took my pic, requested me to generate a Virtual Aadhaar, then he realized KYC is already done through Digilocker. He got Forms signed, as for others there was no Cashback Card listed in the form so we cut Simply Click in the list and instead wrote Cashback Card and I signed.
I got a SMS saying Welcome to SBI Card Family, and link to the benefits page. No virtual card.
After that I got 1 verification call and nothing after that.
When i try to check the status online, the status is " Processing" , and on the next page it takes me to the "Schedule KYC Page"
It's been 10 days since the person came, and this was supposed to be an instantly generated Card ?
Ive logged in to the website and also checked on the SBI Cards app, only my existing Simply Click card is listed there.

I'm not too keen on the card as I already have Citibank, HSBC Cashback, 2 ICICI Bank Cards, HDFC Millennia , and SBI Simply Click. I don't like to be stuck with a pending application. Also as others got the 10K limit, I would rather not get the card with that kind of limit.
I guess there is no way to cancel the application, we'll have to wait till 21 days complete.
Anybody else stuck with a Application Under Processing like this ?

Styler

Deal Subedar Deal Subedar
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Everything same except for the welcome to SBI card family SMS, had applied on 1st, hold SBI simply click already
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Generous Generous
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So, yet again received verification call- 3rd time; I got really pi**ed and asked them to cancel my application.

Has been a irritating experience.

Benevolent Benevolent
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Lol...
Next time can you please tell them to call me instead...

in my case its complete silence after 1st varication call( 4 days back). no SMS/Call/Email
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Deal Captain Deal Captain
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why i am getting call from sbi agent for additional card benefit which is chargeable around 1800 + gst, i applied for cashback card now they are calling me for this, i rejected the offer and asked them to stick with only cashback card no other additional services( like stolen card insurance, fraud, fuel, etc) as it was chargeable, they told me that your is approved and you will get email regarding this.....and yes no physical kyc or documents or verification has been done from them till now. bs call pe call ho rha h @guest_999 @getready
Mobile Guru Mobile Guru
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It is a benefit (Card Protection Plan) for them not for us (at least majority). Not just SBI, a lot of banks do spam calls for this and many innocent users get trapped easily. Just say "No" and end the call

Card Protection Plan (CPP) | SBI Card
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Deal Cadet Deal Cadet
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Guys has anyone received 2nd verification call today whose call were disconnected automatically yesterday midway?
Blaze Blaze
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Got the call from cc telling the card is approved..... showing in SBI card app...but limit is only 46k
Deal Cadet Deal Cadet
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Just got a 2nd verification call from +91 98xxx 05202 after a week of esigning. The call got disconnected 1st but went through as she called again. She was confirming company and current residential details. Lets see what happens next.

Deal Newbie Deal Newbie
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Didn't got message or email, tracking on website,app says application under process.

Called customer care, they said card approved with xxxxxx limit, will be contacted by bluedart in 3-4 days

Deal Cadet Deal Cadet
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Cc guys give fake info.. someone will say approve some with say in process wait for 21 days. If you see the card in the app then only believe otherwise not.

View 5 more replies
Deal Newbie Deal Newbie
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Any way to generate virtual card?

Hunk Hunk
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+1, who got sms with link of virtual card, can PM

Deal Cadet Deal Cadet
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Applied on 1st, no update till now. Customer care is useless, they don't have any update other than asking us to wait for few more days

Coupon Connoisseur Coupon Connoisseur
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Same. Tried via twitter, email , customer care they are simply saying it is in process wait for 21 working days
Blaze Blaze
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Card showing in the app but anyway to see complete card details before physical card delivery????
Critic Critic
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Depends on your luck whether you receive the link to virtual card with all the details shown, for reference most here didn't.
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Generous Generous
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Status on website says applications declined… but getting calls for verification. Just did home verification. What’s happening ?

Generous Generous
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Got card approved today 🤘
Crowdpuller Crowdpuller
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Try missed call on 8422845513 from registerd mobile number

Deal Baba Deal Baba
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Guys, please help me out. On eSign website when I try to enter Aadhaar + OTP or TOTP it's showing incorrect despite typing in the right ones. What to do? 
cc - @thegaurav @Gauravmittal49589 @Rockstar008 @guest_999 @raghupro
Deal Newbie Deal Newbie
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That shouldn't happen. Choose OTP instead of TOTP and SMS should come on your aadhar registered number which can be different from the one you're using for registration on SBI website

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Beacon Beacon
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Dear Customer, your SBI Credit Card has been dispatched. To track your shipment here: Received now
Deal Newbie Deal Newbie
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Tell ur journey with dates, how many verification calls? Application message Recieved when?
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Deal Cadet Deal Cadet
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https://cdn0.desidime.com/attachments/photos/805410/medium/IMG20220915193457.jpg?16632507369 days message recieved, another huddle crossed.
Deal Newbie Deal Newbie
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After how many days of receiving epic 11days messages?
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